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My 56 yo brother just told me he has zero retirement savings
| ocher free-loading plaza | 09/22/25 |
| razzle sickened weed whacker | 09/22/25 |
| flushed nursing home fanboi | 09/22/25 |
| sepia naked box office | 09/22/25 |
| ocher free-loading plaza | 09/22/25 |
| Trip black nibblets | 09/22/25 |
| Rusted chad | 09/22/25 |
| ocher free-loading plaza | 09/22/25 |
| disrespectful exciting factory reset button stage | 09/28/25 |
| Galvanic Twinkling Base Faggot Firefighter | 09/28/25 |
| disrespectful exciting factory reset button stage | 09/29/25 |
| Appetizing White Locale | 09/22/25 |
| Bateful Lilac Main People Space | 09/22/25 |
| Diverse background story | 09/22/25 |
| vermilion den cuckoldry | 09/22/25 |
| sepia naked box office | 09/22/25 |
| lime university | 09/22/25 |
| boyish prole | 09/22/25 |
| ocher free-loading plaza | 09/22/25 |
| Appetizing White Locale | 09/22/25 |
| claret bat-shit-crazy international law enforcement agency | 09/22/25 |
| carnelian costumed site | 09/22/25 |
| Bateful Lilac Main People Space | 09/22/25 |
| provocative aqua ceo | 09/22/25 |
| marvelous pearl principal's office | 09/22/25 |
| boyish prole | 09/22/25 |
| ocher free-loading plaza | 09/22/25 |
| vermilion den cuckoldry | 09/22/25 |
| ocher free-loading plaza | 09/22/25 |
| vermilion den cuckoldry | 09/22/25 |
| light sadistic mad-dog skullcap windowlicker | 09/22/25 |
| ocher free-loading plaza | 09/22/25 |
| saffron stage black woman | 09/22/25 |
| Trip black nibblets | 09/22/25 |
| Exhilarant sooty stain | 09/22/25 |
| ocher free-loading plaza | 09/22/25 |
| vermilion den cuckoldry | 09/22/25 |
| Contagious Roommate Private Investor | 09/22/25 |
| titillating godawful hall | 09/22/25 |
| Insecure wrinkle whorehouse | 09/22/25 |
| Rusted chad | 09/22/25 |
| Low-t adventurous temple shitlib | 09/22/25 |
| floppy judgmental half-breed senate | 09/22/25 |
| slippery pink pisswyrm home | 09/22/25 |
| Honey-headed Hell Mother | 09/22/25 |
| ocher free-loading plaza | 09/22/25 |
| Appetizing White Locale | 09/22/25 |
| Embarrassed to the bone indian lodge puppy | 09/22/25 |
| Mauve Dilemma Trust Fund | 09/22/25 |
| Curious Spot Clown | 09/22/25 |
| Glittery chapel | 09/22/25 |
| Galvanic Twinkling Base Faggot Firefighter | 09/22/25 |
| big haunted graveyard milk | 09/22/25 |
| ocher free-loading plaza | 09/22/25 |
| Startled iridescent elastic band laser beams | 09/26/25 |
| Nighttime emerald dragon stag film | 09/27/25 |
| stimulating hairy legs pozpig | 09/28/25 |
| stirring magenta business firm | 09/29/25 |
| up-to-no-good jade headpube | 09/22/25 |
| ocher free-loading plaza | 09/22/25 |
| up-to-no-good jade headpube | 09/22/25 |
| ocher free-loading plaza | 09/22/25 |
| up-to-no-good jade headpube | 09/22/25 |
| brindle soul-stirring range | 09/28/25 |
| green comical filthpig field | 09/22/25 |
| Citrine Stead Boistinker | 09/22/25 |
| ocher free-loading plaza | 09/22/25 |
| boyish prole | 09/22/25 |
| marvelous pearl principal's office | 09/22/25 |
| boyish prole | 09/22/25 |
| marvelous pearl principal's office | 09/22/25 |
| boyish prole | 09/22/25 |
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| up-to-no-good jade headpube | 09/22/25 |
| pungent wonderful corner | 09/22/25 |
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| carnelian costumed site | 09/28/25 |
| boyish prole | 09/22/25 |
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| Citrine Stead Boistinker | 09/22/25 |
| Electric ebony house french chef | 09/22/25 |
| boyish prole | 09/22/25 |
| Electric ebony house french chef | 09/23/25 |
| Startled iridescent elastic band laser beams | 09/26/25 |
| brindle soul-stirring range | 09/28/25 |
| excitant plum garrison | 09/22/25 |
| boyish prole | 09/22/25 |
