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Paid down the last $7k of my student loans. Officially debt free. Now wat.

It was a 2.75% rate but I just wanted that stupid payment to...
Lemon frum hospital philosopher-king
  12/14/25
Congrats on paying off ur absolute lowest cost liability
ocher vivacious mother meetinghouse
  12/14/25
I have enough money that the $200 it cost me to pay it off e...
Lemon frum hospital philosopher-king
  12/14/25
Cr people spend that much on a bottle of booze. Do what make...
boyish geriatric station
  12/15/25
u sound mad
multi-colored insanely creepy principal's office blood rage
  12/14/25
go to grad school
rusted arrogant voyeur ape
  12/14/25
...
fuchsia aphrodisiac haunted graveyard hell
  12/14/25
Post bacc MD cr?
Lemon frum hospital philosopher-king
  12/15/25
yeah you gotta be careful though. some are better than other...
rusted arrogant voyeur ape
  12/15/25
time for you to pay off mine
painfully honest adventurous area
  12/15/25
180 You are as free as possible now. Don't listen to anyo...
vermilion disrespectful kitty
  12/15/25
...
multi-colored insanely creepy principal's office blood rage
  12/15/25
...
Spruce Ladyboy Kitty Cat
  12/15/25
nah there still has to be a mortgage and divorce paid off b...
rusted arrogant voyeur ape
  12/15/25
I have zero debt, I love my freedom.
vermilion disrespectful kitty
  12/15/25
...
chestnut hot menage
  12/15/25
you won this gen
claret dog poop
  12/15/25
Congrats, brother. I've got about $400,000 in debt and it ha...
shivering carmine associate tattoo
  12/15/25
current weight?
cruel-hearted parlour
  12/15/25
372 or so. It's been a rough holiday season.
shivering carmine associate tattoo
  12/15/25
what are some things that have happened to you that forced y...
fluffy pit
  12/15/25
Unrelenting stress. Lack of sunshine. I've just been a mess ...
shivering carmine associate tattoo
  12/15/25
how did you get $400k in debt? what are your plans to pay it...
Insane obsidian half-breed locale
  12/15/25
how much was the original loan balance and how much (((inter...
Insane obsidian half-breed locale
  12/15/25
Original debt was about 25k. This was a loan from 1999 (lmao...
Lemon frum hospital philosopher-king
  12/15/25
I want to stab you
learning disabled orchestra pit immigrant
  12/15/25
Being echo gen x has its privileges
Lemon frum hospital philosopher-king
  12/15/25
hookers and blow? pretty much whatever you want
Violet space
  12/15/25
I have 5k in debt, would you help me out, not flame taking ...
Electric free-loading home
  12/15/25
Where the fuck did you get 2.75% interest student loans?
diverse plum sanctuary
  12/15/25
Around 2007 and 2008, there were some great rates.
bull headed crotch lettuce
  12/15/25
This is a loan from FUCKING NINETEEN NINETY NINE IM OLD
Lemon frum hospital philosopher-king
  12/15/25
Undergrad?
bull headed crotch lettuce
  12/16/25
...
vermilion disrespectful kitty
  12/16/25
I have a loan that's exactly half that -- 1.375% with the au...
bull headed crotch lettuce
  12/15/25
If you told me right now that you'd give me x dollars at 1.3...
diverse plum sanctuary
  12/15/25
two girls, same time
Twinkling Trailer Park Weed Whacker
  12/15/25
borrow more money from jews asap
comical lodge coffee pot
  12/15/25
Uncle Sam is a goy, shitlib
Lemon frum hospital philosopher-king
  12/15/25
who benefits? COHEN BENEFITS!
comical lodge coffee pot
  12/15/25


Poast new message in this thread



Reply Favorite

Date: December 14th, 2025 11:16 PM
Author: Lemon frum hospital philosopher-king

It was a 2.75% rate but I just wanted that stupid payment to stop showing up in my finance app before it was due to finish being paid off in 2029.

