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Married couple making $1 million/yr able to save $54k/yr (link)

https://www.financialsamurai.com/when-earning-one-million-a-...
narrow-minded jew
  08/16/18
What is a 5 week Staycation?
bespoke rigor
  08/16/18
The five weeks is total vacation time.
narrow-minded jew
  08/16/18
wonder what the husband would get if he filed for divorce lm...
abusive heaven
  08/16/18
holy fuck i wish my property taxes were 0.627% of my home's ...
charcoal den legend
  08/16/18
NYC property taxes are relatively low because there's a city...
Brilliant trailer park
  08/17/18
And because you own relatively little.
contagious frisky affirmative action
  08/18/18
lol
beady-eyed harsh brunch boiling water
  08/16/18
ljfl
Diverse Emerald Market Circlehead
  08/16/18
54k excludes 401k, college plan, principal payments on mortg...
Hilarious bateful patrolman
  08/16/18
Principal payments on mortgage is not "saving." It...
Cracking jet locus french chef
  08/16/18
The definitional debate isn't all that interesting, but it's...
vigorous anal business firm deer antler
  08/16/18
net equity in the asset you acquired with the debt is saving...
drab messiness people who are hurt
  08/16/18
when you earn $500, whether you put it in savings or toward ...
primrose piazza international law enforcement agency
  08/16/18
I'm also confused by this. Take a simple example where I ...
Soul-stirring Set
  08/17/18
don't bother with him, he's a full rtard
aphrodisiac buff alpha
  08/17/18
lol at only owning a $1.5M house
Chestnut fragrant son of senegal chapel
  08/16/18
lol at your reading comp skills
charcoal den legend
  08/16/18
...
Soul-stirring Set
  08/16/18
...
Chestnut fragrant son of senegal chapel
  08/16/18
...
narrow-minded jew
  08/17/18
...
Insanely creepy vibrant brethren
  08/17/18
gas (premium unleaded)
Floppy Slimy Milk Double Fault
  08/16/18
*doesn't count deposits into actual tax-benefit savings vehi...
drab messiness people who are hurt
  08/16/18
160k+ a year for kids lol
Chestnut fragrant son of senegal chapel
  08/16/18
"B-b-but property taxes in the suburbs are so expensive...
Soul-stirring Set
  08/16/18
They still pay over $17k/year in property taxes, which isn't...
Insanely creepy vibrant brethren
  08/17/18
That's probably wrong. It's more than double the comparable...
Brilliant trailer park
  08/17/18
True. That one is only $7243/year.
Insanely creepy vibrant brethren
  08/18/18
Is it common for NYC residents to belong to a country club? ...
Soul-stirring Set
  08/16/18
are Asians allowed in country clubs?
adventurous school cafeteria striped hyena
  08/17/18
After a nice meal, the Chens like to hit up a Broadway show....
Chestnut fragrant son of senegal chapel
  08/16/18
Colin is a car enthusiast, and Rachel appreciates the utilit...
Chestnut fragrant son of senegal chapel
  08/16/18
OH WHAT A CAR ENTHUSIAST
fear-inspiring address
  08/16/18
"she likes safety...as a result, 100k SUV"
Chestnut fragrant son of senegal chapel
  08/16/18
...
buck-toothed irradiated bbw rehab
  08/17/18
I rike ah utirity. I rike ah safety. I rike ah Lange Lovel.
spectacular ivory crackhouse lettuce
  08/16/18
...
bespoke rigor
  08/16/18
...
Soul-stirring Set
  08/16/18
...
razzmatazz box office black woman
  08/16/18
...
Swashbuckling resort boistinker
  08/17/18
...
Bearded opaque orchestra pit gunner
  08/17/18
Yet they also spend a bunch on public transportation. Odd c...
Insanely creepy vibrant brethren
  08/17/18
LOL at spending $1400/mo on a 911S
Plum office
  08/17/18
Lol at making car payments on a Range Rover Velar
fear-inspiring address
  08/16/18
Her pantsuits from Gucci, Dolce, and Chanel easily cost betw...
Chestnut fragrant son of senegal chapel
  08/16/18
btw, this is exactly what you and i discuss regarding home p...
Soul-stirring Set
  08/16/18
you'r not "affording" a home if you're taking out ...
poppy generalized bond parlor
  08/16/18
Are the bags even double-stitched by hand?
spectacular ivory crackhouse lettuce
  08/16/18
...
tan site electric furnace
  08/17/18
Given Colin is a stay at home dad, he doesn’t need to spend ...
Chestnut fragrant son of senegal chapel
  08/16/18
That’s not so crazy.
mischievous titillating location
  08/16/18
That AP is probably 25-30 now?
Pearly Vivacious Property
  08/16/18
No idea, but having a nice old watch and wearing $300 jeans ...
mischievous titillating location
  08/17/18
that's fair. I had two pair of $200 jeans in high school and...
buck-toothed irradiated bbw rehab
  08/17/18
Yet, Rachel tells me she doesn’t know if it’s worth working ...
Chestnut fragrant son of senegal chapel
  08/16/18
No. Their annual savings is $167,733. $18,500 (401k) +...
vigorous anal business firm deer antler
  08/16/18
also 25k to charity
Chestnut fragrant son of senegal chapel
  08/16/18
that's still a retarded savings rate on $1MM/yr. They shoul...
heady big-titted sandwich
  08/16/18
its 40% of their after tax, while still spending buckwild
Chestnut fragrant son of senegal chapel
  08/16/18
Yes, they could easily save more.
vigorous anal business firm deer antler
  08/16/18
risten
Appetizing effete turdskin ceo
  08/16/18
Rachel sees a therapist every other week to help her manage ...
Chestnut fragrant son of senegal chapel
  08/16/18
LOOOOOOOOOOOOOOOL Colin also sees a therapist once a mont...
Chestnut fragrant son of senegal chapel
  08/16/18
...
Soul-stirring Set
  08/16/18
yes, this is definitely a happy marriage
heady big-titted sandwich
  08/16/18
