\
  The most prestigious law school admissions discussion board in the world.
BackRefresh Options Favorite

For the average UMC dude, journey to $1m liquid is easy; getting to $10m is slog

That’s it. Title. If you just sock away on autopilot w...
hyperventilating embarrassed to the bone goal in life
  12/16/25
Genius OP we got here. It’s much harder to make 10x th...
soul-stirring den reading party
  12/16/25
Bro getting from (((in debt))) to $1m is not “1x.&rdqu...
adventurous judgmental incel ceo
  12/16/25
...
hyperventilating embarrassed to the bone goal in life
  12/16/25
low iq schtick? when did you say debt in the op?
soul-stirring den reading party
  12/16/25
"average umc dude"
Fragrant brunch
  12/16/25
ur prole, not umc, bro. the average umc dood isnt 400k in de...
soul-stirring den reading party
  12/16/25
"average umc dude"
Fragrant brunch
  12/16/25
...
adventurous judgmental incel ceo
  12/17/25
lol at this kike
Alcoholic saffron university place of business
  12/16/25
...
adventurous judgmental incel ceo
  12/17/25
doesnt resonate with me. the first 1M was really hard. the n...
demanding sadistic pit private investor
  12/16/25
I remember being irate in 2009-10 that I had basically no mo...
Hyperactive stimulating cruise ship
  12/16/25
The first 100k-250k is way harder than the 1-2.5 mill
emerald sexy trailer park
  12/16/25
every dollar you save is like a little soldier youre buildin...
nudist gold death wish
  12/16/25
are you at $10 million though?
snowy half-breed orchestra pit
  12/17/25
no but i have no doubt ill get there. there was real doubt i...
demanding sadistic pit private investor
  12/17/25
u on ur death bed at 88: “I maed it. $11.5m liquid....
hyperventilating embarrassed to the bone goal in life
  12/18/25
...
demanding sadistic pit private investor
  12/18/25
what are you at? getting to $10 million is hard af for a wag...
snowy half-breed orchestra pit
  12/18/25
3.5
demanding sadistic pit private investor
  12/18/25
i'm going to break 8 with the year end bonus and i fucking g...
snowy half-breed orchestra pit
  12/18/25
keep billing brah
demanding sadistic pit private investor
  12/18/25
will do thank
snowy half-breed orchestra pit
  12/18/25
"Easy to a million" is still 15-20 years in your r...
know-it-all razzle-dazzle round eye travel guidebook
  12/16/25
lol at "10m, 50m etc are easy." Just do be an entr...
Wonderful Greedy Double Fault Area
  12/16/25
Exactly what I'm saying. They are born to be wagecucks. They...
know-it-all razzle-dazzle round eye travel guidebook
  12/16/25
Where would you rate yourself on a scale of born to be a wag...
Pea-brained location
  12/16/25
I'm like 1/10 of a Mike Burry type. A deciburry
know-it-all razzle-dazzle round eye travel guidebook
  12/16/25
Also that million now is equivalent to $250k 20 years ago
Hyperactive stimulating cruise ship
  12/16/25
...
Fragrant brunch
  12/16/25
This ties into this weeks Torah portion
emerald sexy trailer park
  12/16/25
...
Massive twinkling office
  12/17/25
cr
snowy half-breed orchestra pit
  12/16/25
by "liquid" do you mean post-tax non-retirement? a...
Mauve cracking mediation principal's office
  12/17/25
I just mean liquid. So not counting shit like home equity or...
hyperventilating embarrassed to the bone goal in life
  12/17/25
my baseball cards are collector grade, it's basically cash e...
splenetic deep mother juggernaut
  12/17/25
No one even brought up your net worth, champ.
deranged circlehead
  12/17/25
this country needs to be destroyed
Vigorous Roommate Legal Warrant
  12/18/25
This ties to your overhead starting to get away from you as ...
Elite lilac hall
  12/18/25
mods
hyperventilating embarrassed to the bone goal in life
  12/18/25


Poast new message in this thread



Reply Favorite

Date: December 16th, 2025 8:46 AM
Author: hyperventilating embarrassed to the bone goal in life

That’s it. Title. If you just sock away on autopilot without much effect on your life sometime in your 30s, maybe 40s if you had a slower start, you finding yourself with $1m liquid.

