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Married couple making $1 million/yr able to save $54k/yr (link)

https://www.financialsamurai.com/when-earning-one-million-a-...
ocher hall mental disorder
  08/16/18
What is a 5 week Staycation?
scarlet hell
  08/16/18
The five weeks is total vacation time.
ocher hall mental disorder
  08/16/18
wonder what the husband would get if he filed for divorce lm...
vibrant sex offender water buffalo
  08/16/18
holy fuck i wish my property taxes were 0.627% of my home's ...
excitant dilemma
  08/16/18
NYC property taxes are relatively low because there's a city...
Bossy domesticated hominid
  08/17/18
And because you own relatively little.
talented rehab goyim
  08/18/18
lol
Self-centered appetizing corner
  08/16/18
ljfl
adventurous rusted nursing home coffee pot
  08/16/18
54k excludes 401k, college plan, principal payments on mortg...
Mildly autistic keepsake machete
  08/16/18
Principal payments on mortgage is not "saving." It...
Avocado ticket booth
  08/16/18
The definitional debate isn't all that interesting, but it's...
Bateful Stag Film Cuck
  08/16/18
net equity in the asset you acquired with the debt is saving...
Spectacular Dopamine Giraffe
  08/16/18
when you earn $500, whether you put it in savings or toward ...
Tantric salmon market love of her life
  08/16/18
I'm also confused by this. Take a simple example where I ...
yellow useless meetinghouse coldplay fan
  08/17/18
don't bother with him, he's a full rtard
internet-worthy galvanic chapel athletic conference
  08/17/18
lol at only owning a $1.5M house
Trip Startling Cuckold
  08/16/18
lol at your reading comp skills
excitant dilemma
  08/16/18
...
yellow useless meetinghouse coldplay fan
  08/16/18
...
Trip Startling Cuckold
  08/16/18
...
ocher hall mental disorder
  08/17/18
...
fantasy-prone cruise ship
  08/17/18
gas (premium unleaded)
At-the-ready floppy principal's office ceo
  08/16/18
*doesn't count deposits into actual tax-benefit savings vehi...
Spectacular Dopamine Giraffe
  08/16/18
160k+ a year for kids lol
Trip Startling Cuckold
  08/16/18
"B-b-but property taxes in the suburbs are so expensive...
yellow useless meetinghouse coldplay fan
  08/16/18
They still pay over $17k/year in property taxes, which isn't...
fantasy-prone cruise ship
  08/17/18
That's probably wrong. It's more than double the comparable...
Bossy domesticated hominid
  08/17/18
True. That one is only $7243/year.
fantasy-prone cruise ship
  08/18/18
Is it common for NYC residents to belong to a country club? ...
yellow useless meetinghouse coldplay fan
  08/16/18
are Asians allowed in country clubs?
marvelous station
  08/17/18
After a nice meal, the Chens like to hit up a Broadway show....
Trip Startling Cuckold
  08/16/18
Colin is a car enthusiast, and Rachel appreciates the utilit...
Trip Startling Cuckold
  08/16/18
OH WHAT A CAR ENTHUSIAST
khaki wonderful gaming laptop
  08/16/18
"she likes safety...as a result, 100k SUV"
Trip Startling Cuckold
  08/16/18
...
comical idiot juggernaut
  08/17/18
I rike ah utirity. I rike ah safety. I rike ah Lange Lovel.
white generalized bond
  08/16/18
...
scarlet hell
  08/16/18
...
yellow useless meetinghouse coldplay fan
  08/16/18
...
Exhilarant beta place of business brunch
  08/16/18
...
harsh parlor electric furnace
  08/17/18
...
glittery university azn
  08/17/18
Yet they also spend a bunch on public transportation. Odd c...
fantasy-prone cruise ship
  08/17/18
LOL at spending $1400/mo on a 911S
Violet old irish cottage
  08/17/18
Lol at making car payments on a Range Rover Velar
khaki wonderful gaming laptop
  08/16/18
Her pantsuits from Gucci, Dolce, and Chanel easily cost betw...
Trip Startling Cuckold
  08/16/18
btw, this is exactly what you and i discuss regarding home p...
yellow useless meetinghouse coldplay fan
  08/16/18
you'r not "affording" a home if you're taking out ...
Concupiscible Stage
  08/16/18
Are the bags even double-stitched by hand?
white generalized bond
  08/16/18
...
Supple Philosopher-king
  08/17/18
Given Colin is a stay at home dad, he doesn’t need to spend ...
Trip Startling Cuckold
  08/16/18
That’s not so crazy.
cracking karate business firm
  08/16/18
That AP is probably 25-30 now?
Mind-boggling impertinent kitchen incel
  08/16/18
No idea, but having a nice old watch and wearing $300 jeans ...
cracking karate business firm
  08/17/18
that's fair. I had two pair of $200 jeans in high school and...
comical idiot juggernaut
  08/17/18
Yet, Rachel tells me she doesn’t know if it’s worth working ...
Trip Startling Cuckold
  08/16/18
No. Their annual savings is $167,733. $18,500 (401k) +...
Bateful Stag Film Cuck
  08/16/18
also 25k to charity
Trip Startling Cuckold
  08/16/18
that's still a retarded savings rate on $1MM/yr. They shoul...
fuchsia people who are hurt
  08/16/18
its 40% of their after tax, while still spending buckwild
Trip Startling Cuckold
  08/16/18
Yes, they could easily save more.
Bateful Stag Film Cuck
  08/16/18
risten
Cordovan Buck-toothed Digit Ratio
  08/16/18
Rachel sees a therapist every other week to help her manage ...
Trip Startling Cuckold
  08/16/18
LOOOOOOOOOOOOOOOL Colin also sees a therapist once a mont...
Trip Startling Cuckold
  08/16/18
...
yellow useless meetinghouse coldplay fan
  08/16/18
