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State your mortgage interest rate before I engage you further!
| Electric theater stage | 08/17/26 |
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Poast new message in this thread
Date: August 17th, 2026 1:47 PM Author: Electric theater stage (http://www.autoadmit.com/thread.php?thread_id=5894102&forum_id=2\u0026hid=",#50073534) |
Date: August 17th, 2026 1:51 PM Author: Red cracking hall 1.25% (http://www.autoadmit.com/thread.php?thread_id=5894102&forum_id=2\u0026hid=",#50073549) |
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Date: August 17th, 2026 1:54 PM Author: Electric theater stage How? (http://www.autoadmit.com/thread.php?thread_id=5894102&forum_id=2\u0026hid=",#50073558) |
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Date: August 18th, 2026 10:28 AM Author: Red cracking hall lol if u couldnt lock this in.. you have to know people (http://www.autoadmit.com/thread.php?thread_id=5894102&forum_id=2\u0026hid=",#50075332) |
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Date: August 18th, 2026 10:28 AM Author: Galvanic Mauve Brunch Boiling Water (http://www.autoadmit.com/thread.php?thread_id=5894102&forum_id=2\u0026hid=",#50075333) |
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Date: August 18th, 2026 7:04 PM Author: Electric theater stage (http://www.autoadmit.com/thread.php?thread_id=5894102&forum_id=2\u0026hid=",#50076471) |
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Date: August 17th, 2026 1:59 PM Author: zippy property 3.5% (http://www.autoadmit.com/thread.php?thread_id=5894102&forum_id=2\u0026hid=",#50073579) |
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Date: August 17th, 2026 2:04 PM Author: Curious sooty jap church building 2.25% (http://www.autoadmit.com/thread.php?thread_id=5894102&forum_id=2\u0026hid=",#50073605) |
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Date: August 17th, 2026 2:06 PM Author: apoplectic meetinghouse 7.25% APR with 1 point (http://www.autoadmit.com/thread.php?thread_id=5894102&forum_id=2\u0026hid=",#50073608) |
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Date: August 18th, 2026 10:28 AM Author: Galvanic Mauve Brunch Boiling Water 2.15% (http://www.autoadmit.com/thread.php?thread_id=5894102&forum_id=2\u0026hid=",#50075334) |
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Date: August 18th, 2026 10:30 AM Author: Red cracking hall king (http://www.autoadmit.com/thread.php?thread_id=5894102&forum_id=2\u0026hid=",#50075338) |
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Date: August 18th, 2026 10:32 AM Author: Submissive Disturbing University Selfie He's probably referring to his boomer kike landlord's interest rate (http://www.autoadmit.com/thread.php?thread_id=5894102&forum_id=2\u0026hid=",#50075341) |
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Date: August 18th, 2026 10:29 AM Author: Submissive Disturbing University Selfie 5.5% LJL (http://www.autoadmit.com/thread.php?thread_id=5894102&forum_id=2\u0026hid=",#50075335) |
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Date: August 18th, 2026 10:32 AM Author: Lavender territorial legal warrant clown 2.6% bitch
My life sucks btw |
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Date: August 18th, 2026 10:39 AM Author: slate confused area no mortgage (http://www.autoadmit.com/thread.php?thread_id=5894102&forum_id=2\u0026hid=",#50075353) |
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Date: August 18th, 2026 10:42 AM Author: slate confused area lol lots of govt handout recipients ITT (http://www.autoadmit.com/thread.php?thread_id=5894102&forum_id=2\u0026hid=",#50075360) |
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Date: August 18th, 2026 7:04 PM Author: Electric theater stage We're not discussing veterans. (http://www.autoadmit.com/thread.php?thread_id=5894102&forum_id=2\u0026hid=",#50076472) |
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Date: August 19th, 2026 5:48 AM Author: slate confused area anyone with a sub 5% mortgage took a govt handout. hth (http://www.autoadmit.com/thread.php?thread_id=5894102&forum_id=2\u0026hid=",#50077589) |
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Date: August 18th, 2026 10:43 AM Author: Learning disabled corn cake gay wizard 3% did I maek it (http://www.autoadmit.com/thread.php?thread_id=5894102&forum_id=2\u0026hid=",#50075362) |
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Date: August 18th, 2026 10:48 AM Author: lascivious sound barrier jew 6.5% should I pay this off with a box loan? (http://www.autoadmit.com/thread.php?thread_id=5894102&forum_id=2\u0026hid=",#50075369) |
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Date: August 18th, 2026 11:00 AM Author: glittery mental disorder electric furnace We got down to 1.79 on a 15 year fixed. I think that was before COVID, maybe 2019?. I make the last payment on that house next month. (http://www.autoadmit.com/thread.php?thread_id=5894102&forum_id=2\u0026hid=",#50075389) |
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Date: August 19th, 2026 8:01 AM Author: Useless Aphrodisiac Pervert Congrats on quickly paying off ur 1.79% mortgage (http://www.autoadmit.com/thread.php?thread_id=5894102&forum_id=2\u0026hid=",#50077619) |
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Date: August 19th, 2026 2:10 PM Author: glittery mental disorder electric furnace That's a rental. We never made extra payments so I guess I did lock that in 15 years ago. Im thinking about taking a new mortgage out on that house to fund a third home and I'd rent out our current place (3.2%).
