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My 56 yo brother just told me he has zero retirement savings

He has about 200K equity in his home that he owes about 400K...
snowy well-lubricated lay feces
  09/22/25
that is sad. gave me anxiety just reading it. lord almighty
Yellow aphrodisiac fanboi skinny woman
  09/22/25
Weird
Comical Stage Sex Offender
  09/22/25
What types of vehicles do they drive? I picture him with a f...
slate principal's office milk
  09/22/25
He drives a 2025 GMC diesel truck. It's really shiny and say...
snowy well-lubricated lay feces
  09/22/25
Guessing they are big Israel supporters
coiffed gay wizard persian
  09/22/25
...
sinister wagecucks
  09/22/25
I’m not sure either could even tell you who the curren...
snowy well-lubricated lay feces
  09/22/25
President Biden is as sharp as a tack
Bateful Angry Really Tough Guy
  09/28/25
agree. the side of the tack you push on.
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  09/28/25
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  09/29/25
...
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its a story as old as recent times
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Sounds very Gen X
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  09/22/25
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Jet heady state
  09/22/25
Wife and I are both Gen X, we are very frugal and will retir...
snowy well-lubricated lay feces
  09/22/25
Double Big Fed?
Transparent pocket flask azn
  09/22/25
Not saying, but yep
snowy well-lubricated lay feces
  09/22/25
Good for you
Transparent pocket flask azn
  09/22/25
Any kids?
hyperactive sandwich
  09/22/25
He’s already graduated from college and doing well on ...
snowy well-lubricated lay feces
  09/22/25
It probably will work out for him though.
maize clown
  09/22/25
Sadly yeah
coiffed gay wizard persian
  09/22/25
Tell us more about the wife's fake business
180 marketing idea
  09/22/25
She makes scented soaps that are in trendy boutique shops. I...
snowy well-lubricated lay feces
  09/22/25
How can that lose 3k/month?
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  09/22/25
She's putting way too much scent in them
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I think you misspelled "cents."
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  09/29/25
All he has to do to maek it is pay off his house over the ne...
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  09/22/25
He earns about 180K a year, so, he'll probably have a decent...
snowy well-lubricated lay feces
  09/22/25
Nothing wrong with that, brother. Or working until 76. Who c...
Jade Soul-stirring Death Wish Laser Beams
  09/22/25
He hates his job and wants to killself daily.
snowy well-lubricated lay feces
  09/22/25
He should work harder, save more, get that house paid off or...
Jade Soul-stirring Death Wish Laser Beams
  09/22/25
Holy shit, this is one of the first times I've seen you say ...
Magenta exhilarant corn cake menage
  09/28/25
nah, before he turns 65 that shit's gonna be means tested
Lake Address Kitty Cat
  09/22/25
Everyone should work to 70+. I have a 76 year old partner an...
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  09/22/25
Simmer down Shapiro
snowy well-lubricated lay feces
  09/22/25
how is he going to pay off 400k in 14 years when he can't ev...
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  09/22/25
You seem to struggle with the idea that someone could build ...
crystalline at-the-ready house
  09/22/25
My net worth is on the Ascent, I'm winning the stock market ...
Jet heady state
  09/22/25
You should sell your Xbox for Profit. The price is ever incr...
crystalline at-the-ready house
  09/22/25
are you saying I should Sell High?
Jet heady state
  09/22/25
btw people downplay the perks of Quick Resume and Play Anywh...
Jet heady state
  09/22/25
He needs to pay $2,000 in principal each month, which he can...
Jade Soul-stirring Death Wish Laser Beams
  09/22/25
Sounds like if he told his wife to close her stupid “b...
very tactful forum
  09/22/25
Yes, I agree with you. Getting the house paid off in 14 year...
Jade Soul-stirring Death Wish Laser Beams
  09/22/25
...
avocado swashbuckling hall foreskin
  09/28/25
this is retarded, which is expected from you. his PITI is li...
Jet heady state
  09/22/25
Cr. It would be much better if he paid in installments, like...
Lascivious juggernaut
  09/22/25
At the beginning of the mortgage, you are e mostly paying in...
Glittery sienna boiling water cuckold
  09/22/25
Honestly, this is probably TCR. I have lived frugally for ye...
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  09/22/25
Why would you have several thousand per month in health care...
Jet heady state
  09/22/25
(dude who has never tried to buy insurance on the individual...
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  09/23/25
...
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  09/26/25
Leave America
Magenta exhilarant corn cake menage
  09/28/25
He has social security and a good paying job and will have a...
Lascivious juggernaut
  09/22/25
he's 56 and has a 400k balance on his mortgage. he's never p...
Jet heady state
  09/22/25
Once his kids are out of the house he can just downsize and ...
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  09/22/25
The $3000 a month that the "business" is losing ma...
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  09/28/25
...
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  09/28/25
He's going to be fine
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  09/22/25
If he has a COVID-era mortgage rate, he'd be insane to pay i...
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  09/22/25
For the financially retarded putting extra into your house i...
Lemon institution
  09/22/25
This guy gets it
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  09/22/25
Raymondnomics
Jet heady state
  09/22/25
...
snowy well-lubricated lay feces
  09/22/25
...
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  09/28/25
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Autistic Base Wrinkle
  09/22/25
Many such cases
Lemon institution
  09/22/25
This seems to be about the median life outcome ITE
Transparent pocket flask azn
  09/22/25
I have a friend who just put 2200 worth of car audio into a ...
honey-headed concupiscible telephone orchestra pit
  09/22/25
Is it bumpin? What kind of quality does 2200 buy these days?...
Transparent pocket flask azn
  09/22/25
Is your friend still in high school? My brother, in all h...
snowy well-lubricated lay feces
  09/22/25
He is early 30s lol
honey-headed concupiscible telephone orchestra pit
  09/22/25
alpha af
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  09/22/25
I feel like there are more good stories about your brother, ...
Milky famous landscape painting
  09/22/25
He’s got a “system” for playing slots in V...
snowy well-lubricated lay feces
  09/22/25
So why does he want to killself daily? Sounds relatively chi...
Exciting flesh brunch
  09/27/25
sounds 180, i can hear the bass 30 seconds before he shows u...
diverse plum parlor psychic
  09/26/25
who says you can't buy class
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  09/28/25
...
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  09/28/25
He's going to need at least two new trucks before he retires...
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  09/22/25
...
Transparent pocket flask azn
  09/22/25
Unless you literally operate a fucking Wyoming cattle ranch,...
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  09/22/25
There's nothing else a man can reasonably drive
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  09/22/25
He can haul the entire Robert Caro LBJ series from a garage ...
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  09/27/25
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  09/28/25
(blue city shitlib) Sorry to break this to you, city slic...
Odious sooty stag film
  09/23/25
Lol
Underhanded Turdskin
  09/23/25
My cattle ranch is in Montana, do I have to return my truck
Pearl self-centered corner prole
  09/28/25
what are your heights?
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  09/22/25
He’s 6’3 and I’m 6’1
snowy well-lubricated lay feces
  09/22/25
he has you pwned 4lyfe
fantasy-prone voyeur personal credit line
  09/22/25
...
Lemon institution
  09/22/25
Harsh, but fair
snowy well-lubricated lay feces
  09/22/25
What's the big deal as long as they get inheritances.
Glittery sienna boiling water cuckold
  09/22/25
If a Boomer senses that their resources are needed by a youn...
Milky famous landscape painting
  09/22/25
...
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  09/26/25
Whatever it takes to support Israel no matter how demonic an...
snowy well-lubricated lay feces
  09/26/25
...
Histrionic nibblets crackhouse
  09/28/25


