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Kidmos: TRUMP ACCOUNT Applications Are Now Open.

applying now https://www.dansdeals.com/points-travel/bank...
buff laughsome preventive strike
  02/11/26
Trump Presents: The Jeffrey Edward Epstein Memorial Fund for...
Arousing talking associate
  02/11/26
...
Bat Shit Crazy Fragrant Partner Double Fault
  02/11/26
...
Heady cyan private investor heaven
  02/11/26
...
Sepia roommate
  02/11/26
...
internet-worthy foreskin
  02/11/26
...
Exciting cruel-hearted box office
  02/11/26
...
indigo hissy fit pit
  02/11/26
18000
aquamarine set
  02/11/26
Are those things CR? I dont see how it could be a bad idea.
Unholy Point Puppy
  02/11/26
cq. one of our kids is born in 2025 so he gets the $1k. not ...
buff laughsome preventive strike
  02/11/26
...
Copper odious brunch factory reset button
  02/11/26
for our kid who is born this year, it prompts you to click t...
buff laughsome preventive strike
  02/11/26
what's the benefit besides newborns getting money? guilt ...
galvanic space
  02/11/26
cq. what's the difference between this and a 529? i dont get...
buff laughsome preventive strike
  02/11/26
so there's no benefit to investing in a 529 assuming no stat...
vivacious stage boiling water
  02/11/26
what's the difference between this and a 529? a trump see...
buff laughsome preventive strike
  02/11/26
529 withdrawals for qualified education expenses are tax-fre...
vivacious stage boiling water
  02/11/26
...
Copper odious brunch factory reset button
  02/11/26
secure 2.0 allows conversion of $35k of unused 529 funds to ...
vivacious stage boiling water
  02/11/26
seems so. idgi
buff laughsome preventive strike
  02/11/26
Sounds like a racket to me: Individual Contributions: Mad...
Heady cyan private investor heaven
  02/11/26
holy shit i just realized WHY it's IRS Form 4547. was th...
buff laughsome preventive strike
  02/11/26
...
Copper odious brunch factory reset button
  02/11/26
...
titillating awkward water buffalo
  02/11/26
of course the kikes at dan's deals are rushing in
Aqua exhilarant locale pisswyrm
  02/11/26
theyre each gonna have 3 kids betwen 2025-2028. l'chaim!
buff laughsome preventive strike
  02/11/26
someone on dansdeals asks a CQ: Dan, if you need to pay t...
buff laughsome preventive strike
  02/11/26
Can one open a brokerage account for their under-18 child?
Sepia roommate
  02/11/26
yes, they're UTMA/UMGA accounts. we have regular vanguard ac...
buff laughsome preventive strike
  02/11/26
The real play seems to be maximally funding the accounts unt...
insanely creepy psychic
  02/11/26
Form 4547 is a nice touch
Dashing bistre senate mother
  02/11/26
Should I bother doing this if all 5 of my kids were born bef...
titillating awkward water buffalo
  02/11/26


Poast new message in this thread



Reply Favorite

Date: February 11th, 2026 12:42 PM
Author: buff laughsome preventive strike

applying now

https://www.dansdeals.com/points-travel/banking/you-can-now-file-an-irs-form-4547-to-elect-to-open-trump-accounts-for-your-kids/

(http://www.autoadmit.com/thread.php?thread_id=5833635&forum_id=2\u0026mark_id=2755525#49663223)



Reply Favorite

Date: February 11th, 2026 12:43 PM
Author: Arousing talking associate

Trump Presents: The Jeffrey Edward Epstein Memorial Fund for Children

(http://www.autoadmit.com/thread.php?thread_id=5833635&forum_id=2\u0026mark_id=2755525#49663226)



Reply Favorite

Date: February 11th, 2026 12:48 PM
Author: Bat Shit Crazy Fragrant Partner Double Fault



(http://www.autoadmit.com/thread.php?thread_id=5833635&forum_id=2\u0026mark_id=2755525#49663241)



Reply Favorite

Date: February 11th, 2026 12:56 PM
Author: Heady cyan private investor heaven



(http://www.autoadmit.com/thread.php?thread_id=5833635&forum_id=2\u0026mark_id=2755525#49663262)



Reply Favorite

Date: February 11th, 2026 1:52 PM
Author: Sepia roommate



(http://www.autoadmit.com/thread.php?thread_id=5833635&forum_id=2\u0026mark_id=2755525#49663446)



Reply Favorite

Date: February 11th, 2026 2:09 PM
Author: internet-worthy foreskin



(http://www.autoadmit.com/thread.php?thread_id=5833635&forum_id=2\u0026mark_id=2755525#49663501)