yes, this is definitely a happy marriage
fuchsia people who are hurt
  08/16/18
Rachel envies Colin’s time at home. Most of her girlfriends ...
Trip Startling Cuckold
  08/16/18
...
yellow useless meetinghouse coldplay fan
  08/16/18
I thought this was a flame until I checked the article.
aphrodisiac mischievous location
  08/16/18
...
Bateful Stag Film Cuck
  08/16/18
...
scarlet hell
  08/16/18
...
jet mentally impaired orchestra pit
  08/16/18
...
Fragrant Outnumbered Pit
  08/17/18
...
fantasy-prone cruise ship
  08/17/18
...
adventurous rusted nursing home coffee pot
  08/16/18
I would say that Colin is fucking Rachel's girlfriends at th...
azure indian lodge
  08/16/18
...
razzmatazz vengeful forum jap
  08/16/18
...
fantasy-prone cruise ship
  08/17/18
irl lol
comical idiot juggernaut
  08/17/18
all of that basically makes sense, tbf
Cordovan Buck-toothed Digit Ratio
  08/16/18
What a pussy. I'd take that job. Where do I find a seven-...
Bateful Stag Film Cuck
  08/16/18
in a fucking heartbeat
Razzle mediation internal respiration
  08/17/18
...
ocher hall mental disorder
  08/17/18
this is the funniest article ive read on xo in some time. th...
Trip Startling Cuckold
  08/16/18
By the way, can we take a minute to note the irony of a port...
Bateful Stag Film Cuck
  08/16/18
...
judgmental shrine
  08/16/18
Portfolio manager knows best that it's a scam
Slap-happy beady-eyed garrison wagecucks
  08/18/18
Jfc. Guillotines.
judgmental shrine
  08/16/18
Lol author must be writing xoxo bait with references to bott...
snowy soul-stirring kitty cat
  08/16/18
By the way, where the fuck are they driving? Both of thei...
Bateful Stag Film Cuck
  08/16/18
The Chens drive their Velar to the Hamptons many weekends du...
Slate vigorous house selfie
  08/16/18
I made well over a million last year and I'm about to break ...
aphrodisiac mischievous location
  08/16/18
Does your Eating Out figure include future cancer treatment?
Concupiscible Stage
  08/16/18
LOL
yellow useless meetinghouse coldplay fan
  08/16/18
My wife pays me well for my service.
aphrodisiac mischievous location
  08/16/18
...
cerebral foreskin
  08/16/18
These people should be put down
Insanely creepy ruddy stead associate
  08/16/18
These people are not real
Chocolate National Brethren
  08/16/18
Wow, some people are really dumb.
Chrome well-lubricated temple
  08/16/18
Next recession will be 180
lascivious yapping crackhouse
  08/16/18
...
razzmatazz vengeful forum jap
  08/16/18
How big is Colin's cock?
spruce sound barrier tank
  08/16/18
Misspelled "boiclit"
Violent new version
  08/16/18
fatal flaw: only $225 in car insurance for both a porsche an...
stimulating property round eye
  08/16/18
My insurance on just a 911 was $550 per 6 months ($91.67/mon...
Bateful Stag Film Cuck
  08/16/18
NYC Insurance is cheap. And that’s per month.
massive hairless point
  08/17/18
That’s bullshit If true. I pay like 175 a month for my econo...
stimulating property round eye
  08/18/18
I know two NYC couples with similar incomes (1 spouse as a b...
swashbuckling flirting menage milk
  08/16/18
I have a hard time understanding high earners who don't save...
Bateful Stag Film Cuck
  08/16/18
y'all realize this is fiction right
marvelous station
  08/17/18
Although I do appreciate the author's downright nutellaesque...
marvelous station
  08/17/18
*asks hedge fund manager for a three month sabbatical*
doobsian rigpig
  08/17/18
Which, works better if your husband isn't a leech. $500k +...
fantasy-prone cruise ship
  08/17/18
again, this is fiction. this camurai guy has written several...
marvelous station
  08/17/18
Oh I agree. Whenever you see "salary of $1,000,000, wh...
fantasy-prone cruise ship
  08/17/18
Lol I would never offer such unrealistic advice. It’s like ...
snowy soul-stirring kitty cat
  08/17/18
*slaps your round gook face with an average sized white cock...
Chocolate National Brethren
  08/18/18
Hilariously, these not unrealistic characters count oppulent...
Sepia school multi-billionaire
  08/17/18
This.
ocher hall mental disorder
  08/17/18
lol at giving $25k a year to fraud "charities"
spruce sound barrier tank
  08/17/18
Maybe they are animal rescues in which case I applaud them. ...
fantasy-prone cruise ship
  08/17/18
You should be gassed
Chocolate National Brethren
  08/17/18
no u. But why in this case?
fantasy-prone cruise ship
  08/18/18
Maybe its a sneaky non-profit they operate.
Bateful Stag Film Cuck
  08/17/18
It doesn't seem like they're deducting it, which is weird.
Bossy domesticated hominid
  08/17/18
WGWAG - does the author post here?
duck-like stock car
  08/17/18
So this is 100% confirmed Nutella, right?
comical idiot juggernaut
  08/17/18
LMAO, probably. But she barely makes half that.
Chocolate National Brethren
  08/18/18
Devastating. So you're saying she inflates HHI for random st...
comical idiot juggernaut
  08/18/18
Lol we save $300k/year on $800k HHI working 40 hours/week. ...
snowy soul-stirring kitty cat
  08/18/18
Are you planning on paying for private schools?
fantasy-prone cruise ship
  08/18/18
The public elementary school is excellent but then it’s garb...
snowy soul-stirring kitty cat
  08/18/18
Seems reasonable.
fantasy-prone cruise ship
  08/18/18
Hilarious clickbait but still makes me feel good
Curious Trump Supporter
  08/18/18