| excitant plum garrison | 09/22/25 |
| histrionic doobsian doctorate messiness | 09/28/25 |
| cowardly wagecucks athletic conference | 09/28/25 |
| Diverse background story | 09/22/25 |
| cerebral frisky sanctuary | 09/22/25 |
| Low-t adventurous temple shitlib | 09/22/25 |
| vermilion den cuckoldry | 09/22/25 |
| boyish prole | 09/22/25 |
| ocher free-loading plaza | 09/22/25 |
| Rusted chad | 09/22/25 |
| Appetizing White Locale | 09/22/25 |
| big haunted graveyard milk | 09/22/25 |
| Mauve Dilemma Trust Fund | 09/22/25 |
| scarlet fat ankles | 09/28/25 |
| bossy halford | 09/22/25 |
| Low-t adventurous temple shitlib | 09/22/25 |
| vermilion den cuckoldry | 09/22/25 |
| Honey-headed Hell Mother | 09/22/25 |
| vermilion den cuckoldry | 09/22/25 |
| ocher free-loading plaza | 09/22/25 |
| Honey-headed Hell Mother | 09/22/25 |
| Thriller brilliant church building codepig | 09/22/25 |
| Mauve Dilemma Trust Fund | 09/22/25 |
| ocher free-loading plaza | 09/22/25 |
| Nighttime emerald dragon stag film | 09/27/25 |
| Startled iridescent elastic band laser beams | 09/26/25 |
| brindle soul-stirring range | 09/28/25 |
| Startled iridescent elastic band laser beams | 09/28/25 |
| Buck-toothed famous landscape painting | 09/22/25 |
| vermilion den cuckoldry | 09/22/25 |
| wine flatulent theater stage | 09/22/25 |
| Buck-toothed famous landscape painting | 09/22/25 |
| sienna trailer park | 09/22/25 |
| Appetizing White Locale | 09/22/25 |
| Glittery chapel | 09/22/25 |
| ocher free-loading plaza | 09/27/25 |
| Aromatic copper school | 09/28/25 |
| Electric ebony house french chef | 09/23/25 |
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| scarlet fat ankles | 09/28/25 |
| Glittery chapel | 09/22/25 |
| ocher free-loading plaza | 09/22/25 |
| Glittery chapel | 09/22/25 |
| Low-t adventurous temple shitlib | 09/22/25 |
| ocher free-loading plaza | 09/22/25 |
| Citrine Stead Boistinker | 09/22/25 |
| Mauve Dilemma Trust Fund | 09/22/25 |
| Low-t adventurous temple shitlib | 09/26/25 |
| ocher free-loading plaza | 09/26/25 |
| lascivious cruise ship | 09/28/25 |
Poast new message in this thread
Date: September 22nd, 2025 9:26 AM Author: ocher free-loading plaza He has about 200K equity in his home that he owes about 400K. Lives paycheck to paycheck and has two children in high school. His wife has a fake business that loses about 3k per month and she has nothing saved for retirement and hasn't been contributing to SS for over a decade. He cashed in his 401K to purchase his current house. He and his wife both drive brand new vehicles and from outside appearances, seem to be well off.
I didn't want to dogpile on him and lightheartedly said "It'll all work out!" but, we both knew I was lying.
He was visibly upset when I said my wife and I could retire at any time. |
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Date: September 22nd, 2025 7:07 PM Author: razzle sickened weed whacker that is sad. gave me anxiety just reading it. lord almighty (http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2\u0026mark_id=4973486#49292437) |
Date: September 22nd, 2025 9:28 AM Author: flushed nursing home fanboi Weird (http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2\u0026mark_id=4973486#49290854) |
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Date: September 22nd, 2025 9:30 AM Author: sepia naked box office What types of vehicles do they drive? I picture him with a fully loaded F-150 and her with a luxury crossover of some kind (both leased) (http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2\u0026mark_id=4973486#49290858) |
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Date: September 22nd, 2025 9:35 AM Author: ocher free-loading plaza He drives a 2025 GMC diesel truck. It's really shiny and says A4 or something. She has a new Acura SUV.