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2\u0026mark_id=4973486#49510173)



Reply Favorite

Date: December 14th, 2025 11:18 PM
Author: ocher vivacious mother meetinghouse

Congrats on paying off ur absolute lowest cost liability

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2\u0026mark_id=4973486#49510176)



Reply Favorite

Date: December 14th, 2025 11:53 PM
Author: Lemon frum hospital philosopher-king

I have enough money that the $200 it cost me to pay it off early was not worth the mind space

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2\u0026mark_id=4973486#49510246)



Reply Favorite

Date: December 15th, 2025 11:00 AM
Author: boyish geriatric station

Cr people spend that much on a bottle of booze. Do what makes you happy. We’re all going to die

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2\u0026mark_id=4973486#49510957)



Reply Favorite

Date: December 14th, 2025 11:56 PM
Author: multi-colored insanely creepy principal's office blood rage

u sound mad

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2\u0026mark_id=4973486#49510252)



Reply Favorite

Date: December 14th, 2025 11:55 PM
Author: rusted arrogant voyeur ape

go to grad school

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2\u0026mark_id=4973486#49510250)



Reply Favorite

Date: December 14th, 2025 11:57 PM
Author: fuchsia aphrodisiac haunted graveyard hell



(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2\u0026mark_id=4973486#49510253)



Reply Favorite

Date: December 15th, 2025 12:00 AM
Author: Lemon frum hospital philosopher-king

Post bacc MD cr?

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2\u0026mark_id=4973486#49510256)



Reply Favorite

Date: December 15th, 2025 12:05 AM
Author: rusted arrogant voyeur ape

yeah you gotta be careful though. some are better than others for md/mph admissions.

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2\u0026mark_id=4973486#49510265)



Reply Favorite

Date: December 15th, 2025 12:06 AM
Author: painfully honest adventurous area

time for you to pay off mine

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2\u0026mark_id=4973486#49510267)



Reply Favorite

Date: December 15th, 2025 12:06 AM
Author: vermilion disrespectful kitty

180

You are as free as possible now. Don't listen to anyone that tells you it's retarded to pay off low interest debt.

Unshackle dem iron chainz

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2\u0026mark_id=4973486#49510270)



Reply Favorite

Date: December 15th, 2025 12:11 AM
Author: multi-colored insanely creepy principal's office blood rage



(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2\u0026mark_id=4973486#49510282)



Reply Favorite

Date: December 15th, 2025 12:16 AM
Author: Spruce Ladyboy Kitty Cat



(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2\u0026mark_id=4973486#49510293)



Reply Favorite

Date: December 15th, 2025 12:17 AM
Author: rusted arrogant voyeur ape

nah there still has to be a mortgage and divorce paid off before youre truly free like tom brady.

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2\u0026mark_id=4973486#49510294)



Reply Favorite

Date: December 15th, 2025 12:28 AM
Author: vermilion disrespectful kitty

I have zero debt, I love my freedom.

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2\u0026mark_id=4973486#49510314)



Reply Favorite

Date: December 15th, 2025 10:56 AM
Author: chestnut hot menage



(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2\u0026mark_id=4973486#49510933)



Reply Favorite

Date: December 15th, 2025 12:15 AM
Author: claret dog poop

you won this gen

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2\u0026mark_id=4973486#49510292)



Reply Favorite

Date: December 15th, 2025 10:58 AM
Author: shivering carmine associate tattoo

Congrats, brother. I've got about $400,000 in debt and it hangs from my neck and is a tremendous burden.

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2\u0026mark_id=4973486#49510945)



Reply Favorite

Date: December 15th, 2025 11:01 AM
Author: cruel-hearted parlour

current weight?

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2\u0026mark_id=4973486#49510960)



Reply Favorite

Date: December 15th, 2025 11:02 AM
Author: shivering carmine associate tattoo

372 or so. It's been a rough holiday season.

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2\u0026mark_id=4973486#49510964)



Reply Favorite

Date: December 15th, 2025 11:11 AM
Author: fluffy pit

what are some things that have happened to you that forced your weight to gain

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2\u0026mark_id=4973486#49510978)



Reply Favorite

Date: December 15th, 2025 11:39 AM
Author: shivering carmine associate tattoo

Unrelenting stress. Lack of sunshine. I've just been a mess lately.

