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How much student loan debt do you have left?
| Shaky Cream Stage | 08/14/20 |
| Dark fighting yarmulke place of business | 08/14/20 |
| Shaky Cream Stage | 08/14/20 |
| 180 orange home police squad | 08/14/20 |
| Shaky Cream Stage | 08/14/20 |
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| Diverse Clown Digit Ratio | 08/14/20 |
| tripping marketing idea | 08/14/20 |
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| irradiated aquamarine trailer park | 08/14/20 |
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| Shaky Cream Stage | 08/14/20 |
| Multi-colored ultramarine striped hyena | 08/14/20 |
| flickering multi-billionaire telephone | 08/14/20 |
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| tripping marketing idea | 08/14/20 |
| drab halford | 08/14/20 |
| tripping marketing idea | 08/14/20 |
| drab halford | 08/14/20 |
| tripping marketing idea | 08/14/20 |
| drab halford | 08/14/20 |
| tripping marketing idea | 08/14/20 |
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| ruddy underhanded box office masturbator | 08/14/20 |
| Cyan mediation hall | 08/14/20 |
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| Hyperactive Vigorous Indian Lodge Hissy Fit | 08/14/20 |
Poast new message in this thread
Date: August 14th, 2020 7:22 AM Author: Shaky Cream Stage (http://www.autoadmit.com/thread.php?thread_id=4603557&forum_id=2#40754405) |
Date: August 14th, 2020 7:32 AM Author: Dark fighting yarmulke place of business Started with $120k and aggressively paid it down to $50k and then recast the remaining balance. The payment is now like $300/month on the long repayment plan so I just let it autopay that amount and don't really think about it since $300 doesn't make a meaningful difference to my monthly budget. I think there's around $42k or $43k by now. It's the lowest interest rate loan that's left, too. (http://www.autoadmit.com/thread.php?thread_id=4603557&forum_id=2#40754415) |
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Date: August 14th, 2020 7:39 AM Author: Shaky Cream Stage (http://www.autoadmit.com/thread.php?thread_id=4603557&forum_id=2#40754426) |
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Date: August 14th, 2020 7:37 AM Author: 180 orange home police squad $140,000 (http://www.autoadmit.com/thread.php?thread_id=4603557&forum_id=2#40754420) |
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Date: August 14th, 2020 7:39 AM Author: Shaky Cream Stage (http://www.autoadmit.com/thread.php?thread_id=4603557&forum_id=2#40754427) |
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Date: August 14th, 2020 7:42 AM Author: infuriating vibrant cruise ship 60k (http://www.autoadmit.com/thread.php?thread_id=4603557&forum_id=2#40754435) |
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Date: August 14th, 2020 8:17 AM Author: Diverse Clown Digit Ratio I borrowed 124k, now down to 39k after 17 years, payment is $300. The old payment used to be 900, which was difficult for attorney incomes in my part of the country. I also benefited from 3% fixed interest rates, which younger folks don't have. (http://www.autoadmit.com/thread.php?thread_id=4603557&forum_id=2#40754492) |
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Date: August 14th, 2020 7:58 PM Author: tripping marketing idea JFC are you like 45? (http://www.autoadmit.com/thread.php?thread_id=4603557&forum_id=2#40757609) |
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Date: August 14th, 2020 8:20 AM Author: Gay station 16k. Cant figure out if I want to pay it off once I'm off deferment or try to cop the biden forgiveness (http://www.autoadmit.com/thread.php?thread_id=4603557&forum_id=2#40754497) |
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Date: August 14th, 2020 8:38 AM Author: Avocado disgusting alpha $0, paid off 100K like a good goy (http://www.autoadmit.com/thread.php?thread_id=4603557&forum_id=2#40754539) |
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Date: August 14th, 2020 8:40 AM Author: irradiated aquamarine trailer park 350K, been practicing law for 7 years (http://www.autoadmit.com/thread.php?thread_id=4603557&forum_id=2#40754544) |
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Date: August 14th, 2020 8:42 AM Author: mustard liquid oxygen address wow (http://www.autoadmit.com/thread.php?thread_id=4603557&forum_id=2#40754548) |
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Date: August 14th, 2020 9:13 AM Author: swashbuckling useless brakes (http://www.autoadmit.com/thread.php?thread_id=4603557&forum_id=2#40754606) |
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Date: August 14th, 2020 9:26 AM Author: Shaky Cream Stage (http://www.autoadmit.com/thread.php?thread_id=4603557&forum_id=2#40754641) |
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Date: August 14th, 2020 8:57 AM Author: Multi-colored ultramarine striped hyena $220k (http://www.autoadmit.com/thread.php?thread_id=4603557&forum_id=2#40754572) |
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Date: August 14th, 2020 9:01 AM Author: flickering multi-billionaire telephone Graduated law school with about $215k student loan debt. Mostly law school but some undergrad loans too. Mixture of federal ($145k) and private ($70k). On top of that I had about ~$20k of credit card debt.