Figuring out how to 10x that in a reasonable amount of time, on the other hand, is the fight of a lifetime. “Just fund your 401k and backdoor IRA” ain’t gonna cut it.

(http://www.autoadmit.com/thread.php?thread_id=5810877&forum_id=2",#49513211)



Reply Favorite

Date: December 16th, 2025 9:06 AM
Author: soul-stirring den reading party

Genius OP we got here. It’s much harder to make 10x than 1x. Genius insight.

(http://www.autoadmit.com/thread.php?thread_id=5810877&forum_id=2",#49513240)



Reply Favorite

Date: December 16th, 2025 9:08 AM
Author: adventurous judgmental incel ceo

Bro getting from (((in debt))) to $1m is not “1x.”

(http://www.autoadmit.com/thread.php?thread_id=5810877&forum_id=2",#49513242)



Reply Favorite

Date: December 16th, 2025 9:09 AM
Author: hyperventilating embarrassed to the bone goal in life



(http://www.autoadmit.com/thread.php?thread_id=5810877&forum_id=2",#49513245)



Reply Favorite

Date: December 16th, 2025 11:55 AM
Author: soul-stirring den reading party

low iq schtick? when did you say debt in the op?

(http://www.autoadmit.com/thread.php?thread_id=5810877&forum_id=2",#49513643)



Reply Favorite

Date: December 16th, 2025 12:51 PM
Author: Fragrant brunch

"average umc dude"

(http://www.autoadmit.com/thread.php?thread_id=5810877&forum_id=2",#49513842)



Reply Favorite

Date: December 16th, 2025 2:24 PM
Author: soul-stirring den reading party

ur prole, not umc, bro. the average umc dood isnt 400k in debt like u

(http://www.autoadmit.com/thread.php?thread_id=5810877&forum_id=2",#49514205)



Reply Favorite

Date: December 16th, 2025 2:46 PM
Author: Fragrant brunch

"average umc dude"

(http://www.autoadmit.com/thread.php?thread_id=5810877&forum_id=2",#49514281)



Reply Favorite

Date: December 17th, 2025 9:06 AM
Author: adventurous judgmental incel ceo



(http://www.autoadmit.com/thread.php?thread_id=5810877&forum_id=2",#49516078)



Reply Favorite

Date: December 16th, 2025 12:54 PM
Author: Alcoholic saffron university place of business

lol at this kike

(http://www.autoadmit.com/thread.php?thread_id=5810877&forum_id=2",#49513855)



Reply Favorite

Date: December 17th, 2025 9:04 AM
Author: adventurous judgmental incel ceo



(http://www.autoadmit.com/thread.php?thread_id=5810877&forum_id=2",#49516072)



Reply Favorite

Date: December 16th, 2025 9:10 AM
Author: demanding sadistic pit private investor

doesnt resonate with me. the first 1M was really hard. the next few have been easy since market gains now contribute substantially to my NW.

(http://www.autoadmit.com/thread.php?thread_id=5810877&forum_id=2",#49513252)



Reply Favorite

Date: December 16th, 2025 11:59 AM
Author: Hyperactive stimulating cruise ship

I remember being irate in 2009-10 that I had basically no money to invest and thought stuff would go up bigly. Turned my $10,000 into like $12,000 or whatever. Now every time I look at my accounts they are always 100000k higher

(http://www.autoadmit.com/thread.php?thread_id=5810877&forum_id=2",#49513668)



Reply Favorite

Date: December 16th, 2025 12:43 PM
Author: emerald sexy trailer park

The first 100k-250k is way harder than the 1-2.5 mill

(http://www.autoadmit.com/thread.php?thread_id=5810877&forum_id=2",#49513806)



Reply Favorite

Date: December 16th, 2025 12:49 PM
Author: nudist gold death wish

every dollar you save is like a little soldier youre building an army to fight for YOU

(http://www.autoadmit.com/thread.php?thread_id=5810877&forum_id=2",#49513832)



Reply Favorite

Date: December 17th, 2025 9:59 PM
Author: snowy half-breed orchestra pit

are you at $10 million though?

