The most prestigious law school admissions discussion board in the world.
|
 |
 
|
Going through some serious serious financial woes right now need advice
| Appetizing garnet senate | 10/17/20 |
| Abnormal Reading Party Garrison | 10/17/20 |
| cruel-hearted big-titted black woman fanboi | 10/17/20 |
| Appetizing garnet senate | 10/17/20 |
| Abnormal Reading Party Garrison | 10/17/20 |
| Appetizing garnet senate | 10/17/20 |
| Abnormal Reading Party Garrison | 10/17/20 |
| cruel-hearted big-titted black woman fanboi | 10/17/20 |
| Duck-like sneaky criminal | 10/17/20 |
| Laughsome Azn Rigpig | 10/17/20 |
| charcoal whorehouse | 10/17/20 |
| razzmatazz university dog poop | 10/17/20 |
| irradiated incel | 10/17/20 |
| self-absorbed range potus | 10/17/20 |
| gold parlor place of business | 10/17/20 |
| Hyperventilating spectacular theater | 10/17/20 |
| Appetizing garnet senate | 10/17/20 |
| Abnormal Reading Party Garrison | 10/17/20 |
| self-absorbed range potus | 10/17/20 |
| dead deer antler nowag | 10/17/20 |
| Lilac background story | 10/17/20 |
| Appetizing garnet senate | 10/17/20 |
| Abnormal Reading Party Garrison | 10/17/20 |
| Flushed pocket flask sweet tailpipe | 10/17/20 |
| doobsian lascivious filthpig | 10/17/20 |
| excitant karate abode | 10/17/20 |
| sadistic clear dysfunction | 10/17/20 |
| Appetizing garnet senate | 10/17/20 |
| Hyperventilating spectacular theater | 10/17/20 |
| Appetizing garnet senate | 10/17/20 |
| Effete Theatre | 10/17/20 |
| drab alpha stag film | 10/17/20 |
| Pearly love of her life | 10/17/20 |
| cruel-hearted big-titted black woman fanboi | 10/17/20 |
| aggressive stead chad | 10/17/20 |
| Appetizing garnet senate | 10/17/20 |
| Fuchsia bipolar trailer park | 10/17/20 |
| Sexy Ape Crotch | 10/17/20 |
| Slap-happy canary indirect expression puppy | 10/17/20 |
| Jet-lagged casino trump supporter | 10/17/20 |
| trip meetinghouse scourge upon the earth | 10/17/20 |
| violet talking gaming laptop nursing home | 10/17/20 |
| glittery hilarious hell | 10/17/20 |
| magical misanthropic organic girlfriend | 10/17/20 |
| azure curious state kitty | 10/17/20 |
| chrome business firm | 10/17/20 |
| Appetizing garnet senate | 10/17/20 |
| glittery hilarious hell | 10/17/20 |
| racy sound barrier party of the first part | 10/17/20 |
| lavender shrine gaping | 10/17/20 |
| wine tattoo lay | 10/17/20 |
| Lime travel guidebook den | 10/17/20 |
| Abnormal Reading Party Garrison | 10/17/20 |
| azure curious state kitty | 10/17/20 |
| Abnormal Reading Party Garrison | 10/17/20 |
| Dashing orange genital piercing faggotry | 10/17/20 |
| chocolate chapel generalized bond | 10/17/20 |
| exhilarant mustard house | 10/17/20 |
| exhilarant mustard house | 10/17/20 |
| Appetizing garnet senate | 10/17/20 |
| exhilarant mustard house | 10/18/20 |
Poast new message in this thread
Date: October 17th, 2020 12:36 PM Author: Appetizing garnet senate Long time lurker, first time poaster. My wife and I used to make $300k each and live a $700k lifestyle. We were always living like we made an extra $100k when we didn’t. That was because of her to be honest. I was always ok with a Honda Accord but she needed a Range Rover because “I MAKE $300k!”
Now we’re fucked. We just had a baby and she’s not working. Our savings is shit and our non real estate debt is higher than our savings.
We have $300k a year coming in and we’re still living like we make $700k. She spends like an idiot. The last week she bought a Peleton and a $2k jacket because “well what I’m saving on child care...I’m I deserve it!”
She doesn’t get that we are completely fucked if we keep going this route.