Poast new message in this thread



Reply Favorite

Date: September 22nd, 2025 9:26 AM
Author: snowy well-lubricated lay feces

He has about 200K equity in his home that he owes about 400K. Lives paycheck to paycheck and has two children in high school. His wife has a fake business that loses about 3k per month and she has nothing saved for retirement and hasn't been contributing to SS for over a decade. He cashed in his 401K to purchase his current house. He and his wife both drive brand new vehicles and from outside appearances, seem to be well off.

I didn't want to dogpile on him and lightheartedly said "It'll all work out!" but, we both knew I was lying.

He was visibly upset when I said my wife and I could retire at any time.

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2\u0026mark_id=4973486#49290851)



Reply Favorite

Date: September 22nd, 2025 7:07 PM
Author: Yellow aphrodisiac fanboi skinny woman

that is sad. gave me anxiety just reading it. lord almighty

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2\u0026mark_id=4973486#49292437)



Reply Favorite

Date: September 22nd, 2025 9:28 AM
Author: Comical Stage Sex Offender

Weird

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2\u0026mark_id=4973486#49290854)



Reply Favorite

Date: September 22nd, 2025 9:30 AM
Author: slate principal's office milk

What types of vehicles do they drive? I picture him with a fully loaded F-150 and her with a luxury crossover of some kind (both leased)

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2\u0026mark_id=4973486#49290858)



Reply Favorite

Date: September 22nd, 2025 9:35 AM
Author: snowy well-lubricated lay feces

He drives a 2025 GMC diesel truck. It's really shiny and says A4 or something. She has a new Acura SUV.