Do you know them? |
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Date: September 22nd, 2025 9:43 AM Author: Trip black nibblets Guessing they are big Israel supporters (http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2\u0026mark_id=4973486#49290896) |
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Date: September 22nd, 2025 10:42 AM Author: Rusted chad (http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2\u0026mark_id=4973486#49290995) |
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Date: September 22nd, 2025 11:27 AM Author: ocher free-loading plaza I’m not sure either could even tell you who the current president is (http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2\u0026mark_id=4973486#49291076) |
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Date: September 28th, 2025 1:39 AM Author: disrespectful exciting factory reset button stage President Biden is as sharp as a tack (http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2\u0026mark_id=4973486#49308560) |
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Date: September 28th, 2025 1:11 PM Author: Galvanic Twinkling Base Faggot Firefighter agree. the side of the tack you push on. (http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2\u0026mark_id=4973486#49309326) |
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Date: September 29th, 2025 12:27 PM Author: disrespectful exciting factory reset button stage (http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2\u0026mark_id=4973486#49311440) |
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Date: September 22nd, 2025 12:52 PM Author: Appetizing White Locale (http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2\u0026mark_id=4973486#49291367) |
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Date: September 22nd, 2025 5:11 PM Author: Bateful Lilac Main People Space (http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2\u0026mark_id=4973486#49292142) |
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Date: September 22nd, 2025 9:58 AM Author: Diverse background story its a story as old as recent times (http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2\u0026mark_id=4973486#49290926) |
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Date: September 22nd, 2025 10:18 AM Author: vermilion den cuckoldry (http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2\u0026mark_id=4973486#49290951) |
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Date: September 22nd, 2025 10:20 AM Author: sepia naked box office (http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2\u0026mark_id=4973486#49290957) |
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Date: September 22nd, 2025 10:37 AM Author: lime university (http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2\u0026mark_id=4973486#49290984) |
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Date: September 22nd, 2025 10:49 AM Author: boyish prole (http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2\u0026mark_id=4973486#49291013) |
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Date: September 22nd, 2025 11:28 AM Author: ocher free-loading plaza (http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2\u0026mark_id=4973486#49291077) |
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Date: September 22nd, 2025 12:52 PM Author: Appetizing White Locale (http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2\u0026mark_id=4973486#49291368) |
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Date: September 22nd, 2025 3:39 PM Author: claret bat-shit-crazy international law enforcement agency (http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2\u0026mark_id=4973486#49291842) |
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Date: September 22nd, 2025 5:02 PM Author: carnelian costumed site (http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2\u0026mark_id=4973486#49292110) |
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Date: September 22nd, 2025 5:11 PM Author: Bateful Lilac Main People Space (http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2\u0026mark_id=4973486#49292143) |
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Date: September 22nd, 2025 7:07 PM Author: provocative aqua ceo (http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2\u0026mark_id=4973486#49292436) |
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Date: September 22nd, 2025 9:30 AM Author: marvelous pearl principal's office Sounds very Gen X (http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2\u0026mark_id=4973486#49290859) |
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Date: September 22nd, 2025 9:41 AM Author: boyish prole (http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2\u0026mark_id=4973486#49290889) |
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Date: September 22nd, 2025 9:46 AM Author: ocher free-loading plaza Wife and I are both Gen X, we are very frugal and will retire at 52 on roughly 14k per month after tax. We have no debt, a modest home that is paid off, and free health insurance until we turn 65. (http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2\u0026mark_id=4973486#49290911) |
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Date: September 22nd, 2025 10:19 AM Author: vermilion den cuckoldry Double Big Fed? (http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2\u0026mark_id=4973486#49290954) |
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Date: September 22nd, 2025 11:28 AM Author: ocher free-loading plaza Not saying, but yep (http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2\u0026mark_id=4973486#49291080) |
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Date: September 22nd, 2025 11:33 AM Author: vermilion den cuckoldry Good for you (http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2\u0026mark_id=4973486#49291097) |
