\
  The most prestigious law school admissions discussion board in the world.
BackRefresh Options Favorite

late 30s. 0 savings. 0 assets. is it worth contributing to a 401k?

i'm eligible now at my workplace, but seems unlikely to be w...
Ultramarine School Cafeteria Place Of Business
  01/19/19
Do you want to live off of welfare when you're 70+?
Hairless maize becky
  01/19/19
i don't expect to live into my 70s, unfortunately.
Ultramarine School Cafeteria Place Of Business
  01/19/19
why not
exciting corner
  01/19/19
drank a lot in stretches over the last decade and my father ...
Ultramarine School Cafeteria Place Of Business
  01/19/19
do it
flatulent point
  01/19/19
Is there a match? Do you have high AGI?
Brindle judgmental center
  01/19/19
i think there's a match. i've been super busy at work so i d...
Ultramarine School Cafeteria Place Of Business
  01/19/19
lmao, is this a flame thread? You're really dumb if a mat...
bateful range twinkling uncleanness
  01/19/19
Find out what the match is and contribute up to that. If...
Brindle judgmental center
  01/19/19
thank you. i will look into all of this on my lunch break wh...
Ultramarine School Cafeteria Place Of Business
  01/19/19
how did this happen?
beady-eyed painfully honest chapel reading party
  01/19/19
This is 95% of america
talented school friendly grandma
  01/19/19
...
Yapping meetinghouse
  01/19/19
...
Unholy twisted library haunted graveyard
  01/19/19
...
grizzly coldplay fan
  01/19/19
seriously? i'm willing to believe this but how do you know?
bisexual psychic
  01/19/19
shit happens man you need to get some perspective. Lets help...
green metal tanning salon macaca
  01/19/19
i’m not about to scold/laugh at someone in this spot i...
beady-eyed painfully honest chapel reading party
  01/19/19
that's fair, maybe its how you said it
green metal tanning salon macaca
  01/19/19
...
scarlet french public bath pistol
  01/19/19
ty
Ultramarine School Cafeteria Place Of Business
  01/19/19
why do you have no savings
godawful giraffe
  01/19/19
i've had shit paying jobs, and student loans, rent, etc. ate...
Ultramarine School Cafeteria Place Of Business
  01/19/19
ljl i grew up eating government cheese and my dad couldn't h...
godawful giraffe
  01/19/19
Is it hard to understand that not everyone is lucky? Even if...
Spectacular Parlor Codepig
  01/19/19
get out of here with that sjw shit
godawful giraffe
  01/19/19
no. fuck yu.
scarlet french public bath pistol
  01/19/19
lmao "thome people are unlucky and they detherve thympa...
godawful giraffe
  01/19/19
ty
Ultramarine School Cafeteria Place Of Business
  01/19/19
Line of work?
Jet-lagged multi-colored double fault
  01/19/19
compliance type stuff.
Ultramarine School Cafeteria Place Of Business
  01/19/19
Do you get a match? If no, then the answer is still yes. Y...
bateful range twinkling uncleanness
  01/19/19
I think you have this backwards.
Brindle judgmental center
  01/19/19
Where do you think tax rates will be under AOC in 30 years?
bateful range twinkling uncleanness
  01/19/19
Roth is flame imo. A bird in the hand is worth two in the bu...
Insanely creepy office
  01/19/19
I would not in that position. I would use whatever savings t...
vigorous factory reset button
  01/19/19
cr
godawful giraffe
  01/19/19
this is what i had been thinking, particularly because i don...
Ultramarine School Cafeteria Place Of Business
  01/19/19
Any way you can improve the $80K?
Flickering Electric Filthpig
  01/19/19
yes. i'm with a pretty good company and i stand to be in lin...
Ultramarine School Cafeteria Place Of Business
  01/19/19
Whatever you choose, educate yourself. If you are going to t...
vigorous factory reset button
  01/19/19
ty. i definitely would not just blindly go YOLO; i enjoy res...
Ultramarine School Cafeteria Place Of Business
  01/19/19
You've said this a couple times in this thread, are you plan...
white keepsake machete parlour
  01/19/19
...