Poast new message in this thread



Reply Favorite

Date: August 16th, 2018 3:11 PM
Author: ocher hall mental disorder

https://www.financialsamurai.com/when-earning-one-million-a-year-is-not-enough/

(http://www.autoadmit.com/thread.php?thread_id=4053453&forum_id=2#36627698)



Reply Favorite

Date: August 16th, 2018 3:14 PM
Author: scarlet hell

What is a 5 week Staycation?

(http://www.autoadmit.com/thread.php?thread_id=4053453&forum_id=2#36627719)



Reply Favorite

Date: August 16th, 2018 3:16 PM
Author: ocher hall mental disorder

The five weeks is total vacation time.

(http://www.autoadmit.com/thread.php?thread_id=4053453&forum_id=2#36627732)



Reply Favorite

Date: August 16th, 2018 3:24 PM
Author: vibrant sex offender water buffalo

wonder what the husband would get if he filed for divorce lmao.

(http://www.autoadmit.com/thread.php?thread_id=4053453&forum_id=2#36627778)



Reply Favorite

Date: August 16th, 2018 3:31 PM
Author: excitant dilemma

holy fuck i wish my property taxes were 0.627% of my home's value.

also lol at a hedge fund having such a garbage health insurance plan

(http://www.autoadmit.com/thread.php?thread_id=4053453&forum_id=2#36627822)



Reply Favorite

Date: August 17th, 2018 10:13 PM
Author: Bossy domesticated hominid

NYC property taxes are relatively low because there's a city income tax.

(http://www.autoadmit.com/thread.php?thread_id=4053453&forum_id=2#36636477)



Reply Favorite

Date: August 18th, 2018 1:50 PM
Author: talented rehab goyim

And because you own relatively little.

(http://www.autoadmit.com/thread.php?thread_id=4053453&forum_id=2#36639124)



Reply Favorite

Date: August 16th, 2018 3:33 PM
Author: Self-centered appetizing corner

lol

(http://www.autoadmit.com/thread.php?thread_id=4053453&forum_id=2#36627832)



Reply Favorite

Date: August 16th, 2018 3:46 PM
Author: adventurous rusted nursing home coffee pot

ljfl

(http://www.autoadmit.com/thread.php?thread_id=4053453&forum_id=2#36627949)



Reply Favorite

Date: August 16th, 2018 3:49 PM
Author: Mildly autistic keepsake machete

54k excludes 401k, college plan, principal payments on mortgage

(http://www.autoadmit.com/thread.php?thread_id=4053453&forum_id=2#36627973)



Reply Favorite

Date: August 16th, 2018 4:37 PM
Author: Avocado ticket booth

Principal payments on mortgage is not "saving." It is repaying a debt.

(http://www.autoadmit.com/thread.php?thread_id=4053453&forum_id=2#36628318)



Reply Favorite

Date: August 16th, 2018 4:53 PM
Author: Bateful Stag Film Cuck

The definitional debate isn't all that interesting, but it's at least reasonable to define savings as the amount by which income exceeds consumption and to exclude (or partially exclude) real estate as a consumed good.

(http://www.autoadmit.com/thread.php?thread_id=4053453&forum_id=2#36628408)



Reply Favorite

Date: August 16th, 2018 5:39 PM
Author: Spectacular Dopamine Giraffe

net equity in the asset you acquired with the debt is savings

(http://www.autoadmit.com/thread.php?thread_id=4053453&forum_id=2#36628710)



Reply Favorite

Date: August 16th, 2018 9:08 PM
Author: Tantric salmon market love of her life

when you earn $500, whether you put it in savings or toward an a real asset your net worth increases by $500.

(http://www.autoadmit.com/thread.php?thread_id=4053453&forum_id=2#36629896)



Reply Favorite

Date: August 17th, 2018 8:52 AM
Author: yellow useless meetinghouse coldplay fan

I'm also confused by this.

Take a simple example where I buy a house for $1M with a 1 year balloon mortgage at 5%.

are you saying at the end of the year when I have a fully-paid off house worth $1M that I didn't save $1M? Yes, I paid $50k in interest, but I fail to see how you wouldn't count that as savings. I now have a $1M asset on my balance sheet.

(http://www.autoadmit.com/thread.php?thread_id=4053453&forum_id=2#36631764)



Reply Favorite

Date: August 17th, 2018 1:06 PM
Author: internet-worthy galvanic chapel athletic conference

don't bother with him, he's a full rtard

(http://www.autoadmit.com/thread.php?thread_id=4053453&forum_id=2#36633183)



Reply Favorite

Date: August 16th, 2018 3:53 PM
Author: Trip Startling Cuckold

lol at only owning a $1.5M house

(http://www.autoadmit.com/thread.php?thread_id=4053453&forum_id=2#36627999)



Reply Favorite

Date: August 16th, 2018 3:53 PM
Author: excitant dilemma

lol at your reading comp skills

(http://www.autoadmit.com/thread.php?thread_id=4053453&forum_id=2#36628014)



Reply Favorite

Date: August 16th, 2018 3:58 PM
Author: yellow useless meetinghouse coldplay fan



(http://www.autoadmit.com/thread.php?thread_id=4053453&forum_id=2#36628057)



Reply Favorite

Date: August 16th, 2018 3:58 PM
Author: Trip Startling Cuckold



(http://www.autoadmit.com/thread.php?thread_id=4053453&forum_id=2#36628060)



Reply Favorite

Date: August 17th, 2018 7:00 AM
Author: ocher hall mental disorder



(http://www.autoadmit.com/thread.php?thread_id=4053453&forum_id=2#36631567)



Reply Favorite

Date: August 17th, 2018 10:37 AM
Author: fantasy-prone cruise ship



(http://www.autoadmit.com/thread.php?thread_id=4053453&forum_id=2#36632152)



Reply Favorite

Date: August 16th, 2018 3:57 PM
Author: At-the-ready floppy principal's office ceo

gas (premium unleaded)

(http://www.autoadmit.com/thread.php?thread_id=4053453&forum_id=2#36628053)



Reply Favorite

Date: August 16th, 2018 3:58 PM
Author: Spectacular Dopamine Giraffe

*doesn't count deposits into actual tax-benefit savings vehicles as savings*

(http://www.autoadmit.com/thread.php?thread_id=4053453&forum_id=2#36628059)



Reply Favorite

Date: August 16th, 2018 3:58 PM
Author: Trip Startling Cuckold

160k+ a year for kids lol

(http://www.autoadmit.com/thread.php?thread_id=4053453&forum_id=2#36628063)



Reply Favorite

Date: August 16th, 2018 4:00 PM
Author: yellow useless meetinghouse coldplay fan

"B-b-but property taxes in the suburbs are so expensive", lisped the urbanite as she wrote another private school check.

(http://www.autoadmit.com/thread.php?thread_id=4053453&forum_id=2#36628072)



Reply Favorite

Date: August 17th, 2018 10:47 AM
Author: fantasy-prone cruise ship

They still pay over $17k/year in property taxes, which isn't tiny.

(http://www.autoadmit.com/thread.php?thread_id=4053453&forum_id=2#36632201)



Reply Favorite

Date: August 17th, 2018 10:47 PM
Author: Bossy domesticated hominid

That's probably wrong. It's more than double the comparable house they show below.

(http://www.autoadmit.com/thread.php?thread_id=4053453&forum_id=2#36636584)



Reply Favorite

Date: August 18th, 2018 1:21 PM
Author: fantasy-prone cruise ship

True. That one is only $7243/year.

