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Just received final approval on a home loan. Closing this week. I'm a person now
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Date: March 24th, 2026 2:13 PM Author: lex Finally, I have a stake in something beyond a car. Feels weird man. Taking abuse, q's, etc. (http://www.autoadmit.com/thread.php?thread_id=5849275&forum_id=2\u0026hid=#49765481) |
Date: March 24th, 2026 2:14 PM Author: Long PlayroomPoon Clown Conniption ( ) terms? amount? (http://www.autoadmit.com/thread.php?thread_id=5849275&forum_id=2\u0026hid=#49765486) |
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Date: March 24th, 2026 2:16 PM Author: lex 30 year, 6.5%, less than half a million. I know the rate is high, but this was my best option. (http://www.autoadmit.com/thread.php?thread_id=5849275&forum_id=2\u0026hid=#49765496) |
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Date: March 24th, 2026 2:20 PM Author: Long PlayroomPoon Clown Conniption ( ) JFC- amortizing? (http://www.autoadmit.com/thread.php?thread_id=5849275&forum_id=2\u0026hid=#49765512) |
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Date: March 24th, 2026 2:24 PM Author: HATE, LLC (making the world a better place) Only 359 more monthly installments and it's all yours (http://www.autoadmit.com/thread.php?thread_id=5849275&forum_id=2\u0026hid=#49765534) |
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Date: March 24th, 2026 2:25 PM Author: lex Fuck yeah (http://www.autoadmit.com/thread.php?thread_id=5849275&forum_id=2\u0026hid=#49765536) |
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Date: March 24th, 2026 2:27 PM Author: HATE, LLC (making the world a better place) Can't put a price on peace of mind haha (http://www.autoadmit.com/thread.php?thread_id=5849275&forum_id=2\u0026hid=#49765545) |
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Date: March 24th, 2026 3:56 PM Author: lex I don't know what equity is but I am now building it, friends have informed me. (http://www.autoadmit.com/thread.php?thread_id=5849275&forum_id=2\u0026hid=#49765827) |
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Date: March 24th, 2026 5:57 PM Author: Nazca Redlines Well, you will be in about 10 years. You're really just paying interest--not meaningfully reducing the principle--until then, hehe. https://www.mortgagecapitalpartners.com/wp-content/uploads/2017/06/amortizationchart1.png (http://www.autoadmit.com/thread.php?thread_id=5849275&forum_id=2\u0026hid=#49766061) |
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Date: March 24th, 2026 6:00 PM Author: :-P (gunneratttt) if the housing market is flat for 10 years, which has never bappened before (http://www.autoadmit.com/thread.php?thread_id=5849275&forum_id=2\u0026hid=#49766065) |
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Date: March 24th, 2026 2:25 PM Author: Long PlayroomPoon Clown Conniption ( ) (http://www.autoadmit.com/thread.php?thread_id=5849275&forum_id=2\u0026hid=#49765540) |
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Date: March 24th, 2026 2:27 PM Author: ...,....,,........ (http://www.autoadmit.com/thread.php?thread_id=5849275&forum_id=2\u0026hid=#49765548) |
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Date: March 24th, 2026 4:16 PM Author: some on social media Yikes, my guy (http://www.autoadmit.com/thread.php?thread_id=5849275&forum_id=2\u0026hid=#49765869) |
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Date: March 24th, 2026 5:58 PM Author: Nazca Redlines Don't forget the property tax, friend (http://www.autoadmit.com/thread.php?thread_id=5849275&forum_id=2\u0026hid=#49766062) |
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Date: March 24th, 2026 2:14 PM Author: HATE, LLC (making the world a better place) sounds like you got it backwards hoss (http://www.autoadmit.com/thread.php?thread_id=5849275&forum_id=2\u0026hid=#49765487) |
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Date: March 24th, 2026 2:14 PM Author: Nude Karlstack (🧐) What are you going to do with a House? Pretend to play games like doodikoff and OYT? (http://www.autoadmit.com/thread.php?thread_id=5849275&forum_id=2\u0026hid=#49765488) |
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Date: March 24th, 2026 2:16 PM Author: lex Live there with my darling girl and maek a home. (http://www.autoadmit.com/thread.php?thread_id=5849275&forum_id=2\u0026hid=#49765498) |
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Date: March 24th, 2026 5:58 PM Author: Nazca Redlines Explain the relationship with the girl w/r/t to (a) the mortgage and (b) the deed. Is she on both? (http://www.autoadmit.com/thread.php?thread_id=5849275&forum_id=2\u0026hid=#49766063) |
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Date: March 24th, 2026 2:15 PM Author: some on social media DESCRIBE the home
ELI5 the terms of your loan |
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Date: March 24th, 2026 2:18 PM Author: lex I love the place. 2 stories, 2 br 2.5 ba, going to use one as an office. Great location for me. Main thing that I want to change is adding a island-ish thing in the corner of the kitchen since there's not much counter space, probably tear out the carpet too, but really happy with it otherwise. (http://www.autoadmit.com/thread.php?thread_id=5849275&forum_id=2\u0026hid=#49765506) |
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Date: March 24th, 2026 2:19 PM Author: HATE, LLC (making the world a better place) Neat. See you in 30 years (http://www.autoadmit.com/thread.php?thread_id=5849275&forum_id=2\u0026hid=#49765510) |
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Date: March 24th, 2026 2:20 PM Author: clothmo What year was it built?