Rachel envies Colin’s time at home. Most of her girlfriends ...
Chestnut fragrant son of senegal chapel
  08/16/18
...
Soul-stirring Set
  08/16/18
I thought this was a flame until I checked the article.
Indigo stage organic girlfriend
  08/16/18
...
vigorous anal business firm deer antler
  08/16/18
...
bespoke rigor
  08/16/18
...
Laughsome cuckold
  08/16/18
...
razzle flickering range
  08/17/18
...
Insanely creepy vibrant brethren
  08/17/18
...
Diverse Emerald Market Circlehead
  08/16/18
I would say that Colin is fucking Rachel's girlfriends at th...
Onyx costumed degenerate
  08/16/18
...
Cerebral hospital
  08/16/18
...
Insanely creepy vibrant brethren
  08/17/18
irl lol
buck-toothed irradiated bbw rehab
  08/17/18
all of that basically makes sense, tbf
Appetizing effete turdskin ceo
  08/16/18
What a pussy. I'd take that job. Where do I find a seven-...
vigorous anal business firm deer antler
  08/16/18
in a fucking heartbeat
Sadistic university
  08/17/18
...
narrow-minded jew
  08/17/18
this is the funniest article ive read on xo in some time. th...
Chestnut fragrant son of senegal chapel
  08/16/18
By the way, can we take a minute to note the irony of a port...
vigorous anal business firm deer antler
  08/16/18
...
saffron lascivious toilet seat gay wizard
  08/16/18
Portfolio manager knows best that it's a scam
Low-t Useless Brakes Church Building
  08/18/18
Jfc. Guillotines.
saffron lascivious toilet seat gay wizard
  08/16/18
Lol author must be writing xoxo bait with references to bott...
crimson thriller abode
  08/16/18
By the way, where the fuck are they driving? Both of thei...
vigorous anal business firm deer antler
  08/16/18
The Chens drive their Velar to the Hamptons many weekends du...
mewling maize ladyboy
  08/16/18
I made well over a million last year and I'm about to break ...
Indigo stage organic girlfriend
  08/16/18
Does your Eating Out figure include future cancer treatment?
poppy generalized bond parlor
  08/16/18
LOL
Soul-stirring Set
  08/16/18
My wife pays me well for my service.
Indigo stage organic girlfriend
  08/16/18
...
crawly comical corner
  08/16/18
These people should be put down
Lavender stag film
  08/16/18
These people are not real
territorial candlestick maker laser beams
  08/16/18
Wow, some people are really dumb.
Exhilarant flirting telephone dog poop
  08/16/18
Next recession will be 180
Outnumbered lay police squad
  08/16/18
...
Cerebral hospital
  08/16/18
How big is Colin's cock?
umber principal's office idea he suggested
  08/16/18
Misspelled "boiclit"
Frum impressive senate athletic conference
  08/16/18
fatal flaw: only $225 in car insurance for both a porsche an...
vermilion public bath
  08/16/18
My insurance on just a 911 was $550 per 6 months ($91.67/mon...
vigorous anal business firm deer antler
  08/16/18
NYC Insurance is cheap. And that’s per month.
Deranged supple theater stage really tough guy
  08/17/18
That’s bullshit If true. I pay like 175 a month for my econo...
vermilion public bath
  08/18/18
I know two NYC couples with similar incomes (1 spouse as a b...
curious carmine therapy
  08/16/18
I have a hard time understanding high earners who don't save...
vigorous anal business firm deer antler
  08/16/18
y'all realize this is fiction right
adventurous school cafeteria striped hyena
  08/17/18
Although I do appreciate the author's downright nutellaesque...
adventurous school cafeteria striped hyena
  08/17/18
*asks hedge fund manager for a three month sabbatical*
canary boltzmann factory reset button
  08/17/18
Which, works better if your husband isn't a leech. $500k +...
Insanely creepy vibrant brethren
  08/17/18
again, this is fiction. this camurai guy has written several...
adventurous school cafeteria striped hyena
  08/17/18
Oh I agree. Whenever you see "salary of $1,000,000, wh...
Insanely creepy vibrant brethren
  08/17/18
Lol I would never offer such unrealistic advice. It’s like ...
crimson thriller abode
  08/17/18
*slaps your round gook face with an average sized white cock...
territorial candlestick maker laser beams
  08/18/18
Hilariously, these not unrealistic characters count oppulent...
turquoise potus
  08/17/18
This.
narrow-minded jew
  08/17/18
lol at giving $25k a year to fraud "charities"
umber principal's office idea he suggested
  08/17/18
Maybe they are animal rescues in which case I applaud them. ...
Insanely creepy vibrant brethren
  08/17/18
You should be gassed
territorial candlestick maker laser beams
  08/17/18
no u. But why in this case?
Insanely creepy vibrant brethren
  08/18/18
Maybe its a sneaky non-profit they operate.
vigorous anal business firm deer antler
  08/17/18
It doesn't seem like they're deducting it, which is weird.
Brilliant trailer park
  08/17/18
WGWAG - does the author post here?
Aquamarine State
  08/17/18
So this is 100% confirmed Nutella, right?
buck-toothed irradiated bbw rehab
  08/17/18
LMAO, probably. But she barely makes half that.
territorial candlestick maker laser beams
  08/18/18
Devastating. So you're saying she inflates HHI for random st...
buck-toothed irradiated bbw rehab
  08/18/18
Lol we save $300k/year on $800k HHI working 40 hours/week. ...
crimson thriller abode
  08/18/18
Are you planning on paying for private schools?
Insanely creepy vibrant brethren
  08/18/18
The public elementary school is excellent but then it’s garb...
crimson thriller abode
  08/18/18
Seems reasonable.
Insanely creepy vibrant brethren
  08/18/18
Hilarious clickbait but still makes me feel good
glittery area codepig
  08/18/18