(http://www.autoadmit.com/thread.php?thread_id=4053453&forum_id=2#36638925)



Reply Favorite

Date: August 16th, 2018 4:02 PM
Author: yellow useless meetinghouse coldplay fan

Is it common for NYC residents to belong to a country club? Especially when the dad stays at home?

(http://www.autoadmit.com/thread.php?thread_id=4053453&forum_id=2#36628084)



Reply Favorite

Date: August 17th, 2018 6:40 AM
Author: marvelous station

are Asians allowed in country clubs?

(http://www.autoadmit.com/thread.php?thread_id=4053453&forum_id=2#36631536)



Reply Favorite

Date: August 16th, 2018 4:16 PM
Author: Trip Startling Cuckold

After a nice meal, the Chens like to hit up a Broadway show. Tickets range from $60 up to $1,500 on average for the latest hot show. But given they aren’t earning multi-millions, they often settle for $250 tickets at most. In other words, a date night out easily costs $1,000+.

(http://www.autoadmit.com/thread.php?thread_id=4053453&forum_id=2#36628157)



Reply Favorite

Date: August 16th, 2018 4:17 PM
Author: Trip Startling Cuckold

Colin is a car enthusiast, and Rachel appreciates the utility and safety of an SUV for her kids. As a result, they own the newest Range Rover Velar and Porsche 911S. The P380 Dynamic Velar is leased for $850/month. The Porsche 911S costs $1,400/month.



(http://www.autoadmit.com/thread.php?thread_id=4053453&forum_id=2#36628167)



Reply Favorite

Date: August 16th, 2018 4:19 PM
Author: khaki wonderful gaming laptop

OH WHAT A CAR ENTHUSIAST

(http://www.autoadmit.com/thread.php?thread_id=4053453&forum_id=2#36628176)



Reply Favorite

Date: August 16th, 2018 4:19 PM
Author: Trip Startling Cuckold

"she likes safety...as a result, 100k SUV"

(http://www.autoadmit.com/thread.php?thread_id=4053453&forum_id=2#36628179)



Reply Favorite

Date: August 17th, 2018 9:16 PM
Author: comical idiot juggernaut



(http://www.autoadmit.com/thread.php?thread_id=4053453&forum_id=2#36636228)



Reply Favorite

Date: August 16th, 2018 5:38 PM
Author: white generalized bond

I rike ah utirity. I rike ah safety. I rike ah Lange Lovel.

(http://www.autoadmit.com/thread.php?thread_id=4053453&forum_id=2#36628703)



Reply Favorite

Date: August 16th, 2018 5:42 PM
Author: scarlet hell



(http://www.autoadmit.com/thread.php?thread_id=4053453&forum_id=2#36628727)



Reply Favorite

Date: August 16th, 2018 5:46 PM
Author: yellow useless meetinghouse coldplay fan



(http://www.autoadmit.com/thread.php?thread_id=4053453&forum_id=2#36628743)



Reply Favorite

Date: August 16th, 2018 8:01 PM
Author: Exhilarant beta place of business brunch



(http://www.autoadmit.com/thread.php?thread_id=4053453&forum_id=2#36629442)



Reply Favorite

Date: August 17th, 2018 9:23 AM
Author: harsh parlor electric furnace



(http://www.autoadmit.com/thread.php?thread_id=4053453&forum_id=2#36631845)



Reply Favorite

Date: August 17th, 2018 10:55 AM
Author: glittery university azn



(http://www.autoadmit.com/thread.php?thread_id=4053453&forum_id=2#36632248)



Reply Favorite

Date: August 17th, 2018 10:47 AM
Author: fantasy-prone cruise ship

Yet they also spend a bunch on public transportation. Odd case.

(http://www.autoadmit.com/thread.php?thread_id=4053453&forum_id=2#36632211)



Reply Favorite

Date: August 17th, 2018 11:52 PM
Author: Violet old irish cottage

LOL at spending $1400/mo on a 911S

(http://www.autoadmit.com/thread.php?thread_id=4053453&forum_id=2#36636939)



Reply Favorite

Date: August 16th, 2018 4:18 PM
Author: khaki wonderful gaming laptop

Lol at making car payments on a Range Rover Velar

(http://www.autoadmit.com/thread.php?thread_id=4053453&forum_id=2#36628171)



Reply Favorite

Date: August 16th, 2018 4:19 PM
Author: Trip Startling Cuckold

Her pantsuits from Gucci, Dolce, and Chanel easily cost between $2,000 – $3,500 each. On average, she buys one work suit once a year to keep her threads fresh, although sometimes she buys a couple during holiday sales.

With every power suit must come matching Manolo Blahniks or Jimmy Choos at the cost of between $800 – $1,000 a pair on average. Below is a regular black satin pump by Manolo for $995 before tax at Nieman Marcus.

After the pumps, Rachel must of course own a work-appropriate tote bag that can cost anywhere from $1,000 – $3,000. She prefers the understated Prada bags with their hard waterproof exterior. Below are some of her clothing examples.

(http://www.autoadmit.com/thread.php?thread_id=4053453&forum_id=2#36628177)



Reply Favorite

Date: August 16th, 2018 4:21 PM
Author: yellow useless meetinghouse coldplay fan

btw, this is exactly what you and i discuss regarding home prices and income.

these people could easily afford double the mortgage. it's all the other expenditures that add up to fuck them.

(http://www.autoadmit.com/thread.php?thread_id=4053453&forum_id=2#36628189)



Reply Favorite

Date: August 16th, 2018 4:41 PM
Author: Concupiscible Stage

you'r not "affording" a home if you're taking out a (((mortgage)))

(http://www.autoadmit.com/thread.php?thread_id=4053453&forum_id=2#36628335)



Reply Favorite

Date: August 16th, 2018 5:42 PM
Author: white generalized bond

Are the bags even double-stitched by hand?

(http://www.autoadmit.com/thread.php?thread_id=4053453&forum_id=2#36628724)



Reply Favorite

Date: August 17th, 2018 9:25 AM
Author: Supple Philosopher-king



(http://www.autoadmit.com/thread.php?thread_id=4053453&forum_id=2#36631850)



Reply Favorite

Date: August 16th, 2018 4:20 PM
Author: Trip Startling Cuckold

Given Colin is a stay at home dad, he doesn’t need to spend anything on work clothes. However, he does own and appreciate an array of finely cut blazers to go along with his designer jeans and button down shirts for when they go out. Each custom blazer costs between $1,000 – $1,500 on average. Designer jeans run between $180 – $300, and shirts from the likes of Thomas Pink can range from $80 – $250. He only has one watch, a stainless steel Royal Oak Audemars Piguet he bought for $16,000 years ago.

