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irl goy here, what's the reason *not* to use Klarna?
| drunken cumskin | 12/04/25 |
| Magenta principal's office lettuce | 12/04/25 |
| drunken cumskin | 12/04/25 |
| Cracking bronze abode | 12/04/25 |
| citrine diverse queen of the night base | 12/04/25 |
| Galvanic Salmon Locus | 12/04/25 |
| Laughsome school double fault | 12/04/25 |
| Galvanic Salmon Locus | 12/04/25 |
| excitant jade persian trailer park | 12/04/25 |
| appetizing goal in life temple | 12/04/25 |
| Federal very tactful ticket booth philosopher-king | 12/04/25 |
| Aromatic Liquid Oxygen Theatre | 12/04/25 |
| emerald step-uncle's house telephone | 12/04/25 |
| jet-lagged low-t fat ankles | 12/04/25 |
| zippy know-it-all personal credit line location | 12/04/25 |
| shimmering chad public bath | 12/04/25 |
| zippy know-it-all personal credit line location | 12/04/25 |
| harsh buff den | 12/04/25 |
| Azure alcoholic scourge upon the earth associate | 12/04/25 |
| Bisexual primrose chapel police squad | 12/04/25 |
| mentally impaired roast beef business firm | 12/04/25 |
| Taylor Swift is not a hobby she is a lifestyle | 04/03/26 |
| lascivious twinkling uncleanness | 12/04/25 |
| drunken cumskin | 12/04/25 |
| lascivious twinkling uncleanness | 12/04/25 |
| unhinged stimulating orchestra pit hominid | 12/04/25 |
| drunken cumskin | 12/04/25 |
| lascivious twinkling uncleanness | 12/04/25 |
| Light curious pit | 12/04/25 |
| citrine diverse queen of the night base | 12/04/25 |
| Wine Whorehouse Mother | 12/04/25 |
| appetizing goal in life temple | 12/04/25 |
| milky new version | 12/04/25 |
| Odious mauve brunch | 12/04/25 |
| razzle-dazzle coldplay fan locale | 12/04/25 |
| drunken cumskin | 12/04/25 |
| ivory vivacious elastic band | 12/04/25 |
| Supple splenetic water buffalo | 12/04/25 |
| citrine diverse queen of the night base | 12/04/25 |
| pale passionate turdskin selfie | 12/04/25 |
| may his bones be crushed | 04/03/26 |
Poast new message in this thread
Date: December 4th, 2025 10:53 AM Author: drunken cumskin I was buying a "towel warmer" online for my wife(also goy) and the "4 easy payments" Klarna ad popped up. It's the exact same price either way. So what is the catch - is it just that they gather detailed shopping info and send you ads? get to look at your credit report ? Or are they hoping you will miss a payment and hit you with some 99% apr upcharge? |
Date: December 4th, 2025 10:58 AM Author: Magenta principal's office lettuce there’s zero downside and they make absolutely no money at all providing that service (http://www.autoadmit.com/thread.php?thread_id=5806132&forum_id=2)#49482999) |
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Date: December 4th, 2025 11:00 AM Author: drunken cumskin is this some uber 2017 zirp VC cash thing (http://www.autoadmit.com/thread.php?thread_id=5806132&forum_id=2)#49483005) |
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Date: December 4th, 2025 11:01 AM Author: Cracking bronze abode https://s205.q4cdn.com/644747736/files/doc_financials/2025/q3/Q3-2025-Earnings-Release.pdf (http://www.autoadmit.com/thread.php?thread_id=5806132&forum_id=2)#49483007) |
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Date: December 4th, 2025 12:03 PM Author: citrine diverse queen of the night base (http://www.autoadmit.com/thread.php?thread_id=5806132&forum_id=2)#49483228) |
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Date: December 4th, 2025 11:00 AM Author: Galvanic Salmon Locus they charge the retailer a %. it's the same thing with stores that used to offer 0% APR but instead of having a separate financing plan at every retailer these guys are trying to create a centralized system for retailer-funded low APR financing. that's why different retailers have different options.
it is a no brainer, but like most of these things it's a prole goy honeypot. people with money aren't going to worry about 0% APR on a couple hundred bucks. it's free money but not enough to care. meanwhile prole goys are gonna go ham and have trouble getting out from under it.