Divorce is not an option. Her working is not an option. We have about $70k equity in a million dollar house. We’re fucked. No way about it. |
Date: October 17th, 2020 12:38 PM Author: Abnormal Reading Party Garrison I advise you to make more money and spend less money (http://www.autoadmit.com/thread.php?thread_id=4653765&forum_id=2#41131045) |
|
Date: October 17th, 2020 12:39 PM Author: cruel-hearted big-titted black woman fanboi No alternative to a hard conversation with a spreadsheet and some hard truths about what bills can't be paid if she buys shit because "she deserves it". Good luck friend. (http://www.autoadmit.com/thread.php?thread_id=4653765&forum_id=2#41131049) |
 |
Date: October 17th, 2020 12:39 PM Author: Appetizing garnet senate Won’t work. And I can’t leave her. (http://www.autoadmit.com/thread.php?thread_id=4653765&forum_id=2#41131056) |
|
Date: October 17th, 2020 12:43 PM Author: Abnormal Reading Party Garrison Look, motherfucker, sit her down with a spreadsheet for expenses and a sheet with all of your accounts. Explain you are both gonna be fucking homeless if she keeps it up. If that doesn't work, bend her over your knee and spank her until she says the words, "I understand." Call the bank and put a limit on her card. (http://www.autoadmit.com/thread.php?thread_id=4653765&forum_id=2#41131068) |
|
Date: October 17th, 2020 12:44 PM Author: Appetizing garnet senate She seems to think my $300k was our money and the $300k she brought in was her play money. Now that $300k is gone, she thinks my money is play money. (http://www.autoadmit.com/thread.php?thread_id=4653765&forum_id=2#41131079) |
|
Date: October 17th, 2020 12:48 PM Author: Abnormal Reading Party Garrison I am not joking. Here is a manual: https://www.youtube.com/watch?v=rxObkfSqmQM&ab_channel=21reese18
Do what I articulated here: http://www.autoadmit.com/thread.php?thread_id=4653765&forum_id=2#41131068 -- you are fucked if you do not. Then take a serious look at Dave Ramsey or other financial education programs. |
|
Date: October 17th, 2020 12:49 PM Author: cruel-hearted big-titted black woman fanboi Then you have to tell her a budget and limits her cards (like Hegemon tp said) (http://www.autoadmit.com/thread.php?thread_id=4653765&forum_id=2#41131106) |
|
Date: October 17th, 2020 2:25 PM Author: Duck-like sneaky criminal This. Put her on a budget (http://www.autoadmit.com/thread.php?thread_id=4653765&forum_id=2#41131572) |
|
Date: October 17th, 2020 5:09 PM Author: Laughsome Azn Rigpig (http://www.autoadmit.com/thread.php?thread_id=4653765&forum_id=2#41132282) |
|
Date: October 17th, 2020 12:39 PM Author: charcoal whorehouse OnlyFans (http://www.autoadmit.com/thread.php?thread_id=4653765&forum_id=2#41131051) |
|
Date: October 17th, 2020 12:40 PM Author: razzmatazz university dog poop (http://www.autoadmit.com/thread.php?thread_id=4653765&forum_id=2#41131061) |
|
Date: October 17th, 2020 1:51 PM Author: irradiated incel (http://www.autoadmit.com/thread.php?thread_id=4653765&forum_id=2#41131418) |
|
Date: October 17th, 2020 3:29 PM Author: self-absorbed range potus Yep, some of us here might even help her channel get off the ground. (http://www.autoadmit.com/thread.php?thread_id=4653765&forum_id=2#41131850) |
|
Date: October 17th, 2020 12:40 PM Author: gold parlor place of business atd (http://www.autoadmit.com/thread.php?thread_id=4653765&forum_id=2#41131057) |
|
Date: October 17th, 2020 12:40 PM Author: Hyperventilating spectacular theater How much credit card debt do you have? (http://www.autoadmit.com/thread.php?thread_id=4653765&forum_id=2#41131060) |
|
Date: October 17th, 2020 12:41 PM Author: Appetizing garnet senate Close to $90k. Very low interest though (http://www.autoadmit.com/thread.php?thread_id=4653765&forum_id=2#41131063) |
|
Date: October 17th, 2020 12:43 PM Author: Abnormal Reading Party Garrison holy fuck man (http://www.autoadmit.com/thread.php?thread_id=4653765&forum_id=2#41131072) |
|
Date: October 17th, 2020 3:29 PM Author: self-absorbed range potus (((low interest))) (http://www.autoadmit.com/thread.php?thread_id=4653765&forum_id=2#41131852) |
|
Date: October 17th, 2020 4:29 PM Author: dead deer antler nowag your flame just jumped the shark, unless you're black (http://www.autoadmit.com/thread.php?thread_id=4653765&forum_id=2#41132135) |
|
