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Paid down the last $7k of my student loans. Officially debt free. Now wat.

It was a 2.75% rate but I just wanted that stupid payment to...
racy site
  12/14/25
Congrats on paying off ur absolute lowest cost liability
Wonderful spot
  12/14/25
I have enough money that the $200 it cost me to pay it off e...
racy site
  12/14/25
Cr people spend that much on a bottle of booze. Do what make...
Citrine Learning Disabled Church Building Crotch
  12/15/25
u sound mad
Impressive Mind-boggling Stead Sound Barrier
  12/14/25
go to grad school
Azure stock car
  12/14/25
...
Electric queen of the night yarmulke
  12/14/25
Post bacc MD cr?
racy site
  12/15/25
yeah you gotta be careful though. some are better than other...
Azure stock car
  12/15/25
time for you to pay off mine
ruddy place of business
  12/15/25
180 You are as free as possible now. Don't listen to anyo...
aromatic bright blood rage kitchen
  12/15/25
...
Impressive Mind-boggling Stead Sound Barrier
  12/15/25
...
elite exciting business firm pisswyrm
  12/15/25
nah there still has to be a mortgage and divorce paid off b...
Azure stock car
  12/15/25
I have zero debt, I love my freedom.
aromatic bright blood rage kitchen
  12/15/25
...
concupiscible white pit
  12/15/25
you won this gen
flirting bbw
  12/15/25
Congrats, brother. I've got about $400,000 in debt and it ha...
Hairraiser low-t really tough guy
  12/15/25
current weight?
stirring multi-billionaire organic girlfriend
  12/15/25
372 or so. It's been a rough holiday season.
Hairraiser low-t really tough guy
  12/15/25
what are some things that have happened to you that forced y...
galvanic ruby piazza associate
  12/15/25
Unrelenting stress. Lack of sunshine. I've just been a mess ...
Hairraiser low-t really tough guy
  12/15/25
how did you get $400k in debt? what are your plans to pay it...
Glassy Hairless Faggot Firefighter
  12/15/25
how much was the original loan balance and how much (((inter...
Glassy Hairless Faggot Firefighter
  12/15/25
Original debt was about 25k. This was a loan from 1999 (lmao...
racy site
  12/15/25
I want to stab you
excitant mewling dog poop
  12/15/25
Being echo gen x has its privileges
racy site
  12/15/25
hookers and blow? pretty much whatever you want
Sadistic Crackhouse
  12/15/25
I have 5k in debt, would you help me out, not flame taking ...
laughsome idiot lodge
  12/15/25
Where the fuck did you get 2.75% interest student loans?
Puce Double Fault Tanning Salon
  12/15/25
Around 2007 and 2008, there were some great rates.
cheese-eating antidepressant drug
  12/15/25
This is a loan from FUCKING NINETEEN NINETY NINE IM OLD
racy site
  12/15/25
Undergrad?
cheese-eating antidepressant drug
  12/16/25
...
aromatic bright blood rage kitchen
  12/16/25
I have a loan that's exactly half that -- 1.375% with the au...
cheese-eating antidepressant drug
  12/15/25
If you told me right now that you'd give me x dollars at 1.3...
Puce Double Fault Tanning Salon
  12/15/25
two girls, same time
Exhilarant Sick Sanctuary
  12/15/25
borrow more money from jews asap
Smoky Vigorous Locale
  12/15/25
Uncle Sam is a goy, shitlib
racy site
  12/15/25
who benefits? COHEN BENEFITS!
Smoky Vigorous Locale
  12/15/25


Poast new message in this thread



Reply Favorite

Date: December 14th, 2025 11:16 PM
Author: racy site

It was a 2.75% rate but I just wanted that stupid payment to stop showing up in my finance app before it was due to finish being paid off in 2029.