seeing klarna pop up as an option for mcdonalds purchases is giving me flashbacks of "no payments for 6 months!" interest only mortgages on 2007. |
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Date: December 4th, 2025 11:26 AM Author: Laughsome school double fault What if they repossess my bluetooth speaker (http://www.autoadmit.com/thread.php?thread_id=5806132&forum_id=2)#49483081) |
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Date: December 4th, 2025 11:33 AM Author: Galvanic Salmon Locus ESPECIALLY your bluetooth speaker (http://www.autoadmit.com/thread.php?thread_id=5806132&forum_id=2)#49483109) |
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Date: December 4th, 2025 11:10 AM Author: excitant jade persian trailer park A girl in my class is underwater on some McNuggets not flame (http://www.autoadmit.com/thread.php?thread_id=5806132&forum_id=2)#49483020) |
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Date: December 4th, 2025 11:34 AM Author: appetizing goal in life temple you should provide her a "bailout" (http://www.autoadmit.com/thread.php?thread_id=5806132&forum_id=2)#49483113) |
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Date: December 4th, 2025 3:54 PM Author: Federal very tactful ticket booth philosopher-king My sous vide! (http://www.autoadmit.com/thread.php?thread_id=5806132&forum_id=2)#49483996) |
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Date: December 4th, 2025 11:30 AM Author: Aromatic Liquid Oxygen Theatre This is how you know America is actually 70% brown now. This would’ve been completely absurd with our demographics from like 15 years ago (http://www.autoadmit.com/thread.php?thread_id=5806132&forum_id=2)#49483100) |
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Date: December 4th, 2025 11:44 AM Author: emerald step-uncle's house telephone (http://www.autoadmit.com/thread.php?thread_id=5806132&forum_id=2)#49483150) |
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Date: December 4th, 2025 11:52 AM Author: jet-lagged low-t fat ankles (http://www.autoadmit.com/thread.php?thread_id=5806132&forum_id=2)#49483184) |
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Date: December 4th, 2025 12:04 PM Author: zippy know-it-all personal credit line location (http://www.autoadmit.com/thread.php?thread_id=5806132&forum_id=2)#49483229) |
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Date: December 4th, 2025 12:23 PM Author: shimmering chad public bath The phenomenon of putting *everything* on a credit card was widespread by then.
I don't see how this new BNPL stuff is substantially different than using a CC. |
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Date: December 4th, 2025 12:24 PM Author: zippy know-it-all personal credit line location I use CC for whatever I can because I get points/miles/other benefits but I never run a balance. BNPL is pure credit at shitty rates. (http://www.autoadmit.com/thread.php?thread_id=5806132&forum_id=2)#49483292) |
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Date: December 4th, 2025 2:21 PM Author: harsh buff den this is yet another layer of jewish debt magic underneath your credit card debt
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Date: December 4th, 2025 2:15 PM Author: Azure alcoholic scourge upon the earth associate (http://www.autoadmit.com/thread.php?thread_id=5806132&forum_id=2)#49483648) |
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Date: December 4th, 2025 2:19 PM Author: Bisexual primrose chapel police squad This is how you know XO is full of shit when they claim to be simple prole men of America born to the working class
The Walmart layaway counter was the exact same shit 30 years ago |
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Date: December 4th, 2025 2:45 PM Author: mentally impaired roast beef business firm You didn’t get your shit until you made the final payment. Layaway was to hold a specific item at a specific price when availability was less predictable. (http://www.autoadmit.com/thread.php?thread_id=5806132&forum_id=2)#49483719) |
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Date: April 3rd, 2026 7:48 PM Author: Taylor Swift is not a hobby she is a lifestyle (πΊπΈ π΅π±) (http://www.autoadmit.com/thread.php?thread_id=5806132&forum_id=2)#49792116) |
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Date: December 4th, 2025 11:36 AM Author: lascivious twinkling uncleanness the "free money" argument is some real prole shit. jew here. lol @ the opportunity cost on the $75 you spent to buy headphones. that's peanuts and not worth worrying about when there's a risk of a missed payment and fucking up your credit.
