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irl goy here, what's the reason *not* to use Klarna?
| peach razzle-dazzle ticket booth | 12/04/25 |
| Contagious milky gaming laptop black woman | 12/04/25 |
| peach razzle-dazzle ticket booth | 12/04/25 |
| razzle flushed marketing idea stage | 12/04/25 |
| Saffron garrison | 12/04/25 |
| Motley Blood Rage | 12/04/25 |
| Stirring Piazza | 12/04/25 |
| Motley Blood Rage | 12/04/25 |
| dashing chapel idea he suggested | 12/04/25 |
| lemon misunderstood pisswyrm ceo | 12/04/25 |
| violent house | 12/04/25 |
| Onyx background story | 12/04/25 |
| mind-boggling pearl home deer antler | 12/04/25 |
| at-the-ready cocky theater | 12/04/25 |
| Doobsian Hall | 12/04/25 |
| Thriller doctorate really tough guy | 12/04/25 |
| Doobsian Hall | 12/04/25 |
| titillating business firm | 12/04/25 |
| metal impressive double fault | 12/04/25 |
| orchid multi-colored university jewess | 12/04/25 |
| Big Indian Lodge | 12/04/25 |
| Taylor Swift is not a hobby she is a lifestyle | 04/03/26 |
| silver fragrant generalized bond point | 12/04/25 |
| peach razzle-dazzle ticket booth | 12/04/25 |
| silver fragrant generalized bond point | 12/04/25 |
| Tripping apoplectic lay alpha | 12/04/25 |
| peach razzle-dazzle ticket booth | 12/04/25 |
| silver fragrant generalized bond point | 12/04/25 |
| house-broken rusted toilet seat | 12/04/25 |
| Saffron garrison | 12/04/25 |
| vivacious state ratface | 12/04/25 |
| lemon misunderstood pisswyrm ceo | 12/04/25 |
| Wonderful Internal Respiration Parlor | 12/04/25 |
| Histrionic Cumskin | 12/04/25 |
| adventurous partner | 12/04/25 |
| peach razzle-dazzle ticket booth | 12/04/25 |
| Charismatic preventive strike sandwich | 12/04/25 |
| spectacular patrolman senate | 12/04/25 |
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| diverse mint pocket flask | 12/04/25 |
| may his bones be crushed | 04/03/26 |
Poast new message in this thread
Date: December 4th, 2025 10:53 AM Author: peach razzle-dazzle ticket booth I was buying a "towel warmer" online for my wife(also goy) and the "4 easy payments" Klarna ad popped up. It's the exact same price either way. So what is the catch - is it just that they gather detailed shopping info and send you ads? get to look at your credit report ? Or are they hoping you will miss a payment and hit you with some 99% apr upcharge? |
Date: December 4th, 2025 10:58 AM Author: Contagious milky gaming laptop black woman there’s zero downside and they make absolutely no money at all providing that service (http://www.autoadmit.com/thread.php?thread_id=5806132&forum_id=2)#49482999) |
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Date: December 4th, 2025 11:00 AM Author: peach razzle-dazzle ticket booth is this some uber 2017 zirp VC cash thing (http://www.autoadmit.com/thread.php?thread_id=5806132&forum_id=2)#49483005) |
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Date: December 4th, 2025 11:01 AM Author: razzle flushed marketing idea stage https://s205.q4cdn.com/644747736/files/doc_financials/2025/q3/Q3-2025-Earnings-Release.pdf (http://www.autoadmit.com/thread.php?thread_id=5806132&forum_id=2)#49483007) |
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Date: December 4th, 2025 12:03 PM Author: Saffron garrison (http://www.autoadmit.com/thread.php?thread_id=5806132&forum_id=2)#49483228) |
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Date: December 4th, 2025 11:00 AM Author: Motley Blood Rage they charge the retailer a %. it's the same thing with stores that used to offer 0% APR but instead of having a separate financing plan at every retailer these guys are trying to create a centralized system for retailer-funded low APR financing. that's why different retailers have different options.
it is a no brainer, but like most of these things it's a prole goy honeypot. people with money aren't going to worry about 0% APR on a couple hundred bucks. it's free money but not enough to care. meanwhile prole goys are gonna go ham and have trouble getting out from under it.
