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Anyone here try to buy a house lately? Holy shit it's expensive

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Fear-inspiring internet-worthy address boiling water
  05/09/24
buy?
deep turdskin
  05/09/24
bought this year. ARR CASH
Mauve electric gunner milk
  05/09/24
same.
shaky territorial mediation
  05/09/24
KIKE
burgundy offensive stage circlehead
  05/09/24
KIKE
burgundy offensive stage circlehead
  05/09/24
We've looked into it. Assuming you're financed and bought pr...
Zombie-like lodge
  05/09/24
yeah it's stupid trying to trade up to add 1 br and ~300 ...
Boyish Business Firm Toilet Seat
  05/09/24
we gave up a 2.125% to buy a house worth 2.5x as much but pa...
Mauve electric gunner milk
  05/09/24
was the all-cash one discounted bc it was all-cash? otherwis...
Adulterous Coffee Pot Scourge Upon The Earth
  05/09/24
Actual inflation exceeds risk free savings rate
Low-t Center Jap
  05/09/24
lol no. the only reason we got the house is bc we were all c...
Mauve electric gunner milk
  05/09/24
this was my entire 2023. despite assiduously following disco...
Boyish Business Firm Toilet Seat
  05/09/24
Just save up to buy in cash breh. I'm not even joking, that'...
Glassy half-breed athletic conference
  05/09/24
...
mind-boggling chad toaster
  05/09/24
We bought a new house in 2023. Got it done by having two mor...
Startling menage goal in life
  05/09/24
why dont u just pay off the new house asap
Mauve electric gunner milk
  05/09/24
I ran out of money to be honest. We are pretty poor as a f...
Startling menage goal in life
  05/09/24
And lowering interest rates will only increase the price. LJ...
Glassy half-breed athletic conference
  05/09/24
I will be buying in cash in about 18 months after my next de...
Low-t Center Jap
  05/09/24
KIKE
burgundy offensive stage circlehead
  05/09/24
Huh?
Low-t Center Jap
  05/09/24
No, I live and poast from my RV
spectacular abnormal theater stage
  05/09/24


Poast new message in this thread



Reply Favorite

Date: May 9th, 2024 12:56 PM
Author: Fear-inspiring internet-worthy address boiling water



(http://www.autoadmit.com/thread.php?thread_id=5526832&forum_id=2#47648210)



Reply Favorite

Date: May 9th, 2024 1:00 PM
Author: deep turdskin

buy?

(http://www.autoadmit.com/thread.php?thread_id=5526832&forum_id=2#47648220)



Reply Favorite

Date: May 9th, 2024 1:01 PM
Author: Mauve electric gunner milk

bought this year. ARR CASH

(http://www.autoadmit.com/thread.php?thread_id=5526832&forum_id=2#47648223)



Reply Favorite

Date: May 9th, 2024 1:11 PM
Author: shaky territorial mediation

same.

(http://www.autoadmit.com/thread.php?thread_id=5526832&forum_id=2#47648253)



Reply Favorite

Date: May 9th, 2024 1:20 PM
Author: burgundy offensive stage circlehead

KIKE

(http://www.autoadmit.com/thread.php?thread_id=5526832&forum_id=2#47648284)



Reply Favorite

Date: May 9th, 2024 1:20 PM
Author: burgundy offensive stage circlehead

KIKE

(http://www.autoadmit.com/thread.php?thread_id=5526832&forum_id=2#47648285)



Reply Favorite

Date: May 9th, 2024 1:02 PM
Author: Zombie-like lodge

We've looked into it. Assuming you're financed and bought pre-2021, in order to meaningfully upgrade your house you probably need to at least TRIPLE your monthly payments - probably quadruple....

(http://www.autoadmit.com/thread.php?thread_id=5526832&forum_id=2#47648228)



Reply Favorite

Date: May 9th, 2024 1:04 PM
Author: Boyish Business Firm Toilet Seat

yeah it's stupid

trying to trade up to add 1 br and ~300 sq ft and it's like, hmm that'll be an extra $400,000 (with accompanying higher tax and insurance payments)

(http://www.autoadmit.com/thread.php?thread_id=5526832&forum_id=2#47648236)



Reply Favorite

Date: May 9th, 2024 1:06 PM
Author: Mauve electric gunner milk

we gave up a 2.125% to buy a house worth 2.5x as much but paid cash. financing it would have made no sense

(http://www.autoadmit.com/thread.php?thread_id=5526832&forum_id=2#47648238)