much easier to get large amounts of "free money" in other ways |
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Date: December 4th, 2025 11:37 AM Author: drunken cumskin nffi, I remember your nordstrom return arbitrage stories. that was *way* more work than this (http://www.autoadmit.com/thread.php?thread_id=5806132&forum_id=2)#49483120) |
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Date: December 4th, 2025 11:38 AM Author: lascivious twinkling uncleanness i wasnt doing it for the arbitrage. i was doing it to borrow clothes, and the arbitrage is just a bonus. (http://www.autoadmit.com/thread.php?thread_id=5806132&forum_id=2)#49483125) |
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Date: December 4th, 2025 11:55 AM Author: unhinged stimulating orchestra pit hominid let’s say op goes big though, and makes a $200 purchase, with 25% down and 25% due over each of the next three months. assuming an 8% apr opportunity cost, he just netted $2. if it takes him 20 minutes to fill in his info, set up autopay, and confirm the transfers over the life of the loan, dood is bringing down a cool $6/hour. are you too good to work for $6/hr, hotshot? (http://www.autoadmit.com/thread.php?thread_id=5806132&forum_id=2)#49483194) |
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Date: December 4th, 2025 12:02 PM Author: drunken cumskin dbg oddly silent (http://www.autoadmit.com/thread.php?thread_id=5806132&forum_id=2)#49483220) |
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Date: December 4th, 2025 12:04 PM Author: lascivious twinkling uncleanness rofl he's making my point (http://www.autoadmit.com/thread.php?thread_id=5806132&forum_id=2)#49483232) |
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Date: December 4th, 2025 11:38 AM Author: Light curious pit Legal hypo: Assume you order a chipotle burrito and ask for guac but quickly cancel and then pay with klarna just as the guac leaves the guacscoop, then you default on your loan, can your SNAP/EBT benefits be garnished? (http://www.autoadmit.com/thread.php?thread_id=5806132&forum_id=2)#49483123) |
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Date: December 4th, 2025 12:02 PM Author: citrine diverse queen of the night base (http://www.autoadmit.com/thread.php?thread_id=5806132&forum_id=2)#49483221) |
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Date: December 4th, 2025 11:43 AM Author: Wine Whorehouse Mother How long do you have to pay it off without interest? (http://www.autoadmit.com/thread.php?thread_id=5806132&forum_id=2)#49483140) |
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Date: December 4th, 2025 11:46 AM Author: appetizing goal in life temple (http://www.autoadmit.com/thread.php?thread_id=5806132&forum_id=2)#49483156) |
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Date: December 4th, 2025 11:47 AM Author: milky new version Rach can you turn on location for every post like they did on Twitter (http://www.autoadmit.com/thread.php?thread_id=5806132&forum_id=2)#49483159) |
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Date: December 4th, 2025 11:48 AM Author: Odious mauve brunch (http://www.autoadmit.com/thread.php?thread_id=5806132&forum_id=2)#49483165) |
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Date: December 4th, 2025 11:51 AM Author: razzle-dazzle coldplay fan locale https://x.com/paul_hundred/status/1996621366184075337 (http://www.autoadmit.com/thread.php?thread_id=5806132&forum_id=2)#49483180) |
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Date: December 4th, 2025 11:56 AM Author: drunken cumskin we're famous again bros (http://www.autoadmit.com/thread.php?thread_id=5806132&forum_id=2)#49483198) |
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Date: December 4th, 2025 11:58 AM Author: ivory vivacious elastic band (http://www.autoadmit.com/thread.php?thread_id=5806132&forum_id=2)#49483205) |
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Date: December 4th, 2025 3:47 PM Author: Supple splenetic water buffalo (http://www.autoadmit.com/thread.php?thread_id=5806132&forum_id=2)#49483977) |
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Date: December 4th, 2025 12:02 PM Author: citrine diverse queen of the night base Klarna’s a bitch (http://www.autoadmit.com/thread.php?thread_id=5806132&forum_id=2)#49483222) |
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Date: December 4th, 2025 2:14 PM Author: pale passionate turdskin selfie Can illegals use this shit? You need a SSN or what? Is there widespread beaner fraud? (http://www.autoadmit.com/thread.php?thread_id=5806132&forum_id=2)#49483643) |
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Date: April 3rd, 2026 7:48 PM Author: may his bones be crushed If ur not debtmaxxing rn ur dumb af (http://www.autoadmit.com/thread.php?thread_id=5806132&forum_id=2)#49792117) |