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My 56 yo brother just told me he has zero retirement savings

He has about 200K equity in his home that he owes about 400K...
odious sweet tailpipe foreskin
  09/22/25
that is sad. gave me anxiety just reading it. lord almighty
Mint cruise ship famous landscape painting
  09/22/25
Weird
Razzmatazz disgusting double fault blood rage
  09/22/25
What types of vehicles do they drive? I picture him with a f...
wild crawly headpube dysfunction
  09/22/25
He drives a 2025 GMC diesel truck. It's really shiny and say...
odious sweet tailpipe foreskin
  09/22/25
Guessing they are big Israel supporters
aqua electric furnace azn
  09/22/25
...
Hilarious Crackhouse Therapy
  09/22/25
I’m not sure either could even tell you who the curren...
odious sweet tailpipe foreskin
  09/22/25
President Biden is as sharp as a tack
adulterous blathering range half-breed
  09/28/25
agree. the side of the tack you push on.
marvelous azure stage
  09/28/25
...
adulterous blathering range half-breed
  09/29/25
...
Laughsome piazza
  09/22/25
...
puce buck-toothed indian lodge
  09/22/25
its a story as old as recent times
Shimmering Big Den
  09/22/25
...
Concupiscible Rehab Ape
  09/22/25
...
wild crawly headpube dysfunction
  09/22/25
...
Godawful casino juggernaut
  09/22/25
...
Wonderful Parlour
  09/22/25
...
odious sweet tailpipe foreskin
  09/22/25
...
Laughsome piazza
  09/22/25
...
crusty misunderstood chapel
  09/22/25
...
Racy frisky heaven mood
  09/22/25
...
puce buck-toothed indian lodge
  09/22/25
...
peach philosopher-king reading party
  09/22/25
Sounds very Gen X
mentally impaired pervert
  09/22/25
...
Wonderful Parlour
  09/22/25
Wife and I are both Gen X, we are very frugal and will retir...
odious sweet tailpipe foreskin
  09/22/25
Double Big Fed?
Concupiscible Rehab Ape
  09/22/25
Not saying, but yep
odious sweet tailpipe foreskin
  09/22/25
Good for you
Concupiscible Rehab Ape
  09/22/25
Any kids?
contagious location
  09/22/25
He’s already graduated from college and doing well on ...
odious sweet tailpipe foreskin
  09/22/25
It probably will work out for him though.
flickering cocky giraffe locale
  09/22/25
Sadly yeah
aqua electric furnace azn
  09/22/25
Tell us more about the wife's fake business
Frozen kitty cat
  09/22/25
She makes scented soaps that are in trendy boutique shops. I...
odious sweet tailpipe foreskin
  09/22/25
How can that lose 3k/month?
Concupiscible Rehab Ape
  09/22/25
She's putting way too much scent in them
slate ticket booth
  09/22/25
...
passionate elite chad milk
  09/22/25
...
curious preventive strike associate
  09/22/25
...
Hilarious Crackhouse Therapy
  09/22/25
...
Razzle-dazzle Lay Stock Car
  09/22/25
...
Useless dilemma corn cake
  09/22/25
...
rough-skinned cracking brunch
  09/22/25
...
Vengeful Alpha
  09/22/25
...
odious sweet tailpipe foreskin
  09/22/25
...
Laughsome piazza
  09/22/25
...
Comical onyx jewess
  09/22/25
...
rebellious national
  09/22/25
...
Dull vivacious base stain
  09/22/25
...
fluffy ungodly plaza
  09/22/25
...
marvelous azure stage
  09/22/25
I think you misspelled "cents."
Irradiated nursing home internal respiration
  09/22/25
...
odious sweet tailpipe foreskin
  09/22/25
...
Idiotic cobalt striped hyena legal warrant
  09/26/25
...
stimulating shivering field hairy legs
  09/27/25
...
Free-loading Irate Stead
  09/28/25
...
Fighting rigor stag film
  09/29/25
All he has to do to maek it is pay off his house over the ne...
high-end garrison
  09/22/25
He earns about 180K a year, so, he'll probably have a decent...
odious sweet tailpipe foreskin
  09/22/25
Nothing wrong with that, brother. Or working until 76. Who c...
high-end garrison
  09/22/25
He hates his job and wants to killself daily.
odious sweet tailpipe foreskin
  09/22/25
He should work harder, save more, get that house paid off or...
high-end garrison
  09/22/25
Holy shit, this is one of the first times I've seen you say ...
dashing main people affirmative action
  09/28/25
nah, before he turns 65 that shit's gonna be means tested
bull headed lascivious kitchen friendly grandma
  09/22/25
Everyone should work to 70+. I have a 76 year old partner an...
French nibblets
  09/22/25
Simmer down Shapiro
odious sweet tailpipe foreskin
  09/22/25
how is he going to pay off 400k in 14 years when he can't ev...
Wonderful Parlour
  09/22/25
You seem to struggle with the idea that someone could build ...
mentally impaired pervert
  09/22/25
My net worth is on the Ascent, I'm winning the stock market ...
Wonderful Parlour
  09/22/25
You should sell your Xbox for Profit. The price is ever incr...
mentally impaired pervert
  09/22/25
are you saying I should Sell High?
Wonderful Parlour
  09/22/25