Poast new message in this thread



Reply Favorite

Date: August 16th, 2018 3:11 PM
Author: narrow-minded jew

https://www.financialsamurai.com/when-earning-one-million-a-year-is-not-enough/

(http://www.autoadmit.com/thread.php?thread_id=4053453&forum_id=2#36627698)



Reply Favorite

Date: August 16th, 2018 3:14 PM
Author: bespoke rigor

What is a 5 week Staycation?

(http://www.autoadmit.com/thread.php?thread_id=4053453&forum_id=2#36627719)



Reply Favorite

Date: August 16th, 2018 3:16 PM
Author: narrow-minded jew

The five weeks is total vacation time.

(http://www.autoadmit.com/thread.php?thread_id=4053453&forum_id=2#36627732)



Reply Favorite

Date: August 16th, 2018 3:24 PM
Author: abusive heaven

wonder what the husband would get if he filed for divorce lmao.

(http://www.autoadmit.com/thread.php?thread_id=4053453&forum_id=2#36627778)



Reply Favorite

Date: August 16th, 2018 3:31 PM
Author: charcoal den legend

holy fuck i wish my property taxes were 0.627% of my home's value.

also lol at a hedge fund having such a garbage health insurance plan

(http://www.autoadmit.com/thread.php?thread_id=4053453&forum_id=2#36627822)



Reply Favorite

Date: August 17th, 2018 10:13 PM
Author: Brilliant trailer park

NYC property taxes are relatively low because there's a city income tax.

(http://www.autoadmit.com/thread.php?thread_id=4053453&forum_id=2#36636477)



Reply Favorite

Date: August 18th, 2018 1:50 PM
Author: contagious frisky affirmative action

And because you own relatively little.

(http://www.autoadmit.com/thread.php?thread_id=4053453&forum_id=2#36639124)



Reply Favorite

Date: August 16th, 2018 3:33 PM
Author: beady-eyed harsh brunch boiling water

lol

(http://www.autoadmit.com/thread.php?thread_id=4053453&forum_id=2#36627832)



Reply Favorite

Date: August 16th, 2018 3:46 PM
Author: Diverse Emerald Market Circlehead

ljfl

(http://www.autoadmit.com/thread.php?thread_id=4053453&forum_id=2#36627949)



Reply Favorite

Date: August 16th, 2018 3:49 PM
Author: Hilarious bateful patrolman

54k excludes 401k, college plan, principal payments on mortgage

(http://www.autoadmit.com/thread.php?thread_id=4053453&forum_id=2#36627973)



Reply Favorite

Date: August 16th, 2018 4:37 PM
Author: Cracking jet locus french chef

Principal payments on mortgage is not "saving." It is repaying a debt.

(http://www.autoadmit.com/thread.php?thread_id=4053453&forum_id=2#36628318)



Reply Favorite

Date: August 16th, 2018 4:53 PM
Author: vigorous anal business firm deer antler

The definitional debate isn't all that interesting, but it's at least reasonable to define savings as the amount by which income exceeds consumption and to exclude (or partially exclude) real estate as a consumed good.

(http://www.autoadmit.com/thread.php?thread_id=4053453&forum_id=2#36628408)



Reply Favorite

Date: August 16th, 2018 5:39 PM
Author: drab messiness people who are hurt

net equity in the asset you acquired with the debt is savings

(http://www.autoadmit.com/thread.php?thread_id=4053453&forum_id=2#36628710)



Reply Favorite

Date: August 16th, 2018 9:08 PM
Author: primrose piazza international law enforcement agency

when you earn $500, whether you put it in savings or toward an a real asset your net worth increases by $500.

(http://www.autoadmit.com/thread.php?thread_id=4053453&forum_id=2#36629896)



Reply Favorite

Date: August 17th, 2018 8:52 AM
Author: Soul-stirring Set

I'm also confused by this.

Take a simple example where I buy a house for $1M with a 1 year balloon mortgage at 5%.

are you saying at the end of the year when I have a fully-paid off house worth $1M that I didn't save $1M? Yes, I paid $50k in interest, but I fail to see how you wouldn't count that as savings. I now have a $1M asset on my balance sheet.

(http://www.autoadmit.com/thread.php?thread_id=4053453&forum_id=2#36631764)



Reply Favorite

Date: August 17th, 2018 1:06 PM
Author: aphrodisiac buff alpha

don't bother with him, he's a full rtard

(http://www.autoadmit.com/thread.php?thread_id=4053453&forum_id=2#36633183)



Reply Favorite

Date: August 16th, 2018 3:53 PM
Author: Chestnut fragrant son of senegal chapel

lol at only owning a $1.5M house

(http://www.autoadmit.com/thread.php?thread_id=4053453&forum_id=2#36627999)



Reply Favorite

Date: August 16th, 2018 3:53 PM
Author: charcoal den legend

lol at your reading comp skills

(http://www.autoadmit.com/thread.php?thread_id=4053453&forum_id=2#36628014)



Reply Favorite

Date: August 16th, 2018 3:58 PM
Author: Soul-stirring Set



(http://www.autoadmit.com/thread.php?thread_id=4053453&forum_id=2#36628057)



Reply Favorite

Date: August 16th, 2018 3:58 PM
Author: Chestnut fragrant son of senegal chapel



(http://www.autoadmit.com/thread.php?thread_id=4053453&forum_id=2#36628060)



Reply Favorite

Date: August 17th, 2018 7:00 AM
Author: narrow-minded jew



(http://www.autoadmit.com/thread.php?thread_id=4053453&forum_id=2#36631567)



Reply Favorite

Date: August 17th, 2018 10:37 AM
Author: Insanely creepy vibrant brethren



(http://www.autoadmit.com/thread.php?thread_id=4053453&forum_id=2#36632152)



Reply Favorite

Date: August 16th, 2018 3:57 PM
Author: Floppy Slimy Milk Double Fault

gas (premium unleaded)

(http://www.autoadmit.com/thread.php?thread_id=4053453&forum_id=2#36628053)



Reply Favorite

Date: August 16th, 2018 3:58 PM
Author: drab messiness people who are hurt

*doesn't count deposits into actual tax-benefit savings vehicles as savings*

(http://www.autoadmit.com/thread.php?thread_id=4053453&forum_id=2#36628059)



Reply Favorite

Date: August 16th, 2018 3:58 PM
Author: Chestnut fragrant son of senegal chapel

160k+ a year for kids lol

(http://www.autoadmit.com/thread.php?thread_id=4053453&forum_id=2#36628063)



Reply Favorite

Date: August 16th, 2018 4:00 PM
Author: Soul-stirring Set

"B-b-but property taxes in the suburbs are so expensive", lisped the urbanite as she wrote another private school check.

(http://www.autoadmit.com/thread.php?thread_id=4053453&forum_id=2#36628072)



Reply Favorite

Date: August 17th, 2018 10:47 AM
Author: Insanely creepy vibrant brethren

They still pay over $17k/year in property taxes, which isn't tiny.

(http://www.autoadmit.com/thread.php?thread_id=4053453&forum_id=2#36632201)



Reply Favorite

Date: August 17th, 2018 10:47 PM
Author: Brilliant trailer park

That's probably wrong. It's more than double the comparable house they show below.

(http://www.autoadmit.com/thread.php?thread_id=4053453&forum_id=2#36636584)



Reply Favorite

Date: August 18th, 2018 1:21 PM
Author: Insanely creepy vibrant brethren

True. That one is only $7243/year.