(http://www.autoadmit.com/thread.php?thread_id=4053453&forum_id=2#36628183)



Reply Favorite

Date: August 16th, 2018 4:40 PM
Author: cracking karate business firm

That’s not so crazy.

(http://www.autoadmit.com/thread.php?thread_id=4053453&forum_id=2#36628331)



Reply Favorite

Date: August 16th, 2018 5:52 PM
Author: Mind-boggling impertinent kitchen incel

That AP is probably 25-30 now?

(http://www.autoadmit.com/thread.php?thread_id=4053453&forum_id=2#36628764)



Reply Favorite

Date: August 17th, 2018 10:50 AM
Author: cracking karate business firm

No idea, but having a nice old watch and wearing $300 jeans isn’t what I’d call extravagant. The blazers are on the high side, but I’ve spent more than that on suits.

(http://www.autoadmit.com/thread.php?thread_id=4053453&forum_id=2#36632223)



Reply Favorite

Date: August 17th, 2018 9:17 PM
Author: comical idiot juggernaut

that's fair. I had two pair of $200 jeans in high school and both are holding up fine. It's just about buying quality imo

(http://www.autoadmit.com/thread.php?thread_id=4053453&forum_id=2#36636230)



Reply Favorite

Date: August 16th, 2018 4:22 PM
Author: Trip Startling Cuckold

Yet, Rachel tells me she doesn’t know if it’s worth working 65 hours a week for the next 15 years. Even the finest lobster at Le Bernardin or the most picturesque luxury villa off the Almalfi Coast gets old after a while.

(http://www.autoadmit.com/thread.php?thread_id=4053453&forum_id=2#36628196)



Reply Favorite

Date: August 16th, 2018 4:22 PM
Author: Bateful Stag Film Cuck

No.

Their annual savings is $167,733.

$18,500 (401k) + $6,000 (HSA) + $60,000 (529) + $28,800 (mortgage principal) + $54,433 (more savings) = $167,733



(http://www.autoadmit.com/thread.php?thread_id=4053453&forum_id=2#36628198)



Reply Favorite

Date: August 16th, 2018 4:24 PM
Author: Trip Startling Cuckold

also 25k to charity

(http://www.autoadmit.com/thread.php?thread_id=4053453&forum_id=2#36628207)



Reply Favorite

Date: August 16th, 2018 4:25 PM
Author: fuchsia people who are hurt

that's still a retarded savings rate on $1MM/yr. They should have retired by now

(http://www.autoadmit.com/thread.php?thread_id=4053453&forum_id=2#36628218)



Reply Favorite

Date: August 16th, 2018 4:27 PM
Author: Trip Startling Cuckold

its 40% of their after tax, while still spending buckwild

(http://www.autoadmit.com/thread.php?thread_id=4053453&forum_id=2#36628232)



Reply Favorite

Date: August 16th, 2018 4:27 PM
Author: Bateful Stag Film Cuck

Yes, they could easily save more.

(http://www.autoadmit.com/thread.php?thread_id=4053453&forum_id=2#36628237)



Reply Favorite

Date: August 16th, 2018 4:25 PM
Author: Cordovan Buck-toothed Digit Ratio

risten

(http://www.autoadmit.com/thread.php?thread_id=4053453&forum_id=2#36628219)



Reply Favorite

Date: August 16th, 2018 4:23 PM
Author: Trip Startling Cuckold

Rachel sees a therapist every other week to help her manage the constant pressure she feels to provide for her family, outperform her peers, and outperform the markets. The market takes no prisoners and every month she starts with incredible anxiety. She’s only as good as her last month’s performance. This type of pressure has begun to pulverize what little peace and quiet she has left inside. She’s also recently begun to develop heart palpitations, which has her worried.

good thing he has $3M insurance

(http://www.autoadmit.com/thread.php?thread_id=4053453&forum_id=2#36628203)



Reply Favorite

Date: August 16th, 2018 4:24 PM
Author: Trip Startling Cuckold

LOOOOOOOOOOOOOOOL

Colin also sees a therapist once a month to help him get through his feelings of unworthiness for being a stay at home father. Although he’s truly a great dad, he often feels gutted to have given up his management consulting job. None of his friends, who all work, understand what he’s going through. He feels isolated and often depressed. Sometimes he gets jealous of Rachel’s success, which leads to bitter fights.

(http://www.autoadmit.com/thread.php?thread_id=4053453&forum_id=2#36628211)



Reply Favorite

Date: August 16th, 2018 4:25 PM
Author: yellow useless meetinghouse coldplay fan



(http://www.autoadmit.com/thread.php?thread_id=4053453&forum_id=2#36628216)



Reply Favorite

Date: August 16th, 2018 4:25 PM
Author: fuchsia people who are hurt

yes, this is definitely a happy marriage

(http://www.autoadmit.com/thread.php?thread_id=4053453&forum_id=2#36628223)



Reply Favorite

Date: August 16th, 2018 4:25 PM
Author: Trip Startling Cuckold

Rachel envies Colin’s time at home. Most of her girlfriends are stay at home moms who take turns hosting playdates when their kids are off. When they’re in school, they often go to brunch at Blue Water Grill with bottomless mimosas over mounds of freshwater oysters. Colin envies Rachel’s freedom and the thrill of working in the real world with power.

this article is fantastic xobait

(http://www.autoadmit.com/thread.php?thread_id=4053453&forum_id=2#36628225)



Reply Favorite

Date: August 16th, 2018 4:26 PM
Author: yellow useless meetinghouse coldplay fan



(http://www.autoadmit.com/thread.php?thread_id=4053453&forum_id=2#36628230)



Reply Favorite

Date: August 16th, 2018 4:32 PM
Author: aphrodisiac mischievous location

I thought this was a flame until I checked the article.

