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Anyone here try to buy a house lately? Holy shit it's expensive

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Black Awkward Point
  05/09/24
buy?
Pungent native messiness
  05/09/24
bought this year. ARR CASH
insanely creepy rehab round eye
  05/09/24
same.
hairraiser hissy fit
  05/09/24
KIKE
haunting fanboi nursing home
  05/09/24
KIKE
haunting fanboi nursing home
  05/09/24
We've looked into it. Assuming you're financed and bought pr...
Flickering heady forum
  05/09/24
yeah it's stupid trying to trade up to add 1 br and ~300 ...
Blue tattoo
  05/09/24
we gave up a 2.125% to buy a house worth 2.5x as much but pa...
insanely creepy rehab round eye
  05/09/24
was the all-cash one discounted bc it was all-cash? otherwis...
wine frisky prole
  05/09/24
Actual inflation exceeds risk free savings rate
Anal fluffy ratface mood
  05/09/24
lol no. the only reason we got the house is bc we were all c...
insanely creepy rehab round eye
  05/09/24
this was my entire 2023. despite assiduously following disco...
Blue tattoo
  05/09/24
Just save up to buy in cash breh. I'm not even joking, that'...
saffron queen of the night gaming laptop
  05/09/24
...
topaz greedy stead
  05/09/24
We bought a new house in 2023. Got it done by having two mor...
Frum haunted graveyard
  05/09/24
why dont u just pay off the new house asap
insanely creepy rehab round eye
  05/09/24
I ran out of money to be honest. We are pretty poor as a f...
Frum haunted graveyard
  05/09/24
And lowering interest rates will only increase the price. LJ...
saffron queen of the night gaming laptop
  05/09/24
I will be buying in cash in about 18 months after my next de...
Anal fluffy ratface mood
  05/09/24
KIKE
haunting fanboi nursing home
  05/09/24
Huh?
Anal fluffy ratface mood
  05/09/24
No, I live and poast from my RV
sable ladyboy
  05/09/24


Poast new message in this thread



Reply Favorite

Date: May 9th, 2024 12:56 PM
Author: Black Awkward Point



(http://www.autoadmit.com/thread.php?thread_id=5526832&forum_id=2#47648210)



Reply Favorite

Date: May 9th, 2024 1:00 PM
Author: Pungent native messiness

buy?

(http://www.autoadmit.com/thread.php?thread_id=5526832&forum_id=2#47648220)



Reply Favorite

Date: May 9th, 2024 1:01 PM
Author: insanely creepy rehab round eye

bought this year. ARR CASH

(http://www.autoadmit.com/thread.php?thread_id=5526832&forum_id=2#47648223)



Reply Favorite

Date: May 9th, 2024 1:11 PM
Author: hairraiser hissy fit

same.

(http://www.autoadmit.com/thread.php?thread_id=5526832&forum_id=2#47648253)



Reply Favorite

Date: May 9th, 2024 1:20 PM
Author: haunting fanboi nursing home

KIKE

(http://www.autoadmit.com/thread.php?thread_id=5526832&forum_id=2#47648284)



Reply Favorite

Date: May 9th, 2024 1:20 PM
Author: haunting fanboi nursing home

KIKE

(http://www.autoadmit.com/thread.php?thread_id=5526832&forum_id=2#47648285)



Reply Favorite

Date: May 9th, 2024 1:02 PM
Author: Flickering heady forum

We've looked into it. Assuming you're financed and bought pre-2021, in order to meaningfully upgrade your house you probably need to at least TRIPLE your monthly payments - probably quadruple....

(http://www.autoadmit.com/thread.php?thread_id=5526832&forum_id=2#47648228)



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Date: May 9th, 2024 1:04 PM
Author: Blue tattoo

yeah it's stupid

trying to trade up to add 1 br and ~300 sq ft and it's like, hmm that'll be an extra $400,000 (with accompanying higher tax and insurance payments)

(http://www.autoadmit.com/thread.php?thread_id=5526832&forum_id=2#47648236)



Reply Favorite

Date: May 9th, 2024 1:06 PM
Author: insanely creepy rehab round eye

we gave up a 2.125% to buy a house worth 2.5x as much but paid cash. financing it would have made no sense

(http://www.autoadmit.com/thread.php?thread_id=5526832&forum_id=2#47648238)