(http://www.autoadmit.com/thread.php?thread_id=4053453&forum_id=2#36638925)



Reply Favorite

Date: August 16th, 2018 4:02 PM
Author: Soul-stirring Set

Is it common for NYC residents to belong to a country club? Especially when the dad stays at home?

(http://www.autoadmit.com/thread.php?thread_id=4053453&forum_id=2#36628084)



Reply Favorite

Date: August 17th, 2018 6:40 AM
Author: adventurous school cafeteria striped hyena

are Asians allowed in country clubs?

(http://www.autoadmit.com/thread.php?thread_id=4053453&forum_id=2#36631536)



Reply Favorite

Date: August 16th, 2018 4:16 PM
Author: Chestnut fragrant son of senegal chapel

After a nice meal, the Chens like to hit up a Broadway show. Tickets range from $60 up to $1,500 on average for the latest hot show. But given they aren’t earning multi-millions, they often settle for $250 tickets at most. In other words, a date night out easily costs $1,000+.

(http://www.autoadmit.com/thread.php?thread_id=4053453&forum_id=2#36628157)



Reply Favorite

Date: August 16th, 2018 4:17 PM
Author: Chestnut fragrant son of senegal chapel

Colin is a car enthusiast, and Rachel appreciates the utility and safety of an SUV for her kids. As a result, they own the newest Range Rover Velar and Porsche 911S. The P380 Dynamic Velar is leased for $850/month. The Porsche 911S costs $1,400/month.



(http://www.autoadmit.com/thread.php?thread_id=4053453&forum_id=2#36628167)



Reply Favorite

Date: August 16th, 2018 4:19 PM
Author: fear-inspiring address

OH WHAT A CAR ENTHUSIAST

(http://www.autoadmit.com/thread.php?thread_id=4053453&forum_id=2#36628176)



Reply Favorite

Date: August 16th, 2018 4:19 PM
Author: Chestnut fragrant son of senegal chapel

"she likes safety...as a result, 100k SUV"

(http://www.autoadmit.com/thread.php?thread_id=4053453&forum_id=2#36628179)



Reply Favorite

Date: August 17th, 2018 9:16 PM
Author: buck-toothed irradiated bbw rehab



(http://www.autoadmit.com/thread.php?thread_id=4053453&forum_id=2#36636228)



Reply Favorite

Date: August 16th, 2018 5:38 PM
Author: spectacular ivory crackhouse lettuce

I rike ah utirity. I rike ah safety. I rike ah Lange Lovel.

(http://www.autoadmit.com/thread.php?thread_id=4053453&forum_id=2#36628703)



Reply Favorite

Date: August 16th, 2018 5:42 PM
Author: bespoke rigor



(http://www.autoadmit.com/thread.php?thread_id=4053453&forum_id=2#36628727)



Reply Favorite

Date: August 16th, 2018 5:46 PM
Author: Soul-stirring Set



(http://www.autoadmit.com/thread.php?thread_id=4053453&forum_id=2#36628743)



Reply Favorite

Date: August 16th, 2018 8:01 PM
Author: razzmatazz box office black woman



(http://www.autoadmit.com/thread.php?thread_id=4053453&forum_id=2#36629442)



Reply Favorite

Date: August 17th, 2018 9:23 AM
Author: Swashbuckling resort boistinker



(http://www.autoadmit.com/thread.php?thread_id=4053453&forum_id=2#36631845)



Reply Favorite

Date: August 17th, 2018 10:55 AM
Author: Bearded opaque orchestra pit gunner



(http://www.autoadmit.com/thread.php?thread_id=4053453&forum_id=2#36632248)



Reply Favorite

Date: August 17th, 2018 10:47 AM
Author: Insanely creepy vibrant brethren

Yet they also spend a bunch on public transportation. Odd case.

(http://www.autoadmit.com/thread.php?thread_id=4053453&forum_id=2#36632211)



Reply Favorite

Date: August 17th, 2018 11:52 PM
Author: Plum office

LOL at spending $1400/mo on a 911S

(http://www.autoadmit.com/thread.php?thread_id=4053453&forum_id=2#36636939)



Reply Favorite

Date: August 16th, 2018 4:18 PM
Author: fear-inspiring address

Lol at making car payments on a Range Rover Velar

(http://www.autoadmit.com/thread.php?thread_id=4053453&forum_id=2#36628171)



Reply Favorite

Date: August 16th, 2018 4:19 PM
Author: Chestnut fragrant son of senegal chapel

Her pantsuits from Gucci, Dolce, and Chanel easily cost between $2,000 – $3,500 each. On average, she buys one work suit once a year to keep her threads fresh, although sometimes she buys a couple during holiday sales.

With every power suit must come matching Manolo Blahniks or Jimmy Choos at the cost of between $800 – $1,000 a pair on average. Below is a regular black satin pump by Manolo for $995 before tax at Nieman Marcus.

After the pumps, Rachel must of course own a work-appropriate tote bag that can cost anywhere from $1,000 – $3,000. She prefers the understated Prada bags with their hard waterproof exterior. Below are some of her clothing examples.

(http://www.autoadmit.com/thread.php?thread_id=4053453&forum_id=2#36628177)



Reply Favorite

Date: August 16th, 2018 4:21 PM
Author: Soul-stirring Set

btw, this is exactly what you and i discuss regarding home prices and income.

these people could easily afford double the mortgage. it's all the other expenditures that add up to fuck them.

(http://www.autoadmit.com/thread.php?thread_id=4053453&forum_id=2#36628189)



Reply Favorite

Date: August 16th, 2018 4:41 PM
Author: poppy generalized bond parlor

you'r not "affording" a home if you're taking out a (((mortgage)))

(http://www.autoadmit.com/thread.php?thread_id=4053453&forum_id=2#36628335)



Reply Favorite

Date: August 16th, 2018 5:42 PM
Author: spectacular ivory crackhouse lettuce

Are the bags even double-stitched by hand?

(http://www.autoadmit.com/thread.php?thread_id=4053453&forum_id=2#36628724)



Reply Favorite

Date: August 17th, 2018 9:25 AM
Author: tan site electric furnace



(http://www.autoadmit.com/thread.php?thread_id=4053453&forum_id=2#36631850)



Reply Favorite

Date: August 16th, 2018 4:20 PM
Author: Chestnut fragrant son of senegal chapel

Given Colin is a stay at home dad, he doesn’t need to spend anything on work clothes. However, he does own and appreciate an array of finely cut blazers to go along with his designer jeans and button down shirts for when they go out. Each custom blazer costs between $1,000 – $1,500 on average. Designer jeans run between $180 – $300, and shirts from the likes of Thomas Pink can range from $80 – $250. He only has one watch, a stainless steel Royal Oak Audemars Piguet he bought for $16,000 years ago.