Do you know them?

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2\u0026mark_id=4973486#49290869)



Reply Favorite

Date: September 22nd, 2025 9:43 AM
Author: coiffed gay wizard persian

Guessing they are big Israel supporters

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2\u0026mark_id=4973486#49290896)



Reply Favorite

Date: September 22nd, 2025 10:42 AM
Author: sinister wagecucks



(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2\u0026mark_id=4973486#49290995)



Reply Favorite

Date: September 22nd, 2025 11:27 AM
Author: snowy well-lubricated lay feces

I’m not sure either could even tell you who the current president is

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2\u0026mark_id=4973486#49291076)



Reply Favorite

Date: September 28th, 2025 1:39 AM
Author: Bateful Angry Really Tough Guy

President Biden is as sharp as a tack

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2\u0026mark_id=4973486#49308560)



Reply Favorite

Date: September 28th, 2025 1:11 PM
Author: Slippery university therapy

agree. the side of the tack you push on.

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2\u0026mark_id=4973486#49309326)



Reply Favorite

Date: September 29th, 2025 12:27 PM
Author: Bateful Angry Really Tough Guy



(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2\u0026mark_id=4973486#49311440)



Reply Favorite

Date: September 22nd, 2025 12:52 PM
Author: Domesticated aqua travel guidebook



(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2\u0026mark_id=4973486#49291367)



Reply Favorite

Date: September 22nd, 2025 5:11 PM
Author: Primrose area



(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2\u0026mark_id=4973486#49292142)



Reply Favorite

Date: September 22nd, 2025 9:58 AM
Author: ocher point organic girlfriend

its a story as old as recent times

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2\u0026mark_id=4973486#49290926)



Reply Favorite

Date: September 22nd, 2025 10:18 AM
Author: Transparent pocket flask azn



(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2\u0026mark_id=4973486#49290951)



Reply Favorite

Date: September 22nd, 2025 10:20 AM
Author: slate principal's office milk



(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2\u0026mark_id=4973486#49290957)



Reply Favorite

Date: September 22nd, 2025 10:37 AM
Author: smoky range



(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2\u0026mark_id=4973486#49290984)



Reply Favorite

Date: September 22nd, 2025 10:49 AM
Author: Jet heady state



(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2\u0026mark_id=4973486#49291013)



Reply Favorite

Date: September 22nd, 2025 11:28 AM
Author: snowy well-lubricated lay feces



(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2\u0026mark_id=4973486#49291077)



Reply Favorite

Date: September 22nd, 2025 12:52 PM
Author: Domesticated aqua travel guidebook



(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2\u0026mark_id=4973486#49291368)



Reply Favorite

Date: September 22nd, 2025 3:39 PM
Author: dashing lodge hissy fit



(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2\u0026mark_id=4973486#49291842)



Reply Favorite

Date: September 22nd, 2025 5:02 PM
Author: avocado swashbuckling hall foreskin



(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2\u0026mark_id=4973486#49292110)



Reply Favorite

Date: September 22nd, 2025 5:11 PM
Author: Primrose area



(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2\u0026mark_id=4973486#49292143)



Reply Favorite

Date: September 22nd, 2025 7:07 PM
Author: Dark Associate Trailer Park



(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2\u0026mark_id=4973486#49292436)



Reply Favorite

Date: September 22nd, 2025 9:30 AM
Author: crystalline at-the-ready house

Sounds very Gen X

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2\u0026mark_id=4973486#49290859)



Reply Favorite

Date: September 22nd, 2025 9:41 AM
Author: Jet heady state



(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2\u0026mark_id=4973486#49290889)



Reply Favorite

Date: September 22nd, 2025 9:46 AM
Author: snowy well-lubricated lay feces

Wife and I are both Gen X, we are very frugal and will retire at 52 on roughly 14k per month after tax. We have no debt, a modest home that is paid off, and free health insurance until we turn 65.

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2\u0026mark_id=4973486#49290911)



Reply Favorite

Date: September 22nd, 2025 10:19 AM
Author: Transparent pocket flask azn

Double Big Fed?