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2\u0026mark_id=5309378",#49510173)



Reply Favorite

Date: December 14th, 2025 11:18 PM
Author: Wonderful spot

Congrats on paying off ur absolute lowest cost liability

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2\u0026mark_id=5309378",#49510176)



Reply Favorite

Date: December 14th, 2025 11:53 PM
Author: racy site

I have enough money that the $200 it cost me to pay it off early was not worth the mind space

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2\u0026mark_id=5309378",#49510246)



Reply Favorite

Date: December 15th, 2025 11:00 AM
Author: Citrine Learning Disabled Church Building Crotch

Cr people spend that much on a bottle of booze. Do what makes you happy. We’re all going to die

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2\u0026mark_id=5309378",#49510957)



Reply Favorite

Date: December 14th, 2025 11:56 PM
Author: Impressive Mind-boggling Stead Sound Barrier

u sound mad

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2\u0026mark_id=5309378",#49510252)



Reply Favorite

Date: December 14th, 2025 11:55 PM
Author: Azure stock car

go to grad school

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2\u0026mark_id=5309378",#49510250)



Reply Favorite

Date: December 14th, 2025 11:57 PM
Author: Electric queen of the night yarmulke



(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2\u0026mark_id=5309378",#49510253)



Reply Favorite

Date: December 15th, 2025 12:00 AM
Author: racy site

Post bacc MD cr?

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2\u0026mark_id=5309378",#49510256)



Reply Favorite

Date: December 15th, 2025 12:05 AM
Author: Azure stock car

yeah you gotta be careful though. some are better than others for md/mph admissions.

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2\u0026mark_id=5309378",#49510265)



Reply Favorite

Date: December 15th, 2025 12:06 AM
Author: ruddy place of business

time for you to pay off mine

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2\u0026mark_id=5309378",#49510267)



Reply Favorite

Date: December 15th, 2025 12:06 AM
Author: aromatic bright blood rage kitchen

180

You are as free as possible now. Don't listen to anyone that tells you it's retarded to pay off low interest debt.

Unshackle dem iron chainz

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2\u0026mark_id=5309378",#49510270)



Reply Favorite

Date: December 15th, 2025 12:11 AM
Author: Impressive Mind-boggling Stead Sound Barrier



(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2\u0026mark_id=5309378",#49510282)



Reply Favorite

Date: December 15th, 2025 12:16 AM
Author: elite exciting business firm pisswyrm



(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2\u0026mark_id=5309378",#49510293)



Reply Favorite

Date: December 15th, 2025 12:17 AM
Author: Azure stock car

nah there still has to be a mortgage and divorce paid off before youre truly free like tom brady.

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2\u0026mark_id=5309378",#49510294)



Reply Favorite

Date: December 15th, 2025 12:28 AM
Author: aromatic bright blood rage kitchen

I have zero debt, I love my freedom.

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2\u0026mark_id=5309378",#49510314)



Reply Favorite

Date: December 15th, 2025 10:56 AM
Author: concupiscible white pit



(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2\u0026mark_id=5309378",#49510933)



Reply Favorite

Date: December 15th, 2025 12:15 AM
Author: flirting bbw

you won this gen

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2\u0026mark_id=5309378",#49510292)



Reply Favorite

Date: December 15th, 2025 10:58 AM
Author: Hairraiser low-t really tough guy

Congrats, brother. I've got about $400,000 in debt and it hangs from my neck and is a tremendous burden.

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2\u0026mark_id=5309378",#49510945)



Reply Favorite

Date: December 15th, 2025 11:01 AM
Author: stirring multi-billionaire organic girlfriend

current weight?

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2\u0026mark_id=5309378",#49510960)



Reply Favorite

Date: December 15th, 2025 11:02 AM
Author: Hairraiser low-t really tough guy

372 or so. It's been a rough holiday season.

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2\u0026mark_id=5309378",#49510964)



Reply Favorite

Date: December 15th, 2025 11:11 AM
Author: galvanic ruby piazza associate

what are some things that have happened to you that forced your weight to gain

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2\u0026mark_id=5309378",#49510978)



Reply Favorite

Date: December 15th, 2025 11:39 AM
Author: Hairraiser low-t really tough guy

Unrelenting stress. Lack of sunshine. I've just been a mess lately.