(http://www.autoadmit.com/thread.php?thread_id=4053453&forum_id=2#36628183)



Reply Favorite

Date: August 16th, 2018 4:40 PM
Author: mischievous titillating location

That’s not so crazy.

(http://www.autoadmit.com/thread.php?thread_id=4053453&forum_id=2#36628331)



Reply Favorite

Date: August 16th, 2018 5:52 PM
Author: Pearly Vivacious Property

That AP is probably 25-30 now?

(http://www.autoadmit.com/thread.php?thread_id=4053453&forum_id=2#36628764)



Reply Favorite

Date: August 17th, 2018 10:50 AM
Author: mischievous titillating location

No idea, but having a nice old watch and wearing $300 jeans isn’t what I’d call extravagant. The blazers are on the high side, but I’ve spent more than that on suits.

(http://www.autoadmit.com/thread.php?thread_id=4053453&forum_id=2#36632223)



Reply Favorite

Date: August 17th, 2018 9:17 PM
Author: buck-toothed irradiated bbw rehab

that's fair. I had two pair of $200 jeans in high school and both are holding up fine. It's just about buying quality imo

(http://www.autoadmit.com/thread.php?thread_id=4053453&forum_id=2#36636230)



Reply Favorite

Date: August 16th, 2018 4:22 PM
Author: Chestnut fragrant son of senegal chapel

Yet, Rachel tells me she doesn’t know if it’s worth working 65 hours a week for the next 15 years. Even the finest lobster at Le Bernardin or the most picturesque luxury villa off the Almalfi Coast gets old after a while.

(http://www.autoadmit.com/thread.php?thread_id=4053453&forum_id=2#36628196)



Reply Favorite

Date: August 16th, 2018 4:22 PM
Author: vigorous anal business firm deer antler

No.

Their annual savings is $167,733.

$18,500 (401k) + $6,000 (HSA) + $60,000 (529) + $28,800 (mortgage principal) + $54,433 (more savings) = $167,733



(http://www.autoadmit.com/thread.php?thread_id=4053453&forum_id=2#36628198)



Reply Favorite

Date: August 16th, 2018 4:24 PM
Author: Chestnut fragrant son of senegal chapel

also 25k to charity

(http://www.autoadmit.com/thread.php?thread_id=4053453&forum_id=2#36628207)



Reply Favorite

Date: August 16th, 2018 4:25 PM
Author: heady big-titted sandwich

that's still a retarded savings rate on $1MM/yr. They should have retired by now

(http://www.autoadmit.com/thread.php?thread_id=4053453&forum_id=2#36628218)



Reply Favorite

Date: August 16th, 2018 4:27 PM
Author: Chestnut fragrant son of senegal chapel

its 40% of their after tax, while still spending buckwild

(http://www.autoadmit.com/thread.php?thread_id=4053453&forum_id=2#36628232)



Reply Favorite

Date: August 16th, 2018 4:27 PM
Author: vigorous anal business firm deer antler

Yes, they could easily save more.

(http://www.autoadmit.com/thread.php?thread_id=4053453&forum_id=2#36628237)



Reply Favorite

Date: August 16th, 2018 4:25 PM
Author: Appetizing effete turdskin ceo

risten

(http://www.autoadmit.com/thread.php?thread_id=4053453&forum_id=2#36628219)



Reply Favorite

Date: August 16th, 2018 4:23 PM
Author: Chestnut fragrant son of senegal chapel

Rachel sees a therapist every other week to help her manage the constant pressure she feels to provide for her family, outperform her peers, and outperform the markets. The market takes no prisoners and every month she starts with incredible anxiety. She’s only as good as her last month’s performance. This type of pressure has begun to pulverize what little peace and quiet she has left inside. She’s also recently begun to develop heart palpitations, which has her worried.

good thing he has $3M insurance

(http://www.autoadmit.com/thread.php?thread_id=4053453&forum_id=2#36628203)



Reply Favorite

Date: August 16th, 2018 4:24 PM
Author: Chestnut fragrant son of senegal chapel

LOOOOOOOOOOOOOOOL

Colin also sees a therapist once a month to help him get through his feelings of unworthiness for being a stay at home father. Although he’s truly a great dad, he often feels gutted to have given up his management consulting job. None of his friends, who all work, understand what he’s going through. He feels isolated and often depressed. Sometimes he gets jealous of Rachel’s success, which leads to bitter fights.

(http://www.autoadmit.com/thread.php?thread_id=4053453&forum_id=2#36628211)



Reply Favorite

Date: August 16th, 2018 4:25 PM
Author: Soul-stirring Set



(http://www.autoadmit.com/thread.php?thread_id=4053453&forum_id=2#36628216)



Reply Favorite

Date: August 16th, 2018 4:25 PM
Author: heady big-titted sandwich

yes, this is definitely a happy marriage

(http://www.autoadmit.com/thread.php?thread_id=4053453&forum_id=2#36628223)



Reply Favorite

Date: August 16th, 2018 4:25 PM
Author: Chestnut fragrant son of senegal chapel

Rachel envies Colin’s time at home. Most of her girlfriends are stay at home moms who take turns hosting playdates when their kids are off. When they’re in school, they often go to brunch at Blue Water Grill with bottomless mimosas over mounds of freshwater oysters. Colin envies Rachel’s freedom and the thrill of working in the real world with power.

this article is fantastic xobait

(http://www.autoadmit.com/thread.php?thread_id=4053453&forum_id=2#36628225)



Reply Favorite

Date: August 16th, 2018 4:26 PM
Author: Soul-stirring Set



(http://www.autoadmit.com/thread.php?thread_id=4053453&forum_id=2#36628230)



Reply Favorite

Date: August 16th, 2018 4:32 PM
Author: Indigo stage organic girlfriend

I thought this was a flame until I checked the article.