We put an offer last month on a water front house that had a separate adu. I was going to rent that as well. However they wouldn't budge off their price which I think is about $100k too high. That's another thing, the realtors say shit like well around $1.1 or $1.2 million...umm that's a hundred fucking thousand dollar difference, not some decimal. |
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Date: August 18th, 2026 8:01 PM Author: sexy adventurous gaming laptop I have no mortgage and I must demur. (http://www.autoadmit.com/thread.php?thread_id=5894102&forum_id=2\u0026hid=",#50076618) |
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Date: August 18th, 2026 8:08 PM Author: Mahogany old irish cottage orchestra pit 2.85%.
In Q2 2027 it goes adjustable.
I took it out early in COVID and rates were still dropping and they underwrote at a BS low appraisal value bc of COVID conservativeness. Plan was to refinance into a 30 year at a similar rate after 6-12 months taking ~$100k-$200k out with the corrected appraisal. But then I got busy. And by the time I got around to it, rates were up to like 4.5% and I chose to just stick with the adjustable.
Plan is to refinance it down to roughly 40% LTV. Monthly payment will not go up much with the paydown, but interest rate will be like 6.5% so plan will be to pay it down fairly aggressively.
I can't believe I fucked up by missing my refi window in 2020-2021. |
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Date: August 18th, 2026 8:13 PM Author: Mahogany old irish cottage orchestra pit Or maybe I'll pay it down to 30% LTV do the refinance at a 15 year for the lower interest rate. We'll see how the numbers plan out in 4-5 months. (http://www.autoadmit.com/thread.php?thread_id=5894102&forum_id=2\u0026hid=",#50076640) |
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Date: August 18th, 2026 8:28 PM Author: hairraiser chocolate cuckoldry 1.875 15 year 10 years left get on my fucking level (http://www.autoadmit.com/thread.php?thread_id=5894102&forum_id=2\u0026hid=",#50076660) |
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Date: August 18th, 2026 8:29 PM Author: unhinged degenerate 2.75% (http://www.autoadmit.com/thread.php?thread_id=5894102&forum_id=2\u0026hid=",#50076662) |
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Date: August 19th, 2026 8:37 AM Author: Vigorous flatulent institution No mortgage (http://www.autoadmit.com/thread.php?thread_id=5894102&forum_id=2\u0026hid=",#50077634) |
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Date: August 19th, 2026 8:52 AM Author: apoplectic meetinghouse real talk: the Fed needs to consider cutting interest rates in order to revive a frozen housing market-- the people looking to buy a house deserve as much (http://www.autoadmit.com/thread.php?thread_id=5894102&forum_id=2\u0026hid=",#50077660) |
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Date: August 19th, 2026 8:59 AM Author: apoplectic meetinghouse wow, Kevin Warsh must be lurking on this boart--thanks Chair! https://www.cnbc.com/2026/08/19/treasury-announces-upscaled-buyback-operation-for-longer-term-debt-sending-yields-lower.html |
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Date: August 19th, 2026 9:03 AM Author: Excitant High-end Police Squad Center (http://www.autoadmit.com/thread.php?thread_id=5894102&forum_id=2\u0026hid=",#50077669) |
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Date: August 19th, 2026 9:07 AM Author: apoplectic meetinghouse based on earnings yesterday and today, the housing and construction sector reflects a K shape economy where the upscale Home Depot stills prospers in the current frozen real estate market, while the prole Lowes is a sinking ship (http://www.autoadmit.com/thread.php?thread_id=5894102&forum_id=2\u0026hid=",#50077675) |
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Date: August 19th, 2026 9:25 AM Author: apoplectic meetinghouse oops, it wasn't quantitative easing by the Fed--instead, it was Scott Bessent at Treasury that took necessary action, just like when he punched Elon Musk in the face inside the Oval Office -- at least Elon took it like a man (http://www.autoadmit.com/thread.php?thread_id=5894102&forum_id=2\u0026hid=",#50077692) |
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Date: August 19th, 2026 9:18 AM Author: histrionic hot nursing home 2.99% (http://www.autoadmit.com/thread.php?thread_id=5894102&forum_id=2\u0026hid=",#50077683) |
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Date: August 19th, 2026 2:12 PM Author: rough-skinned deer antler 6.375 (http://www.autoadmit.com/thread.php?thread_id=5894102&forum_id=2\u0026hid=",#50078301) |