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Date: September 22nd, 2025 1:22 PM Author: light sadistic mad-dog skullcap windowlicker Any kids? (http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2\u0026mark_id=4973486#49291483) |
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Date: September 22nd, 2025 4:24 PM Author: ocher free-loading plaza He’s already graduated from college and doing well on his own. (http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2\u0026mark_id=4973486#49291988) |
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Date: September 22nd, 2025 9:30 AM Author: saffron stage black woman It probably will work out for him though. (http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2\u0026mark_id=4973486#49290860) |
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Date: September 22nd, 2025 9:46 AM Author: Trip black nibblets Sadly yeah (http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2\u0026mark_id=4973486#49290909) |
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Date: September 22nd, 2025 9:32 AM Author: Exhilarant sooty stain Tell us more about the wife's fake business (http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2\u0026mark_id=4973486#49290862) |
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Date: September 22nd, 2025 9:37 AM Author: ocher free-loading plaza She makes scented soaps that are in trendy boutique shops. I bought some out of sympathy, and the soaps were WAY to scented, and the scents were pretty bad. I ended up just keeping them in the guest bathroom. (http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2\u0026mark_id=4973486#49290877) |
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Date: September 22nd, 2025 10:20 AM Author: vermilion den cuckoldry How can that lose 3k/month? (http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2\u0026mark_id=4973486#49290956) |
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Date: September 22nd, 2025 10:27 AM Author: Contagious Roommate Private Investor She's putting way too much scent in them (http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2\u0026mark_id=4973486#49290970) |
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Date: September 22nd, 2025 10:31 AM Author: titillating godawful hall (http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2\u0026mark_id=4973486#49290975) |
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Date: September 22nd, 2025 10:35 AM Author: Insecure wrinkle whorehouse (http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2\u0026mark_id=4973486#49290980) |
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Date: September 22nd, 2025 10:42 AM Author: Rusted chad (http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2\u0026mark_id=4973486#49290998) |
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Date: September 22nd, 2025 10:49 AM Author: Low-t adventurous temple shitlib (http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2\u0026mark_id=4973486#49291011) |
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Date: September 22nd, 2025 10:51 AM Author: floppy judgmental half-breed senate (http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2\u0026mark_id=4973486#49291016) |
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Date: September 22nd, 2025 10:53 AM Author: slippery pink pisswyrm home (http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2\u0026mark_id=4973486#49291023) |
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Date: September 22nd, 2025 11:13 AM Author: Honey-headed Hell Mother (http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2\u0026mark_id=4973486#49291054) |
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Date: September 22nd, 2025 11:27 AM Author: ocher free-loading plaza (http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2\u0026mark_id=4973486#49291074) |
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Date: September 22nd, 2025 12:52 PM Author: Appetizing White Locale (http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2\u0026mark_id=4973486#49291372) |
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Date: September 22nd, 2025 12:56 PM Author: Embarrassed to the bone indian lodge puppy (http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2\u0026mark_id=4973486#49291399) |
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Date: September 22nd, 2025 1:25 PM Author: Mauve Dilemma Trust Fund (http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2\u0026mark_id=4973486#49291495) |
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Date: September 22nd, 2025 4:20 PM Author: Curious Spot Clown (http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2\u0026mark_id=4973486#49291968) |
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Date: September 22nd, 2025 4:22 PM Author: Glittery chapel (http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2\u0026mark_id=4973486#49291973) |
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Date: September 22nd, 2025 4:41 PM Author: Galvanic Twinkling Base Faggot Firefighter (http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2\u0026mark_id=4973486#49292032) |
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Date: September 22nd, 2025 7:03 PM Author: big haunted graveyard milk I think you misspelled "cents." (http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2\u0026mark_id=4973486#49292431) |
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Date: September 22nd, 2025 11:37 PM Author: ocher free-loading plaza (http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2\u0026mark_id=4973486#49293056) |
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Date: September 26th, 2025 1:39 PM Author: Startled iridescent elastic band laser beams (http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2\u0026mark_id=4973486#49305213) |
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Date: September 27th, 2025 6:43 PM Author: Nighttime emerald dragon stag film (http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2\u0026mark_id=4973486#49308038) |
