The most prestigious law school admissions discussion board in the world.
|
 |
 
|
irl goy here, what's the reason *not* to use Klarna?
| french histrionic mad-dog skullcap | 12/04/25 |
| Razzmatazz Fantasy-prone Theater Stage Psychic | 12/04/25 |
| french histrionic mad-dog skullcap | 12/04/25 |
| brass heady jewess area | 12/04/25 |
| Sticky meetinghouse | 12/04/25 |
| jet casino | 12/04/25 |
| flushed turdskin round eye | 12/04/25 |
| jet casino | 12/04/25 |
| Tantric Resort Depressive | 12/04/25 |
| awkward comical space personal credit line | 12/04/25 |
| Burgundy digit ratio | 12/04/25 |
| Bespoke station | 12/04/25 |
| cracking ivory field | 12/04/25 |
| Canary Nursing Home Cumskin | 12/04/25 |
| amber useless cuckold jap | 12/04/25 |
| unhinged aqua chapel coffee pot | 12/04/25 |
| amber useless cuckold jap | 12/04/25 |
| Hideous Wagecucks Tattoo | 12/04/25 |
| Transparent Fragrant Quadroon Crackhouse | 12/04/25 |
| deranged snowy mexican sweet tailpipe | 12/04/25 |
| rose hateful public bath dog poop | 12/04/25 |
| exhilarant haunted graveyard | 04/03/26 |
| Fighting trailer park regret | 12/04/25 |
| french histrionic mad-dog skullcap | 12/04/25 |
| Fighting trailer park regret | 12/04/25 |
| Maize cerebral corn cake | 12/04/25 |
| french histrionic mad-dog skullcap | 12/04/25 |
| Fighting trailer park regret | 12/04/25 |
| Cordovan Exciting Azn | 12/04/25 |
| Sticky meetinghouse | 12/04/25 |
| puce laughsome becky half-breed | 12/04/25 |
| awkward comical space personal credit line | 12/04/25 |
| arousing antidepressant drug | 12/04/25 |
| Soul-stirring olive boltzmann | 12/04/25 |
| Aquamarine location | 12/04/25 |
| french histrionic mad-dog skullcap | 12/04/25 |
| self-centered stage pocket flask | 12/04/25 |
| Yapping wine bawdyhouse alpha | 12/04/25 |
| Sticky meetinghouse | 12/04/25 |
| gold vengeful idea he suggested immigrant | 12/04/25 |
| Alcoholic pit | 04/03/26 |
Poast new message in this thread
Date: December 4th, 2025 10:53 AM Author: french histrionic mad-dog skullcap I was buying a "towel warmer" online for my wife(also goy) and the "4 easy payments" Klarna ad popped up. It's the exact same price either way. So what is the catch - is it just that they gather detailed shopping info and send you ads? get to look at your credit report ? Or are they hoping you will miss a payment and hit you with some 99% apr upcharge? |
Date: December 4th, 2025 10:58 AM Author: Razzmatazz Fantasy-prone Theater Stage Psychic there’s zero downside and they make absolutely no money at all providing that service (http://www.autoadmit.com/thread.php?thread_id=5806132&forum_id=2\u0026mark_id=5102164",#49482999) |
 |
Date: December 4th, 2025 11:00 AM Author: french histrionic mad-dog skullcap is this some uber 2017 zirp VC cash thing (http://www.autoadmit.com/thread.php?thread_id=5806132&forum_id=2\u0026mark_id=5102164",#49483005) |
|
Date: December 4th, 2025 11:01 AM Author: brass heady jewess area https://s205.q4cdn.com/644747736/files/doc_financials/2025/q3/Q3-2025-Earnings-Release.pdf (http://www.autoadmit.com/thread.php?thread_id=5806132&forum_id=2\u0026mark_id=5102164",#49483007) |
|
Date: December 4th, 2025 12:03 PM Author: Sticky meetinghouse (http://www.autoadmit.com/thread.php?thread_id=5806132&forum_id=2\u0026mark_id=5102164",#49483228) |
|
Date: December 4th, 2025 11:00 AM Author: jet casino they charge the retailer a %. it's the same thing with stores that used to offer 0% APR but instead of having a separate financing plan at every retailer these guys are trying to create a centralized system for retailer-funded low APR financing. that's why different retailers have different options.
it is a no brainer, but like most of these things it's a prole goy honeypot. people with money aren't going to worry about 0% APR on a couple hundred bucks. it's free money but not enough to care. meanwhile prole goys are gonna go ham and have trouble getting out from under it.