(http://www.autoadmit.com/thread.php?thread_id=4053453&forum_id=2#36628274)



Reply Favorite

Date: August 16th, 2018 4:32 PM
Author: Bateful Stag Film Cuck



(http://www.autoadmit.com/thread.php?thread_id=4053453&forum_id=2#36628280)



Reply Favorite

Date: August 16th, 2018 5:44 PM
Author: scarlet hell



(http://www.autoadmit.com/thread.php?thread_id=4053453&forum_id=2#36628739)



Reply Favorite

Date: August 16th, 2018 8:47 PM
Author: jet mentally impaired orchestra pit



(http://www.autoadmit.com/thread.php?thread_id=4053453&forum_id=2#36629765)



Reply Favorite

Date: August 17th, 2018 7:09 AM
Author: Fragrant Outnumbered Pit



(http://www.autoadmit.com/thread.php?thread_id=4053453&forum_id=2#36631576)



Reply Favorite

Date: August 17th, 2018 12:40 PM
Author: fantasy-prone cruise ship



(http://www.autoadmit.com/thread.php?thread_id=4053453&forum_id=2#36632959)



Reply Favorite

Date: August 16th, 2018 4:33 PM
Author: adventurous rusted nursing home coffee pot



(http://www.autoadmit.com/thread.php?thread_id=4053453&forum_id=2#36628285)



Reply Favorite

Date: August 16th, 2018 4:34 PM
Author: azure indian lodge

I would say that Colin is fucking Rachel's girlfriends at these playdates, but Colin happens to be Asian, so that's not possible.

(http://www.autoadmit.com/thread.php?thread_id=4053453&forum_id=2#36628292)



Reply Favorite

Date: August 16th, 2018 5:25 PM
Author: razzmatazz vengeful forum jap



(http://www.autoadmit.com/thread.php?thread_id=4053453&forum_id=2#36628626)



Reply Favorite

Date: August 17th, 2018 10:49 AM
Author: fantasy-prone cruise ship



(http://www.autoadmit.com/thread.php?thread_id=4053453&forum_id=2#36632218)



Reply Favorite

Date: August 17th, 2018 9:25 PM
Author: comical idiot juggernaut

irl lol

(http://www.autoadmit.com/thread.php?thread_id=4053453&forum_id=2#36636272)



Reply Favorite

Date: August 16th, 2018 4:30 PM
Author: Cordovan Buck-toothed Digit Ratio

all of that basically makes sense, tbf

(http://www.autoadmit.com/thread.php?thread_id=4053453&forum_id=2#36628253)



Reply Favorite

Date: August 16th, 2018 4:31 PM
Author: Bateful Stag Film Cuck

What a pussy. I'd take that job.

Where do I find a seven-figure sugar mama?

(http://www.autoadmit.com/thread.php?thread_id=4053453&forum_id=2#36628272)



Reply Favorite

Date: August 17th, 2018 1:04 PM
Author: Razzle mediation internal respiration

in a fucking heartbeat

(http://www.autoadmit.com/thread.php?thread_id=4053453&forum_id=2#36633169)



Reply Favorite

Date: August 17th, 2018 7:01 AM
Author: ocher hall mental disorder



(http://www.autoadmit.com/thread.php?thread_id=4053453&forum_id=2#36631570)



Reply Favorite

Date: August 16th, 2018 4:28 PM
Author: Trip Startling Cuckold

this is the funniest article ive read on xo in some time. thanks OP

(http://www.autoadmit.com/thread.php?thread_id=4053453&forum_id=2#36628246)



Reply Favorite

Date: August 16th, 2018 4:30 PM
Author: Bateful Stag Film Cuck

By the way, can we take a minute to note the irony of a portfolio manager with virtually no investment portfolio of her own.

(http://www.autoadmit.com/thread.php?thread_id=4053453&forum_id=2#36628255)



Reply Favorite

Date: August 16th, 2018 4:32 PM
Author: judgmental shrine



(http://www.autoadmit.com/thread.php?thread_id=4053453&forum_id=2#36628281)



Reply Favorite

Date: August 18th, 2018 2:06 PM
Author: Slap-happy beady-eyed garrison wagecucks

Portfolio manager knows best that it's a scam

(http://www.autoadmit.com/thread.php?thread_id=4053453&forum_id=2#36639208)



Reply Favorite

Date: August 16th, 2018 4:32 PM
Author: judgmental shrine

Jfc. Guillotines.

(http://www.autoadmit.com/thread.php?thread_id=4053453&forum_id=2#36628277)



Reply Favorite

Date: August 16th, 2018 4:36 PM
Author: snowy soul-stirring kitty cat

Lol author must be writing xoxo bait with references to bottomless mimosas etc.

Also math doesn’t add up since 401k, 529 etc are all savings. And how come the effective fed rate is so high. Mortgage, property and charity interest deductions need to be included. Fed effective should be closer to 26-27%.

I would feel bad if they weren’t such idiots about spending. Working 65 hours/week til 60 is brutal. All they have to do is cut back on some excesses (clothes, food/entertainment, country club, cars) and that can easily be brought down to age 50.

(http://www.autoadmit.com/thread.php?thread_id=4053453&forum_id=2#36628302)



Reply Favorite

Date: August 16th, 2018 4:37 PM
Author: Bateful Stag Film Cuck

By the way, where the fuck are they driving?

Both of their cars get gas mileage in the 20s. Let's call the average 25 mpg. Average premium gas is, what, $3.60 in NYC? That's more than 22,000 miles per year.

(http://www.autoadmit.com/thread.php?thread_id=4053453&forum_id=2#36628311)



Reply Favorite

Date: August 16th, 2018 4:41 PM
Author: Slate vigorous house selfie

The Chens drive their Velar to the Hamptons many weekends during the summer where they rent a vacation house with friends. Colin drives his Porsche to the country club to play golf a couple times a week while the kids are in school. It’s his way of staying in shape and socializing given most of his peers still work full-time jobs.

