The most prestigious law school admissions discussion board in the world.
|
 |
 
|
irl goy here, what's the reason *not* to use Klarna?
| Aqua shrine regret | 12/04/25 |
| seedy scarlet giraffe hell | 12/04/25 |
| Aqua shrine regret | 12/04/25 |
| Yellow Disturbing Market Half-breed | 12/04/25 |
| vigorous bonkers brethren field | 12/04/25 |
| silver point | 12/04/25 |
| Metal doobsian headpube chapel | 12/04/25 |
| silver point | 12/04/25 |
| excitant bespoke space trump supporter | 12/04/25 |
| Maroon floppy mexican corner | 12/04/25 |
| lascivious wrinkle | 12/04/25 |
| Brass trip theatre new version | 12/04/25 |
| Self-centered hairraiser indian lodge milk | 12/04/25 |
| Aromatic pontificating double fault | 12/04/25 |
| Stimulating sanctuary | 12/04/25 |
| Insanely creepy dilemma incel | 12/04/25 |
| Stimulating sanctuary | 12/04/25 |
| violent curious becky prole | 12/04/25 |
| zombie-like business firm keepsake machete | 12/04/25 |
| electric mental disorder | 12/04/25 |
| demanding iridescent parlor windowlicker | 12/04/25 |
| Taylor Swift is not a hobby she is a lifestyle | 04/03/26 |
| Multi-colored mood principal's office | 12/04/25 |
| Aqua shrine regret | 12/04/25 |
| Multi-colored mood principal's office | 12/04/25 |
| Zippy Vengeful Church Building Affirmative Action | 12/04/25 |
| Aqua shrine regret | 12/04/25 |
| Multi-colored mood principal's office | 12/04/25 |
| Mildly Autistic Electric Furnace | 12/04/25 |
| vigorous bonkers brethren field | 12/04/25 |
| beady-eyed cowardly locale ape | 12/04/25 |
| Maroon floppy mexican corner | 12/04/25 |
| painfully honest autistic box office | 12/04/25 |
| Fragrant insecure fanboi | 12/04/25 |
| Lake misunderstood school | 12/04/25 |
| Aqua shrine regret | 12/04/25 |
| bisexual titillating travel guidebook theater | 12/04/25 |
| talented nursing home hominid | 12/04/25 |
| vigorous bonkers brethren field | 12/04/25 |
| sadistic diverse property laser beams | 12/04/25 |
| just be racist | 04/03/26 |
Poast new message in this thread
Date: December 4th, 2025 10:53 AM Author: Aqua shrine regret I was buying a "towel warmer" online for my wife(also goy) and the "4 easy payments" Klarna ad popped up. It's the exact same price either way. So what is the catch - is it just that they gather detailed shopping info and send you ads? get to look at your credit report ? Or are they hoping you will miss a payment and hit you with some 99% apr upcharge? |
Date: December 4th, 2025 10:58 AM Author: seedy scarlet giraffe hell there’s zero downside and they make absolutely no money at all providing that service (http://www.autoadmit.com/thread.php?thread_id=5806132&forum_id=2",#49482999) |
 |
Date: December 4th, 2025 11:00 AM Author: Aqua shrine regret is this some uber 2017 zirp VC cash thing (http://www.autoadmit.com/thread.php?thread_id=5806132&forum_id=2",#49483005) |
|
Date: December 4th, 2025 11:01 AM Author: Yellow Disturbing Market Half-breed https://s205.q4cdn.com/644747736/files/doc_financials/2025/q3/Q3-2025-Earnings-Release.pdf (http://www.autoadmit.com/thread.php?thread_id=5806132&forum_id=2",#49483007) |
|
Date: December 4th, 2025 12:03 PM Author: vigorous bonkers brethren field (http://www.autoadmit.com/thread.php?thread_id=5806132&forum_id=2",#49483228) |
|
Date: December 4th, 2025 11:00 AM Author: silver point they charge the retailer a %. it's the same thing with stores that used to offer 0% APR but instead of having a separate financing plan at every retailer these guys are trying to create a centralized system for retailer-funded low APR financing. that's why different retailers have different options.
it is a no brainer, but like most of these things it's a prole goy honeypot. people with money aren't going to worry about 0% APR on a couple hundred bucks. it's free money but not enough to care. meanwhile prole goys are gonna go ham and have trouble getting out from under it.