seeing klarna pop up as an option for mcdonalds purchases is giving me flashbacks of "no payments for 6 months!" interest only mortgages on 2007. |
|
Date: December 4th, 2025 11:26 AM Author: flushed turdskin round eye What if they repossess my bluetooth speaker (http://www.autoadmit.com/thread.php?thread_id=5806132&forum_id=2\u0026mark_id=5102164",#49483081) |
|
Date: December 4th, 2025 11:33 AM Author: jet casino ESPECIALLY your bluetooth speaker (http://www.autoadmit.com/thread.php?thread_id=5806132&forum_id=2\u0026mark_id=5102164",#49483109) |
|
Date: December 4th, 2025 11:10 AM Author: Tantric Resort Depressive A girl in my class is underwater on some McNuggets not flame (http://www.autoadmit.com/thread.php?thread_id=5806132&forum_id=2\u0026mark_id=5102164",#49483020) |
|
Date: December 4th, 2025 11:34 AM Author: awkward comical space personal credit line you should provide her a "bailout" (http://www.autoadmit.com/thread.php?thread_id=5806132&forum_id=2\u0026mark_id=5102164",#49483113) |
|
Date: December 4th, 2025 3:54 PM Author: Burgundy digit ratio My sous vide! (http://www.autoadmit.com/thread.php?thread_id=5806132&forum_id=2\u0026mark_id=5102164",#49483996) |
|
Date: December 4th, 2025 11:30 AM Author: Bespoke station This is how you know America is actually 70% brown now. This would’ve been completely absurd with our demographics from like 15 years ago (http://www.autoadmit.com/thread.php?thread_id=5806132&forum_id=2\u0026mark_id=5102164",#49483100) |
|
Date: December 4th, 2025 11:44 AM Author: cracking ivory field (http://www.autoadmit.com/thread.php?thread_id=5806132&forum_id=2\u0026mark_id=5102164",#49483150) |
|
Date: December 4th, 2025 11:52 AM Author: Canary Nursing Home Cumskin (http://www.autoadmit.com/thread.php?thread_id=5806132&forum_id=2\u0026mark_id=5102164",#49483184) |
|
Date: December 4th, 2025 12:04 PM Author: amber useless cuckold jap (http://www.autoadmit.com/thread.php?thread_id=5806132&forum_id=2\u0026mark_id=5102164",#49483229) |
|
Date: December 4th, 2025 12:23 PM Author: unhinged aqua chapel coffee pot The phenomenon of putting *everything* on a credit card was widespread by then.
I don't see how this new BNPL stuff is substantially different than using a CC. |
|
Date: December 4th, 2025 12:24 PM Author: amber useless cuckold jap I use CC for whatever I can because I get points/miles/other benefits but I never run a balance. BNPL is pure credit at shitty rates. (http://www.autoadmit.com/thread.php?thread_id=5806132&forum_id=2\u0026mark_id=5102164",#49483292) |
|
Date: December 4th, 2025 2:21 PM Author: Hideous Wagecucks Tattoo this is yet another layer of jewish debt magic underneath your credit card debt
|
|
Date: December 4th, 2025 2:15 PM Author: Transparent Fragrant Quadroon Crackhouse (http://www.autoadmit.com/thread.php?thread_id=5806132&forum_id=2\u0026mark_id=5102164",#49483648) |
|
Date: December 4th, 2025 2:19 PM Author: deranged snowy mexican sweet tailpipe This is how you know XO is full of shit when they claim to be simple prole men of America born to the working class
The Walmart layaway counter was the exact same shit 30 years ago |
|
Date: December 4th, 2025 2:45 PM Author: rose hateful public bath dog poop You didn’t get your shit until you made the final payment. Layaway was to hold a specific item at a specific price when availability was less predictable. (http://www.autoadmit.com/thread.php?thread_id=5806132&forum_id=2\u0026mark_id=5102164",#49483719) |
|
Date: April 3rd, 2026 7:48 PM Author: exhilarant haunted graveyard (http://www.autoadmit.com/thread.php?thread_id=5806132&forum_id=2\u0026mark_id=5102164",#49792116) |
|
Date: December 4th, 2025 11:36 AM Author: Fighting trailer park regret the "free money" argument is some real prole shit. jew here. lol @ the opportunity cost on the $75 you spent to buy headphones. that's peanuts and not worth worrying about when there's a risk of a missed payment and fucking up your credit.