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Date: May 9th, 2024 1:12 PM
Author: wine frisky prole

was the all-cash one discounted bc it was all-cash? otherwise wtf that makes no sense to forego a loan below inflation rate in order to pay cash, which in your savings would've at least tracked inflation

(http://www.autoadmit.com/thread.php?thread_id=5526832&forum_id=2#47648261)



Reply Favorite

Date: May 9th, 2024 1:13 PM
Author: Anal fluffy ratface mood

Actual inflation exceeds risk free savings rate

(http://www.autoadmit.com/thread.php?thread_id=5526832&forum_id=2#47648262)



Reply Favorite

Date: May 9th, 2024 1:16 PM
Author: insanely creepy rehab round eye

lol no. the only reason we got the house is bc we were all cash. place went pending 1 day after listing and they got a ton of offers, including several all cash.



(http://www.autoadmit.com/thread.php?thread_id=5526832&forum_id=2#47648271)



Reply Favorite

Date: May 9th, 2024 1:03 PM
Author: Blue tattoo

this was my entire 2023. despite assiduously following disco fries' advice at every step we simply could not make it work

at this point we're deciding whether to try for round two or just accept it and start blowing the $$$ on other shit

(http://www.autoadmit.com/thread.php?thread_id=5526832&forum_id=2#47648232)



Reply Favorite

Date: May 9th, 2024 1:06 PM
Author: saffron queen of the night gaming laptop

Just save up to buy in cash breh. I'm not even joking, that's the only real move here.

(http://www.autoadmit.com/thread.php?thread_id=5526832&forum_id=2#47648240)



Reply Favorite

Date: May 9th, 2024 1:10 PM
Author: topaz greedy stead



(http://www.autoadmit.com/thread.php?thread_id=5526832&forum_id=2#47648249)



Reply Favorite

Date: May 9th, 2024 1:46 PM
Author: Frum haunted graveyard

We bought a new house in 2023. Got it done by having two mortgages for awhile. Paid a down payment and all closing costs while paying reno costs on the old house. Paid for the move. Moved. Finally got the old house on the market. It was one nightmare after another. House sold. Then we went to closing. By that time I was so exhuasted and up to my eyeballs in debt. Got the wire.

Now our new mortgage (at 6.5%) is paid down and we have just 17 years remaining on the loan.

Maybe we can refinance one day, maybe not.

Honestly the cash flow problems kind of worked themselves out once we got the other house sold and it's 2.75% mortgage paid off. I do pay more in interest now, at 6.5%, but it's a better house and we are happier.



(http://www.autoadmit.com/thread.php?thread_id=5526832&forum_id=2#47648372)



Reply Favorite

Date: May 9th, 2024 1:47 PM
Author: insanely creepy rehab round eye

why dont u just pay off the new house asap

(http://www.autoadmit.com/thread.php?thread_id=5526832&forum_id=2#47648377)



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Date: May 9th, 2024 1:54 PM
Author: Frum haunted graveyard

I ran out of money to be honest.

We are pretty poor as a family and I have a hard and fast rule about not having more than 10% of our net worth tied up in my primary home (which is the only real estate that we own).

I hate real estate and I just think it's a huge anchor around your neck once you dip your toe in.

(http://www.autoadmit.com/thread.php?thread_id=5526832&forum_id=2#47648401)



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Date: May 9th, 2024 1:04 PM
Author: saffron queen of the night gaming laptop

And lowering interest rates will only increase the price. LJL

(http://www.autoadmit.com/thread.php?thread_id=5526832&forum_id=2#47648237)



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Date: May 9th, 2024 1:10 PM
Author: Anal fluffy ratface mood

I will be buying in cash in about 18 months after my next deployment. Obviously buying on credit is not possible at this time

(http://www.autoadmit.com/thread.php?thread_id=5526832&forum_id=2#47648250)



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Date: May 9th, 2024 1:20 PM
Author: haunting fanboi nursing home

KIKE

(http://www.autoadmit.com/thread.php?thread_id=5526832&forum_id=2#47648286)



Reply Favorite

Date: May 9th, 2024 1:42 PM
Author: Anal fluffy ratface mood

Huh?

(http://www.autoadmit.com/thread.php?thread_id=5526832&forum_id=2#47648360)



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Date: May 9th, 2024 1:58 PM
Author: sable ladyboy

No, I live and poast from my RV

(http://www.autoadmit.com/thread.php?thread_id=5526832&forum_id=2#47648412)