seeing klarna pop up as an option for mcdonalds purchases is giving me flashbacks of "no payments for 6 months!" interest only mortgages on 2007. |
|
Date: December 4th, 2025 11:26 AM Author: Metal doobsian headpube chapel What if they repossess my bluetooth speaker (http://www.autoadmit.com/thread.php?thread_id=5806132&forum_id=2",#49483081) |
|
Date: December 4th, 2025 11:33 AM Author: silver point ESPECIALLY your bluetooth speaker (http://www.autoadmit.com/thread.php?thread_id=5806132&forum_id=2",#49483109) |
|
Date: December 4th, 2025 11:10 AM Author: excitant bespoke space trump supporter A girl in my class is underwater on some McNuggets not flame (http://www.autoadmit.com/thread.php?thread_id=5806132&forum_id=2",#49483020) |
|
Date: December 4th, 2025 11:34 AM Author: Maroon floppy mexican corner you should provide her a "bailout" (http://www.autoadmit.com/thread.php?thread_id=5806132&forum_id=2",#49483113) |
|
Date: December 4th, 2025 3:54 PM Author: lascivious wrinkle My sous vide! (http://www.autoadmit.com/thread.php?thread_id=5806132&forum_id=2",#49483996) |
|
Date: December 4th, 2025 11:30 AM Author: Brass trip theatre new version This is how you know America is actually 70% brown now. This would’ve been completely absurd with our demographics from like 15 years ago (http://www.autoadmit.com/thread.php?thread_id=5806132&forum_id=2",#49483100) |
|
Date: December 4th, 2025 11:44 AM Author: Self-centered hairraiser indian lodge milk (http://www.autoadmit.com/thread.php?thread_id=5806132&forum_id=2",#49483150) |
|
Date: December 4th, 2025 11:52 AM Author: Aromatic pontificating double fault (http://www.autoadmit.com/thread.php?thread_id=5806132&forum_id=2",#49483184) |
|
Date: December 4th, 2025 12:04 PM Author: Stimulating sanctuary (http://www.autoadmit.com/thread.php?thread_id=5806132&forum_id=2",#49483229) |
|
Date: December 4th, 2025 12:23 PM Author: Insanely creepy dilemma incel The phenomenon of putting *everything* on a credit card was widespread by then.
I don't see how this new BNPL stuff is substantially different than using a CC. |
|
Date: December 4th, 2025 12:24 PM Author: Stimulating sanctuary I use CC for whatever I can because I get points/miles/other benefits but I never run a balance. BNPL is pure credit at shitty rates. (http://www.autoadmit.com/thread.php?thread_id=5806132&forum_id=2",#49483292) |
|
Date: December 4th, 2025 2:21 PM Author: violent curious becky prole this is yet another layer of jewish debt magic underneath your credit card debt
|
|
Date: December 4th, 2025 2:15 PM Author: zombie-like business firm keepsake machete (http://www.autoadmit.com/thread.php?thread_id=5806132&forum_id=2",#49483648) |
|
Date: December 4th, 2025 2:19 PM Author: electric mental disorder This is how you know XO is full of shit when they claim to be simple prole men of America born to the working class
The Walmart layaway counter was the exact same shit 30 years ago |
|
Date: December 4th, 2025 2:45 PM Author: demanding iridescent parlor windowlicker You didn’t get your shit until you made the final payment. Layaway was to hold a specific item at a specific price when availability was less predictable. (http://www.autoadmit.com/thread.php?thread_id=5806132&forum_id=2",#49483719) |
|
Date: April 3rd, 2026 7:48 PM Author: Taylor Swift is not a hobby she is a lifestyle (πΊπΈ π΅π±) (http://www.autoadmit.com/thread.php?thread_id=5806132&forum_id=2",#49792116) |
|
Date: December 4th, 2025 11:36 AM Author: Multi-colored mood principal's office the "free money" argument is some real prole shit. jew here. lol @ the opportunity cost on the $75 you spent to buy headphones. that's peanuts and not worth worrying about when there's a risk of a missed payment and fucking up your credit.