indecent home cuckold
  01/19/19
Contribute up to whatever your company matches, then use any...
Flickering Electric Filthpig
  01/19/19
no. never do fraud01k
Cracking Bawdyhouse
  01/19/19
???
emerald turdskin dilemma
  01/19/19
NEVER. DO. FRAUD. OH. ONE. KAY.
Cracking Bawdyhouse
  01/19/19
lol, now that you spell it like that...
scarlet french public bath pistol
  01/19/19
Rental properties would be better
talented school friendly grandma
  01/19/19
can't afford to buy any property, and my credit score is pro...
Ultramarine School Cafeteria Place Of Business
  01/19/19
Offing yourself might be a better option at this point. How...
Aromatic olive trump supporter
  01/19/19
If suicide is the inevitable option he should just blow cash...
medicated institution
  01/19/19
i've thought about it, believe me. i had a higher net worth ...
Ultramarine School Cafeteria Place Of Business
  01/19/19
I would find the cheapest/easiest online masters, max out th...
Yapping meetinghouse
  01/19/19
You can still maek it bro. In a six year period in my 30s, I...
Cyan demanding goal in life
  01/19/19
ty. congrats, and it's always nice to hear turnaround storie...
Ultramarine School Cafeteria Place Of Business
  01/19/19
People maek it everyday. You can too. Let's do it!
cruel-hearted bat shit crazy legend
  01/19/19
...
insecure indian lodge sex offender
  01/19/19
If you get 401k match then it's stupid not to contribute at ...
Puce headpube
  01/19/19
that's an excellent way to put it.
Ultramarine School Cafeteria Place Of Business
  01/19/19
ALSO tax evasion think about it this way, if you live in ...
house-broken brass step-uncle's house
  01/20/19
Yes, as much as you possibly can manage. You'll never be ric...
elite personal credit line property
  01/19/19
hm. ty.
Ultramarine School Cafeteria Place Of Business
  01/19/19
If you're extra frugal, or your income jumps, you could get ...
elite personal credit line property
  01/20/19
Don’t listen to the naysayers in this thread. You can ...
insecure indian lodge sex offender
  01/19/19
ty donny. good points.
Ultramarine School Cafeteria Place Of Business
  01/19/19
also livers heal remarkably well if you go cold turkey for a...
white keepsake machete parlour
  01/19/19
had blood work done at the end of november and my liver enzy...
Ultramarine School Cafeteria Place Of Business
  01/19/19
401k’s will be confiscated in the coming years. You&rs...
Adulterous Stimulating Den
  01/19/19
Stop boozing you degenerate.
comical saffron lay
  01/20/19
CR replace with coffee and crossfit. Get on that endorphin/d...
white keepsake machete parlour
  01/20/19
3 of the last 9 months i haven't drank at all, which is more...
Ultramarine School Cafeteria Place Of Business
  01/20/19
Maybe getting on T shots will help too.
seedy stirring messiness
  01/20/19
we're all degenerates here in some form.
Ultramarine School Cafeteria Place Of Business
  01/20/19
401k is generally protected in bankruptcy IIRC. You have ...
costumed infuriating deer antler
  01/20/19
Correct. It has excellent credit protection.
elite personal credit line property
  01/20/19
interesting. good angle if true.
Ultramarine School Cafeteria Place Of Business
  01/20/19
TITCR. And proles, unfortunately, constantly fuck this up...
floppy misunderstood bbw church building
  01/20/19
Correct, it needs to stay inside the qualified plan.
elite personal credit line property
  01/20/19
ty
Ultramarine School Cafeteria Place Of Business
  01/20/19
thanks, all. this sounds like highly cr advice that i was un...
Ultramarine School Cafeteria Place Of Business
  01/20/19
You can maek it.
elite personal credit line property
  01/20/19
If you're a radiologist, you can still catch up.
Carmine Odious Site
  01/20/19


Poast new message in this thread



Reply Favorite

Date: January 19th, 2019 2:08 PM
Author: Ultramarine School Cafeteria Place Of Business

i'm eligible now at my workplace, but seems unlikely to be worth it.