(http://www.autoadmit.com/thread.php?thread_id=4053453&forum_id=2#36628336)



Reply Favorite

Date: August 16th, 2018 4:37 PM
Author: aphrodisiac mischievous location

I made well over a million last year and I'm about to break 2 million for this year (and it is only August). My wife and I did a spreadsheet a couple months back that tracked our average spending over 6 months. We did this because we were curious how much our kid raised our expenses. We also have our own money that we use for things like clothes and hobbies, but we don't really spend much if any in those categories. Here it is:

6 Mo Avg

Misc $124.13

Auto Ins $200.00

Baby Supplies $552.56

Beauty $11.25

Business $107.02

Cable/Internet $200.00

Car Leases $992.96

Cell Phone $140.00

Daycare $1,975.00

DMV $5.83

Dog Ins $150.00

Dog Supplies $153.55

Dry Cleaning $18.25

Eating Out $726.17

Entertainment $207.62

Gardening $140.00

Gas $184.80

Gifts $216.72

Health $402.57

HOA $122.95

Home Repair/Maintenance $77.50

Home Insurance $250.00

Home Warranty $55.00

Earthquake Insurance $150.00

Life Ins $53.33

Babysitter $200.00

Market $915.60

Movies $83.66

Pest Control $11.67

Pool $90.00

Property Tax $1,225.00

Son's 529 Contribution $500.00

Utilities $720.26

Umbrella Policy $40.00

Disney AP $93.08

Universal AP $29.83

Total $11,126.29



(http://www.autoadmit.com/thread.php?thread_id=4053453&forum_id=2#36628316)



Reply Favorite

Date: August 16th, 2018 4:40 PM
Author: Concupiscible Stage

Does your Eating Out figure include future cancer treatment?

(http://www.autoadmit.com/thread.php?thread_id=4053453&forum_id=2#36628330)



Reply Favorite

Date: August 16th, 2018 4:41 PM
Author: yellow useless meetinghouse coldplay fan

LOL

(http://www.autoadmit.com/thread.php?thread_id=4053453&forum_id=2#36628334)



Reply Favorite

Date: August 16th, 2018 4:41 PM
Author: aphrodisiac mischievous location

My wife pays me well for my service.

(http://www.autoadmit.com/thread.php?thread_id=4053453&forum_id=2#36628338)



Reply Favorite

Date: August 16th, 2018 10:49 PM
Author: cerebral foreskin



(http://www.autoadmit.com/thread.php?thread_id=4053453&forum_id=2#36630515)



Reply Favorite

Date: August 16th, 2018 4:37 PM
Author: Insanely creepy ruddy stead associate

These people should be put down

(http://www.autoadmit.com/thread.php?thread_id=4053453&forum_id=2#36628319)



Reply Favorite

Date: August 16th, 2018 8:40 PM
Author: Chocolate National Brethren

These people are not real

(http://www.autoadmit.com/thread.php?thread_id=4053453&forum_id=2#36629699)



Reply Favorite

Date: August 16th, 2018 4:39 PM
Author: Chrome well-lubricated temple

Wow, some people are really dumb.

(http://www.autoadmit.com/thread.php?thread_id=4053453&forum_id=2#36628329)



Reply Favorite

Date: August 16th, 2018 5:07 PM
Author: lascivious yapping crackhouse

Next recession will be 180

(http://www.autoadmit.com/thread.php?thread_id=4053453&forum_id=2#36628509)



Reply Favorite

Date: August 16th, 2018 5:25 PM
Author: razzmatazz vengeful forum jap



(http://www.autoadmit.com/thread.php?thread_id=4053453&forum_id=2#36628628)



Reply Favorite

Date: August 16th, 2018 8:24 PM
Author: spruce sound barrier tank

How big is Colin's cock?

(http://www.autoadmit.com/thread.php?thread_id=4053453&forum_id=2#36629605)



Reply Favorite

Date: August 16th, 2018 9:03 PM
Author: Violent new version

Misspelled "boiclit"

(http://www.autoadmit.com/thread.php?thread_id=4053453&forum_id=2#36629870)



Reply Favorite

Date: August 16th, 2018 9:10 PM
Author: stimulating property round eye

fatal flaw: only $225 in car insurance for both a porsche and a land rover

(http://www.autoadmit.com/thread.php?thread_id=4053453&forum_id=2#36629904)



Reply Favorite

Date: August 16th, 2018 9:44 PM
Author: Bateful Stag Film Cuck

My insurance on just a 911 was $550 per 6 months ($91.67/month) several years ago.

(http://www.autoadmit.com/thread.php?thread_id=4053453&forum_id=2#36630158)



Reply Favorite

Date: August 17th, 2018 5:21 AM
Author: massive hairless point

NYC Insurance is cheap. And that’s per month.

(http://www.autoadmit.com/thread.php?thread_id=4053453&forum_id=2#36631492)



Reply Favorite

Date: August 18th, 2018 1:17 PM
Author: stimulating property round eye

That’s bullshit If true. I pay like 175 a month for my economical Japanese car and I’ve had no tickets and no accidents. It went up like 40 dollars in last year alone

(http://www.autoadmit.com/thread.php?thread_id=4053453&forum_id=2#36638899)



Reply Favorite

Date: August 16th, 2018 9:22 PM
Author: swashbuckling flirting menage milk

I know two NYC couples with similar incomes (1 spouse as a biglaw partner gets you there). This could literally be modeled on them. Way more common than the reverse.

(http://www.autoadmit.com/thread.php?thread_id=4053453&forum_id=2#36629991)



Reply Favorite

Date: August 16th, 2018 9:45 PM
Author: Bateful Stag Film Cuck

I have a hard time understanding high earners who don't save a lot. Having to be a wagecuck SUCKS.

(http://www.autoadmit.com/thread.php?thread_id=4053453&forum_id=2#36630161)



Reply Favorite

Date: August 17th, 2018 6:37 AM
Author: marvelous station

y'all realize this is fiction right

(http://www.autoadmit.com/thread.php?thread_id=4053453&forum_id=2#36631533)



Reply Favorite

Date: August 17th, 2018 6:42 AM
Author: marvelous station

Although I do appreciate the author's downright nutellaesque solution:

"If I was Rachel, I’d either ask for a three-month sabbatical or dial back work to 40 hours a week for less compensation. Making $500,000 a year with less stress, fewer hours, and a lower effective tax rate sounds so much more reasonable."

Just do $500K 9-5 WFH Fridays.

If I was Rachel, I’d either ask for a three-month sabbatical or dial back work to 40 hours a week for less compensation. Making $500,000 a year with less stress, fewer hours, and a lower effective tax rate sounds so much more reasonable.

(http://www.autoadmit.com/thread.php?thread_id=4053453&forum_id=2#36631538)



Reply Favorite

Date: August 17th, 2018 10:47 AM
Author: doobsian rigpig

*asks hedge fund manager for a three month sabbatical*

(http://www.autoadmit.com/thread.php?thread_id=4053453&forum_id=2#36632200)



Reply Favorite

Date: August 17th, 2018 10:53 AM
Author: fantasy-prone cruise ship

Which, works better if your husband isn't a leech. $500k + $250k means they make only $250k less than they did before. Move to a nice suburb and you get that back in the form of taxes, no private schools and lower housing costs.