btw people downplay the perks of Quick Resume and Play Anywh...
Wonderful Parlour
  09/22/25
He needs to pay $2,000 in principal each month, which he can...
high-end garrison
  09/22/25
Sounds like if he told his wife to close her stupid “b...
sepia lettuce
  09/22/25
Yes, I agree with you. Getting the house paid off in 14 year...
high-end garrison
  09/22/25
...
Racy frisky heaven mood
  09/28/25
this is retarded, which is expected from you. his PITI is li...
Wonderful Parlour
  09/22/25
Cr. It would be much better if he paid in installments, like...
vigorous sienna public bath
  09/22/25
At the beginning of the mortgage, you are e mostly paying in...
French nibblets
  09/22/25
Honestly, this is probably TCR. I have lived frugally for ye...
Titillating marketing idea
  09/22/25
Why would you have several thousand per month in health care...
Wonderful Parlour
  09/22/25
(dude who has never tried to buy insurance on the individual...
Titillating marketing idea
  09/23/25
...
Idiotic cobalt striped hyena legal warrant
  09/26/25
Leave America
dashing main people affirmative action
  09/28/25
He has social security and a good paying job and will have a...
vigorous sienna public bath
  09/22/25
he's 56 and has a 400k balance on his mortgage. he's never p...
Wonderful Parlour
  09/22/25
Once his kids are out of the house he can just downsize and ...
vigorous sienna public bath
  09/22/25
The $3000 a month that the "business" is losing ma...
excitant fuchsia mexican
  09/28/25
...
Unholy mediation
  09/28/25
He's going to be fine
Shimmering Big Den
  09/22/25
If he has a COVID-era mortgage rate, he'd be insane to pay i...
hairless church cuck
  09/22/25
For the financially retarded putting extra into your house i...
Razzle-dazzle Lay Stock Car
  09/22/25
This guy gets it
Concupiscible Rehab Ape
  09/22/25
Raymondnomics
Wonderful Parlour
  09/22/25
...
odious sweet tailpipe foreskin
  09/22/25
...
Hilarious Crackhouse Therapy
  09/22/25
...
Laughsome piazza
  09/22/25
...
Irradiated nursing home internal respiration
  09/22/25
...
rebellious national
  09/22/25
...
Plum hairraiser mad-dog skullcap
  09/28/25
...
stirring address doctorate
  09/22/25
Many such cases
Razzle-dazzle Lay Stock Car
  09/22/25
This seems to be about the median life outcome ITE
Concupiscible Rehab Ape
  09/22/25
I have a friend who just put 2200 worth of car audio into a ...
Vengeful Alpha
  09/22/25
Is it bumpin? What kind of quality does 2200 buy these days?...
Concupiscible Rehab Ape
  09/22/25
Is your friend still in high school? My brother, in all h...
odious sweet tailpipe foreskin
  09/22/25
He is early 30s lol
Vengeful Alpha
  09/22/25
alpha af
very tactful gunner
  09/22/25
I feel like there are more good stories about your brother, ...
rebellious national
  09/22/25
He’s got a “system” for playing slots in V...
odious sweet tailpipe foreskin
  09/22/25
So why does he want to killself daily? Sounds relatively chi...
stimulating shivering field hairy legs
  09/27/25
sounds 180, i can hear the bass 30 seconds before he shows u...
Idiotic cobalt striped hyena legal warrant
  09/26/25
who says you can't buy class
dashing main people affirmative action
  09/28/25
...
Idiotic cobalt striped hyena legal warrant
  09/28/25
He's going to need at least two new trucks before he retires...
chestnut swashbuckling potus
  09/22/25
...
Concupiscible Rehab Ape
  09/22/25
Unless you literally operate a fucking Wyoming cattle ranch,...
bipolar persian
  09/22/25
There's nothing else a man can reasonably drive
chestnut swashbuckling potus
  09/22/25
He can haul the entire Robert Caro LBJ series from a garage ...
Aphrodisiac Awkward Skinny Woman Indirect Expression
  09/22/25
...
Laughsome piazza
  09/22/25
...
fluffy ungodly plaza
  09/22/25
...
odious sweet tailpipe foreskin
  09/27/25
...
fantasy-prone codepig
  09/28/25
(blue city shitlib) Sorry to break this to you, city slic...
Titillating marketing idea
  09/23/25
Lol
Multi-colored Well-lubricated Candlestick Maker Bawdyhouse
  09/23/25
My cattle ranch is in Montana, do I have to return my truck
Plum hairraiser mad-dog skullcap
  09/28/25
what are your heights?
fluffy ungodly plaza
  09/22/25
He’s 6’3 and I’m 6’1
odious sweet tailpipe foreskin
  09/22/25
he has you pwned 4lyfe
fluffy ungodly plaza
  09/22/25
...
Razzle-dazzle Lay Stock Car
  09/22/25
Harsh, but fair
odious sweet tailpipe foreskin
  09/22/25
What's the big deal as long as they get inheritances.
French nibblets
  09/22/25
If a Boomer senses that their resources are needed by a youn...
rebellious national
  09/22/25
...
Razzle-dazzle Lay Stock Car
  09/26/25
Whatever it takes to support Israel no matter how demonic an...
odious sweet tailpipe foreskin
  09/26/25
...
cerebral internet-worthy son of senegal
  09/28/25