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2\u0026mark_id=4973486#49290954)



Reply Favorite

Date: September 22nd, 2025 11:28 AM
Author: snowy well-lubricated lay feces

Not saying, but yep

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2\u0026mark_id=4973486#49291080)



Reply Favorite

Date: September 22nd, 2025 11:33 AM
Author: Transparent pocket flask azn

Good for you

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2\u0026mark_id=4973486#49291097)



Reply Favorite

Date: September 22nd, 2025 1:22 PM
Author: hyperactive sandwich

Any kids?

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2\u0026mark_id=4973486#49291483)



Reply Favorite

Date: September 22nd, 2025 4:24 PM
Author: snowy well-lubricated lay feces

He’s already graduated from college and doing well on his own.

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2\u0026mark_id=4973486#49291988)



Reply Favorite

Date: September 22nd, 2025 9:30 AM
Author: maize clown

It probably will work out for him though.

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2\u0026mark_id=4973486#49290860)



Reply Favorite

Date: September 22nd, 2025 9:46 AM
Author: coiffed gay wizard persian

Sadly yeah

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2\u0026mark_id=4973486#49290909)



Reply Favorite

Date: September 22nd, 2025 9:32 AM
Author: 180 marketing idea

Tell us more about the wife's fake business

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2\u0026mark_id=4973486#49290862)



Reply Favorite

Date: September 22nd, 2025 9:37 AM
Author: snowy well-lubricated lay feces

She makes scented soaps that are in trendy boutique shops. I bought some out of sympathy, and the soaps were WAY to scented, and the scents were pretty bad. I ended up just keeping them in the guest bathroom.

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2\u0026mark_id=4973486#49290877)



Reply Favorite

Date: September 22nd, 2025 10:20 AM
Author: Transparent pocket flask azn

How can that lose 3k/month?

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2\u0026mark_id=4973486#49290956)



Reply Favorite

Date: September 22nd, 2025 10:27 AM
Author: submissive vibrant church french chef

She's putting way too much scent in them

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2\u0026mark_id=4973486#49290970)



Reply Favorite

Date: September 22nd, 2025 10:31 AM
Author: chest-beating buff pit kitty



(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2\u0026mark_id=4973486#49290975)



Reply Favorite

Date: September 22nd, 2025 10:35 AM
Author: Silver useless party of the first part



(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2\u0026mark_id=4973486#49290980)



Reply Favorite

Date: September 22nd, 2025 10:42 AM
Author: sinister wagecucks



(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2\u0026mark_id=4973486#49290998)



Reply Favorite

Date: September 22nd, 2025 10:49 AM
Author: Lemon institution



(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2\u0026mark_id=4973486#49291011)



Reply Favorite

Date: September 22nd, 2025 10:51 AM
Author: saffron frozen abode yarmulke



(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2\u0026mark_id=4973486#49291016)



Reply Favorite

Date: September 22nd, 2025 10:53 AM
Author: Judgmental Cerebral Cumskin Chapel



(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2\u0026mark_id=4973486#49291023)



Reply Favorite

Date: September 22nd, 2025 11:13 AM
Author: honey-headed concupiscible telephone orchestra pit



(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2\u0026mark_id=4973486#49291054)



Reply Favorite

Date: September 22nd, 2025 11:27 AM
Author: snowy well-lubricated lay feces



(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2\u0026mark_id=4973486#49291074)



Reply Favorite

Date: September 22nd, 2025 12:52 PM
Author: Domesticated aqua travel guidebook



(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2\u0026mark_id=4973486#49291372)



Reply Favorite

Date: September 22nd, 2025 12:56 PM
Author: grizzly circlehead



(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2\u0026mark_id=4973486#49291399)



Reply Favorite

Date: September 22nd, 2025 1:25 PM
Author: Milky famous landscape painting



(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2\u0026mark_id=4973486#49291495)



Reply Favorite

Date: September 22nd, 2025 4:20 PM
Author: salmon tripping national security agency casino



(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2\u0026mark_id=4973486#49291968)



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Date: September 22nd, 2025 4:22 PM
Author: fantasy-prone voyeur personal credit line



(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2\u0026mark_id=4973486#49291973)



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Date: September 22nd, 2025 4:41 PM
Author: Slippery university therapy



(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2\u0026mark_id=4973486#49292032)



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Date: September 22nd, 2025 7:03 PM
Author: Up-to-no-good cuck

I think you misspelled "cents."