much easier to get large amounts of "free money" in other ways |
|
Date: December 4th, 2025 11:37 AM Author: Aqua shrine regret nffi, I remember your nordstrom return arbitrage stories. that was *way* more work than this (http://www.autoadmit.com/thread.php?thread_id=5806132&forum_id=2",#49483120) |
|
Date: December 4th, 2025 11:38 AM Author: Multi-colored mood principal's office i wasnt doing it for the arbitrage. i was doing it to borrow clothes, and the arbitrage is just a bonus. (http://www.autoadmit.com/thread.php?thread_id=5806132&forum_id=2",#49483125) |
|
Date: December 4th, 2025 11:55 AM Author: Zippy Vengeful Church Building Affirmative Action let’s say op goes big though, and makes a $200 purchase, with 25% down and 25% due over each of the next three months. assuming an 8% apr opportunity cost, he just netted $2. if it takes him 20 minutes to fill in his info, set up autopay, and confirm the transfers over the life of the loan, dood is bringing down a cool $6/hour. are you too good to work for $6/hr, hotshot? (http://www.autoadmit.com/thread.php?thread_id=5806132&forum_id=2",#49483194) |
|
Date: December 4th, 2025 12:02 PM Author: Aqua shrine regret dbg oddly silent (http://www.autoadmit.com/thread.php?thread_id=5806132&forum_id=2",#49483220) |
|
Date: December 4th, 2025 12:04 PM Author: Multi-colored mood principal's office rofl he's making my point (http://www.autoadmit.com/thread.php?thread_id=5806132&forum_id=2",#49483232) |
|
Date: December 4th, 2025 11:38 AM Author: Mildly Autistic Electric Furnace Legal hypo: Assume you order a chipotle burrito and ask for guac but quickly cancel and then pay with klarna just as the guac leaves the guacscoop, then you default on your loan, can your SNAP/EBT benefits be garnished? (http://www.autoadmit.com/thread.php?thread_id=5806132&forum_id=2",#49483123) |
|
Date: December 4th, 2025 12:02 PM Author: vigorous bonkers brethren field (http://www.autoadmit.com/thread.php?thread_id=5806132&forum_id=2",#49483221) |
|
Date: December 4th, 2025 11:43 AM Author: beady-eyed cowardly locale ape How long do you have to pay it off without interest? (http://www.autoadmit.com/thread.php?thread_id=5806132&forum_id=2",#49483140) |
|
Date: December 4th, 2025 11:46 AM Author: Maroon floppy mexican corner (http://www.autoadmit.com/thread.php?thread_id=5806132&forum_id=2",#49483156) |
|
Date: December 4th, 2025 11:47 AM Author: painfully honest autistic box office Rach can you turn on location for every post like they did on Twitter (http://www.autoadmit.com/thread.php?thread_id=5806132&forum_id=2",#49483159) |
|
Date: December 4th, 2025 11:48 AM Author: Fragrant insecure fanboi (http://www.autoadmit.com/thread.php?thread_id=5806132&forum_id=2",#49483165) |
|
Date: December 4th, 2025 11:51 AM Author: Lake misunderstood school https://x.com/paul_hundred/status/1996621366184075337 (http://www.autoadmit.com/thread.php?thread_id=5806132&forum_id=2",#49483180) |
|
Date: December 4th, 2025 11:56 AM Author: Aqua shrine regret we're famous again bros (http://www.autoadmit.com/thread.php?thread_id=5806132&forum_id=2",#49483198) |
|
Date: December 4th, 2025 11:58 AM Author: bisexual titillating travel guidebook theater (http://www.autoadmit.com/thread.php?thread_id=5806132&forum_id=2",#49483205) |
|
Date: December 4th, 2025 3:47 PM Author: talented nursing home hominid (http://www.autoadmit.com/thread.php?thread_id=5806132&forum_id=2",#49483977) |
|
Date: December 4th, 2025 12:02 PM Author: vigorous bonkers brethren field Klarna’s a bitch (http://www.autoadmit.com/thread.php?thread_id=5806132&forum_id=2",#49483222) |
|
Date: December 4th, 2025 2:14 PM Author: sadistic diverse property laser beams Can illegals use this shit? You need a SSN or what? Is there widespread beaner fraud? (http://www.autoadmit.com/thread.php?thread_id=5806132&forum_id=2",#49483643) |
|
Date: April 3rd, 2026 7:48 PM Author: just be racist If ur not debtmaxxing rn ur dumb af (http://www.autoadmit.com/thread.php?thread_id=5806132&forum_id=2",#49792117) |