(http://www.autoadmit.com/thread.php?thread_id=4181281&forum_id=2#37621142)



Reply Favorite

Date: January 19th, 2019 2:11 PM
Author: Hairless maize becky

Do you want to live off of welfare when you're 70+?

(http://www.autoadmit.com/thread.php?thread_id=4181281&forum_id=2#37621165)



Reply Favorite

Date: January 19th, 2019 2:15 PM
Author: Ultramarine School Cafeteria Place Of Business

i don't expect to live into my 70s, unfortunately.

(http://www.autoadmit.com/thread.php?thread_id=4181281&forum_id=2#37621198)



Reply Favorite

Date: January 19th, 2019 2:54 PM
Author: exciting corner

why not

(http://www.autoadmit.com/thread.php?thread_id=4181281&forum_id=2#37621420)



Reply Favorite

Date: January 19th, 2019 2:59 PM
Author: Ultramarine School Cafeteria Place Of Business

drank a lot in stretches over the last decade and my father didn't make it to 70.

(http://www.autoadmit.com/thread.php?thread_id=4181281&forum_id=2#37621442)



Reply Favorite

Date: January 19th, 2019 2:08 PM
Author: flatulent point

do it

(http://www.autoadmit.com/thread.php?thread_id=4181281&forum_id=2#37621148)



Reply Favorite

Date: January 19th, 2019 2:09 PM
Author: Brindle judgmental center

Is there a match?

Do you have high AGI?

(http://www.autoadmit.com/thread.php?thread_id=4181281&forum_id=2#37621152)



Reply Favorite

Date: January 19th, 2019 2:12 PM
Author: Ultramarine School Cafeteria Place Of Business

i think there's a match. i've been super busy at work so i didn't get a chance to look carefully at the email they sent me, other than that i'm now eligible.

as i said, i'm almost 40; 0 savings or assets; -60k or worse net worth; in default on most law school loans; make under 80k.

(http://www.autoadmit.com/thread.php?thread_id=4181281&forum_id=2#37621178)



Reply Favorite

Date: January 19th, 2019 2:14 PM
Author: bateful range twinkling uncleanness

lmao, is this a flame thread?

You're really dumb if a match exists.

(http://www.autoadmit.com/thread.php?thread_id=4181281&forum_id=2#37621188)



Reply Favorite

Date: January 19th, 2019 2:16 PM
Author: Brindle judgmental center

Find out what the match is and contribute up to that.

If you have more to save, put it in a Roth.

(http://www.autoadmit.com/thread.php?thread_id=4181281&forum_id=2#37621207)



Reply Favorite

Date: January 19th, 2019 2:18 PM
Author: Ultramarine School Cafeteria Place Of Business

thank you. i will look into all of this on my lunch break when i'm back in the office tuesday

(http://www.autoadmit.com/thread.php?thread_id=4181281&forum_id=2#37621225)



Reply Favorite

Date: January 19th, 2019 2:11 PM
Author: beady-eyed painfully honest chapel reading party

how did this happen?

(http://www.autoadmit.com/thread.php?thread_id=4181281&forum_id=2#37621166)



Reply Favorite

Date: January 19th, 2019 2:12 PM
Author: talented school friendly grandma

This is 95% of america

(http://www.autoadmit.com/thread.php?thread_id=4181281&forum_id=2#37621182)



Reply Favorite

Date: January 19th, 2019 2:16 PM
Author: Yapping meetinghouse



(http://www.autoadmit.com/thread.php?thread_id=4181281&forum_id=2#37621209)



Reply Favorite

Date: January 19th, 2019 3:08 PM
Author: Unholy twisted library haunted graveyard



(http://www.autoadmit.com/thread.php?thread_id=4181281&forum_id=2#37621475)



Reply Favorite

Date: January 19th, 2019 4:32 PM
Author: grizzly coldplay fan



(http://www.autoadmit.com/thread.php?thread_id=4181281&forum_id=2#37622023)



Reply Favorite

Date: January 19th, 2019 7:27 PM
Author: bisexual psychic

seriously? i'm willing to believe this but how do you know?