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2\u0026mark_id=4973486#49292431)



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Date: September 22nd, 2025 11:37 PM
Author: snowy well-lubricated lay feces



(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2\u0026mark_id=4973486#49293056)



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Date: September 26th, 2025 1:39 PM
Author: diverse plum parlor psychic



(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2\u0026mark_id=4973486#49305213)



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Date: September 27th, 2025 6:43 PM
Author: Exciting flesh brunch



(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2\u0026mark_id=4973486#49308038)



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Date: September 28th, 2025 1:58 PM
Author: demanding fat ankles theatre



(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2\u0026mark_id=4973486#49309440)



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Date: September 29th, 2025 12:42 PM
Author: Charcoal Spectacular Quadroon Pozpig



(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2\u0026mark_id=4973486#49311477)



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Date: September 22nd, 2025 9:36 AM
Author: Jade Soul-stirring Death Wish Laser Beams

All he has to do to maek it is pay off his house over the next 14 years, get his wife to quit the loser job, and save like $50,000 of cash. Then he can live off of social security and spousal benefit for ever and never run out of money.

Saving for retirement is a YUGE scam. None of that money ever gets used for anything useful.

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2\u0026mark_id=4973486#49290872)



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Date: September 22nd, 2025 9:38 AM
Author: snowy well-lubricated lay feces

He earns about 180K a year, so, he'll probably have a decent SS check. But he'll be working till he's 70.

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2\u0026mark_id=4973486#49290880)



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Date: September 22nd, 2025 9:38 AM
Author: Jade Soul-stirring Death Wish Laser Beams

Nothing wrong with that, brother. Or working until 76. Who cares?

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2\u0026mark_id=4973486#49290882)



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Date: September 22nd, 2025 9:39 AM
Author: snowy well-lubricated lay feces

He hates his job and wants to killself daily.

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2\u0026mark_id=4973486#49290886)



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Date: September 22nd, 2025 9:42 AM
Author: Jade Soul-stirring Death Wish Laser Beams

He should work harder, save more, get that house paid off or move somewhere he can afford, drop the anchor wife, and find Christ.

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2\u0026mark_id=4973486#49290894)



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Date: September 28th, 2025 8:29 AM
Author: Magenta exhilarant corn cake menage

Holy shit, this is one of the first times I've seen you say anything remotely right. Don't forget about either sticking her with the kids or manning up and being an actual father

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2\u0026mark_id=4973486#49308717)



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Date: September 22nd, 2025 11:39 AM
Author: Lake Address Kitty Cat

nah, before he turns 65 that shit's gonna be means tested

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2\u0026mark_id=4973486#49291118)



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Date: September 22nd, 2025 7:38 PM
Author: Glittery sienna boiling water cuckold

Everyone should work to 70+. I have a 76 year old partner and he loves litigating.

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2\u0026mark_id=4973486#49292529)



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Date: September 22nd, 2025 11:37 PM
Author: snowy well-lubricated lay feces

Simmer down Shapiro

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2\u0026mark_id=4973486#49293057)



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Date: September 22nd, 2025 9:39 AM
Author: Jet heady state

how is he going to pay off 400k in 14 years when he can't even save for retirement.

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2\u0026mark_id=4973486#49290887)



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Date: September 22nd, 2025 9:41 AM
Author: crystalline at-the-ready house

You seem to struggle with the idea that someone could build net worth rather than Descending.

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2\u0026mark_id=4973486#49290890)



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Date: September 22nd, 2025 9:43 AM
Author: Jet heady state

My net worth is on the Ascent, I'm winning the stock market and you are Priced Out of Switch 2 ffs. Respect your betters.

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2\u0026mark_id=4973486#49290898)



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Date: September 22nd, 2025 12:55 PM
Author: crystalline at-the-ready house

You should sell your Xbox for Profit. The price is ever increasing fo No Reason

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2\u0026mark_id=4973486#49291391)



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Date: September 22nd, 2025 12:58 PM
Author: Jet heady state

are you saying I should Sell High?

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2\u0026mark_id=4973486#49291407)



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Date: September 22nd, 2025 1:00 PM
Author: Jet heady state

btw people downplay the perks of Quick Resume and Play Anywhere imo. these are supreme conveniences that really keep the Console relevant.

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2\u0026mark_id=4973486#49291419)



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Date: September 22nd, 2025 9:42 AM
Author: Jade Soul-stirring Death Wish Laser Beams

He needs to pay $2,000 in principal each month, which he can do on $180k.

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2\u0026mark_id=4973486#49290893)



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Date: September 22nd, 2025 9:46 AM
Author: very tactful forum

Sounds like if he told his wife to close her stupid “business” he could pay $3k per month in principal and not degrade their lifestyle.