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Date: September 28th, 2025 1:58 PM Author: stimulating hairy legs pozpig (http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2\u0026mark_id=4973486#49309440) |
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Date: September 29th, 2025 12:42 PM Author: stirring magenta business firm (http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2\u0026mark_id=4973486#49311477) |
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Date: September 22nd, 2025 9:36 AM Author: up-to-no-good jade headpube All he has to do to maek it is pay off his house over the next 14 years, get his wife to quit the loser job, and save like $50,000 of cash. Then he can live off of social security and spousal benefit for ever and never run out of money. Saving for retirement is a YUGE scam. None of that money ever gets used for anything useful. |
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Date: September 22nd, 2025 9:38 AM Author: ocher free-loading plaza He earns about 180K a year, so, he'll probably have a decent SS check. But he'll be working till he's 70. (http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2\u0026mark_id=4973486#49290880) |
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Date: September 22nd, 2025 9:38 AM Author: up-to-no-good jade headpube Nothing wrong with that, brother. Or working until 76. Who cares? (http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2\u0026mark_id=4973486#49290882) |
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Date: September 22nd, 2025 9:39 AM Author: ocher free-loading plaza He hates his job and wants to killself daily. (http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2\u0026mark_id=4973486#49290886) |
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Date: September 22nd, 2025 9:42 AM Author: up-to-no-good jade headpube He should work harder, save more, get that house paid off or move somewhere he can afford, drop the anchor wife, and find Christ. (http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2\u0026mark_id=4973486#49290894) |
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Date: September 28th, 2025 8:29 AM Author: brindle soul-stirring range Holy shit, this is one of the first times I've seen you say anything remotely right. Don't forget about either sticking her with the kids or manning up and being an actual father (http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2\u0026mark_id=4973486#49308717) |
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Date: September 22nd, 2025 11:39 AM Author: green comical filthpig field nah, before he turns 65 that shit's gonna be means tested (http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2\u0026mark_id=4973486#49291118) |
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Date: September 22nd, 2025 7:38 PM Author: Citrine Stead Boistinker Everyone should work to 70+. I have a 76 year old partner and he loves litigating. (http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2\u0026mark_id=4973486#49292529) |
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Date: September 22nd, 2025 11:37 PM Author: ocher free-loading plaza Simmer down Shapiro (http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2\u0026mark_id=4973486#49293057) |
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Date: September 22nd, 2025 9:39 AM Author: boyish prole how is he going to pay off 400k in 14 years when he can't even save for retirement. (http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2\u0026mark_id=4973486#49290887) |
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Date: September 22nd, 2025 9:41 AM Author: marvelous pearl principal's office You seem to struggle with the idea that someone could build net worth rather than Descending. (http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2\u0026mark_id=4973486#49290890) |
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Date: September 22nd, 2025 9:43 AM Author: boyish prole My net worth is on the Ascent, I'm winning the stock market and you are Priced Out of Switch 2 ffs. Respect your betters. (http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2\u0026mark_id=4973486#49290898) |
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Date: September 22nd, 2025 12:55 PM Author: marvelous pearl principal's office You should sell your Xbox for Profit. The price is ever increasing fo No Reason (http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2\u0026mark_id=4973486#49291391) |
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Date: September 22nd, 2025 12:58 PM Author: boyish prole are you saying I should Sell High? (http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2\u0026mark_id=4973486#49291407) |
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Date: September 22nd, 2025 1:00 PM Author: boyish prole btw people downplay the perks of Quick Resume and Play Anywhere imo. these are supreme conveniences that really keep the Console relevant. (http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2\u0026mark_id=4973486#49291419) |
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Date: September 22nd, 2025 9:42 AM Author: up-to-no-good jade headpube He needs to pay $2,000 in principal each month, which he can do on $180k. (http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2\u0026mark_id=4973486#49290893) |
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Date: September 22nd, 2025 9:46 AM Author: pungent wonderful corner Sounds like if he told his wife to close her stupid “business” he could pay $3k per month in principal and not degrade their lifestyle. (http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2\u0026mark_id=4973486#49290908) |
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Date: September 22nd, 2025 9:49 AM Author: up-to-no-good jade headpube Yes, I agree with you. Getting the house paid off in 14 years is not that difficult. But he needs to keep working and start TRYING. (http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2\u0026mark_id=4973486#49290919) |
