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in the fight of my life to convince wife to open 1.85% savings acct
| insanely creepy factory reset button area | 09/23/18 |
| insanely creepy factory reset button area | 09/24/18 |
| Fragrant Effete Double Fault Senate | 09/24/18 |
| Bonkers apoplectic round eye jap | 09/24/18 |
| bateful violet juggernaut | 09/24/18 |
| insanely creepy factory reset button area | 09/24/18 |
| curious lilac church building | 09/24/18 |
| Vivacious Abusive Roast Beef Marketing Idea | 09/24/18 |
| Bull Headed Fantasy-prone Ratface | 09/24/18 |
| curious lilac church building | 09/24/18 |
| Floppy Drunken Private Investor Range | 09/24/18 |
| balding carmine heaven halford | 09/24/18 |
| curious lilac church building | 09/24/18 |
| umber self-centered lodge | 09/24/18 |
| Vivacious Abusive Roast Beef Marketing Idea | 09/24/18 |
| umber self-centered lodge | 09/24/18 |
| curious lilac church building | 09/24/18 |
| umber self-centered lodge | 09/24/18 |
| curious lilac church building | 09/24/18 |
| Grizzly hell | 09/24/18 |
| curious lilac church building | 09/24/18 |
| comical chrome stead sweet tailpipe | 09/24/18 |
| racy base | 09/24/18 |
| Navy spectacular market therapy | 09/24/18 |
| insanely creepy factory reset button area | 09/24/18 |
| balding carmine heaven halford | 09/24/18 |
| insanely creepy factory reset button area | 09/24/18 |
| curious lilac church building | 09/24/18 |
| insanely creepy factory reset button area | 09/24/18 |
| Cerise Place Of Business Hairy Legs | 09/24/18 |
| insanely creepy factory reset button area | 09/24/18 |
| curious lilac church building | 09/24/18 |
| umber self-centered lodge | 09/24/18 |
| Saffron at-the-ready cumskin scourge upon the earth | 09/24/18 |
| Learning disabled pink partner dopamine | 09/24/18 |
| stirring locus boistinker | 09/24/18 |
| Aromatic trailer park | 09/24/18 |
| curious lilac church building | 09/25/18 |
| cheese-eating church | 09/24/18 |
Poast new message in this thread
Date: September 23rd, 2018 4:37 PM Author: insanely creepy factory reset button area "seems risky" (http://www.autoadmit.com/thread.php?thread_id=4084970&forum_id=2#36870515) |
Date: September 24th, 2018 10:36 AM Author: insanely creepy factory reset button area (http://www.autoadmit.com/thread.php?thread_id=4084970&forum_id=2#36876735) |
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Date: September 24th, 2018 10:39 AM Author: Fragrant Effete Double Fault Senate My wife wants all of our money to sit in our checking and/or savings. (http://www.autoadmit.com/thread.php?thread_id=4084970&forum_id=2#36876757) |
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Date: September 24th, 2018 10:40 AM Author: Bonkers apoplectic round eye jap (http://www.autoadmit.com/thread.php?thread_id=4084970&forum_id=2#36876762) |
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Date: September 24th, 2018 10:57 AM Author: bateful violet juggernaut There’s zero rational reason if it’s below the FDIC limit. Pick up I bonds too if you want zero risk. (http://www.autoadmit.com/thread.php?thread_id=4084970&forum_id=2#36876883) |
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Date: September 24th, 2018 11:08 AM Author: insanely creepy factory reset button area "hmmm idk i don't understand all that stuff" *goes back to browsing insta* |
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Date: September 24th, 2018 11:09 AM Author: curious lilac church building (http://www.autoadmit.com/thread.php?thread_id=4084970&forum_id=2#36876979) |
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Date: September 24th, 2018 11:26 AM Author: Vivacious Abusive Roast Beef Marketing Idea (http://www.autoadmit.com/thread.php?thread_id=4084970&forum_id=2#36877078) |
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Date: September 24th, 2018 11:08 AM Author: Bull Headed Fantasy-prone Ratface buy bitcoin (http://www.autoadmit.com/thread.php?thread_id=4084970&forum_id=2#36876965) |
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Date: September 24th, 2018 11:08 AM Author: curious lilac church building Lmao. It isn't "risky" at all. (http://www.autoadmit.com/thread.php?thread_id=4084970&forum_id=2#36876973) |
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Date: September 24th, 2018 11:11 AM Author: Floppy Drunken Private Investor Range she needs that money available to spend on avocado toast you insensitive piece of shit (http://www.autoadmit.com/thread.php?thread_id=4084970&forum_id=2#36876996) |
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Date: September 24th, 2018 11:14 AM Author: balding carmine heaven halford Why would she think it's risky? What would she rather do with it? I assume it's FDIC insured, right? (http://www.autoadmit.com/thread.php?thread_id=4084970&forum_id=2#36877009) |
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Date: September 24th, 2018 11:17 AM Author: curious lilac church building Also, you can get 2% these days: https://www.hsbcdirect.com/
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Date: September 24th, 2018 11:21 AM Author: umber self-centered lodge if u know u aren't going to need the money for a while, goldman's fast casual chain "marcus" has 12 mo cds at 2.55% and savings at 1.9% (http://www.autoadmit.com/thread.php?thread_id=4084970&forum_id=2#36877056) |
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Date: September 24th, 2018 11:27 AM Author: Vivacious Abusive Roast Beef Marketing Idea If you know you aren’t going to need the money for a while, buy index funds (http://www.autoadmit.com/thread.php?thread_id=4084970&forum_id=2#36877082) |
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Date: September 24th, 2018 11:30 AM Author: umber self-centered lodge i mean if u want to have a stable no risk emergency fund (http://www.autoadmit.com/thread.php?thread_id=4084970&forum_id=2#36877107) |
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Date: September 24th, 2018 11:39 AM Author: curious lilac church building Given that emergencies are unpredictable, a 2% liquid account is probably ideal. (http://www.autoadmit.com/thread.php?thread_id=4084970&forum_id=2#36877158) |
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Date: September 24th, 2018 11:46 AM Author: umber self-centered lodge fair. i'm stashing enough to pay mortgage and necessities for 6-12 months and will come out slightly ahead by staggering cds and keeping only 2 or so months' worth of expenses on hand in the checking account, but it'll probably only amount to a few hundred dollars (http://www.autoadmit.com/thread.php?thread_id=4084970&forum_id=2#36877193) |
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Date: September 24th, 2018 12:01 PM Author: curious lilac church building That's what bothers me. This requires an amount of effort and care that doesn't justify the payoff. At that point, you're better off having less in instruments that don't keep up with real inflation and instead have a good mix of equities that are likely to pay significantly more. (http://www.autoadmit.com/thread.php?thread_id=4084970&forum_id=2#36877278) |
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Date: September 24th, 2018 11:41 AM Author: Grizzly hell It's called a credit card doofus. Assuming you don't have shit credit, you need about two months' bare minimum expenses in cash that can be accessed same day. The rest should be in SPY, real estate, or a diversified equities portfolio.
