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ITT: tell me stories of UMC bondage

Insane mortgages, out of control debts, horrible jobs. ...
Buy your next house instantly with Zellow!
  03/14/26
I think a lot of UMC people tell themselves "it's ok to...
Richard Ames
  03/14/26
Yep. And they seem to think that income only ever goes up. N...
Josh_Allen
  03/14/26
Yes 100%. People seem to think they'll never tire of the gri...
Richard Ames
  03/14/26
i'm going to kill myself to escape the grind
norwood ultra
  03/14/26
Don't do that bro. Move to Are Country Nd open a solo pract...
Buy your next house instantly with Zellow!
  03/14/26
(Guy who knows what time Krispy Kreme puts the day's unsold ...
Nazca Redlines
  03/14/26
it's too late for me
norwood ultra
  03/14/26
Summon: disco tits
Quality adjusted life year
  03/14/26
4100/month in child support. Just lost my main source of inc...
Gay Grandpa
  03/14/26
holy shit. how many kids/how much did you make? can you get ...
Pope Leo XXX
  03/14/26
People on XO fuck themselves in so many different ways. If ...
Buy your next house instantly with Zellow!
  03/14/26
shit
Consuela
  03/14/26
That's rough. What happened?
Nazca Redlines
  03/14/26
So what happens to these people? Does the day of judgement ...
Buy your next house instantly with Zellow!
  03/14/26


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Date: March 14th, 2026 9:22 PM
Author: Buy your next house instantly with Zellow!

Insane mortgages, out of control debts, horrible jobs.

My sense is that most "respectable" Millennials with jobs as professionals or executives are maintaining their lifestyles through exorbitant debts.

(http://www.autoadmit.com/thread.php?thread_id=5845722&forum_id=2\u0026hid=#49744337)



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Date: March 14th, 2026 9:27 PM
Author: Richard Ames

I think a lot of UMC people tell themselves "it's ok to live paycheck to paycheck, I contribute to my 401k" and some such shit. At a certain point, they take a sort of "in for a penny, in for a pound" approach to spending. They have the $7k a month mortgage...why not splurge for the X7 M50i. What's another $1,800 a month? I might one day have kids that I need to bring to baseball practice.

Add in the fact that they tell themselves "everyone's doing it, I deserve to do this, I work hard" and you end up with people who are treading water financially.

(http://www.autoadmit.com/thread.php?thread_id=5845722&forum_id=2\u0026hid=#49744348)



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Date: March 14th, 2026 10:07 PM
Author: Josh_Allen

Yep. And they seem to think that income only ever goes up. No move in-house; no GFC/ITE/Covid/AI layoffs could hit them or spouse; no chance someone might want to stay home with kids or at least downshift; no chance they’ll have to support parents or deadbeat sibling in some form; no shift to non-peer firm or dip when they make “partner”; etc. It makes me lol when I see first-/second-year associates (particularly those married to/living with another first year associate or highly-paid young professional) with way nicer clothes, cars, vacations, watch, hair, etc. than I have - they think they make a lot, and forget that most of them maybe make it 3 years.

(http://www.autoadmit.com/thread.php?thread_id=5845722&forum_id=2\u0026hid=#49744432)



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Date: March 14th, 2026 10:18 PM
Author: Richard Ames

Yes 100%. People seem to think they'll never tire of the grind, either. And only a small subset of people really figure out how to make money without grinding.

People shit on Dave Ramsey here, but a lot of UMC people think they're above his advice when they really aren't at all.

(http://www.autoadmit.com/thread.php?thread_id=5845722&forum_id=2\u0026hid=#49744460)



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Date: March 14th, 2026 9:28 PM
Author: norwood ultra

i'm going to kill myself to escape the grind

(http://www.autoadmit.com/thread.php?thread_id=5845722&forum_id=2\u0026hid=#49744350)



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Date: March 14th, 2026 9:29 PM
Author: Buy your next house instantly with Zellow!

Don't do that bro. Move to Are Country Nd open a solo practice. Make 200k with basically 0 cost of living.

(http://www.autoadmit.com/thread.php?thread_id=5845722&forum_id=2\u0026hid=#49744352)



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Date: March 14th, 2026 11:16 PM
Author: Nazca Redlines

(Guy who knows what time Krispy Kreme puts the day's unsold donuts in the dumpster)

(http://www.autoadmit.com/thread.php?thread_id=5845722&forum_id=2\u0026hid=#49744591)



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Date: March 14th, 2026 11:18 PM
Author: norwood ultra

it's too late for me

(http://www.autoadmit.com/thread.php?thread_id=5845722&forum_id=2\u0026hid=#49744594)



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Date: March 14th, 2026 9:29 PM
Author: Quality adjusted life year

Summon: disco tits

(http://www.autoadmit.com/thread.php?thread_id=5845722&forum_id=2\u0026hid=#49744351)



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Date: March 14th, 2026 10:10 PM
Author: Gay Grandpa

4100/month in child support. Just lost my main source of income.

(http://www.autoadmit.com/thread.php?thread_id=5845722&forum_id=2\u0026hid=#49744440)



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Date: March 14th, 2026 10:22 PM
Author: Pope Leo XXX

holy shit. how many kids/how much did you make? can you get a modification since you got laid off or are the nightmare stories about child support true

(http://www.autoadmit.com/thread.php?thread_id=5845722&forum_id=2\u0026hid=#49744466)



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Date: March 14th, 2026 11:07 PM
Author: Buy your next house instantly with Zellow!

People on XO fuck themselves in so many different ways. If he lived in Are Country the local Wilford Brimley lookalike judge that he knew from the Rotary Club would do something reasonable. But instead he probably lives in a blue shithole where Judge Shaniqua will be like Aw Hellll naw!

(http://www.autoadmit.com/thread.php?thread_id=5845722&forum_id=2\u0026hid=#49744558)



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Date: March 14th, 2026 10:25 PM
Author: Consuela

shit

(http://www.autoadmit.com/thread.php?thread_id=5845722&forum_id=2\u0026hid=#49744470)



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Date: March 14th, 2026 11:18 PM
Author: Nazca Redlines

That's rough. What happened?

(http://www.autoadmit.com/thread.php?thread_id=5845722&forum_id=2\u0026hid=#49744595)



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Date: March 14th, 2026 11:11 PM
Author: Buy your next house instantly with Zellow!

So what happens to these people? Does the day of judgement ever come where they just run out of money? They have an incredible knack for getting by.

(http://www.autoadmit.com/thread.php?thread_id=5845722&forum_id=2\u0026hid=#49744569)