Reply Favorite

Date: February 11th, 2026 3:35 PM
Author: Exciting cruel-hearted box office



(http://www.autoadmit.com/thread.php?thread_id=5833635&forum_id=2\u0026mark_id=2755525#49663754)



Reply Favorite

Date: February 11th, 2026 5:15 PM
Author: indigo hissy fit pit



(http://www.autoadmit.com/thread.php?thread_id=5833635&forum_id=2\u0026mark_id=2755525#49663992)



Reply Favorite

Date: February 11th, 2026 12:45 PM
Author: aquamarine set

18000

(http://www.autoadmit.com/thread.php?thread_id=5833635&forum_id=2\u0026mark_id=2755525#49663233)



Reply Favorite

Date: February 11th, 2026 12:48 PM
Author: Unholy Point Puppy

Are those things CR? I dont see how it could be a bad idea.

(http://www.autoadmit.com/thread.php?thread_id=5833635&forum_id=2\u0026mark_id=2755525#49663237)



Reply Favorite

Date: February 11th, 2026 12:48 PM
Author: buff laughsome preventive strike

cq. one of our kids is born in 2025 so he gets the $1k. not sure if it makes sense to put money in for the other two kids tho.

(http://www.autoadmit.com/thread.php?thread_id=5833635&forum_id=2\u0026mark_id=2755525#49663240)



Reply Favorite

Date: February 11th, 2026 12:57 PM
Author: Copper odious brunch factory reset button



(http://www.autoadmit.com/thread.php?thread_id=5833635&forum_id=2\u0026mark_id=2755525#49663264)



Reply Favorite

Date: February 11th, 2026 12:48 PM
Author: buff laughsome preventive strike

for our kid who is born this year, it prompts you to click to accept the $1k, and a bunch of fireworks and confetti explode on the screen. maga

(http://www.autoadmit.com/thread.php?thread_id=5833635&forum_id=2\u0026mark_id=2755525#49663238)



Reply Favorite

Date: February 11th, 2026 12:50 PM
Author: galvanic space

what's the benefit besides newborns getting money?

guilt shaming/virtue signaling is probably the best way to institute wealth taxes on corps and the ultra wealthy. basically it's what libs did with DEI and 'sustainability' nonsense to trickle down corp money to useless minorities and libs. this seems like it's for a better cause.

(http://www.autoadmit.com/thread.php?thread_id=5833635&forum_id=2\u0026mark_id=2755525#49663248)



Reply Favorite

Date: February 11th, 2026 12:52 PM
Author: buff laughsome preventive strike

cq. what's the difference between this and a 529? i dont get it really

(http://www.autoadmit.com/thread.php?thread_id=5833635&forum_id=2\u0026mark_id=2755525#49663256)



Reply Favorite

Date: February 11th, 2026 12:51 PM
Author: vivacious stage boiling water

so there's no benefit to investing in a 529 assuming no state benefits if this account can be used for education in the same way?

(http://www.autoadmit.com/thread.php?thread_id=5833635&forum_id=2\u0026mark_id=2755525#49663251)



Reply Favorite

Date: February 11th, 2026 12:54 PM
Author: buff laughsome preventive strike

what's the difference between this and a 529?

a trump seems like it cant be used for qualified edu expenses UNTIL they're 18

When can funds be used?

Funds can be accessed without penalty when the child turns 18 for qualified expenses like education, a first home purchase, or starting a business. Withdrawals may be subject to restrictions and would be taxed at ordinary income rates.

(http://www.autoadmit.com/thread.php?thread_id=5833635&forum_id=2\u0026mark_id=2755525#49663258)



Reply Favorite

Date: February 11th, 2026 12:55 PM
Author: vivacious stage boiling water

529 withdrawals for qualified education expenses are tax-free

this account seems dumb other than the free money

(http://www.autoadmit.com/thread.php?thread_id=5833635&forum_id=2\u0026mark_id=2755525#49663260)



Reply Favorite

Date: February 11th, 2026 12:59 PM
Author: Copper odious brunch factory reset button



(http://www.autoadmit.com/thread.php?thread_id=5833635&forum_id=2\u0026mark_id=2755525#49663269)



Reply Favorite

Date: February 11th, 2026 1:02 PM
Author: vivacious stage boiling water

secure 2.0 allows conversion of $35k of unused 529 funds to a roth IRA for the beneficiary

and ymmv but my 529 administrator (Utah) allows relatives to contribute to their 529s not that it matters because no one ever has lol. they just give them toys

(http://www.autoadmit.com/thread.php?thread_id=5833635&forum_id=2\u0026mark_id=2755525#49663280)



Reply Favorite

Date: February 11th, 2026 12:59 PM
Author: buff laughsome preventive strike

seems so. idgi

(http://www.autoadmit.com/thread.php?thread_id=5833635&forum_id=2\u0026mark_id=2755525#49663270)



Reply Favorite

Date: February 11th, 2026 12:58 PM
Author: Heady cyan private investor heaven

Sounds like a racket to me:

Individual Contributions: Made with after-tax dollars, meaning no federal income tax deduction.