13 years later I have paid off the credit card debt. I have paid about half of the private student loans. The federal is on IBR subject to PSLF and I am about 3 years away from PSLF eligibility. |
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Date: August 14th, 2020 8:10 PM Author: bateful coral fat ankles how much do you make (http://www.autoadmit.com/thread.php?thread_id=4603557&forum_id=2#40757655) |
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Date: August 14th, 2020 9:12 AM Author: histrionic coiffed persian giraffe $0. GI Bill and chose my schools based on financial aid, then paid down the remaining balance as quickly as I could. Now I look like a double chump: paying my bills and going to my safety school. (http://www.autoadmit.com/thread.php?thread_id=4603557&forum_id=2#40754604) |
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Date: August 14th, 2020 9:16 AM Author: irradiated aquamarine trailer park cr (http://www.autoadmit.com/thread.php?thread_id=4603557&forum_id=2#40754609) |
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Date: August 14th, 2020 9:25 AM Author: mahogany learning disabled water buffalo safety schools are 180 (http://www.autoadmit.com/thread.php?thread_id=4603557&forum_id=2#40754639) |
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Date: August 14th, 2020 9:12 AM Author: swashbuckling useless brakes none. paid off $170k (http://www.autoadmit.com/thread.php?thread_id=4603557&forum_id=2#40754605) |
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Date: August 14th, 2020 9:16 AM Author: Cordovan becky 250k on paye (http://www.autoadmit.com/thread.php?thread_id=4603557&forum_id=2#40754610) |
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Date: August 14th, 2020 9:17 AM Author: wonderful splenetic resort 68k. 460 monthly payment. (http://www.autoadmit.com/thread.php?thread_id=4603557&forum_id=2#40754613) |
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Date: August 14th, 2020 9:18 AM Author: marvelous sneaky criminal milk PAYE (http://www.autoadmit.com/thread.php?thread_id=4603557&forum_id=2#40754618) |
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Date: August 14th, 2020 9:19 AM Author: cowardly doctorate cuckold just took out a loan for 30k€ but that's for 4 years of university (http://www.autoadmit.com/thread.php?thread_id=4603557&forum_id=2#40754621) |
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Date: August 14th, 2020 9:21 AM Author: Provocative set psychic $0. Graduated with about $150k in undergrad and law school debt, mostly at 6.8%. Paid it off in about 2 years during ITE by living on the cheal.
Also figured a guaranteed 6.8% return beats a speculative 10% return in the market. In retrospect, would probably have done much better with an s&p500 index fund, but don't regret the decision to be basically debt free. |
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Date: August 14th, 2020 8:49 PM Author: histrionic coiffed persian giraffe Smart, man. My calculus was roughly the same. I went to grad school recently and had a lot of friends max out their loans just to put them in the S&P. They were doing pretty well, but then I think a lot of them screwed by having to withdraw during the recent trough to pay down their loans. Dollar cost averaging into a market can be pretty good, but dollar cost averaging out is a rough game to play. (http://www.autoadmit.com/thread.php?thread_id=4603557&forum_id=2#40757827) |
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Date: August 14th, 2020 7:57 PM Author: tripping marketing idea ZERO, thanks PSLF (http://www.autoadmit.com/thread.php?thread_id=4603557&forum_id=2#40757608) |
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Date: August 14th, 2020 8:35 PM Author: drab halford Smart decision earning an average of 100k for 10 years to get a 200k one time benefit. (http://www.autoadmit.com/thread.php?thread_id=4603557&forum_id=2#40757764) |
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Date: August 14th, 2020 8:57 PM Author: tripping marketing idea GS-15 non supervisory attorney in a low COL area. Happy to make that trade, breh. (http://www.autoadmit.com/thread.php?thread_id=4603557&forum_id=2#40757864) |
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Date: August 14th, 2020 9:00 PM Author: drab halford Sure you are. Lots of gs-15 positions in secondary cities. (http://www.autoadmit.com/thread.php?thread_id=4603557&forum_id=2#40757875) |
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Date: August 14th, 2020 9:04 PM Author: tripping marketing idea (enraged shitlaw associate living in Queens) (http://www.autoadmit.com/thread.php?thread_id=4603557&forum_id=2#40757908) |
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Date: August 14th, 2020 9:07 PM Author: drab halford Hoboken, actually (http://www.autoadmit.com/thread.php?thread_id=4603557&forum_id=2#40757935) |
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Date: August 14th, 2020 9:07 PM Author: tripping marketing idea thoughts and prayers (http://www.autoadmit.com/thread.php?thread_id=4603557&forum_id=2#40757943) |
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Date: August 14th, 2020 8:00 PM Author: Smoky supple office never had any, parents paid for everything (http://www.autoadmit.com/thread.php?thread_id=4603557&forum_id=2#40757619) |
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Date: August 14th, 2020 8:08 PM Author: ruddy underhanded box office masturbator I was lucky enough to graduate with no debt from undergrad or law school. Mom and Dad footed the bill. But I was a commuter student the whole time. I didn’t move out of my parents’ house until after I got my JD. (http://www.autoadmit.com/thread.php?thread_id=4603557&forum_id=2#40757646) |
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Date: August 14th, 2020 8:10 PM Author: Cyan mediation hall (http://www.autoadmit.com/thread.php?thread_id=4603557&forum_id=2#40757657) |
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Date: August 14th, 2020 8:11 PM Author: Claret charismatic headpube a lot, baseball lol (http://www.autoadmit.com/thread.php?thread_id=4603557&forum_id=2#40757659) |
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Date: August 14th, 2020 8:36 PM Author: laughsome fiercely-loyal twinkling uncleanness none, now that President Trump has forgiven it all (http://www.autoadmit.com/thread.php?thread_id=4603557&forum_id=2#40757769) |
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Date: August 14th, 2020 9:05 PM Author: copper thriller temple macaca ~$6000. Some of which is approaching 20 years old. (http://www.autoadmit.com/thread.php?thread_id=4603557&forum_id=2#40757920) |
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Date: August 14th, 2020 9:12 PM Author: Hyperactive Vigorous Indian Lodge Hissy Fit idk, its going to be forgiven so i stopped checking (http://www.autoadmit.com/thread.php?thread_id=4603557&forum_id=2#40757980) |