The most prestigious law school admissions discussion board in the world.
|
 |
 
|
POLL: what is your before tax contribution for health insurance?
Poast new message in this thread
Date: July 19th, 2019 3:47 PM Author: Wonderful frum shrine foreskin And what kind of job do you work? I am in government, but I still have to pay $400/mo or $4,800pa for myself, wife, and kids. |
Date: July 19th, 2019 3:50 PM Author: misanthropic boistinker property Wtf? Health insorance free now (http://www.autoadmit.com/thread.php?thread_id=4306235&forum_id=2#38557637) |
 |
Date: July 19th, 2019 3:52 PM Author: Wonderful frum shrine foreskin If you are a southern migrant and already poasting on xo, well, then you can stay. You’re probably 180. (http://www.autoadmit.com/thread.php?thread_id=4306235&forum_id=2#38557650) |
|
Date: July 19th, 2019 3:52 PM Author: mint heady sanctuary double fault around $150 biweekly, HSA
tech |
|
Date: July 19th, 2019 3:58 PM Author: Wonderful frum shrine foreskin Fam? (http://www.autoadmit.com/thread.php?thread_id=4306235&forum_id=2#38557671) |
|
Date: July 19th, 2019 3:59 PM Author: mint heady sanctuary double fault nah single. (http://www.autoadmit.com/thread.php?thread_id=4306235&forum_id=2#38557678) |
|
Date: July 19th, 2019 4:00 PM Author: Wonderful frum shrine foreskin I think this is fairly typical. $3,900/year is a lot though. (http://www.autoadmit.com/thread.php?thread_id=4306235&forum_id=2#38557684) |
|
Date: July 19th, 2019 4:02 PM Author: mint heady sanctuary double fault well it is all going to an investment account, and I never go to the doctor anyway. so when I'm old and infirm it will be like having another 401K. (http://www.autoadmit.com/thread.php?thread_id=4306235&forum_id=2#38557688) |
|
Date: July 19th, 2019 4:04 PM Author: Wonderful frum shrine foreskin So you have no health insurance, just an HSA? I thought you meant your premiums were $150 biweekly and you also had an HSA. (http://www.autoadmit.com/thread.php?thread_id=4306235&forum_id=2#38557695) |
|
Date: July 19th, 2019 4:05 PM Author: mint heady sanctuary double fault I have a high deductible plan too, but that is some negligible contribution, like $20. (http://www.autoadmit.com/thread.php?thread_id=4306235&forum_id=2#38557697) |
|
Date: July 19th, 2019 4:06 PM Author: Wonderful frum shrine foreskin That is good then. Hard to believe it is only $20. What is the deductible? Like $50k? (http://www.autoadmit.com/thread.php?thread_id=4306235&forum_id=2#38557702) |
|
Date: July 19th, 2019 4:08 PM Author: mint heady sanctuary double fault Probably. Like I said, I never go to the doctor. If I had dependents then it wouldn't be viable, but for me it is fine. I can even use the HSA as a liquid account on certain things that vaguely qualify as health-related without a tax penalty. (http://www.autoadmit.com/thread.php?thread_id=4306235&forum_id=2#38557707) |
|
Date: July 19th, 2019 3:54 PM Author: Dead legal warrant About $1800 for premiums and $3000 for out of pocket costs
Singlemo with no kids |
|
Date: July 19th, 2019 3:57 PM Author: Wonderful frum shrine foreskin What? Your monthly premiums are $150 and you have a $3,000 deductible? Is that what you are saying? (http://www.autoadmit.com/thread.php?thread_id=4306235&forum_id=2#38557670) |
|
Date: July 19th, 2019 4:43 PM Author: appetizing indigo brunch volcanic crater deductibles are flame. out of pocket max is what matters. (http://www.autoadmit.com/thread.php?thread_id=4306235&forum_id=2#38557848) |
|
Date: July 19th, 2019 3:58 PM Author: infuriating forum round eye I'm not sure but I think 500-750 (http://www.autoadmit.com/thread.php?thread_id=4306235&forum_id=2#38557675) |
|
Date: July 19th, 2019 3:59 PM Author: Wonderful frum shrine foreskin Job type / fam? No fam? (http://www.autoadmit.com/thread.php?thread_id=4306235&forum_id=2#38557679) |
|
Date: July 19th, 2019 4:00 PM Author: Swashbuckling flirting community account sound barrier hardly anything. my wife's a fucking teacher. (http://www.autoadmit.com/thread.php?thread_id=4306235&forum_id=2#38557681) |
|
Date: July 19th, 2019 4:02 PM Author: Wonderful frum shrine foreskin Are you and the kids all on her plan then? Are you sure that it’s negligible? (http://www.autoadmit.com/thread.php?thread_id=4306235&forum_id=2#38557686) |
|
Date: July 19th, 2019 4:03 PM Author: Swashbuckling flirting community account sound barrier yeah. it's not that much. couple hundred bucks per month. (http://www.autoadmit.com/thread.php?thread_id=4306235&forum_id=2#38557691) |
|
Date: July 19th, 2019 4:06 PM Author: disgusting nursing home french chef yeah this is ideal (http://www.autoadmit.com/thread.php?thread_id=4306235&forum_id=2#38557700) |
|
Date: July 19th, 2019 4:07 PM Author: Wonderful frum shrine foreskin Hardly ideal, but if you are a self-employed mo then it’s good to have a public sector wife with decent benefits. (http://www.autoadmit.com/thread.php?thread_id=4306235&forum_id=2#38557704) |