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Date: September 28th, 2025 12:09 AM Author: carnelian costumed site (http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2\u0026mark_id=4973486#49308508) |
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Date: September 22nd, 2025 9:50 AM Author: boyish prole this is retarded, which is expected from you. his PITI is likely already $2-3000k. They are Gen X idiots so they probably have lots of other expenses so they can appear Middle Class to their stupid peers, and two high school age kids according to OP. (http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2\u0026mark_id=4973486#49290921) |
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Date: September 22nd, 2025 9:44 AM Author: excitant plum garrison Cr. It would be much better if he paid in installments, like a couple thousand every month. I don't have a mortgage for the same reason, can't afford the one-time payback of all principal and interest at once. (http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2\u0026mark_id=4973486#49290903) |
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Date: September 22nd, 2025 7:40 PM Author: Citrine Stead Boistinker At the beginning of the mortgage, you are e mostly paying interest. At the end you are mostly paying principal. (http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2\u0026mark_id=4973486#49292535) |
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Date: September 22nd, 2025 11:34 AM Author: Electric ebony house french chef Honestly, this is probably TCR. I have lived frugally for years and maxed out my retirement accounts since age 24. I have a current net worth of around $2.5 million. My advisor tells me I could retire comfortably by age 57-58, and I most likely wouldn't run out of money if I retired at 52.
But those projections assumed that my spending remains the same. Realistically, if I quit my job before the wife and I are eligible for Medicare, I am paying at least several thousand per month in health care costs, making early retirement impossible. So basically I am working until a minimum of age 65 no matter what. And what does a lifetime of living frugally get for me? More money at age 65 when I'll be too old to do anything fun anyway. Some days I want to say "Fuck it," set all my retirement contributions to $0, and finally buy a sweet ass car and some nice vacations. But I'm too much of a beta cuck to every actually do that. |
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Date: September 22nd, 2025 11:36 AM Author: boyish prole Why would you have several thousand per month in health care costs? Are you ruinously obese like disco fries? (http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2\u0026mark_id=4973486#49291106) |
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Date: September 23rd, 2025 12:31 AM Author: Electric ebony house french chef (dude who has never tried to buy insurance on the individual market)
For a couple in our 50's/60's, we would be paying $1,000-$2,000 per month in premiums alone. And for premiums that "low," we would have a deductible that is at least in the $20k-$30k range, so all of my wife's medications (she is diabetic and has a couple other chronic health conditions) would be paid out of pocket. So yeah, my guess is that we would be paying a minimum of $3,000-$4,000 per month until at least my wife is on Medicare. |
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Date: September 26th, 2025 1:40 PM Author: Startled iridescent elastic band laser beams (http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2\u0026mark_id=4973486#49305216) |
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Date: September 28th, 2025 8:33 AM Author: brindle soul-stirring range Leave America (http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2\u0026mark_id=4973486#49308723) |
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Date: September 22nd, 2025 9:42 AM Author: excitant plum garrison He has social security and a good paying job and will have a paid off house eventually. The worst thing for him to do is spend his last 25-30 years of life panicking about money. Though I would stop the bleeding with the business. Just scale it back to lose $500 a month or so. $3000 is way too much. (http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2\u0026mark_id=4973486#49290895) |
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Date: September 22nd, 2025 9:44 AM Author: boyish prole he's 56 and has a 400k balance on his mortgage. he's never paying it off. plus he's Gen X. (http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2\u0026mark_id=4973486#49290901) |
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Date: September 22nd, 2025 9:45 AM Author: excitant plum garrison Once his kids are out of the house he can just downsize and bam! its paid off. (http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2\u0026mark_id=4973486#49290906) |
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Date: September 28th, 2025 12:32 AM Author: histrionic doobsian doctorate messiness The $3000 a month that the "business" is losing may actually be lifestyle spending by the wife that is essentially laundered through the business. (http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2\u0026mark_id=4973486#49308521) |
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Date: September 28th, 2025 1:58 PM Author: cowardly wagecucks athletic conference (http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2\u0026mark_id=4973486#49309435) |
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Date: September 22nd, 2025 9:58 AM Author: Diverse background story He's going to be fine (http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2\u0026mark_id=4973486#49290925) |