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2\u0026mark_id=4973486#49290908)



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Date: September 22nd, 2025 9:49 AM
Author: Jade Soul-stirring Death Wish Laser Beams

Yes, I agree with you. Getting the house paid off in 14 years is not that difficult. But he needs to keep working and start TRYING.

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2\u0026mark_id=4973486#49290919)



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Date: September 28th, 2025 12:09 AM
Author: avocado swashbuckling hall foreskin



(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2\u0026mark_id=4973486#49308508)



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Date: September 22nd, 2025 9:50 AM
Author: Jet heady state

this is retarded, which is expected from you. his PITI is likely already $2-3000k. They are Gen X idiots so they probably have lots of other expenses so they can appear Middle Class to their stupid peers, and two high school age kids according to OP.

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2\u0026mark_id=4973486#49290921)



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Date: September 22nd, 2025 9:44 AM
Author: Lascivious juggernaut

Cr. It would be much better if he paid in installments, like a couple thousand every month. I don't have a mortgage for the same reason, can't afford the one-time payback of all principal and interest at once.

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2\u0026mark_id=4973486#49290903)



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Date: September 22nd, 2025 7:40 PM
Author: Glittery sienna boiling water cuckold

At the beginning of the mortgage, you are e mostly paying interest. At the end you are mostly paying principal.

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2\u0026mark_id=4973486#49292535)



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Date: September 22nd, 2025 11:34 AM
Author: Odious sooty stag film

Honestly, this is probably TCR. I have lived frugally for years and maxed out my retirement accounts since age 24. I have a current net worth of around $2.5 million. My advisor tells me I could retire comfortably by age 57-58, and I most likely wouldn't run out of money if I retired at 52.

But those projections assumed that my spending remains the same. Realistically, if I quit my job before the wife and I are eligible for Medicare, I am paying at least several thousand per month in health care costs, making early retirement impossible. So basically I am working until a minimum of age 65 no matter what. And what does a lifetime of living frugally get for me? More money at age 65 when I'll be too old to do anything fun anyway. Some days I want to say "Fuck it," set all my retirement contributions to $0, and finally buy a sweet ass car and some nice vacations. But I'm too much of a beta cuck to every actually do that.

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2\u0026mark_id=4973486#49291102)



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Date: September 22nd, 2025 11:36 AM
Author: Jet heady state

Why would you have several thousand per month in health care costs? Are you ruinously obese like disco fries?

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2\u0026mark_id=4973486#49291106)



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Date: September 23rd, 2025 12:31 AM
Author: Odious sooty stag film

(dude who has never tried to buy insurance on the individual market)

For a couple in our 50's/60's, we would be paying $1,000-$2,000 per month in premiums alone. And for premiums that "low," we would have a deductible that is at least in the $20k-$30k range, so all of my wife's medications (she is diabetic and has a couple other chronic health conditions) would be paid out of pocket. So yeah, my guess is that we would be paying a minimum of $3,000-$4,000 per month until at least my wife is on Medicare.

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2\u0026mark_id=4973486#49293167)



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Date: September 26th, 2025 1:40 PM
Author: diverse plum parlor psychic



(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2\u0026mark_id=4973486#49305216)



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Date: September 28th, 2025 8:33 AM
Author: Magenta exhilarant corn cake menage

Leave America

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2\u0026mark_id=4973486#49308723)



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Date: September 22nd, 2025 9:42 AM
Author: Lascivious juggernaut

He has social security and a good paying job and will have a paid off house eventually. The worst thing for him to do is spend his last 25-30 years of life panicking about money. Though I would stop the bleeding with the business. Just scale it back to lose $500 a month or so. $3000 is way too much.

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2\u0026mark_id=4973486#49290895)



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Date: September 22nd, 2025 9:44 AM
Author: Jet heady state

he's 56 and has a 400k balance on his mortgage. he's never paying it off. plus he's Gen X.

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2\u0026mark_id=4973486#49290901)



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Date: September 22nd, 2025 9:45 AM
Author: Lascivious juggernaut

Once his kids are out of the house he can just downsize and bam! its paid off.

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2\u0026mark_id=4973486#49290906)



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Date: September 28th, 2025 12:32 AM
Author: Misanthropic queen of the night

The $3000 a month that the "business" is losing may actually be lifestyle spending by the wife that is essentially laundered through the business.