Poast new message in this thread



Reply Favorite

Date: September 22nd, 2025 9:26 AM
Author: odious sweet tailpipe foreskin

He has about 200K equity in his home that he owes about 400K. Lives paycheck to paycheck and has two children in high school. His wife has a fake business that loses about 3k per month and she has nothing saved for retirement and hasn't been contributing to SS for over a decade. He cashed in his 401K to purchase his current house. He and his wife both drive brand new vehicles and from outside appearances, seem to be well off.

I didn't want to dogpile on him and lightheartedly said "It'll all work out!" but, we both knew I was lying.

He was visibly upset when I said my wife and I could retire at any time.

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2\u0026mark_id=5309378#49290851)



Reply Favorite

Date: September 22nd, 2025 7:07 PM
Author: Mint cruise ship famous landscape painting

that is sad. gave me anxiety just reading it. lord almighty

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2\u0026mark_id=5309378#49292437)



Reply Favorite

Date: September 22nd, 2025 9:28 AM
Author: Razzmatazz disgusting double fault blood rage

Weird

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2\u0026mark_id=5309378#49290854)



Reply Favorite

Date: September 22nd, 2025 9:30 AM
Author: wild crawly headpube dysfunction

What types of vehicles do they drive? I picture him with a fully loaded F-150 and her with a luxury crossover of some kind (both leased)

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2\u0026mark_id=5309378#49290858)



Reply Favorite

Date: September 22nd, 2025 9:35 AM
Author: odious sweet tailpipe foreskin

He drives a 2025 GMC diesel truck. It's really shiny and says A4 or something. She has a new Acura SUV.

Do you know them?