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Date: September 22nd, 2025 10:41 AM Author: cerebral frisky sanctuary If he has a COVID-era mortgage rate, he'd be insane to pay it off (http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2\u0026mark_id=4973486#49290992) |
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Date: September 22nd, 2025 10:50 AM Author: Low-t adventurous temple shitlib For the financially retarded putting extra into your house is a good decision. The opportunity cost is not vs The Market. It’s vs buying a new truck. (http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2\u0026mark_id=4973486#49291014) |
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Date: September 22nd, 2025 10:51 AM Author: vermilion den cuckoldry This guy gets it (http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2\u0026mark_id=4973486#49291017) |
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Date: September 22nd, 2025 10:53 AM Author: boyish prole Raymondnomics (http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2\u0026mark_id=4973486#49291024) |
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Date: September 22nd, 2025 11:29 AM Author: ocher free-loading plaza (http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2\u0026mark_id=4973486#49291083) |
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Date: September 22nd, 2025 11:46 AM Author: Rusted chad (http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2\u0026mark_id=4973486#49291132) |
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Date: September 22nd, 2025 12:53 PM Author: Appetizing White Locale (http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2\u0026mark_id=4973486#49291374) |
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Date: September 22nd, 2025 12:53 PM Author: big haunted graveyard milk (http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2\u0026mark_id=4973486#49291380) |
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Date: September 22nd, 2025 1:26 PM Author: Mauve Dilemma Trust Fund (http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2\u0026mark_id=4973486#49291500) |
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Date: September 28th, 2025 2:24 PM Author: scarlet fat ankles (http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2\u0026mark_id=4973486#49309504) |
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Date: September 22nd, 2025 10:43 AM Author: bossy halford (http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2\u0026mark_id=4973486#49291001) |
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Date: September 22nd, 2025 10:48 AM Author: Low-t adventurous temple shitlib Many such cases (http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2\u0026mark_id=4973486#49291009) |
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Date: September 22nd, 2025 10:50 AM Author: vermilion den cuckoldry This seems to be about the median life outcome ITE (http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2\u0026mark_id=4973486#49291015) |
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Date: September 22nd, 2025 11:06 AM Author: Honey-headed Hell Mother I have a friend who just put 2200 worth of car audio into a 2008 camry (http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2\u0026mark_id=4973486#49291045) |
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Date: September 22nd, 2025 11:19 AM Author: vermilion den cuckoldry Is it bumpin? What kind of quality does 2200 buy these days? I admit I'm a little out of the loop (http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2\u0026mark_id=4973486#49291060) |
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Date: September 22nd, 2025 11:30 AM Author: ocher free-loading plaza Is your friend still in high school?
My brother, in all his wisdom, didn’t like the stock wheels on his truck, so he spent $3,000 on new wheels that look significantly worse than the stock wheels. |
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Date: September 22nd, 2025 11:42 AM Author: Honey-headed Hell Mother He is early 30s lol (http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2\u0026mark_id=4973486#49291125) |
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Date: September 22nd, 2025 11:59 AM Author: Thriller brilliant church building codepig alpha af (http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2\u0026mark_id=4973486#49291167) |
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Date: September 22nd, 2025 1:27 PM Author: Mauve Dilemma Trust Fund I feel like there are more good stories about your brother, especially his financial decision making. Do share! (http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2\u0026mark_id=4973486#49291503) |
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Date: September 22nd, 2025 4:16 PM Author: ocher free-loading plaza He’s got a “system” for playing slots in Vegas that maximizes his player points and hasn’t failed him yet. He keeps trying to convince me to just go with him one weekend to prove it. All his hotel and food gets comped. He’s pissed I don’t believe him, for starters. (http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2\u0026mark_id=4973486#49291952) |
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Date: September 27th, 2025 6:47 PM Author: Nighttime emerald dragon stag film So why does he want to killself daily? Sounds relatively chill otherwise (http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2\u0026mark_id=4973486#49308045) |
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Date: September 26th, 2025 1:41 PM Author: Startled iridescent elastic band laser beams sounds 180, i can hear the bass 30 seconds before he shows up (http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2\u0026mark_id=4973486#49305221) |
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Date: September 28th, 2025 8:35 AM Author: brindle soul-stirring range who says you can't buy class (http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2\u0026mark_id=4973486#49308733) |