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2\u0026mark_id=4973486#49511046)



Reply Favorite

Date: December 15th, 2025 11:55 AM
Author: Insane obsidian half-breed locale

how did you get $400k in debt? what are your plans to pay it back

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2\u0026mark_id=4973486#49511088)



Reply Favorite

Date: December 15th, 2025 11:25 AM
Author: Insane obsidian half-breed locale

how much was the original loan balance and how much (((interest and fees))) did you end up paying over the repayment period

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2\u0026mark_id=4973486#49511013)



Reply Favorite

Date: December 15th, 2025 9:03 PM
Author: Lemon frum hospital philosopher-king

Original debt was about 25k. This was a loan from 1999 (lmao) - I went to a state school where the all in yearly out of state price was about 25k. I think the total amount paid in excess of principal was only about 10k. I was in school from 1999 to 2004 and then from 2007 to 2010. So only about 18 years of interest accrued.

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2\u0026mark_id=4973486#49512535)



Reply Favorite

Date: December 15th, 2025 9:07 PM
Author: learning disabled orchestra pit immigrant

I want to stab you

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2\u0026mark_id=4973486#49512550)



Reply Favorite

Date: December 15th, 2025 9:08 PM
Author: Lemon frum hospital philosopher-king

Being echo gen x has its privileges

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2\u0026mark_id=4973486#49512555)



Reply Favorite

Date: December 15th, 2025 11:56 AM
Author: Violet space

hookers and blow? pretty much whatever you want

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2\u0026mark_id=4973486#49511090)



Reply Favorite

Date: December 15th, 2025 11:58 AM
Author: Electric free-loading home

I have 5k in debt, would you help me out, not flame

taking ETH 0xA481F00EDb59FA2CA3ba27F7BcA090529a686a3D



(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2\u0026mark_id=4973486#49511096)



Reply Favorite

Date: December 15th, 2025 12:30 PM
Author: diverse plum sanctuary

Where the fuck did you get 2.75% interest student loans?

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2\u0026mark_id=4973486#49511166)



Reply Favorite

Date: December 15th, 2025 12:30 PM
Author: bull headed crotch lettuce

Around 2007 and 2008, there were some great rates.

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2\u0026mark_id=4973486#49511170)



Reply Favorite

Date: December 15th, 2025 9:03 PM
Author: Lemon frum hospital philosopher-king

This is a loan from FUCKING NINETEEN NINETY NINE

IM OLD

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2\u0026mark_id=4973486#49512536)



Reply Favorite

Date: December 16th, 2025 2:01 AM
Author: bull headed crotch lettuce

Undergrad?

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2\u0026mark_id=4973486#49512977)



Reply Favorite

Date: December 16th, 2025 2:04 AM
Author: vermilion disrespectful kitty



(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2\u0026mark_id=4973486#49512982)



Reply Favorite

Date: December 15th, 2025 12:30 PM
Author: bull headed crotch lettuce

I have a loan that's exactly half that -- 1.375% with the autopay discount.

I ain't paying a day early. Let that debt ride, baby!

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2\u0026mark_id=4973486#49511167)



Reply Favorite

Date: December 15th, 2025 4:39 PM
Author: diverse plum sanctuary

If you told me right now that you'd give me x dollars at 1.375% interest, I'd say yes--basically no matter what amount x is.

Maybe that's a powergoy mentality, but I just lived through 4 years of joe biden.

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2\u0026mark_id=4973486#49511840)



Reply Favorite

Date: December 15th, 2025 9:10 PM
Author: Twinkling Trailer Park Weed Whacker

two girls, same time

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2\u0026mark_id=4973486#49512566)



Reply Favorite

Date: December 15th, 2025 9:12 PM
Author: comical lodge coffee pot

borrow more money from jews asap

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2\u0026mark_id=4973486#49512570)



Reply Favorite

Date: December 15th, 2025 9:13 PM
Author: Lemon frum hospital philosopher-king

Uncle Sam is a goy, shitlib

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2\u0026mark_id=4973486#49512578)



Reply Favorite

Date: December 15th, 2025 9:16 PM
Author: comical lodge coffee pot

who benefits? COHEN BENEFITS!

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2\u0026mark_id=4973486#49512587)