(http://www.autoadmit.com/thread.php?thread_id=4181281&forum_id=2#37622821)



Reply Favorite

Date: January 19th, 2019 2:13 PM
Author: green metal tanning salon macaca

shit happens man you need to get some perspective. Lets help this bro out.

(http://www.autoadmit.com/thread.php?thread_id=4181281&forum_id=2#37621184)



Reply Favorite

Date: January 19th, 2019 2:16 PM
Author: beady-eyed painfully honest chapel reading party

i’m not about to scold/laugh at someone in this spot it sucks. but the context is relevant to the right answer to his question though

(http://www.autoadmit.com/thread.php?thread_id=4181281&forum_id=2#37621211)



Reply Favorite

Date: January 19th, 2019 2:23 PM
Author: green metal tanning salon macaca

that's fair, maybe its how you said it

(http://www.autoadmit.com/thread.php?thread_id=4181281&forum_id=2#37621262)



Reply Favorite

Date: January 19th, 2019 2:35 PM
Author: scarlet french public bath pistol



(http://www.autoadmit.com/thread.php?thread_id=4181281&forum_id=2#37621319)



Reply Favorite

Date: January 19th, 2019 2:16 PM
Author: Ultramarine School Cafeteria Place Of Business

ty

(http://www.autoadmit.com/thread.php?thread_id=4181281&forum_id=2#37621212)



Reply Favorite

Date: January 19th, 2019 2:11 PM
Author: godawful giraffe

why do you have no savings

(http://www.autoadmit.com/thread.php?thread_id=4181281&forum_id=2#37621167)



Reply Favorite

Date: January 19th, 2019 2:21 PM
Author: Ultramarine School Cafeteria Place Of Business

i've had shit paying jobs, and student loans, rent, etc. ate up all of my income. i also had a couple periods of unemployment where i had to use up the tiny bit of money i had in the bank.

i come from a poor family -- when i was a kid my parents would have to borrow money from *me* sometimes. and that was just money i had from birthdays.

(http://www.autoadmit.com/thread.php?thread_id=4181281&forum_id=2#37621246)



Reply Favorite

Date: January 19th, 2019 2:27 PM
Author: godawful giraffe

ljl i grew up eating government cheese and my dad couldn't hold a job but somehow i figured out how to save money

(http://www.autoadmit.com/thread.php?thread_id=4181281&forum_id=2#37621283)



Reply Favorite

Date: January 19th, 2019 2:32 PM
Author: Spectacular Parlor Codepig

Is it hard to understand that not everyone is lucky? Even if you grew up in shitty conditions and made it, a few things had to go your way. OP didn’t have the same good fortune.

(http://www.autoadmit.com/thread.php?thread_id=4181281&forum_id=2#37621304)



Reply Favorite

Date: January 19th, 2019 2:34 PM
Author: godawful giraffe

get out of here with that sjw shit

(http://www.autoadmit.com/thread.php?thread_id=4181281&forum_id=2#37621312)



Reply Favorite

Date: January 19th, 2019 2:36 PM
Author: scarlet french public bath pistol

no. fuck yu.

(http://www.autoadmit.com/thread.php?thread_id=4181281&forum_id=2#37621321)



Reply Favorite

Date: January 19th, 2019 2:38 PM
Author: godawful giraffe

lmao "thome people are unlucky and they detherve thympathy" that's you, that's what you sound like

(http://www.autoadmit.com/thread.php?thread_id=4181281&forum_id=2#37621340)



Reply Favorite

Date: January 19th, 2019 2:46 PM
Author: Ultramarine School Cafeteria Place Of Business

ty

(http://www.autoadmit.com/thread.php?thread_id=4181281&forum_id=2#37621381)



Reply Favorite

Date: January 19th, 2019 2:11 PM
Author: Jet-lagged multi-colored double fault

Line of work?