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2\u0026mark_id=4973486#49308521)



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Date: September 28th, 2025 1:58 PM
Author: Garnet Place Of Business Dog Poop



(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2\u0026mark_id=4973486#49309435)



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Date: September 22nd, 2025 9:58 AM
Author: ocher point organic girlfriend

He's going to be fine

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2\u0026mark_id=4973486#49290925)



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Date: September 22nd, 2025 10:41 AM
Author: appetizing resort karate

If he has a COVID-era mortgage rate, he'd be insane to pay it off

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2\u0026mark_id=4973486#49290992)



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Date: September 22nd, 2025 10:50 AM
Author: Lemon institution

For the financially retarded putting extra into your house is a good decision. The opportunity cost is not vs The Market. It’s vs buying a new truck.

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2\u0026mark_id=4973486#49291014)



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Date: September 22nd, 2025 10:51 AM
Author: Transparent pocket flask azn

This guy gets it

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2\u0026mark_id=4973486#49291017)



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Date: September 22nd, 2025 10:53 AM
Author: Jet heady state

Raymondnomics

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2\u0026mark_id=4973486#49291024)



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Date: September 22nd, 2025 11:29 AM
Author: snowy well-lubricated lay feces



(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2\u0026mark_id=4973486#49291083)



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Date: September 22nd, 2025 11:46 AM
Author: sinister wagecucks



(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2\u0026mark_id=4973486#49291132)



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Date: September 22nd, 2025 12:53 PM
Author: Domesticated aqua travel guidebook



(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2\u0026mark_id=4973486#49291374)



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Date: September 22nd, 2025 12:53 PM
Author: Up-to-no-good cuck



(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2\u0026mark_id=4973486#49291380)



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Date: September 22nd, 2025 1:26 PM
Author: Milky famous landscape painting



(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2\u0026mark_id=4973486#49291500)



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Date: September 28th, 2025 2:24 PM
Author: Pearl self-centered corner prole



(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2\u0026mark_id=4973486#49309504)



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Date: September 22nd, 2025 10:43 AM
Author: Autistic Base Wrinkle



(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2\u0026mark_id=4973486#49291001)



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Date: September 22nd, 2025 10:48 AM
Author: Lemon institution

Many such cases

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2\u0026mark_id=4973486#49291009)



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Date: September 22nd, 2025 10:50 AM
Author: Transparent pocket flask azn

This seems to be about the median life outcome ITE

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2\u0026mark_id=4973486#49291015)



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Date: September 22nd, 2025 11:06 AM
Author: honey-headed concupiscible telephone orchestra pit

I have a friend who just put 2200 worth of car audio into a 2008 camry

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2\u0026mark_id=4973486#49291045)



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Date: September 22nd, 2025 11:19 AM
Author: Transparent pocket flask azn

Is it bumpin? What kind of quality does 2200 buy these days? I admit I'm a little out of the loop

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2\u0026mark_id=4973486#49291060)



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Date: September 22nd, 2025 11:30 AM
Author: snowy well-lubricated lay feces

Is your friend still in high school?

My brother, in all his wisdom, didn’t like the stock wheels on his truck, so he spent $3,000 on new wheels that look significantly worse than the stock wheels.

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2\u0026mark_id=4973486#49291086)



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Date: September 22nd, 2025 11:42 AM
Author: honey-headed concupiscible telephone orchestra pit

He is early 30s lol

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2\u0026mark_id=4973486#49291125)



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Date: September 22nd, 2025 11:59 AM
Author: overrated territorial native

alpha af

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2\u0026mark_id=4973486#49291167)



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Date: September 22nd, 2025 1:27 PM
Author: Milky famous landscape painting

I feel like there are more good stories about your brother, especially his financial decision making. Do share!

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2\u0026mark_id=4973486#49291503)



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Date: September 22nd, 2025 4:16 PM
Author: snowy well-lubricated lay feces

He’s got a “system” for playing slots in Vegas that maximizes his player points and hasn’t failed him yet. He keeps trying to convince me to just go with him one weekend to prove it. All his hotel and food gets comped. He’s pissed I don’t believe him, for starters.