Date: October 17th, 2020 12:41 PM Author: Lilac background story What are the major expenses? I know couples with HHI of 200K buying pelatons and expensive clothes and they seem to be alright (http://www.autoadmit.com/thread.php?thread_id=4653765&forum_id=2#41131062) |
|
Date: October 17th, 2020 12:43 PM Author: Appetizing garnet senate Million dollar house
$90k credit card debt
A bunch of personal loans
Car loans
About $70k left in student debt
Funeral expense for my dad |
|
Date: October 17th, 2020 12:44 PM Author: Abnormal Reading Party Garrison You need Dave Ramsey and God's help (http://www.autoadmit.com/thread.php?thread_id=4653765&forum_id=2#41131074) |
|
Date: October 17th, 2020 1:45 PM Author: Flushed pocket flask sweet tailpipe lol (http://www.autoadmit.com/thread.php?thread_id=4653765&forum_id=2#41131391) |
|
Date: October 17th, 2020 3:22 PM Author: doobsian lascivious filthpig (http://www.autoadmit.com/thread.php?thread_id=4653765&forum_id=2#41131823) |
|
Date: October 17th, 2020 2:22 PM Author: excitant karate abode If this is not flame, I feel bad for you bro (http://www.autoadmit.com/thread.php?thread_id=4653765&forum_id=2#41131559) |
|
Date: October 17th, 2020 12:43 PM Author: sadistic clear dysfunction You need to control her access to the money and credit (http://www.autoadmit.com/thread.php?thread_id=4653765&forum_id=2#41131071) |
|
Date: October 17th, 2020 12:44 PM Author: Appetizing garnet senate See above. (http://www.autoadmit.com/thread.php?thread_id=4653765&forum_id=2#41131083) |
|
Date: October 17th, 2020 12:44 PM Author: Hyperventilating spectacular theater Is your job safe? (http://www.autoadmit.com/thread.php?thread_id=4653765&forum_id=2#41131082) |
|
Date: October 17th, 2020 12:46 PM Author: Appetizing garnet senate Well I just got passed over for a promotion to a semi-diversity hire and it’s an up or out type of job so I would say no. (http://www.autoadmit.com/thread.php?thread_id=4653765&forum_id=2#41131088) |
|
Date: October 17th, 2020 8:59 PM Author: Effete Theatre trying a bit too hard with this one (http://www.autoadmit.com/thread.php?thread_id=4653765&forum_id=2#41133398) |
|
Date: October 17th, 2020 12:46 PM Author: drab alpha stag film What do you do? What did she do?
For all her insanity, Thunder Collins's wife seemed to have a great gig. High paying, very flexible, WFH. Any chance of your wife doing anything like that? |
|
Date: October 17th, 2020 12:46 PM Author: Pearly love of her life Can you separate out your finances? Your salay belongs to you. put it in a separate account. Let her see her debt run up. Otherwise you will need to divorce or at least threaten divorce. You dont need to leave her. Just tell her you love her but finances need to be separated to protect your childrens future. She needs a wake up call. (http://www.autoadmit.com/thread.php?thread_id=4653765&forum_id=2#41131096) |
|
Date: October 17th, 2020 12:49 PM Author: cruel-hearted big-titted black woman fanboi I like this (http://www.autoadmit.com/thread.php?thread_id=4653765&forum_id=2#41131111) |
|
Date: October 17th, 2020 12:52 PM Author: aggressive stead chad Just a chill long time lurker with a user account and password for a site no one has been able to register for in 3 years. (http://www.autoadmit.com/thread.php?thread_id=4653765&forum_id=2#41131129) |
|
Date: October 17th, 2020 1:20 PM Author: Appetizing garnet senate Cosmos De’ Medici? (http://www.autoadmit.com/thread.php?thread_id=4653765&forum_id=2#41131269) |
|
Date: October 17th, 2020 1:00 PM Author: Fuchsia bipolar trailer park A wise dude once told me it’s not what you make it’s what you keep - you gotta look to optimize your finances by paying off debt, maximizing tax savings and not spending an excessive amount of money.
You should seek to build the equity in your home to $200k as well and maybe refinance to get rid of private mortgage insurance and get a lower rate. PMI isn’t required after 20% equity.
Also stop spending like a degenerate and tell your wife that as well. You basically need to reality check this chick quick and get your house in order before you start sending the kid to school which is likely gonna be huge money drain given your consumption habits. |
|
Date: October 17th, 2020 1:41 PM Author: Sexy Ape Crotch (http://www.autoadmit.com/thread.php?thread_id=4653765&forum_id=2#41131378) |
|
Date: October 17th, 2020 1:44 PM Author: Slap-happy canary indirect expression puppy 1. Flame.