(http://www.autoadmit.com/thread.php?thread_id=4053453&forum_id=2#36628274)



Reply Favorite

Date: August 16th, 2018 4:32 PM
Author: vigorous anal business firm deer antler



(http://www.autoadmit.com/thread.php?thread_id=4053453&forum_id=2#36628280)



Reply Favorite

Date: August 16th, 2018 5:44 PM
Author: bespoke rigor



(http://www.autoadmit.com/thread.php?thread_id=4053453&forum_id=2#36628739)



Reply Favorite

Date: August 16th, 2018 8:47 PM
Author: Laughsome cuckold



(http://www.autoadmit.com/thread.php?thread_id=4053453&forum_id=2#36629765)



Reply Favorite

Date: August 17th, 2018 7:09 AM
Author: razzle flickering range



(http://www.autoadmit.com/thread.php?thread_id=4053453&forum_id=2#36631576)



Reply Favorite

Date: August 17th, 2018 12:40 PM
Author: Insanely creepy vibrant brethren



(http://www.autoadmit.com/thread.php?thread_id=4053453&forum_id=2#36632959)



Reply Favorite

Date: August 16th, 2018 4:33 PM
Author: Diverse Emerald Market Circlehead



(http://www.autoadmit.com/thread.php?thread_id=4053453&forum_id=2#36628285)



Reply Favorite

Date: August 16th, 2018 4:34 PM
Author: Onyx costumed degenerate

I would say that Colin is fucking Rachel's girlfriends at these playdates, but Colin happens to be Asian, so that's not possible.

(http://www.autoadmit.com/thread.php?thread_id=4053453&forum_id=2#36628292)



Reply Favorite

Date: August 16th, 2018 5:25 PM
Author: Cerebral hospital



(http://www.autoadmit.com/thread.php?thread_id=4053453&forum_id=2#36628626)



Reply Favorite

Date: August 17th, 2018 10:49 AM
Author: Insanely creepy vibrant brethren



(http://www.autoadmit.com/thread.php?thread_id=4053453&forum_id=2#36632218)



Reply Favorite

Date: August 17th, 2018 9:25 PM
Author: buck-toothed irradiated bbw rehab

irl lol

(http://www.autoadmit.com/thread.php?thread_id=4053453&forum_id=2#36636272)



Reply Favorite

Date: August 16th, 2018 4:30 PM
Author: Appetizing effete turdskin ceo

all of that basically makes sense, tbf

(http://www.autoadmit.com/thread.php?thread_id=4053453&forum_id=2#36628253)



Reply Favorite

Date: August 16th, 2018 4:31 PM
Author: vigorous anal business firm deer antler

What a pussy. I'd take that job.

Where do I find a seven-figure sugar mama?

(http://www.autoadmit.com/thread.php?thread_id=4053453&forum_id=2#36628272)



Reply Favorite

Date: August 17th, 2018 1:04 PM
Author: Sadistic university

in a fucking heartbeat

(http://www.autoadmit.com/thread.php?thread_id=4053453&forum_id=2#36633169)



Reply Favorite

Date: August 17th, 2018 7:01 AM
Author: narrow-minded jew



(http://www.autoadmit.com/thread.php?thread_id=4053453&forum_id=2#36631570)



Reply Favorite

Date: August 16th, 2018 4:28 PM
Author: Chestnut fragrant son of senegal chapel

this is the funniest article ive read on xo in some time. thanks OP

(http://www.autoadmit.com/thread.php?thread_id=4053453&forum_id=2#36628246)



Reply Favorite

Date: August 16th, 2018 4:30 PM
Author: vigorous anal business firm deer antler

By the way, can we take a minute to note the irony of a portfolio manager with virtually no investment portfolio of her own.

(http://www.autoadmit.com/thread.php?thread_id=4053453&forum_id=2#36628255)



Reply Favorite

Date: August 16th, 2018 4:32 PM
Author: saffron lascivious toilet seat gay wizard



(http://www.autoadmit.com/thread.php?thread_id=4053453&forum_id=2#36628281)



Reply Favorite

Date: August 18th, 2018 2:06 PM
Author: Low-t Useless Brakes Church Building

Portfolio manager knows best that it's a scam

(http://www.autoadmit.com/thread.php?thread_id=4053453&forum_id=2#36639208)



Reply Favorite

Date: August 16th, 2018 4:32 PM
Author: saffron lascivious toilet seat gay wizard

Jfc. Guillotines.

(http://www.autoadmit.com/thread.php?thread_id=4053453&forum_id=2#36628277)



Reply Favorite

Date: August 16th, 2018 4:36 PM
Author: crimson thriller abode

Lol author must be writing xoxo bait with references to bottomless mimosas etc.

Also math doesn’t add up since 401k, 529 etc are all savings. And how come the effective fed rate is so high. Mortgage, property and charity interest deductions need to be included. Fed effective should be closer to 26-27%.

I would feel bad if they weren’t such idiots about spending. Working 65 hours/week til 60 is brutal. All they have to do is cut back on some excesses (clothes, food/entertainment, country club, cars) and that can easily be brought down to age 50.

(http://www.autoadmit.com/thread.php?thread_id=4053453&forum_id=2#36628302)



Reply Favorite

Date: August 16th, 2018 4:37 PM
Author: vigorous anal business firm deer antler

By the way, where the fuck are they driving?

Both of their cars get gas mileage in the 20s. Let's call the average 25 mpg. Average premium gas is, what, $3.60 in NYC? That's more than 22,000 miles per year.

(http://www.autoadmit.com/thread.php?thread_id=4053453&forum_id=2#36628311)



Reply Favorite

Date: August 16th, 2018 4:41 PM
Author: mewling maize ladyboy

The Chens drive their Velar to the Hamptons many weekends during the summer where they rent a vacation house with friends. Colin drives his Porsche to the country club to play golf a couple times a week while the kids are in school. It’s his way of staying in shape and socializing given most of his peers still work full-time jobs.