|
Date: July 19th, 2019 4:42 PM Author: lemon dashing international law enforcement agency $1100 per month. No 401k match either. (http://www.autoadmit.com/thread.php?thread_id=4306235&forum_id=2#38557837) |
|
Date: July 19th, 2019 6:00 PM Author: Wonderful frum shrine foreskin Fuck, that’s high. (http://www.autoadmit.com/thread.php?thread_id=4306235&forum_id=2#38558192) |
|
Date: July 19th, 2019 4:43 PM Author: appetizing indigo brunch volcanic crater around $4500 per year for sps high deductible plan. F500. (http://www.autoadmit.com/thread.php?thread_id=4306235&forum_id=2#38557841) |
|
Date: July 19th, 2019 7:17 PM Author: Zippy brethren Like $8,100 per year in a large, non-coastal metro area. Covers me, wife, and kid with an excellent plan. (http://www.autoadmit.com/thread.php?thread_id=4306235&forum_id=2#38558474) |
|
Date: July 19th, 2019 7:33 PM Author: razzle depressive About $14,000 premiums $7,000 HSA for high deductible family plan (every doctor visit is a few hundo). Fuck Obama. (http://www.autoadmit.com/thread.php?thread_id=4306235&forum_id=2#38558530) |
|
Date: July 19th, 2019 7:38 PM Author: Contagious anal stead $0
Small law firm |
|
Date: July 19th, 2019 7:47 PM Author: yellow elite bawdyhouse toaster On my parents' plan.
The insurance my employer was offering cost $167/mo pretax and had tons of restrictions. |
|
Date: July 19th, 2019 8:19 PM Author: Purple sadistic base dragon $60 biweekly for health (I think around $1500/year), another $4 biweekly each for dental and vision. I think annual deductible is around $1500, $3000 annual OOP maximum, and lots of preventive stuff is covered 100% without deductible. In-house at a F500 non-finance company, no family. (http://www.autoadmit.com/thread.php?thread_id=4306235&forum_id=2#38558702) |
|
Date: July 19th, 2019 8:30 PM Author: Purple sadistic base dragon Also, while health insurance is hard to quantify, vision insurance is the best deal out there if you wear glasses/contacts. The insurance premium is a little over $100/year and includes, at a minimum, either $150 for contacts or $200 for frames and a $10 co-pay for lenses, plus the usual annual exams. (http://www.autoadmit.com/thread.php?thread_id=4306235&forum_id=2#38558743) |
|
Date: July 20th, 2019 7:10 AM Author: low-t mediation Your employer is subsidizing 2/3 of your vision insurance premium and the $100 is just your share, right? Because vision "insurance" is the a massive ripoff that almost never, even under ideal circumstances, makes financial sense for a family and never makes financial sense for an individual. Let's see what VSP, the nation's largest vision "insurer" has to offer
VSP offers four levels of individual plan, the cheapest of which costs a total of $189.28/year for a lens benefit worth a maximum of $120. The next cheapest costs a total of $444.16 biannually for an exam and lens benefit worth no more than $270 ($120 exam, $150 lenses). The priciest plan costs $411.16 per year, the benefits of which are worth an absolute maximum of $350. Strangely, as absurd as it is, the priciest plan makes the most financial sense. Lol. Oh, and the above is best case and applies only to contacts wearers, not glassesmos who can get 180 high quality lenses and frames with high end options like transitions lenses, AR coatings, etc. for as low as $20 at zennioptical.com or 39dollarlenses.com
That vision insurance that covers only routine, predictable expenses even exists makes no sense to me, but I'm absolutely floored by the fact that it not only exists, but that coverage is widespread. |
|
Date: July 20th, 2019 9:05 AM Author: Purple sadistic base dragon I assume they're covering most of it, yes. I agree that it makes no sense to pay full price, but hey, if they're going to let me pay $100/year for $250+ in benefits (in addition to the frames allowance, they'll also cover like 20% of anything above that threshold), then I'm all for it. Also, glasses are one of those things that I really have trouble buying online because I'm picky about how they look on me; I tried it once and wasn't happy. Being able to go to a store is worth a lot to me. (http://www.autoadmit.com/thread.php?thread_id=4306235&forum_id=2#38560278) |
|
Date: July 20th, 2019 7:15 AM Author: Lilac house fortuitous meteor $1,500 per month in premiums. Family of four. LJL. (http://www.autoadmit.com/thread.php?thread_id=4306235&forum_id=2#38560185) |
|
Date: July 20th, 2019 8:13 AM Author: Wonderful frum shrine foreskin Yikes (http://www.autoadmit.com/thread.php?thread_id=4306235&forum_id=2#38560222) |
|
Date: July 20th, 2019 9:06 AM Author: nofapping filthpig preventive strike about $850 per month, cadillac international plan (http://www.autoadmit.com/thread.php?thread_id=4306235&forum_id=2#38560279) |