(http://www.autoadmit.com/thread.php?thread_id=4181281&forum_id=2#37621169)



Reply Favorite

Date: January 19th, 2019 3:37 PM
Author: Ultramarine School Cafeteria Place Of Business

compliance type stuff.

(http://www.autoadmit.com/thread.php?thread_id=4181281&forum_id=2#37621637)



Reply Favorite

Date: January 19th, 2019 2:13 PM
Author: bateful range twinkling uncleanness

Do you get a match? If no, then the answer is still yes. You should contribute ROTH if a high earner and pre-tax if a low earner.

(http://www.autoadmit.com/thread.php?thread_id=4181281&forum_id=2#37621183)



Reply Favorite

Date: January 19th, 2019 2:15 PM
Author: Brindle judgmental center

I think you have this backwards.

(http://www.autoadmit.com/thread.php?thread_id=4181281&forum_id=2#37621197)



Reply Favorite

Date: January 19th, 2019 2:20 PM
Author: bateful range twinkling uncleanness

Where do you think tax rates will be under AOC in 30 years?

(http://www.autoadmit.com/thread.php?thread_id=4181281&forum_id=2#37621242)



Reply Favorite

Date: January 19th, 2019 2:52 PM
Author: Insanely creepy office

Roth is flame imo. A bird in the hand is worth two in the bush. It's not like a 401k maxed out for 30 years is an incredible amount of money.

(http://www.autoadmit.com/thread.php?thread_id=4181281&forum_id=2#37621408)



Reply Favorite

Date: January 19th, 2019 2:19 PM
Author: vigorous factory reset button

I would not in that position. I would use whatever savings to take some high risk, high reward gambles. Day trading, crypto, starting my own business, etc. You need to hit something big, and 401(k) won't do it.

(http://www.autoadmit.com/thread.php?thread_id=4181281&forum_id=2#37621235)



Reply Favorite

Date: January 19th, 2019 2:20 PM
Author: godawful giraffe

cr

(http://www.autoadmit.com/thread.php?thread_id=4181281&forum_id=2#37621239)



Reply Favorite

Date: January 19th, 2019 2:22 PM
Author: Ultramarine School Cafeteria Place Of Business

this is what i had been thinking, particularly because i don't expect to live a particularly long life.

(http://www.autoadmit.com/thread.php?thread_id=4181281&forum_id=2#37621252)



Reply Favorite

Date: January 19th, 2019 2:23 PM
Author: Flickering Electric Filthpig

Any way you can improve the $80K?

(http://www.autoadmit.com/thread.php?thread_id=4181281&forum_id=2#37621261)



Reply Favorite

Date: January 19th, 2019 2:48 PM
Author: Ultramarine School Cafeteria Place Of Business

yes. i'm with a pretty good company and i stand to be in line for raises.

(http://www.autoadmit.com/thread.php?thread_id=4181281&forum_id=2#37621388)



Reply Favorite

Date: January 19th, 2019 2:24 PM
Author: vigorous factory reset button

Whatever you choose, educate yourself. If you are going to trade pot stocks, learn technical analysis so you know about risk management. Don't just blindly YOLO

(http://www.autoadmit.com/thread.php?thread_id=4181281&forum_id=2#37621266)



Reply Favorite

Date: January 19th, 2019 2:50 PM
Author: Ultramarine School Cafeteria Place Of Business

ty. i definitely would not just blindly go YOLO; i enjoy research.

(http://www.autoadmit.com/thread.php?thread_id=4181281&forum_id=2#37621398)



Reply Favorite

Date: January 19th, 2019 3:57 PM
Author: white keepsake machete parlour

You've said this a couple times in this thread, are you planning on going out Hunter S. style?