(http://www.autoadmit.com/thread.php?thread_id=4053453&forum_id=2#36628336)



Reply Favorite

Date: August 16th, 2018 4:37 PM
Author: Indigo stage organic girlfriend

I made well over a million last year and I'm about to break 2 million for this year (and it is only August). My wife and I did a spreadsheet a couple months back that tracked our average spending over 6 months. We did this because we were curious how much our kid raised our expenses. We also have our own money that we use for things like clothes and hobbies, but we don't really spend much if any in those categories. Here it is:

6 Mo Avg

Misc $124.13

Auto Ins $200.00

Baby Supplies $552.56

Beauty $11.25

Business $107.02

Cable/Internet $200.00

Car Leases $992.96

Cell Phone $140.00

Daycare $1,975.00

DMV $5.83

Dog Ins $150.00

Dog Supplies $153.55

Dry Cleaning $18.25

Eating Out $726.17

Entertainment $207.62

Gardening $140.00

Gas $184.80

Gifts $216.72

Health $402.57

HOA $122.95

Home Repair/Maintenance $77.50

Home Insurance $250.00

Home Warranty $55.00

Earthquake Insurance $150.00

Life Ins $53.33

Babysitter $200.00

Market $915.60

Movies $83.66

Pest Control $11.67

Pool $90.00

Property Tax $1,225.00

Son's 529 Contribution $500.00

Utilities $720.26

Umbrella Policy $40.00

Disney AP $93.08

Universal AP $29.83

Total $11,126.29



(http://www.autoadmit.com/thread.php?thread_id=4053453&forum_id=2#36628316)



Reply Favorite

Date: August 16th, 2018 4:40 PM
Author: poppy generalized bond parlor

Does your Eating Out figure include future cancer treatment?

(http://www.autoadmit.com/thread.php?thread_id=4053453&forum_id=2#36628330)



Reply Favorite

Date: August 16th, 2018 4:41 PM
Author: Soul-stirring Set

LOL

(http://www.autoadmit.com/thread.php?thread_id=4053453&forum_id=2#36628334)



Reply Favorite

Date: August 16th, 2018 4:41 PM
Author: Indigo stage organic girlfriend

My wife pays me well for my service.

(http://www.autoadmit.com/thread.php?thread_id=4053453&forum_id=2#36628338)



Reply Favorite

Date: August 16th, 2018 10:49 PM
Author: crawly comical corner



(http://www.autoadmit.com/thread.php?thread_id=4053453&forum_id=2#36630515)



Reply Favorite

Date: August 16th, 2018 4:37 PM
Author: Lavender stag film

These people should be put down

(http://www.autoadmit.com/thread.php?thread_id=4053453&forum_id=2#36628319)



Reply Favorite

Date: August 16th, 2018 8:40 PM
Author: territorial candlestick maker laser beams

These people are not real

(http://www.autoadmit.com/thread.php?thread_id=4053453&forum_id=2#36629699)



Reply Favorite

Date: August 16th, 2018 4:39 PM
Author: Exhilarant flirting telephone dog poop

Wow, some people are really dumb.

(http://www.autoadmit.com/thread.php?thread_id=4053453&forum_id=2#36628329)



Reply Favorite

Date: August 16th, 2018 5:07 PM
Author: Outnumbered lay police squad

Next recession will be 180

(http://www.autoadmit.com/thread.php?thread_id=4053453&forum_id=2#36628509)



Reply Favorite

Date: August 16th, 2018 5:25 PM
Author: Cerebral hospital



(http://www.autoadmit.com/thread.php?thread_id=4053453&forum_id=2#36628628)



Reply Favorite

Date: August 16th, 2018 8:24 PM
Author: umber principal's office idea he suggested

How big is Colin's cock?

(http://www.autoadmit.com/thread.php?thread_id=4053453&forum_id=2#36629605)



Reply Favorite

Date: August 16th, 2018 9:03 PM
Author: Frum impressive senate athletic conference

Misspelled "boiclit"

(http://www.autoadmit.com/thread.php?thread_id=4053453&forum_id=2#36629870)



Reply Favorite

Date: August 16th, 2018 9:10 PM
Author: vermilion public bath

fatal flaw: only $225 in car insurance for both a porsche and a land rover

(http://www.autoadmit.com/thread.php?thread_id=4053453&forum_id=2#36629904)



Reply Favorite

Date: August 16th, 2018 9:44 PM
Author: vigorous anal business firm deer antler

My insurance on just a 911 was $550 per 6 months ($91.67/month) several years ago.

(http://www.autoadmit.com/thread.php?thread_id=4053453&forum_id=2#36630158)



Reply Favorite

Date: August 17th, 2018 5:21 AM
Author: Deranged supple theater stage really tough guy

NYC Insurance is cheap. And that’s per month.

(http://www.autoadmit.com/thread.php?thread_id=4053453&forum_id=2#36631492)



Reply Favorite

Date: August 18th, 2018 1:17 PM
Author: vermilion public bath

That’s bullshit If true. I pay like 175 a month for my economical Japanese car and I’ve had no tickets and no accidents. It went up like 40 dollars in last year alone

(http://www.autoadmit.com/thread.php?thread_id=4053453&forum_id=2#36638899)



Reply Favorite

Date: August 16th, 2018 9:22 PM
Author: curious carmine therapy

I know two NYC couples with similar incomes (1 spouse as a biglaw partner gets you there). This could literally be modeled on them. Way more common than the reverse.

(http://www.autoadmit.com/thread.php?thread_id=4053453&forum_id=2#36629991)



Reply Favorite

Date: August 16th, 2018 9:45 PM
Author: vigorous anal business firm deer antler

I have a hard time understanding high earners who don't save a lot. Having to be a wagecuck SUCKS.

(http://www.autoadmit.com/thread.php?thread_id=4053453&forum_id=2#36630161)



Reply Favorite

Date: August 17th, 2018 6:37 AM
Author: adventurous school cafeteria striped hyena

y'all realize this is fiction right

(http://www.autoadmit.com/thread.php?thread_id=4053453&forum_id=2#36631533)



Reply Favorite

Date: August 17th, 2018 6:42 AM
Author: adventurous school cafeteria striped hyena

Although I do appreciate the author's downright nutellaesque solution:

"If I was Rachel, I’d either ask for a three-month sabbatical or dial back work to 40 hours a week for less compensation. Making $500,000 a year with less stress, fewer hours, and a lower effective tax rate sounds so much more reasonable."

Just do $500K 9-5 WFH Fridays.

If I was Rachel, I’d either ask for a three-month sabbatical or dial back work to 40 hours a week for less compensation. Making $500,000 a year with less stress, fewer hours, and a lower effective tax rate sounds so much more reasonable.

(http://www.autoadmit.com/thread.php?thread_id=4053453&forum_id=2#36631538)



Reply Favorite

Date: August 17th, 2018 10:47 AM
Author: canary boltzmann factory reset button

*asks hedge fund manager for a three month sabbatical*

(http://www.autoadmit.com/thread.php?thread_id=4053453&forum_id=2#36632200)



Reply Favorite

Date: August 17th, 2018 10:53 AM
Author: Insanely creepy vibrant brethren

Which, works better if your husband isn't a leech. $500k + $250k means they make only $250k less than they did before. Move to a nice suburb and you get that back in the form of taxes, no private schools and lower housing costs.