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2\u0026mark_id=5309378",#49511046)



Reply Favorite

Date: December 15th, 2025 11:55 AM
Author: Glassy Hairless Faggot Firefighter

how did you get $400k in debt? what are your plans to pay it back

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2\u0026mark_id=5309378",#49511088)



Reply Favorite

Date: December 15th, 2025 11:25 AM
Author: Glassy Hairless Faggot Firefighter

how much was the original loan balance and how much (((interest and fees))) did you end up paying over the repayment period

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2\u0026mark_id=5309378",#49511013)



Reply Favorite

Date: December 15th, 2025 9:03 PM
Author: racy site

Original debt was about 25k. This was a loan from 1999 (lmao) - I went to a state school where the all in yearly out of state price was about 25k. I think the total amount paid in excess of principal was only about 10k. I was in school from 1999 to 2004 and then from 2007 to 2010. So only about 18 years of interest accrued.

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2\u0026mark_id=5309378",#49512535)



Reply Favorite

Date: December 15th, 2025 9:07 PM
Author: excitant mewling dog poop

I want to stab you

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2\u0026mark_id=5309378",#49512550)



Reply Favorite

Date: December 15th, 2025 9:08 PM
Author: racy site

Being echo gen x has its privileges

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2\u0026mark_id=5309378",#49512555)



Reply Favorite

Date: December 15th, 2025 11:56 AM
Author: Sadistic Crackhouse

hookers and blow? pretty much whatever you want

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2\u0026mark_id=5309378",#49511090)



Reply Favorite

Date: December 15th, 2025 11:58 AM
Author: laughsome idiot lodge

I have 5k in debt, would you help me out, not flame

taking ETH 0xA481F00EDb59FA2CA3ba27F7BcA090529a686a3D



(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2\u0026mark_id=5309378",#49511096)



Reply Favorite

Date: December 15th, 2025 12:30 PM
Author: Puce Double Fault Tanning Salon

Where the fuck did you get 2.75% interest student loans?

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2\u0026mark_id=5309378",#49511166)



Reply Favorite

Date: December 15th, 2025 12:30 PM
Author: cheese-eating antidepressant drug

Around 2007 and 2008, there were some great rates.

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2\u0026mark_id=5309378",#49511170)



Reply Favorite

Date: December 15th, 2025 9:03 PM
Author: racy site

This is a loan from FUCKING NINETEEN NINETY NINE

IM OLD

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2\u0026mark_id=5309378",#49512536)



Reply Favorite

Date: December 16th, 2025 2:01 AM
Author: cheese-eating antidepressant drug

Undergrad?

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2\u0026mark_id=5309378",#49512977)



Reply Favorite

Date: December 16th, 2025 2:04 AM
Author: aromatic bright blood rage kitchen



(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2\u0026mark_id=5309378",#49512982)



Reply Favorite

Date: December 15th, 2025 12:30 PM
Author: cheese-eating antidepressant drug

I have a loan that's exactly half that -- 1.375% with the autopay discount.

I ain't paying a day early. Let that debt ride, baby!

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2\u0026mark_id=5309378",#49511167)



Reply Favorite

Date: December 15th, 2025 4:39 PM
Author: Puce Double Fault Tanning Salon

If you told me right now that you'd give me x dollars at 1.375% interest, I'd say yes--basically no matter what amount x is.

Maybe that's a powergoy mentality, but I just lived through 4 years of joe biden.

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2\u0026mark_id=5309378",#49511840)



Reply Favorite

Date: December 15th, 2025 9:10 PM
Author: Exhilarant Sick Sanctuary

two girls, same time

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2\u0026mark_id=5309378",#49512566)



Reply Favorite

Date: December 15th, 2025 9:12 PM
Author: Smoky Vigorous Locale

borrow more money from jews asap

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2\u0026mark_id=5309378",#49512570)



Reply Favorite

Date: December 15th, 2025 9:13 PM
Author: racy site

Uncle Sam is a goy, shitlib

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2\u0026mark_id=5309378",#49512578)



Reply Favorite

Date: December 15th, 2025 9:16 PM
Author: Smoky Vigorous Locale

who benefits? COHEN BENEFITS!

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2\u0026mark_id=5309378",#49512587)