2. Cut off her access to the money. |
|
Date: October 17th, 2020 1:47 PM Author: Jet-lagged casino trump supporter begin/keep hitting her with a closed fist at least 1x per day (http://www.autoadmit.com/thread.php?thread_id=4653765&forum_id=2#41131399) |
|
Date: October 17th, 2020 1:56 PM Author: trip meetinghouse scourge upon the earth she sounds like a petulant child so treat her like one -- cut off her allowance (http://www.autoadmit.com/thread.php?thread_id=4653765&forum_id=2#41131452) |
|
Date: October 17th, 2020 2:19 PM Author: violet talking gaming laptop nursing home slice up all your credit cards but 1 and spreadsheet budget absolutely everything. sit her down and walk through it. otherwise you will end up filing for bankruptcy and getting divorced. (http://www.autoadmit.com/thread.php?thread_id=4653765&forum_id=2#41131539) |
|
Date: October 17th, 2020 2:20 PM Author: glittery hilarious hell Holy shit, my nightmare. Did she always show signs of being a materialistic consumer? (http://www.autoadmit.com/thread.php?thread_id=4653765&forum_id=2#41131545) |
|
Date: October 17th, 2020 2:23 PM Author: magical misanthropic organic girlfriend JFC, all you had to do was live with another bro, and be bros, and help each other out as the need arose, and your life could have been great. Instead you've lost everything to a greasy slime pit. (http://www.autoadmit.com/thread.php?thread_id=4653765&forum_id=2#41131565) |
|
Date: October 17th, 2020 2:26 PM Author: azure curious state kitty Why make this post where your wife’s profligate lifestyle is obviously the main problem but just reply there is nothing that can be done about your wife? Just kill her, okay? She sounds insufferable (http://www.autoadmit.com/thread.php?thread_id=4653765&forum_id=2#41131582) |
|
Date: October 17th, 2020 2:27 PM Author: chrome business firm How do you only have 70k equity? Do they really let you get a $1m mortgage with zero down when you make 600k? (http://www.autoadmit.com/thread.php?thread_id=4653765&forum_id=2#41131587) |
|
Date: October 17th, 2020 4:12 PM Author: Appetizing garnet senate Zero down. Fucking insane. (http://www.autoadmit.com/thread.php?thread_id=4653765&forum_id=2#41132032) |
|
Date: October 17th, 2020 4:21 PM Author: glittery hilarious hell (http://www.autoadmit.com/thread.php?thread_id=4653765&forum_id=2#41132088) |
|
Date: October 17th, 2020 3:09 PM Author: racy sound barrier party of the first part (http://www.autoadmit.com/thread.php?thread_id=4653765&forum_id=2#41131758) |
|
Date: October 17th, 2020 3:35 PM Author: lavender shrine gaping Chris Watts 2.0 in the making here (http://www.autoadmit.com/thread.php?thread_id=4653765&forum_id=2#41131878) |
|
Date: October 17th, 2020 3:44 PM Author: wine tattoo lay Flame (http://www.autoadmit.com/thread.php?thread_id=4653765&forum_id=2#41131908) |
|
Date: October 17th, 2020 4:27 PM Author: Lime travel guidebook den great thread. (http://www.autoadmit.com/thread.php?thread_id=4653765&forum_id=2#41132119) |
|
Date: October 17th, 2020 4:33 PM Author: Abnormal Reading Party Garrison eager for an update in a week if somehow not flame (http://www.autoadmit.com/thread.php?thread_id=4653765&forum_id=2#41132150) |
|
Date: October 17th, 2020 4:38 PM Author: azure curious state kitty You’d be fine w a flame update too I hope (http://www.autoadmit.com/thread.php?thread_id=4653765&forum_id=2#41132172) |
|
Date: October 17th, 2020 5:00 PM Author: Abnormal Reading Party Garrison it would have to be convincing, but yes (http://www.autoadmit.com/thread.php?thread_id=4653765&forum_id=2#41132248) |
|
Date: October 17th, 2020 7:01 PM Author: Dashing orange genital piercing faggotry (http://www.autoadmit.com/thread.php?thread_id=4653765&forum_id=2#41132809) |
|
Date: October 17th, 2020 9:01 PM Author: chocolate chapel generalized bond Xo catnip ITT (http://www.autoadmit.com/thread.php?thread_id=4653765&forum_id=2#41133408) |
|
Date: October 17th, 2020 10:16 PM Author: exhilarant mustard house (http://www.autoadmit.com/thread.php?thread_id=4653765&forum_id=2#41133757) |
|
Date: October 17th, 2020 10:17 PM Author: exhilarant mustard house The fact is that $600k/year just wasn't that much. $300k/year definitely isn't much. She HAS to get back to work. And both of you need to earn more. Because the baby alone will cost $100k/year, you really both need to start making $400k/year each just to break even. $500k/year each would be better. (http://www.autoadmit.com/thread.php?thread_id=4653765&forum_id=2#41133763) |
|
Date: October 17th, 2020 10:19 PM Author: Appetizing garnet senate How will the baby cost $100k? Formula is not that expensive plus my buddy makes it. (http://www.autoadmit.com/thread.php?thread_id=4653765&forum_id=2#41133773) |
|
Date: October 18th, 2020 12:09 AM Author: exhilarant mustard house Well if she goes back to work she'll need a nanny, plus fashionable clothes and carriages for the baby, plus more drugs due to the added stress. (http://www.autoadmit.com/thread.php?thread_id=4653765&forum_id=2#41134272) |