much easier to get large amounts of "free money" in other ways |
|
Date: December 4th, 2025 11:37 AM Author: french histrionic mad-dog skullcap nffi, I remember your nordstrom return arbitrage stories. that was *way* more work than this (http://www.autoadmit.com/thread.php?thread_id=5806132&forum_id=2\u0026mark_id=5102164",#49483120) |
|
Date: December 4th, 2025 11:38 AM Author: Fighting trailer park regret i wasnt doing it for the arbitrage. i was doing it to borrow clothes, and the arbitrage is just a bonus. (http://www.autoadmit.com/thread.php?thread_id=5806132&forum_id=2\u0026mark_id=5102164",#49483125) |
|
Date: December 4th, 2025 11:55 AM Author: Maize cerebral corn cake let’s say op goes big though, and makes a $200 purchase, with 25% down and 25% due over each of the next three months. assuming an 8% apr opportunity cost, he just netted $2. if it takes him 20 minutes to fill in his info, set up autopay, and confirm the transfers over the life of the loan, dood is bringing down a cool $6/hour. are you too good to work for $6/hr, hotshot? (http://www.autoadmit.com/thread.php?thread_id=5806132&forum_id=2\u0026mark_id=5102164",#49483194) |
|
Date: December 4th, 2025 12:02 PM Author: french histrionic mad-dog skullcap dbg oddly silent (http://www.autoadmit.com/thread.php?thread_id=5806132&forum_id=2\u0026mark_id=5102164",#49483220) |
|
Date: December 4th, 2025 12:04 PM Author: Fighting trailer park regret rofl he's making my point (http://www.autoadmit.com/thread.php?thread_id=5806132&forum_id=2\u0026mark_id=5102164",#49483232) |
|
Date: December 4th, 2025 11:38 AM Author: Cordovan Exciting Azn Legal hypo: Assume you order a chipotle burrito and ask for guac but quickly cancel and then pay with klarna just as the guac leaves the guacscoop, then you default on your loan, can your SNAP/EBT benefits be garnished? (http://www.autoadmit.com/thread.php?thread_id=5806132&forum_id=2\u0026mark_id=5102164",#49483123) |
|
Date: December 4th, 2025 12:02 PM Author: Sticky meetinghouse (http://www.autoadmit.com/thread.php?thread_id=5806132&forum_id=2\u0026mark_id=5102164",#49483221) |
|
Date: December 4th, 2025 11:43 AM Author: puce laughsome becky half-breed How long do you have to pay it off without interest? (http://www.autoadmit.com/thread.php?thread_id=5806132&forum_id=2\u0026mark_id=5102164",#49483140) |
|
Date: December 4th, 2025 11:46 AM Author: awkward comical space personal credit line (http://www.autoadmit.com/thread.php?thread_id=5806132&forum_id=2\u0026mark_id=5102164",#49483156) |
|
Date: December 4th, 2025 11:47 AM Author: arousing antidepressant drug Rach can you turn on location for every post like they did on Twitter (http://www.autoadmit.com/thread.php?thread_id=5806132&forum_id=2\u0026mark_id=5102164",#49483159) |
|
Date: December 4th, 2025 11:48 AM Author: Soul-stirring olive boltzmann (http://www.autoadmit.com/thread.php?thread_id=5806132&forum_id=2\u0026mark_id=5102164",#49483165) |
|
Date: December 4th, 2025 11:51 AM Author: Aquamarine location https://x.com/paul_hundred/status/1996621366184075337 (http://www.autoadmit.com/thread.php?thread_id=5806132&forum_id=2\u0026mark_id=5102164",#49483180) |
|
Date: December 4th, 2025 11:56 AM Author: french histrionic mad-dog skullcap we're famous again bros (http://www.autoadmit.com/thread.php?thread_id=5806132&forum_id=2\u0026mark_id=5102164",#49483198) |
|
Date: December 4th, 2025 11:58 AM Author: self-centered stage pocket flask (http://www.autoadmit.com/thread.php?thread_id=5806132&forum_id=2\u0026mark_id=5102164",#49483205) |
|
Date: December 4th, 2025 3:47 PM Author: Yapping wine bawdyhouse alpha (http://www.autoadmit.com/thread.php?thread_id=5806132&forum_id=2\u0026mark_id=5102164",#49483977) |
|
Date: December 4th, 2025 12:02 PM Author: Sticky meetinghouse Klarna’s a bitch (http://www.autoadmit.com/thread.php?thread_id=5806132&forum_id=2\u0026mark_id=5102164",#49483222) |
|
Date: December 4th, 2025 2:14 PM Author: gold vengeful idea he suggested immigrant Can illegals use this shit? You need a SSN or what? Is there widespread beaner fraud? (http://www.autoadmit.com/thread.php?thread_id=5806132&forum_id=2\u0026mark_id=5102164",#49483643) |
|
Date: April 3rd, 2026 7:48 PM Author: Alcoholic pit If ur not debtmaxxing rn ur dumb af (http://www.autoadmit.com/thread.php?thread_id=5806132&forum_id=2\u0026mark_id=5102164",#49792117) |