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Anyone here try to buy a house lately? Holy shit it's expensive

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Duck-like spectacular juggernaut pit
  05/09/24
buy?
bearded sneaky criminal
  05/09/24
bought this year. ARR CASH
stirring stubborn round eye
  05/09/24
same.
iridescent hell
  05/09/24
KIKE
Excitant Bistre Alpha Dog Poop
  05/09/24
KIKE
Excitant Bistre Alpha Dog Poop
  05/09/24
We've looked into it. Assuming you're financed and bought pr...
Pearly Hairraiser Chapel Dysfunction
  05/09/24
yeah it's stupid trying to trade up to add 1 br and ~300 ...
Fluffy Carnelian Jew
  05/09/24
we gave up a 2.125% to buy a house worth 2.5x as much but pa...
stirring stubborn round eye
  05/09/24
was the all-cash one discounted bc it was all-cash? otherwis...
coral bipolar coffee pot coldplay fan
  05/09/24
Actual inflation exceeds risk free savings rate
swashbuckling state half-breed
  05/09/24
lol no. the only reason we got the house is bc we were all c...
stirring stubborn round eye
  05/09/24
this was my entire 2023. despite assiduously following disco...
Fluffy Carnelian Jew
  05/09/24
Just save up to buy in cash breh. I'm not even joking, that'...
dun vibrant yarmulke clown
  05/09/24
...
Mauve Institution Pozpig
  05/09/24
We bought a new house in 2023. Got it done by having two mor...
Buff property
  05/09/24
why dont u just pay off the new house asap
stirring stubborn round eye
  05/09/24
I ran out of money to be honest. We are pretty poor as a f...
Buff property
  05/09/24
And lowering interest rates will only increase the price. LJ...
dun vibrant yarmulke clown
  05/09/24
I will be buying in cash in about 18 months after my next de...
swashbuckling state half-breed
  05/09/24
KIKE
Excitant Bistre Alpha Dog Poop
  05/09/24
Huh?
swashbuckling state half-breed
  05/09/24
No, I live and poast from my RV
Concupiscible keepsake machete foreskin
  05/09/24


Poast new message in this thread



Reply Favorite

Date: May 9th, 2024 12:56 PM
Author: Duck-like spectacular juggernaut pit



(http://www.autoadmit.com/thread.php?thread_id=5526832&forum_id=2#47648210)



Reply Favorite

Date: May 9th, 2024 1:00 PM
Author: bearded sneaky criminal

buy?

(http://www.autoadmit.com/thread.php?thread_id=5526832&forum_id=2#47648220)



Reply Favorite

Date: May 9th, 2024 1:01 PM
Author: stirring stubborn round eye

bought this year. ARR CASH

(http://www.autoadmit.com/thread.php?thread_id=5526832&forum_id=2#47648223)



Reply Favorite

Date: May 9th, 2024 1:11 PM
Author: iridescent hell

same.

(http://www.autoadmit.com/thread.php?thread_id=5526832&forum_id=2#47648253)



Reply Favorite

Date: May 9th, 2024 1:20 PM
Author: Excitant Bistre Alpha Dog Poop

KIKE

(http://www.autoadmit.com/thread.php?thread_id=5526832&forum_id=2#47648284)



Reply Favorite

Date: May 9th, 2024 1:20 PM
Author: Excitant Bistre Alpha Dog Poop

KIKE

(http://www.autoadmit.com/thread.php?thread_id=5526832&forum_id=2#47648285)



Reply Favorite

Date: May 9th, 2024 1:02 PM
Author: Pearly Hairraiser Chapel Dysfunction

We've looked into it. Assuming you're financed and bought pre-2021, in order to meaningfully upgrade your house you probably need to at least TRIPLE your monthly payments - probably quadruple....

(http://www.autoadmit.com/thread.php?thread_id=5526832&forum_id=2#47648228)



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Date: May 9th, 2024 1:04 PM
Author: Fluffy Carnelian Jew

yeah it's stupid

trying to trade up to add 1 br and ~300 sq ft and it's like, hmm that'll be an extra $400,000 (with accompanying higher tax and insurance payments)

(http://www.autoadmit.com/thread.php?thread_id=5526832&forum_id=2#47648236)



Reply Favorite

Date: May 9th, 2024 1:06 PM
Author: stirring stubborn round eye

we gave up a 2.125% to buy a house worth 2.5x as much but paid cash. financing it would have made no sense

(http://www.autoadmit.com/thread.php?thread_id=5526832&forum_id=2#47648238)