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Date: September 24th, 2018 11:30 AM Author: curious lilac church building I'd rather have 2% 100% risk free and liquid. If I don't need to touch it for a year, I'll throw it in dividend ETFs. (http://www.autoadmit.com/thread.php?thread_id=4084970&forum_id=2#36877106) |
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Date: September 24th, 2018 11:27 AM Author: comical chrome stead sweet tailpipe lol @ any "man" who has to "convince" his wife to do something with their money (http://www.autoadmit.com/thread.php?thread_id=4084970&forum_id=2#36877086) |
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Date: September 24th, 2018 11:30 AM Author: racy base Where is that money now??? (http://www.autoadmit.com/thread.php?thread_id=4084970&forum_id=2#36877111) |
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Date: September 24th, 2018 11:33 AM Author: Navy spectacular market therapy (not a mattress scholar) (http://www.autoadmit.com/thread.php?thread_id=4084970&forum_id=2#36877124) |
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Date: September 24th, 2018 11:35 AM Author: insanely creepy factory reset button area megabank checking, same place it has been for years (http://www.autoadmit.com/thread.php?thread_id=4084970&forum_id=2#36877140) |
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Date: September 24th, 2018 11:41 AM Author: balding carmine heaven halford How much are you talking about? (http://www.autoadmit.com/thread.php?thread_id=4084970&forum_id=2#36877164) |
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Date: September 24th, 2018 12:08 PM Author: insanely creepy factory reset button area $100k (http://www.autoadmit.com/thread.php?thread_id=4084970&forum_id=2#36877309) |
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Date: September 24th, 2018 12:09 PM Author: curious lilac church building So basically burning $2k/year in cash by keeping it in a 0% acct.
That said, I'm not sure about keeping even $100k in a 2% because real inflation is probably 3-4%. |
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Date: September 24th, 2018 12:10 PM Author: insanely creepy factory reset button area "hmmmm" *browses insta* |
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Date: September 24th, 2018 12:05 PM Author: Cerise Place Of Business Hairy Legs Why does she think that a savings account is riskier than a checking account? (http://www.autoadmit.com/thread.php?thread_id=4084970&forum_id=2#36877292) |
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Date: September 24th, 2018 12:09 PM Author: insanely creepy factory reset button area she thinks these banks she's never heard of (HSBC, goldman, etc) are riskier than B of A ljl (http://www.autoadmit.com/thread.php?thread_id=4084970&forum_id=2#36877319) |
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Date: September 24th, 2018 12:10 PM Author: curious lilac church building "banks she's never heard of (HSBC, goldman, etc)"
omg, lol |
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Date: September 24th, 2018 12:13 PM Author: umber self-centered lodge (http://www.autoadmit.com/thread.php?thread_id=4084970&forum_id=2#36877354) |
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Date: September 24th, 2018 11:41 AM Author: Saffron at-the-ready cumskin scourge upon the earth i literally hate women (http://www.autoadmit.com/thread.php?thread_id=4084970&forum_id=2#36877162) |
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Date: September 24th, 2018 11:42 AM Author: Learning disabled pink partner dopamine We all do (http://www.autoadmit.com/thread.php?thread_id=4084970&forum_id=2#36877165) |
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Date: September 24th, 2018 11:44 AM Author: stirring locus boistinker sounds like a good time to put together a powerpoint presentation. (http://www.autoadmit.com/thread.php?thread_id=4084970&forum_id=2#36877180) |
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Date: September 24th, 2018 12:19 PM Author: Aromatic trailer park Is she a housewife? No way a person has never heard of those big name banks or thinks a savings account is risky ... unless this is code for not wanting to have to “save” money - savings accounts aren’t really different from checking in terms of liquidity, tbh. (http://www.autoadmit.com/thread.php?thread_id=4084970&forum_id=2#36877390) |
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Date: September 25th, 2018 11:23 PM Author: curious lilac church building (http://www.autoadmit.com/thread.php?thread_id=4084970&forum_id=2#36889876) |
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Date: September 24th, 2018 12:51 PM Author: cheese-eating church Lol OP did you blow your credibility with crypto or something (http://www.autoadmit.com/thread.php?thread_id=4084970&forum_id=2#36877638) |