(http://www.autoadmit.com/thread.php?thread_id=4181281&forum_id=2#37621740)



Reply Favorite

Date: January 19th, 2019 2:41 PM
Author: indecent home cuckold



(http://www.autoadmit.com/thread.php?thread_id=4181281&forum_id=2#37621361)



Reply Favorite

Date: January 19th, 2019 2:19 PM
Author: Flickering Electric Filthpig

Contribute up to whatever your company matches, then use any excess cash to pay down debt

(http://www.autoadmit.com/thread.php?thread_id=4181281&forum_id=2#37621237)



Reply Favorite

Date: January 19th, 2019 2:25 PM
Author: Cracking Bawdyhouse

no. never do fraud01k

(http://www.autoadmit.com/thread.php?thread_id=4181281&forum_id=2#37621274)



Reply Favorite

Date: January 19th, 2019 2:27 PM
Author: emerald turdskin dilemma

???

(http://www.autoadmit.com/thread.php?thread_id=4181281&forum_id=2#37621281)



Reply Favorite

Date: January 19th, 2019 2:30 PM
Author: Cracking Bawdyhouse

NEVER. DO. FRAUD. OH. ONE. KAY.

(http://www.autoadmit.com/thread.php?thread_id=4181281&forum_id=2#37621294)



Reply Favorite

Date: January 19th, 2019 2:37 PM
Author: scarlet french public bath pistol

lol, now that you spell it like that...

(http://www.autoadmit.com/thread.php?thread_id=4181281&forum_id=2#37621329)



Reply Favorite

Date: January 19th, 2019 2:32 PM
Author: talented school friendly grandma

Rental properties would be better

(http://www.autoadmit.com/thread.php?thread_id=4181281&forum_id=2#37621302)



Reply Favorite

Date: January 19th, 2019 2:51 PM
Author: Ultramarine School Cafeteria Place Of Business

can't afford to buy any property, and my credit score is probably under 500 now.

(http://www.autoadmit.com/thread.php?thread_id=4181281&forum_id=2#37621402)



Reply Favorite

Date: January 19th, 2019 2:34 PM
Author: Aromatic olive trump supporter

Offing yourself might be a better option at this point. How on earth did this happen? Did you at least have fun for the last two decades?

(http://www.autoadmit.com/thread.php?thread_id=4181281&forum_id=2#37621314)



Reply Favorite

Date: January 19th, 2019 2:36 PM
Author: medicated institution

If suicide is the inevitable option he should just blow cash until hes old and then do it

(http://www.autoadmit.com/thread.php?thread_id=4181281&forum_id=2#37621326)



Reply Favorite

Date: January 19th, 2019 2:57 PM
Author: Ultramarine School Cafeteria Place Of Business

i've thought about it, believe me. i had a higher net worth when i was in undergrad than i do now. i actually had a full scholarship to undergrad so left undergrad with no debt.

law school fucked me in the ass, and i had an almost half scholarship to a TTT and graduated with honors (top 15%). problem was that i still ended up six figures in debt and never had a high paying job after graduating. low paying jobs, plus expensive loan payments on top of rent and other living costs, then later combined with a couple periods of unemployment, destroyed me.

(http://www.autoadmit.com/thread.php?thread_id=4181281&forum_id=2#37621431)



Reply Favorite

Date: January 19th, 2019 2:45 PM
Author: Yapping meetinghouse

I would find the cheapest/easiest online masters, max out the loans, and save/invest what you get refunded. Rinse/repeat degrees till death to defer or PAYE 4ever.

(http://www.autoadmit.com/thread.php?thread_id=4181281&forum_id=2#37621373)



Reply Favorite

Date: January 19th, 2019 3:26 PM
Author: Cyan demanding goal in life

You can still maek it bro. In a six year period in my 30s, I went from a situation much worse than yours to making good money and being likely on track to hit $1mm net worth in my mid 40s. Yeah, plenty here have more than that, but the point is that for a long time, it looked like I wasn't getting SHIT, basically paycheck to paycheck.