(http://www.autoadmit.com/thread.php?thread_id=4053453&forum_id=2#36632236)



Reply Favorite

Date: August 17th, 2018 10:58 AM
Author: adventurous school cafeteria striped hyena

again, this is fiction. this camurai guy has written several of these clickbait articles and xo snaps them up like potato chips

(http://www.autoadmit.com/thread.php?thread_id=4053453&forum_id=2#36632264)



Reply Favorite

Date: August 17th, 2018 12:50 PM
Author: Insanely creepy vibrant brethren

Oh I agree. Whenever you see "salary of $1,000,000, which they budget by" - it is a dead giveaway because the number is too round. Few people make exactly that or even consistently around that. A lot of comp for those sorts of numbers vary year to year.

Still kind of fun to discuss.

(http://www.autoadmit.com/thread.php?thread_id=4053453&forum_id=2#36633050)



Reply Favorite

Date: August 17th, 2018 12:47 PM
Author: crimson thriller abode

Lol I would never offer such unrealistic advice. It’s like a big law partner asking to cut back hours or for a sabbatical.

My advice would be to:

1) stop spending like rap stars

2) quit and get a lifestyle job (she can be head of IR or something else cushier in the industry)

3) and if that doesn’t work, go all in and get a PM job that pays at least $1.5-2m for 65 hours/week. $1m is low pay as a PM in your mid-40s.

(http://www.autoadmit.com/thread.php?thread_id=4053453&forum_id=2#36633017)



Reply Favorite

Date: August 18th, 2018 12:46 PM
Author: territorial candlestick maker laser beams

*slaps your round gook face with an average sized white cock*

(http://www.autoadmit.com/thread.php?thread_id=4053453&forum_id=2#36638684)



Reply Favorite

Date: August 17th, 2018 8:50 AM
Author: turquoise potus

Hilariously, these not unrealistic characters count oppulent and extravagant consumption as mandatory spending for basic essentials.

If this couple were willing to live like a household making $200k, they could retire in a few years.

(http://www.autoadmit.com/thread.php?thread_id=4053453&forum_id=2#36631757)



Reply Favorite

Date: August 17th, 2018 9:47 AM
Author: narrow-minded jew

This.

(http://www.autoadmit.com/thread.php?thread_id=4053453&forum_id=2#36631919)



Reply Favorite

Date: August 17th, 2018 10:52 AM
Author: umber principal's office idea he suggested

lol at giving $25k a year to fraud "charities"

(http://www.autoadmit.com/thread.php?thread_id=4053453&forum_id=2#36632231)



Reply Favorite

Date: August 17th, 2018 10:53 AM
Author: Insanely creepy vibrant brethren

Maybe they are animal rescues in which case I applaud them. Otherwise, ljl at them.

(http://www.autoadmit.com/thread.php?thread_id=4053453&forum_id=2#36632240)



Reply Favorite

Date: August 17th, 2018 9:05 PM
Author: territorial candlestick maker laser beams

You should be gassed

(http://www.autoadmit.com/thread.php?thread_id=4053453&forum_id=2#36636189)



Reply Favorite

Date: August 18th, 2018 1:21 PM
Author: Insanely creepy vibrant brethren

no u. But why in this case?

(http://www.autoadmit.com/thread.php?thread_id=4053453&forum_id=2#36638931)



Reply Favorite

Date: August 17th, 2018 2:54 PM
Author: vigorous anal business firm deer antler

Maybe its a sneaky non-profit they operate.

(http://www.autoadmit.com/thread.php?thread_id=4053453&forum_id=2#36633845)



Reply Favorite

Date: August 17th, 2018 10:53 PM
Author: Brilliant trailer park

It doesn't seem like they're deducting it, which is weird.

(http://www.autoadmit.com/thread.php?thread_id=4053453&forum_id=2#36636618)



Reply Favorite

Date: August 17th, 2018 9:19 PM
Author: Aquamarine State

WGWAG - does the author post here?

(http://www.autoadmit.com/thread.php?thread_id=4053453&forum_id=2#36636237)



Reply Favorite

Date: August 17th, 2018 9:26 PM
Author: buck-toothed irradiated bbw rehab

So this is 100% confirmed Nutella, right?

(http://www.autoadmit.com/thread.php?thread_id=4053453&forum_id=2#36636275)



Reply Favorite

Date: August 18th, 2018 1:18 PM
Author: territorial candlestick maker laser beams

LMAO, probably. But she barely makes half that.

(http://www.autoadmit.com/thread.php?thread_id=4053453&forum_id=2#36638907)



Reply Favorite

Date: August 18th, 2018 1:49 PM
Author: buck-toothed irradiated bbw rehab

Devastating. So you're saying she inflates HHI for random strangers on TWO DIFFERENT internet shitsites? for shame

(http://www.autoadmit.com/thread.php?thread_id=4053453&forum_id=2#36639115)



Reply Favorite

Date: August 18th, 2018 1:29 PM
Author: crimson thriller abode

Lol we save $300k/year on $800k HHI working 40 hours/week. We don’t need therapists to get through life.

(http://www.autoadmit.com/thread.php?thread_id=4053453&forum_id=2#36638991)



Reply Favorite

Date: August 18th, 2018 1:30 PM
Author: Insanely creepy vibrant brethren

Are you planning on paying for private schools?

(http://www.autoadmit.com/thread.php?thread_id=4053453&forum_id=2#36639004)



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Date: August 18th, 2018 1:47 PM
Author: crimson thriller abode

The public elementary school is excellent but then it’s garbage gang infested schools. The plan is to move to a better school district for middle and high school or during the next major housing downturn. RE is a better investment than private school. We don’t plan on selling our current home and will keep it as a rental property.

(http://www.autoadmit.com/thread.php?thread_id=4053453&forum_id=2#36639101)



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Date: August 18th, 2018 1:48 PM
Author: Insanely creepy vibrant brethren

Seems reasonable.

(http://www.autoadmit.com/thread.php?thread_id=4053453&forum_id=2#36639107)



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Date: August 18th, 2018 1:48 PM
Author: glittery area codepig

Hilarious clickbait but still makes me feel good

(http://www.autoadmit.com/thread.php?thread_id=4053453&forum_id=2#36639108)