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2\u0026mark_id=4973486#49291952)



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Date: September 27th, 2025 6:47 PM
Author: Exciting flesh brunch

So why does he want to killself daily? Sounds relatively chill otherwise

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2\u0026mark_id=4973486#49308045)



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Date: September 26th, 2025 1:41 PM
Author: diverse plum parlor psychic

sounds 180, i can hear the bass 30 seconds before he shows up

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2\u0026mark_id=4973486#49305221)



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Date: September 28th, 2025 8:35 AM
Author: Magenta exhilarant corn cake menage

who says you can't buy class

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2\u0026mark_id=4973486#49308733)



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Date: September 28th, 2025 2:23 PM
Author: diverse plum parlor psychic



(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2\u0026mark_id=4973486#49309502)



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Date: September 22nd, 2025 1:17 PM
Author: medicated painfully honest stage coldplay fan

He's going to need at least two new trucks before he retires, which will make saving more difficult

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2\u0026mark_id=4973486#49291472)



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Date: September 22nd, 2025 1:27 PM
Author: Transparent pocket flask azn



(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2\u0026mark_id=4973486#49291502)



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Date: September 22nd, 2025 1:57 PM
Author: razzle lime half-breed public bath

Unless you literally operate a fucking Wyoming cattle ranch, you don't need a truck. I keep telling people this.

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2\u0026mark_id=4973486#49291599)



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Date: September 22nd, 2025 1:59 PM
Author: medicated painfully honest stage coldplay fan

There's nothing else a man can reasonably drive

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2\u0026mark_id=4973486#49291606)



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Date: September 22nd, 2025 2:08 PM
Author: orchid nudist mad-dog skullcap hell

He can haul the entire Robert Caro LBJ series from a garage sale in the bed of his pickup truck.

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2\u0026mark_id=4973486#49291630)



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Date: September 22nd, 2025 3:52 PM
Author: Domesticated aqua travel guidebook



(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2\u0026mark_id=4973486#49291884)



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Date: September 22nd, 2025 4:22 PM
Author: fantasy-prone voyeur personal credit line



(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2\u0026mark_id=4973486#49291975)



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Date: September 27th, 2025 6:31 PM
Author: snowy well-lubricated lay feces



(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2\u0026mark_id=4973486#49308023)



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Date: September 28th, 2025 8:34 AM
Author: titillating dragon



(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2\u0026mark_id=4973486#49308727)



Reply Favorite

Date: September 23rd, 2025 12:34 AM
Author: Odious sooty stag film

(blue city shitlib)

Sorry to break this to you, city slicker, but if you don't live in a shitlib metropolis, you do need a truck unless you want to die a virgin. LJL at picking up your date in a Camry.

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2\u0026mark_id=4973486#49293179)



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Date: September 23rd, 2025 12:53 AM
Author: Underhanded Turdskin

Lol

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2\u0026mark_id=4973486#49293201)



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Date: September 28th, 2025 2:25 PM
Author: Pearl self-centered corner prole

My cattle ranch is in Montana, do I have to return my truck

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2\u0026mark_id=4973486#49309505)



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Date: September 22nd, 2025 4:23 PM
Author: fantasy-prone voyeur personal credit line

what are your heights?

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2\u0026mark_id=4973486#49291980)



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Date: September 22nd, 2025 4:31 PM
Author: snowy well-lubricated lay feces

He’s 6’3 and I’m 6’1

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2\u0026mark_id=4973486#49292009)



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Date: September 22nd, 2025 4:40 PM
Author: fantasy-prone voyeur personal credit line

he has you pwned 4lyfe

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2\u0026mark_id=4973486#49292028)



Reply Favorite

Date: September 22nd, 2025 7:16 PM
Author: Lemon institution



(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2\u0026mark_id=4973486#49292464)



Reply Favorite

Date: September 22nd, 2025 11:38 PM
Author: snowy well-lubricated lay feces

Harsh, but fair

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2\u0026mark_id=4973486#49293059)



Reply Favorite

Date: September 22nd, 2025 7:37 PM
Author: Glittery sienna boiling water cuckold

What's the big deal as long as they get inheritances.

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2\u0026mark_id=4973486#49292524)



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Date: September 22nd, 2025 7:54 PM
Author: Milky famous landscape painting

If a Boomer senses that their resources are needed by a younger generation then their deep evolutionary instincts activate, causing them to cling to life until age 115, even long after cancer has wracked their bodies and dementia has robbed them of their minds. The will to Boom is eternal

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2\u0026mark_id=4973486#49292566)



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Date: September 26th, 2025 1:06 PM
Author: Lemon institution



(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2\u0026mark_id=4973486#49305085)



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Date: September 26th, 2025 1:37 PM
Author: snowy well-lubricated lay feces

Whatever it takes to support Israel no matter how demonic and evil the bloodsucking kikes present, as long as they leave nothing to their genetic heirs.

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2\u0026mark_id=4973486#49305208)



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Date: September 28th, 2025 8:50 AM
Author: Histrionic nibblets crackhouse



(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2\u0026mark_id=4973486#49308752)