(http://www.autoadmit.com/thread.php?thread_id=4181281&forum_id=2#37621565)



Reply Favorite

Date: January 19th, 2019 3:36 PM
Author: Ultramarine School Cafeteria Place Of Business

ty. congrats, and it's always nice to hear turnaround stories like that.

(http://www.autoadmit.com/thread.php?thread_id=4181281&forum_id=2#37621624)



Reply Favorite

Date: January 19th, 2019 3:46 PM
Author: cruel-hearted bat shit crazy legend

People maek it everyday. You can too. Let's do it!

(http://www.autoadmit.com/thread.php?thread_id=4181281&forum_id=2#37621675)



Reply Favorite

Date: January 19th, 2019 4:05 PM
Author: insecure indian lodge sex offender



(http://www.autoadmit.com/thread.php?thread_id=4181281&forum_id=2#37621794)



Reply Favorite

Date: January 19th, 2019 4:13 PM
Author: Puce headpube

If you get 401k match then it's stupid not to contribute at least to the match %. That's free money bro.

(http://www.autoadmit.com/thread.php?thread_id=4181281&forum_id=2#37621860)



Reply Favorite

Date: January 19th, 2019 4:32 PM
Author: Ultramarine School Cafeteria Place Of Business

that's an excellent way to put it.

(http://www.autoadmit.com/thread.php?thread_id=4181281&forum_id=2#37622022)



Reply Favorite

Date: January 20th, 2019 12:26 PM
Author: house-broken brass step-uncle's house

ALSO tax evasion

think about it this way, if you live in a high tax state like NY or CA you can move to FL and withdraw, the penalty is the same as you would've paid on the income in NY/CA

YMMV

(http://www.autoadmit.com/thread.php?thread_id=4181281&forum_id=2#37626207)



Reply Favorite

Date: January 19th, 2019 4:17 PM
Author: elite personal credit line property

Yes, as much as you possibly can manage. You'll never be rich but you could easily pile up a couple hundred grand before you retire. You'll be very happy to have that cash brother.

(http://www.autoadmit.com/thread.php?thread_id=4181281&forum_id=2#37621902)



Reply Favorite

Date: January 19th, 2019 4:32 PM
Author: Ultramarine School Cafeteria Place Of Business

hm. ty.

(http://www.autoadmit.com/thread.php?thread_id=4181281&forum_id=2#37622030)



Reply Favorite

Date: January 20th, 2019 12:34 PM
Author: elite personal credit line property

If you're extra frugal, or your income jumps, you could get halfway rich. In any case, having a bit of cash at the end will make lifea lot less stressful.

(http://www.autoadmit.com/thread.php?thread_id=4181281&forum_id=2#37626239)



Reply Favorite

Date: January 19th, 2019 4:20 PM
Author: insecure indian lodge sex offender

Don’t listen to the naysayers in this thread. You can still make it. Now that you have a stable job you can eventually parlay it to a decent lateral move. Plenty of time. You are still young and plenty of people never make six figs ever anyway

(http://www.autoadmit.com/thread.php?thread_id=4181281&forum_id=2#37621933)



Reply Favorite

Date: January 19th, 2019 4:31 PM
Author: Ultramarine School Cafeteria Place Of Business

ty donny. good points.

(http://www.autoadmit.com/thread.php?thread_id=4181281&forum_id=2#37622014)



Reply Favorite

Date: January 19th, 2019 4:38 PM
Author: white keepsake machete parlour

also livers heal remarkably well if you go cold turkey for a couple years

(http://www.autoadmit.com/thread.php?thread_id=4181281&forum_id=2#37622061)



Reply Favorite

Date: January 19th, 2019 4:45 PM
Author: Ultramarine School Cafeteria Place Of Business

had blood work done at the end of november and my liver enzymes were within the normal range. it's cancer i'm concerned about.

(http://www.autoadmit.com/thread.php?thread_id=4181281&forum_id=2#37622095)



Reply Favorite

Date: January 19th, 2019 7:34 PM
Author: Adulterous Stimulating Den

401k’s will be confiscated in the coming years. You’re fine.