Employer Contributions: Employers can contribute up to per year (within a total annual limit) on a tax-free basis, which is deductible for the employer.

(http://www.autoadmit.com/thread.php?thread_id=5833635&forum_id=2\u0026mark_id=2755525#49663266)



Reply Favorite

Date: February 11th, 2026 12:58 PM
Author: buff laughsome preventive strike

holy shit i just realized WHY it's IRS Form 4547.

was that obvious to everyone else?

(http://www.autoadmit.com/thread.php?thread_id=5833635&forum_id=2\u0026mark_id=2755525#49663267)



Reply Favorite

Date: February 11th, 2026 1:00 PM
Author: Copper odious brunch factory reset button



(http://www.autoadmit.com/thread.php?thread_id=5833635&forum_id=2\u0026mark_id=2755525#49663271)



Reply Favorite

Date: February 11th, 2026 5:10 PM
Author: titillating awkward water buffalo



(http://www.autoadmit.com/thread.php?thread_id=5833635&forum_id=2\u0026mark_id=2755525#49663984)



Reply Favorite

Date: February 11th, 2026 1:00 PM
Author: Aqua exhilarant locale pisswyrm

of course the kikes at dan's deals are rushing in

(http://www.autoadmit.com/thread.php?thread_id=5833635&forum_id=2\u0026mark_id=2755525#49663272)



Reply Favorite

Date: February 11th, 2026 1:01 PM
Author: buff laughsome preventive strike

theyre each gonna have 3 kids betwen 2025-2028. l'chaim!

(http://www.autoadmit.com/thread.php?thread_id=5833635&forum_id=2\u0026mark_id=2755525#49663276)



Reply Favorite

Date: February 11th, 2026 1:00 PM
Author: buff laughsome preventive strike

someone on dansdeals asks a CQ:

Dan, if you need to pay taxes on all the gains when you take the money out, how is this any different than opening a mutual fund for your child now and paying taxes on the gains yearly?

In fact, with regular mutual funds, many times the child doesn’t end up paying taxes, since the yearly gains may be below the $1350 yearly exclusion, while with a trump account, you pay the taxes as a lump sum when you take it out, which can be substantial.

Please advise. Thank you

(http://www.autoadmit.com/thread.php?thread_id=5833635&forum_id=2\u0026mark_id=2755525#49663274)



Reply Favorite

Date: February 11th, 2026 3:30 PM
Author: Sepia roommate

Can one open a brokerage account for their under-18 child?

(http://www.autoadmit.com/thread.php?thread_id=5833635&forum_id=2\u0026mark_id=2755525#49663739)



Reply Favorite

Date: February 11th, 2026 3:33 PM
Author: buff laughsome preventive strike

yes, they're UTMA/UMGA accounts. we have regular vanguard accounts for all three kids.

(http://www.autoadmit.com/thread.php?thread_id=5833635&forum_id=2\u0026mark_id=2755525#49663749)



Reply Favorite

Date: February 11th, 2026 5:51 PM
Author: insanely creepy psychic

The real play seems to be maximally funding the accounts until the kid is 18. Then the account converts to an IRA and you backdoor Roth it, paying tax on the conversion out of other available cash. Then it can grow again until they’re old and it all comes out tax free.

I know all of that and I’m still unconvinced because of (1) the strong possibility of Roth tax benefits becoming means tested within the next 60 years and (2) the relative tax efficiency of equity index ETFs in taxable brokerage accounts and the much higher ~$20K annual gift tax limit plus all of the non-IRA liquidity benefits.

(http://www.autoadmit.com/thread.php?thread_id=5833635&forum_id=2\u0026mark_id=2755525#49664082)



Reply Favorite

Date: February 11th, 2026 3:36 PM
Author: Dashing bistre senate mother

Form 4547 is a nice touch

(http://www.autoadmit.com/thread.php?thread_id=5833635&forum_id=2\u0026mark_id=2755525#49663758)



Reply Favorite

Date: February 11th, 2026 5:12 PM
Author: titillating awkward water buffalo

Should I bother doing this if all 5 of my kids were born before 2025 and we don't live in a zip code with median HHI below $150k? (Rate my prestige, btw.)

(http://www.autoadmit.com/thread.php?thread_id=5833635&forum_id=2\u0026mark_id=2755525#49663986)