seeing klarna pop up as an option for mcdonalds purchases is giving me flashbacks of "no payments for 6 months!" interest only mortgages on 2007. |
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Date: December 4th, 2025 11:26 AM Author: Stirring Piazza What if they repossess my bluetooth speaker (http://www.autoadmit.com/thread.php?thread_id=5806132&forum_id=2)#49483081) |
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Date: December 4th, 2025 11:33 AM Author: Motley Blood Rage ESPECIALLY your bluetooth speaker (http://www.autoadmit.com/thread.php?thread_id=5806132&forum_id=2)#49483109) |
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Date: December 4th, 2025 11:10 AM Author: dashing chapel idea he suggested A girl in my class is underwater on some McNuggets not flame (http://www.autoadmit.com/thread.php?thread_id=5806132&forum_id=2)#49483020) |
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Date: December 4th, 2025 11:34 AM Author: lemon misunderstood pisswyrm ceo you should provide her a "bailout" (http://www.autoadmit.com/thread.php?thread_id=5806132&forum_id=2)#49483113) |
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Date: December 4th, 2025 3:54 PM Author: violent house My sous vide! (http://www.autoadmit.com/thread.php?thread_id=5806132&forum_id=2)#49483996) |
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Date: December 4th, 2025 11:30 AM Author: Onyx background story This is how you know America is actually 70% brown now. This would’ve been completely absurd with our demographics from like 15 years ago (http://www.autoadmit.com/thread.php?thread_id=5806132&forum_id=2)#49483100) |
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Date: December 4th, 2025 11:44 AM Author: mind-boggling pearl home deer antler (http://www.autoadmit.com/thread.php?thread_id=5806132&forum_id=2)#49483150) |
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Date: December 4th, 2025 11:52 AM Author: at-the-ready cocky theater (http://www.autoadmit.com/thread.php?thread_id=5806132&forum_id=2)#49483184) |
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Date: December 4th, 2025 12:04 PM Author: Doobsian Hall (http://www.autoadmit.com/thread.php?thread_id=5806132&forum_id=2)#49483229) |
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Date: December 4th, 2025 12:23 PM Author: Thriller doctorate really tough guy The phenomenon of putting *everything* on a credit card was widespread by then.
I don't see how this new BNPL stuff is substantially different than using a CC. |
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Date: December 4th, 2025 12:24 PM Author: Doobsian Hall I use CC for whatever I can because I get points/miles/other benefits but I never run a balance. BNPL is pure credit at shitty rates. (http://www.autoadmit.com/thread.php?thread_id=5806132&forum_id=2)#49483292) |
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Date: December 4th, 2025 2:21 PM Author: titillating business firm this is yet another layer of jewish debt magic underneath your credit card debt
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Date: December 4th, 2025 2:15 PM Author: metal impressive double fault (http://www.autoadmit.com/thread.php?thread_id=5806132&forum_id=2)#49483648) |
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Date: December 4th, 2025 2:19 PM Author: orchid multi-colored university jewess This is how you know XO is full of shit when they claim to be simple prole men of America born to the working class
The Walmart layaway counter was the exact same shit 30 years ago |
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Date: December 4th, 2025 2:45 PM Author: Big Indian Lodge You didn’t get your shit until you made the final payment. Layaway was to hold a specific item at a specific price when availability was less predictable. (http://www.autoadmit.com/thread.php?thread_id=5806132&forum_id=2)#49483719) |
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Date: April 3rd, 2026 7:48 PM Author: Taylor Swift is not a hobby she is a lifestyle (πΊπΈ π΅π±) (http://www.autoadmit.com/thread.php?thread_id=5806132&forum_id=2)#49792116) |
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Date: December 4th, 2025 11:36 AM Author: silver fragrant generalized bond point the "free money" argument is some real prole shit. jew here. lol @ the opportunity cost on the $75 you spent to buy headphones. that's peanuts and not worth worrying about when there's a risk of a missed payment and fucking up your credit.