SFH? |
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Date: March 24th, 2026 2:21 PM Author: some on social media Congrats man
2 br is kinda few for a 2 story place. Is this a sfh? Or attached/town home? How many sq/ft? |
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Date: March 24th, 2026 2:26 PM Author: lex Thanks man Feel like I'm cruisin' for a doobsin' at this point It is not a sfh, but over 1000 square feet |
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Date: March 24th, 2026 5:45 PM Author: Nude Karlstack (🧐) over 1000 square feet tp (http://www.autoadmit.com/thread.php?thread_id=5849275&forum_id=2\u0026hid=#49766049) |
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Date: March 24th, 2026 2:23 PM Author: .- .-. . .-. . .--. - .. .-.. . Brother, I just bought a 5 bedroom 1.2 acre manse with its own tennis court. (http://www.autoadmit.com/thread.php?thread_id=5849275&forum_id=2\u0026hid=#49765524) |
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Date: March 24th, 2026 2:22 PM Author: .- .-. . .-. . .--. - .. .-.. . LJL at your interest rate. I just locked a 5.125% rate. Of course, I had to put $1.25m into a Chase IRA to get it but still.... (http://www.autoadmit.com/thread.php?thread_id=5849275&forum_id=2\u0026hid=#49765520) |
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Date: March 24th, 2026 2:39 PM Author: .,.,.;;,;.,;:,:,,:,.,:,::,..;.,:,.:;.:.,;.:.,:.::, red state? (http://www.autoadmit.com/thread.php?thread_id=5849275&forum_id=2\u0026hid=#49765575) |
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Date: March 24th, 2026 3:57 PM Author: community account (not racist) you buy it yourself? or your gf putting anything into it?
when are you proposing to her? |
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Date: March 24th, 2026 4:32 PM Author: JJC (retired) I remember how 180 it was when my GF (now wife) first moved in with me in my old Co do (still own and rent out) and starting paying 50% of the carrying costs.
Holy shit I used to be able to save SOOOOO much money every month. Was 180. |
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Date: March 24th, 2026 4:48 PM Author: community account (not racist) the silence from lex tp here is Deafening (http://www.autoadmit.com/thread.php?thread_id=5849275&forum_id=2\u0026hid=#49765933) |
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Date: March 24th, 2026 5:45 PM Author: lex She is putting money into it, but i am carrying the closing costs and much of the down. Already proposed, but I'm planning on another attention whoring thread for that. All the big life things are happening at once. |
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Date: March 24th, 2026 5:48 PM Author: community account (not racist) lex, lex, you thought you could sneak this one by us??!
are we even your Internet Friends? |
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Date: March 24th, 2026 4:35 PM Author: Oh, you travel? ( ) Congratulations on Home Ownership. You are now a member of an elite few, the true Middle Class. Are you perchance a Direct Mayflower Descendant? (http://www.autoadmit.com/thread.php?thread_id=5849275&forum_id=2\u0026hid=#49765910) |
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Date: March 24th, 2026 4:36 PM Author: Nippon Professional Baseball Congrats, friend. You deserve it. (http://www.autoadmit.com/thread.php?thread_id=5849275&forum_id=2\u0026hid=#49765914) |
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Date: March 24th, 2026 4:48 PM Author: community account (not racist) (http://www.autoadmit.com/thread.php?thread_id=5849275&forum_id=2\u0026hid=#49765934) |
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Date: March 24th, 2026 5:07 PM Author: woah (hitler did nothing wrong) (http://www.autoadmit.com/thread.php?thread_id=5849275&forum_id=2\u0026hid=#49765990) |
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Date: March 24th, 2026 4:37 PM Author: :-P (gunneratttt) can't wait to be your prole goy mentor friend. (http://www.autoadmit.com/thread.php?thread_id=5849275&forum_id=2\u0026hid=#49765917) |
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Date: March 24th, 2026 5:46 PM Author: lex Thank in advance for for pretending not to judge me (http://www.autoadmit.com/thread.php?thread_id=5849275&forum_id=2\u0026hid=#49766050) |
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Date: March 24th, 2026 5:53 PM Author: :-P (gunneratttt) "which end goes in my ass?", lex asked the horrified boomer at home depot (http://www.autoadmit.com/thread.php?thread_id=5849275&forum_id=2\u0026hid=#49766056) |
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Date: March 24th, 2026 4:39 PM Author: Karlstack ( ) (http://www.autoadmit.com/thread.php?thread_id=5849275&forum_id=2\u0026hid=#49765921) |