(http://www.autoadmit.com/thread.php?thread_id=4181281&forum_id=2#37622847)



Reply Favorite

Date: January 20th, 2019 12:18 PM
Author: comical saffron lay

Stop boozing you degenerate.

(http://www.autoadmit.com/thread.php?thread_id=4181281&forum_id=2#37626156)



Reply Favorite

Date: January 20th, 2019 12:24 PM
Author: white keepsake machete parlour

CR replace with coffee and crossfit. Get on that endorphin/dopamine tip as your new drug of choice, live to be 100

(http://www.autoadmit.com/thread.php?thread_id=4181281&forum_id=2#37626197)



Reply Favorite

Date: January 20th, 2019 12:31 PM
Author: Ultramarine School Cafeteria Place Of Business

3 of the last 9 months i haven't drank at all, which is more than a lot of people can say. i'm not paying for crossfit but i've been doing 45-50 minutes on the treadmill most days.

(http://www.autoadmit.com/thread.php?thread_id=4181281&forum_id=2#37626232)



Reply Favorite

Date: January 20th, 2019 12:34 PM
Author: seedy stirring messiness

Maybe getting on T shots will help too.

(http://www.autoadmit.com/thread.php?thread_id=4181281&forum_id=2#37626242)



Reply Favorite

Date: January 20th, 2019 12:30 PM
Author: Ultramarine School Cafeteria Place Of Business

we're all degenerates here in some form.

(http://www.autoadmit.com/thread.php?thread_id=4181281&forum_id=2#37626226)



Reply Favorite

Date: January 20th, 2019 12:34 PM
Author: costumed infuriating deer antler

401k is generally protected in bankruptcy IIRC.

You have a non trivial risk of being in bankruptcy at some point. I would put as much in as you can afford.

(http://www.autoadmit.com/thread.php?thread_id=4181281&forum_id=2#37626240)



Reply Favorite

Date: January 20th, 2019 12:36 PM
Author: elite personal credit line property

Correct. It has excellent credit protection.

(http://www.autoadmit.com/thread.php?thread_id=4181281&forum_id=2#37626249)



Reply Favorite

Date: January 20th, 2019 12:36 PM
Author: Ultramarine School Cafeteria Place Of Business

interesting. good angle if true.

(http://www.autoadmit.com/thread.php?thread_id=4181281&forum_id=2#37626251)



Reply Favorite

Date: January 20th, 2019 1:29 PM
Author: floppy misunderstood bbw church building

TITCR.

And proles, unfortunately, constantly fuck this up, draining their retirement accounts and then going to see a bankruptcy attorney after they're tapped out.

(http://www.autoadmit.com/thread.php?thread_id=4181281&forum_id=2#37626469)



Reply Favorite

Date: January 20th, 2019 1:31 PM
Author: elite personal credit line property

Correct, it needs to stay inside the qualified plan.

(http://www.autoadmit.com/thread.php?thread_id=4181281&forum_id=2#37626484)



Reply Favorite

Date: January 20th, 2019 1:31 PM
Author: Ultramarine School Cafeteria Place Of Business

ty

(http://www.autoadmit.com/thread.php?thread_id=4181281&forum_id=2#37626490)



Reply Favorite

Date: January 20th, 2019 1:31 PM
Author: Ultramarine School Cafeteria Place Of Business

thanks, all. this sounds like highly cr advice that i was unaware of.

(http://www.autoadmit.com/thread.php?thread_id=4181281&forum_id=2#37626488)



Reply Favorite

Date: January 20th, 2019 1:33 PM
Author: elite personal credit line property

You can maek it.

(http://www.autoadmit.com/thread.php?thread_id=4181281&forum_id=2#37626504)



Reply Favorite

Date: January 20th, 2019 1:32 PM
Author: Carmine Odious Site

If you're a radiologist, you can still catch up.

(http://www.autoadmit.com/thread.php?thread_id=4181281&forum_id=2#37626495)