(http://www.autoadmit.com/thread.php?thread_id=5810877&forum_id=2",#49518208)



Reply Favorite

Date: December 17th, 2025 10:39 PM
Author: demanding sadistic pit private investor

no but i have no doubt ill get there. there was real doubt id make 1M starting from negative 200k

(http://www.autoadmit.com/thread.php?thread_id=5810877&forum_id=2",#49518356)



Reply Favorite

Date: December 18th, 2025 2:44 AM
Author: hyperventilating embarrassed to the bone goal in life

u on ur death bed at 88:

“I maed it. $11.5m liquid. My wayward, grey-haired, paunchy 55-year-old son can finally enjoy the fruits of my lifetime of labor.”

(http://www.autoadmit.com/thread.php?thread_id=5810877&forum_id=2",#49518625)



Reply Favorite

Date: December 18th, 2025 11:38 AM
Author: demanding sadistic pit private investor



(http://www.autoadmit.com/thread.php?thread_id=5810877&forum_id=2",#49519146)



Reply Favorite

Date: December 18th, 2025 11:23 AM
Author: snowy half-breed orchestra pit

what are you at? getting to $10 million is hard af for a wagie

(http://www.autoadmit.com/thread.php?thread_id=5810877&forum_id=2",#49519097)



Reply Favorite

Date: December 18th, 2025 11:37 AM
Author: demanding sadistic pit private investor

3.5

(http://www.autoadmit.com/thread.php?thread_id=5810877&forum_id=2",#49519141)



Reply Favorite

Date: December 18th, 2025 3:42 PM
Author: snowy half-breed orchestra pit

i'm going to break 8 with the year end bonus and i fucking give up and want to die

(http://www.autoadmit.com/thread.php?thread_id=5810877&forum_id=2",#49519878)



Reply Favorite

Date: December 18th, 2025 3:55 PM
Author: demanding sadistic pit private investor

keep billing brah

(http://www.autoadmit.com/thread.php?thread_id=5810877&forum_id=2",#49519928)



Reply Favorite

Date: December 18th, 2025 4:17 PM
Author: snowy half-breed orchestra pit

will do thank

(http://www.autoadmit.com/thread.php?thread_id=5810877&forum_id=2",#49520032)



Reply Favorite

Date: December 16th, 2025 9:12 AM
Author: know-it-all razzle-dazzle round eye travel guidebook

"Easy to a million" is still 15-20 years in your reckoning. The fact is wagecucks aren't meant to get wealthy. Some do, the same way some people win the lottery. But the typical UMC wagecuck is a slave who society allows to have a nicer than average prison cell and lets you think you are amassing wealth in your "401k" and "Roth IRA" which are just prison cells for your money til you're too old to use it for anything meaningful except Carnival cruises and nursing care.

The only way out of slavery is to become a capitalist and entrepreneur, then 10m, 50m etc are easy. But a wagecuck doing that would be like a pig flying.

(http://www.autoadmit.com/thread.php?thread_id=5810877&forum_id=2",#49513257)



Reply Favorite

Date: December 16th, 2025 12:37 PM
Author: Wonderful Greedy Double Fault Area

lol at "10m, 50m etc are easy." Just do be an entrepreneur and build a $100m company. For the average schmuck, it's probably better to just join a company that has good equity comp and work for a decade while keeping expenses down to the extent possible. Most niggas aren't going to be Henry Ford just because they start a business.

(http://www.autoadmit.com/thread.php?thread_id=5810877&forum_id=2",#49513792)



Reply Favorite

Date: December 16th, 2025 2:09 PM
Author: know-it-all razzle-dazzle round eye travel guidebook

Exactly what I'm saying. They are born to be wagecucks. They fundamentally don't have it to be a self-sufficient captain of industry.