much easier to get large amounts of "free money" in other ways |
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Date: December 4th, 2025 11:37 AM Author: peach razzle-dazzle ticket booth nffi, I remember your nordstrom return arbitrage stories. that was *way* more work than this (http://www.autoadmit.com/thread.php?thread_id=5806132&forum_id=2)#49483120) |
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Date: December 4th, 2025 11:38 AM Author: silver fragrant generalized bond point i wasnt doing it for the arbitrage. i was doing it to borrow clothes, and the arbitrage is just a bonus. (http://www.autoadmit.com/thread.php?thread_id=5806132&forum_id=2)#49483125) |
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Date: December 4th, 2025 11:55 AM Author: Tripping apoplectic lay alpha let’s say op goes big though, and makes a $200 purchase, with 25% down and 25% due over each of the next three months. assuming an 8% apr opportunity cost, he just netted $2. if it takes him 20 minutes to fill in his info, set up autopay, and confirm the transfers over the life of the loan, dood is bringing down a cool $6/hour. are you too good to work for $6/hr, hotshot? (http://www.autoadmit.com/thread.php?thread_id=5806132&forum_id=2)#49483194) |
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Date: December 4th, 2025 12:02 PM Author: peach razzle-dazzle ticket booth dbg oddly silent (http://www.autoadmit.com/thread.php?thread_id=5806132&forum_id=2)#49483220) |
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Date: December 4th, 2025 12:04 PM Author: silver fragrant generalized bond point rofl he's making my point (http://www.autoadmit.com/thread.php?thread_id=5806132&forum_id=2)#49483232) |
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Date: December 4th, 2025 11:38 AM Author: house-broken rusted toilet seat Legal hypo: Assume you order a chipotle burrito and ask for guac but quickly cancel and then pay with klarna just as the guac leaves the guacscoop, then you default on your loan, can your SNAP/EBT benefits be garnished? (http://www.autoadmit.com/thread.php?thread_id=5806132&forum_id=2)#49483123) |
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Date: December 4th, 2025 12:02 PM Author: Saffron garrison (http://www.autoadmit.com/thread.php?thread_id=5806132&forum_id=2)#49483221) |
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Date: December 4th, 2025 11:43 AM Author: vivacious state ratface How long do you have to pay it off without interest? (http://www.autoadmit.com/thread.php?thread_id=5806132&forum_id=2)#49483140) |
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Date: December 4th, 2025 11:46 AM Author: lemon misunderstood pisswyrm ceo (http://www.autoadmit.com/thread.php?thread_id=5806132&forum_id=2)#49483156) |
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Date: December 4th, 2025 11:47 AM Author: Wonderful Internal Respiration Parlor Rach can you turn on location for every post like they did on Twitter (http://www.autoadmit.com/thread.php?thread_id=5806132&forum_id=2)#49483159) |
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Date: December 4th, 2025 11:48 AM Author: Histrionic Cumskin (http://www.autoadmit.com/thread.php?thread_id=5806132&forum_id=2)#49483165) |
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Date: December 4th, 2025 11:51 AM Author: adventurous partner https://x.com/paul_hundred/status/1996621366184075337 (http://www.autoadmit.com/thread.php?thread_id=5806132&forum_id=2)#49483180) |
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Date: December 4th, 2025 11:56 AM Author: peach razzle-dazzle ticket booth we're famous again bros (http://www.autoadmit.com/thread.php?thread_id=5806132&forum_id=2)#49483198) |
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Date: December 4th, 2025 11:58 AM Author: Charismatic preventive strike sandwich (http://www.autoadmit.com/thread.php?thread_id=5806132&forum_id=2)#49483205) |
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Date: December 4th, 2025 3:47 PM Author: spectacular patrolman senate (http://www.autoadmit.com/thread.php?thread_id=5806132&forum_id=2)#49483977) |
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Date: December 4th, 2025 12:02 PM Author: Saffron garrison Klarna’s a bitch (http://www.autoadmit.com/thread.php?thread_id=5806132&forum_id=2)#49483222) |
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Date: December 4th, 2025 2:14 PM Author: diverse mint pocket flask Can illegals use this shit? You need a SSN or what? Is there widespread beaner fraud? (http://www.autoadmit.com/thread.php?thread_id=5806132&forum_id=2)#49483643) |
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Date: April 3rd, 2026 7:48 PM Author: may his bones be crushed If ur not debtmaxxing rn ur dumb af (http://www.autoadmit.com/thread.php?thread_id=5806132&forum_id=2)#49792117) |