Reply Favorite

Date: May 9th, 2024 1:12 PM
Author: Adulterous Coffee Pot Scourge Upon The Earth

was the all-cash one discounted bc it was all-cash? otherwise wtf that makes no sense to forego a loan below inflation rate in order to pay cash, which in your savings would've at least tracked inflation

(http://www.autoadmit.com/thread.php?thread_id=5526832&forum_id=2#47648261)



Reply Favorite

Date: May 9th, 2024 1:13 PM
Author: Low-t Center Jap

Actual inflation exceeds risk free savings rate

(http://www.autoadmit.com/thread.php?thread_id=5526832&forum_id=2#47648262)



Reply Favorite

Date: May 9th, 2024 1:16 PM
Author: Mauve electric gunner milk

lol no. the only reason we got the house is bc we were all cash. place went pending 1 day after listing and they got a ton of offers, including several all cash.



(http://www.autoadmit.com/thread.php?thread_id=5526832&forum_id=2#47648271)



Reply Favorite

Date: May 9th, 2024 1:03 PM
Author: Boyish Business Firm Toilet Seat

this was my entire 2023. despite assiduously following disco fries' advice at every step we simply could not make it work

at this point we're deciding whether to try for round two or just accept it and start blowing the $$$ on other shit

(http://www.autoadmit.com/thread.php?thread_id=5526832&forum_id=2#47648232)



Reply Favorite

Date: May 9th, 2024 1:06 PM
Author: Glassy half-breed athletic conference

Just save up to buy in cash breh. I'm not even joking, that's the only real move here.

(http://www.autoadmit.com/thread.php?thread_id=5526832&forum_id=2#47648240)



Reply Favorite

Date: May 9th, 2024 1:10 PM
Author: mind-boggling chad toaster



(http://www.autoadmit.com/thread.php?thread_id=5526832&forum_id=2#47648249)



Reply Favorite

Date: May 9th, 2024 1:46 PM
Author: Startling menage goal in life

We bought a new house in 2023. Got it done by having two mortgages for awhile. Paid a down payment and all closing costs while paying reno costs on the old house. Paid for the move. Moved. Finally got the old house on the market. It was one nightmare after another. House sold. Then we went to closing. By that time I was so exhuasted and up to my eyeballs in debt. Got the wire.

Now our new mortgage (at 6.5%) is paid down and we have just 17 years remaining on the loan.

Maybe we can refinance one day, maybe not.

Honestly the cash flow problems kind of worked themselves out once we got the other house sold and it's 2.75% mortgage paid off. I do pay more in interest now, at 6.5%, but it's a better house and we are happier.



(http://www.autoadmit.com/thread.php?thread_id=5526832&forum_id=2#47648372)



Reply Favorite

Date: May 9th, 2024 1:47 PM
Author: Mauve electric gunner milk

why dont u just pay off the new house asap

(http://www.autoadmit.com/thread.php?thread_id=5526832&forum_id=2#47648377)



Reply Favorite

Date: May 9th, 2024 1:54 PM
Author: Startling menage goal in life

I ran out of money to be honest.

We are pretty poor as a family and I have a hard and fast rule about not having more than 10% of our net worth tied up in my primary home (which is the only real estate that we own).

I hate real estate and I just think it's a huge anchor around your neck once you dip your toe in.

(http://www.autoadmit.com/thread.php?thread_id=5526832&forum_id=2#47648401)



Reply Favorite

Date: May 9th, 2024 1:04 PM
Author: Glassy half-breed athletic conference

And lowering interest rates will only increase the price. LJL

(http://www.autoadmit.com/thread.php?thread_id=5526832&forum_id=2#47648237)



Reply Favorite

Date: May 9th, 2024 1:10 PM
Author: Low-t Center Jap

I will be buying in cash in about 18 months after my next deployment. Obviously buying on credit is not possible at this time

(http://www.autoadmit.com/thread.php?thread_id=5526832&forum_id=2#47648250)



Reply Favorite

Date: May 9th, 2024 1:20 PM
Author: burgundy offensive stage circlehead

KIKE

(http://www.autoadmit.com/thread.php?thread_id=5526832&forum_id=2#47648286)



Reply Favorite

Date: May 9th, 2024 1:42 PM
Author: Low-t Center Jap

Huh?

(http://www.autoadmit.com/thread.php?thread_id=5526832&forum_id=2#47648360)



Reply Favorite

Date: May 9th, 2024 1:58 PM
Author: spectacular abnormal theater stage

No, I live and poast from my RV

(http://www.autoadmit.com/thread.php?thread_id=5526832&forum_id=2#47648412)