State your mortgage interest rate before I engage you further!
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Poast new message in this thread
Date: August 18th, 2026 10:32 AM Author: stirring orange degenerate
2.6% bitch
My life sucks btw
(http://www.autoadmit.com/thread.php?thread_id=5894102&forum_id=2\u0026hid=",#50075340) |
Date: August 18th, 2026 8:08 PM Author: Misunderstood indian lodge rigpig
2.85%.
In Q2 2027 it goes adjustable.
I took it out early in COVID and rates were still dropping and they underwrote at a BS low appraisal value bc of COVID conservativeness. Plan was to refinance into a 30 year at a similar rate after 6-12 months taking ~$100k-$200k out with the corrected appraisal. But then I got busy. And by the time I got around to it, rates were up to like 4.5% and I chose to just stick with the adjustable.
Plan is to refinance it down to roughly 40% LTV. Monthly payment will not go up much with the paydown, but interest rate will be like 6.5% so plan will be to pay it down fairly aggressively.
I can't believe I fucked up by missing my refi window in 2020-2021.
(http://www.autoadmit.com/thread.php?thread_id=5894102&forum_id=2\u0026hid=",#50076627) |
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