(http://www.autoadmit.com/thread.php?thread_id=5810877&forum_id=2",#49514161)



Reply Favorite

Date: December 16th, 2025 2:19 PM
Author: Pea-brained location

Where would you rate yourself on a scale of born to be a wagie to Henry Ford

(http://www.autoadmit.com/thread.php?thread_id=5810877&forum_id=2",#49514187)



Reply Favorite

Date: December 16th, 2025 3:08 PM
Author: know-it-all razzle-dazzle round eye travel guidebook

I'm like 1/10 of a Mike Burry type. A deciburry

(http://www.autoadmit.com/thread.php?thread_id=5810877&forum_id=2",#49514342)



Reply Favorite

Date: December 16th, 2025 12:00 PM
Author: Hyperactive stimulating cruise ship

Also that million now is equivalent to $250k 20 years ago

(http://www.autoadmit.com/thread.php?thread_id=5810877&forum_id=2",#49513673)



Reply Favorite

Date: December 16th, 2025 12:52 PM
Author: Fragrant brunch



(http://www.autoadmit.com/thread.php?thread_id=5810877&forum_id=2",#49513847)



Reply Favorite

Date: December 16th, 2025 12:55 PM
Author: emerald sexy trailer park

This ties into this weeks Torah portion

(http://www.autoadmit.com/thread.php?thread_id=5810877&forum_id=2",#49513861)



Reply Favorite

Date: December 17th, 2025 10:10 PM
Author: Massive twinkling office



(http://www.autoadmit.com/thread.php?thread_id=5810877&forum_id=2",#49518242)



Reply Favorite

Date: December 16th, 2025 2:47 PM
Author: snowy half-breed orchestra pit

cr

(http://www.autoadmit.com/thread.php?thread_id=5810877&forum_id=2",#49514283)



Reply Favorite

Date: December 17th, 2025 9:07 AM
Author: Mauve cracking mediation principal's office

by "liquid" do you mean post-tax non-retirement? also let's NOT make this about my Net Worth which is perfectly respectable imho.

(http://www.autoadmit.com/thread.php?thread_id=5810877&forum_id=2",#49516080)



Reply Favorite

Date: December 17th, 2025 9:55 PM
Author: hyperventilating embarrassed to the bone goal in life

I just mean liquid. So not counting shit like home equity or your baseball card collection but IDGAF if it’s in an IRA or a brokerage account or a bank account—as long as you can pull it out within a reasonable time, say three business days or less, it’s liquid to me.

(http://www.autoadmit.com/thread.php?thread_id=5810877&forum_id=2",#49518194)



Reply Favorite

Date: December 17th, 2025 10:42 PM
Author: splenetic deep mother juggernaut

my baseball cards are collector grade, it's basically cash equivalent. many standard houses too. makes no sense to exclude

(http://www.autoadmit.com/thread.php?thread_id=5810877&forum_id=2",#49518362)



Reply Favorite

Date: December 17th, 2025 10:42 PM
Author: deranged circlehead

No one even brought up your net worth, champ.

(http://www.autoadmit.com/thread.php?thread_id=5810877&forum_id=2",#49518360)



Reply Favorite

Date: December 18th, 2025 2:50 AM
Author: Vigorous Roommate Legal Warrant

this country needs to be destroyed

(http://www.autoadmit.com/thread.php?thread_id=5810877&forum_id=2",#49518627)



Reply Favorite

Date: December 18th, 2025 11:40 AM
Author: Elite lilac hall

This ties to your overhead starting to get away from you as you start to feel more secure in your finances and family commitments increase

(http://www.autoadmit.com/thread.php?thread_id=5810877&forum_id=2",#49519157)



Reply Favorite

Date: December 18th, 2025 3:39 PM
Author: hyperventilating embarrassed to the bone goal in life

mods

(http://www.autoadmit.com/thread.php?thread_id=5810877&forum_id=2",#49519866)