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Date: May 9th, 2024 1:12 PM
Author: coral bipolar coffee pot coldplay fan

was the all-cash one discounted bc it was all-cash? otherwise wtf that makes no sense to forego a loan below inflation rate in order to pay cash, which in your savings would've at least tracked inflation

(http://www.autoadmit.com/thread.php?thread_id=5526832&forum_id=2#47648261)



Reply Favorite

Date: May 9th, 2024 1:13 PM
Author: swashbuckling state half-breed

Actual inflation exceeds risk free savings rate

(http://www.autoadmit.com/thread.php?thread_id=5526832&forum_id=2#47648262)



Reply Favorite

Date: May 9th, 2024 1:16 PM
Author: stirring stubborn round eye

lol no. the only reason we got the house is bc we were all cash. place went pending 1 day after listing and they got a ton of offers, including several all cash.



(http://www.autoadmit.com/thread.php?thread_id=5526832&forum_id=2#47648271)



Reply Favorite

Date: May 9th, 2024 1:03 PM
Author: Fluffy Carnelian Jew

this was my entire 2023. despite assiduously following disco fries' advice at every step we simply could not make it work

at this point we're deciding whether to try for round two or just accept it and start blowing the $$$ on other shit

(http://www.autoadmit.com/thread.php?thread_id=5526832&forum_id=2#47648232)



Reply Favorite

Date: May 9th, 2024 1:06 PM
Author: dun vibrant yarmulke clown

Just save up to buy in cash breh. I'm not even joking, that's the only real move here.

(http://www.autoadmit.com/thread.php?thread_id=5526832&forum_id=2#47648240)



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Date: May 9th, 2024 1:10 PM
Author: Mauve Institution Pozpig



(http://www.autoadmit.com/thread.php?thread_id=5526832&forum_id=2#47648249)



Reply Favorite

Date: May 9th, 2024 1:46 PM
Author: Buff property

We bought a new house in 2023. Got it done by having two mortgages for awhile. Paid a down payment and all closing costs while paying reno costs on the old house. Paid for the move. Moved. Finally got the old house on the market. It was one nightmare after another. House sold. Then we went to closing. By that time I was so exhuasted and up to my eyeballs in debt. Got the wire.

Now our new mortgage (at 6.5%) is paid down and we have just 17 years remaining on the loan.

Maybe we can refinance one day, maybe not.

Honestly the cash flow problems kind of worked themselves out once we got the other house sold and it's 2.75% mortgage paid off. I do pay more in interest now, at 6.5%, but it's a better house and we are happier.



(http://www.autoadmit.com/thread.php?thread_id=5526832&forum_id=2#47648372)



Reply Favorite

Date: May 9th, 2024 1:47 PM
Author: stirring stubborn round eye

why dont u just pay off the new house asap

(http://www.autoadmit.com/thread.php?thread_id=5526832&forum_id=2#47648377)



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Date: May 9th, 2024 1:54 PM
Author: Buff property

I ran out of money to be honest.

We are pretty poor as a family and I have a hard and fast rule about not having more than 10% of our net worth tied up in my primary home (which is the only real estate that we own).

I hate real estate and I just think it's a huge anchor around your neck once you dip your toe in.

(http://www.autoadmit.com/thread.php?thread_id=5526832&forum_id=2#47648401)



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Date: May 9th, 2024 1:04 PM
Author: dun vibrant yarmulke clown

And lowering interest rates will only increase the price. LJL

(http://www.autoadmit.com/thread.php?thread_id=5526832&forum_id=2#47648237)



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Date: May 9th, 2024 1:10 PM
Author: swashbuckling state half-breed

I will be buying in cash in about 18 months after my next deployment. Obviously buying on credit is not possible at this time

(http://www.autoadmit.com/thread.php?thread_id=5526832&forum_id=2#47648250)



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Date: May 9th, 2024 1:20 PM
Author: Excitant Bistre Alpha Dog Poop

KIKE

(http://www.autoadmit.com/thread.php?thread_id=5526832&forum_id=2#47648286)



Reply Favorite

Date: May 9th, 2024 1:42 PM
Author: swashbuckling state half-breed

Huh?

(http://www.autoadmit.com/thread.php?thread_id=5526832&forum_id=2#47648360)



Reply Favorite

Date: May 9th, 2024 1:58 PM
Author: Concupiscible keepsake machete foreskin

No, I live and poast from my RV

(http://www.autoadmit.com/thread.php?thread_id=5526832&forum_id=2#47648412)