(http://www.autoadmit.com/thread.php?thread_id=4053453&forum_id=2#36632236)



Reply Favorite

Date: August 17th, 2018 10:58 AM
Author: marvelous station

again, this is fiction. this camurai guy has written several of these clickbait articles and xo snaps them up like potato chips

(http://www.autoadmit.com/thread.php?thread_id=4053453&forum_id=2#36632264)



Reply Favorite

Date: August 17th, 2018 12:50 PM
Author: fantasy-prone cruise ship

Oh I agree. Whenever you see "salary of $1,000,000, which they budget by" - it is a dead giveaway because the number is too round. Few people make exactly that or even consistently around that. A lot of comp for those sorts of numbers vary year to year.

Still kind of fun to discuss.

(http://www.autoadmit.com/thread.php?thread_id=4053453&forum_id=2#36633050)



Reply Favorite

Date: August 17th, 2018 12:47 PM
Author: snowy soul-stirring kitty cat

Lol I would never offer such unrealistic advice. It’s like a big law partner asking to cut back hours or for a sabbatical.

My advice would be to:

1) stop spending like rap stars

2) quit and get a lifestyle job (she can be head of IR or something else cushier in the industry)

3) and if that doesn’t work, go all in and get a PM job that pays at least $1.5-2m for 65 hours/week. $1m is low pay as a PM in your mid-40s.

(http://www.autoadmit.com/thread.php?thread_id=4053453&forum_id=2#36633017)



Reply Favorite

Date: August 18th, 2018 12:46 PM
Author: Chocolate National Brethren

*slaps your round gook face with an average sized white cock*

(http://www.autoadmit.com/thread.php?thread_id=4053453&forum_id=2#36638684)



Reply Favorite

Date: August 17th, 2018 8:50 AM
Author: Sepia school multi-billionaire

Hilariously, these not unrealistic characters count oppulent and extravagant consumption as mandatory spending for basic essentials.

If this couple were willing to live like a household making $200k, they could retire in a few years.

(http://www.autoadmit.com/thread.php?thread_id=4053453&forum_id=2#36631757)



Reply Favorite

Date: August 17th, 2018 9:47 AM
Author: ocher hall mental disorder

This.

(http://www.autoadmit.com/thread.php?thread_id=4053453&forum_id=2#36631919)



Reply Favorite

Date: August 17th, 2018 10:52 AM
Author: spruce sound barrier tank

lol at giving $25k a year to fraud "charities"

(http://www.autoadmit.com/thread.php?thread_id=4053453&forum_id=2#36632231)



Reply Favorite

Date: August 17th, 2018 10:53 AM
Author: fantasy-prone cruise ship

Maybe they are animal rescues in which case I applaud them. Otherwise, ljl at them.

(http://www.autoadmit.com/thread.php?thread_id=4053453&forum_id=2#36632240)



Reply Favorite

Date: August 17th, 2018 9:05 PM
Author: Chocolate National Brethren

You should be gassed

(http://www.autoadmit.com/thread.php?thread_id=4053453&forum_id=2#36636189)



Reply Favorite

Date: August 18th, 2018 1:21 PM
Author: fantasy-prone cruise ship

no u. But why in this case?

(http://www.autoadmit.com/thread.php?thread_id=4053453&forum_id=2#36638931)



Reply Favorite

Date: August 17th, 2018 2:54 PM
Author: Bateful Stag Film Cuck

Maybe its a sneaky non-profit they operate.

(http://www.autoadmit.com/thread.php?thread_id=4053453&forum_id=2#36633845)



Reply Favorite

Date: August 17th, 2018 10:53 PM
Author: Bossy domesticated hominid

It doesn't seem like they're deducting it, which is weird.

(http://www.autoadmit.com/thread.php?thread_id=4053453&forum_id=2#36636618)



Reply Favorite

Date: August 17th, 2018 9:19 PM
Author: duck-like stock car

WGWAG - does the author post here?

(http://www.autoadmit.com/thread.php?thread_id=4053453&forum_id=2#36636237)



Reply Favorite

Date: August 17th, 2018 9:26 PM
Author: comical idiot juggernaut

So this is 100% confirmed Nutella, right?

(http://www.autoadmit.com/thread.php?thread_id=4053453&forum_id=2#36636275)



Reply Favorite

Date: August 18th, 2018 1:18 PM
Author: Chocolate National Brethren

LMAO, probably. But she barely makes half that.

(http://www.autoadmit.com/thread.php?thread_id=4053453&forum_id=2#36638907)



Reply Favorite

Date: August 18th, 2018 1:49 PM
Author: comical idiot juggernaut

Devastating. So you're saying she inflates HHI for random strangers on TWO DIFFERENT internet shitsites? for shame

(http://www.autoadmit.com/thread.php?thread_id=4053453&forum_id=2#36639115)



Reply Favorite

Date: August 18th, 2018 1:29 PM
Author: snowy soul-stirring kitty cat

Lol we save $300k/year on $800k HHI working 40 hours/week. We don’t need therapists to get through life.

(http://www.autoadmit.com/thread.php?thread_id=4053453&forum_id=2#36638991)



Reply Favorite

Date: August 18th, 2018 1:30 PM
Author: fantasy-prone cruise ship

Are you planning on paying for private schools?

(http://www.autoadmit.com/thread.php?thread_id=4053453&forum_id=2#36639004)



Reply Favorite

Date: August 18th, 2018 1:47 PM
Author: snowy soul-stirring kitty cat

The public elementary school is excellent but then it’s garbage gang infested schools. The plan is to move to a better school district for middle and high school or during the next major housing downturn. RE is a better investment than private school. We don’t plan on selling our current home and will keep it as a rental property.

(http://www.autoadmit.com/thread.php?thread_id=4053453&forum_id=2#36639101)



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Date: August 18th, 2018 1:48 PM
Author: fantasy-prone cruise ship

Seems reasonable.

(http://www.autoadmit.com/thread.php?thread_id=4053453&forum_id=2#36639107)



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Date: August 18th, 2018 1:48 PM
Author: Curious Trump Supporter

Hilarious clickbait but still makes me feel good

(http://www.autoadmit.com/thread.php?thread_id=4053453&forum_id=2#36639108)