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Date: September 28th, 2025 2:23 PM Author: Startled iridescent elastic band laser beams (http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2\u0026mark_id=4973486#49309502) |
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Date: September 22nd, 2025 1:17 PM Author: Buck-toothed famous landscape painting He's going to need at least two new trucks before he retires, which will make saving more difficult (http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2\u0026mark_id=4973486#49291472) |
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Date: September 22nd, 2025 1:27 PM Author: vermilion den cuckoldry (http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2\u0026mark_id=4973486#49291502) |
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Date: September 22nd, 2025 1:57 PM Author: wine flatulent theater stage Unless you literally operate a fucking Wyoming cattle ranch, you don't need a truck. I keep telling people this. (http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2\u0026mark_id=4973486#49291599) |
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Date: September 22nd, 2025 1:59 PM Author: Buck-toothed famous landscape painting There's nothing else a man can reasonably drive (http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2\u0026mark_id=4973486#49291606) |
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Date: September 22nd, 2025 2:08 PM Author: sienna trailer park He can haul the entire Robert Caro LBJ series from a garage sale in the bed of his pickup truck. (http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2\u0026mark_id=4973486#49291630) |
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Date: September 22nd, 2025 3:52 PM Author: Appetizing White Locale (http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2\u0026mark_id=4973486#49291884) |
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Date: September 22nd, 2025 4:22 PM Author: Glittery chapel (http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2\u0026mark_id=4973486#49291975) |
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Date: September 27th, 2025 6:31 PM Author: ocher free-loading plaza (http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2\u0026mark_id=4973486#49308023) |
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Date: September 28th, 2025 8:34 AM Author: Aromatic copper school (http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2\u0026mark_id=4973486#49308727) |
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Date: September 23rd, 2025 12:34 AM Author: Electric ebony house french chef (blue city shitlib)
Sorry to break this to you, city slicker, but if you don't live in a shitlib metropolis, you do need a truck unless you want to die a virgin. LJL at picking up your date in a Camry. |
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Date: September 23rd, 2025 12:53 AM Author: razzmatazz feces yarmulke Lol (http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2\u0026mark_id=4973486#49293201) |
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Date: September 28th, 2025 2:25 PM Author: scarlet fat ankles My cattle ranch is in Montana, do I have to return my truck (http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2\u0026mark_id=4973486#49309505) |
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Date: September 22nd, 2025 4:23 PM Author: Glittery chapel what are your heights? (http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2\u0026mark_id=4973486#49291980) |
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Date: September 22nd, 2025 4:31 PM Author: ocher free-loading plaza He’s 6’3 and I’m 6’1 (http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2\u0026mark_id=4973486#49292009) |
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Date: September 22nd, 2025 4:40 PM Author: Glittery chapel he has you pwned 4lyfe (http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2\u0026mark_id=4973486#49292028) |
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Date: September 22nd, 2025 7:16 PM Author: Low-t adventurous temple shitlib (http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2\u0026mark_id=4973486#49292464) |
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Date: September 22nd, 2025 11:38 PM Author: ocher free-loading plaza Harsh, but fair (http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2\u0026mark_id=4973486#49293059) |
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Date: September 22nd, 2025 7:37 PM Author: Citrine Stead Boistinker What's the big deal as long as they get inheritances. (http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2\u0026mark_id=4973486#49292524) |
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Date: September 22nd, 2025 7:54 PM Author: Mauve Dilemma Trust Fund If a Boomer senses that their resources are needed by a younger generation then their deep evolutionary instincts activate, causing them to cling to life until age 115, even long after cancer has wracked their bodies and dementia has robbed them of their minds. The will to Boom is eternal (http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2\u0026mark_id=4973486#49292566) |
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Date: September 26th, 2025 1:06 PM Author: Low-t adventurous temple shitlib (http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2\u0026mark_id=4973486#49305085) |
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Date: September 26th, 2025 1:37 PM Author: ocher free-loading plaza Whatever it takes to support Israel no matter how demonic and evil the bloodsucking kikes present, as long as they leave nothing to their genetic heirs. (http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2\u0026mark_id=4973486#49305208) |
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Date: September 28th, 2025 8:50 AM Author: lascivious cruise ship (http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2\u0026mark_id=4973486#49308752) |