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2\u0026mark_id=5309378#49290869)



Reply Favorite

Date: September 22nd, 2025 9:43 AM
Author: aqua electric furnace azn

Guessing they are big Israel supporters

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2\u0026mark_id=5309378#49290896)



Reply Favorite

Date: September 22nd, 2025 10:42 AM
Author: Hilarious Crackhouse Therapy



(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2\u0026mark_id=5309378#49290995)



Reply Favorite

Date: September 22nd, 2025 11:27 AM
Author: odious sweet tailpipe foreskin

I’m not sure either could even tell you who the current president is

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2\u0026mark_id=5309378#49291076)



Reply Favorite

Date: September 28th, 2025 1:39 AM
Author: adulterous blathering range half-breed

President Biden is as sharp as a tack

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2\u0026mark_id=5309378#49308560)



Reply Favorite

Date: September 28th, 2025 1:11 PM
Author: marvelous azure stage

agree. the side of the tack you push on.

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2\u0026mark_id=5309378#49309326)



Reply Favorite

Date: September 29th, 2025 12:27 PM
Author: adulterous blathering range half-breed



(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2\u0026mark_id=5309378#49311440)



Reply Favorite

Date: September 22nd, 2025 12:52 PM
Author: Laughsome piazza



(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2\u0026mark_id=5309378#49291367)



Reply Favorite

Date: September 22nd, 2025 5:11 PM
Author: puce buck-toothed indian lodge



(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2\u0026mark_id=5309378#49292142)



Reply Favorite

Date: September 22nd, 2025 9:58 AM
Author: Shimmering Big Den

its a story as old as recent times

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2\u0026mark_id=5309378#49290926)



Reply Favorite

Date: September 22nd, 2025 10:18 AM
Author: Concupiscible Rehab Ape



(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2\u0026mark_id=5309378#49290951)



Reply Favorite

Date: September 22nd, 2025 10:20 AM
Author: wild crawly headpube dysfunction



(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2\u0026mark_id=5309378#49290957)



Reply Favorite

Date: September 22nd, 2025 10:37 AM
Author: Godawful casino juggernaut



(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2\u0026mark_id=5309378#49290984)



Reply Favorite

Date: September 22nd, 2025 10:49 AM
Author: Wonderful Parlour



(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2\u0026mark_id=5309378#49291013)



Reply Favorite

Date: September 22nd, 2025 11:28 AM
Author: odious sweet tailpipe foreskin



(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2\u0026mark_id=5309378#49291077)



Reply Favorite

Date: September 22nd, 2025 12:52 PM
Author: Laughsome piazza



(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2\u0026mark_id=5309378#49291368)



Reply Favorite

Date: September 22nd, 2025 3:39 PM
Author: crusty misunderstood chapel



(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2\u0026mark_id=5309378#49291842)



Reply Favorite

Date: September 22nd, 2025 5:02 PM
Author: Racy frisky heaven mood



(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2\u0026mark_id=5309378#49292110)



Reply Favorite

Date: September 22nd, 2025 5:11 PM
Author: puce buck-toothed indian lodge



(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2\u0026mark_id=5309378#49292143)



Reply Favorite

Date: September 22nd, 2025 7:07 PM
Author: peach philosopher-king reading party



(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2\u0026mark_id=5309378#49292436)



Reply Favorite

Date: September 22nd, 2025 9:30 AM
Author: mentally impaired pervert

Sounds very Gen X

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2\u0026mark_id=5309378#49290859)



Reply Favorite

Date: September 22nd, 2025 9:41 AM
Author: Wonderful Parlour



(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2\u0026mark_id=5309378#49290889)



Reply Favorite

Date: September 22nd, 2025 9:46 AM
Author: odious sweet tailpipe foreskin

Wife and I are both Gen X, we are very frugal and will retire at 52 on roughly 14k per month after tax. We have no debt, a modest home that is paid off, and free health insurance until we turn 65.

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2\u0026mark_id=5309378#49290911)



Reply Favorite

Date: September 22nd, 2025 10:19 AM
Author: Concupiscible Rehab Ape

Double Big Fed?

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2\u0026mark_id=5309378#49290954)



Reply Favorite

Date: September 22nd, 2025 11:28 AM
Author: odious sweet tailpipe foreskin

Not saying, but yep

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2\u0026mark_id=5309378#49291080)



Reply Favorite

Date: September 22nd, 2025 11:33 AM
Author: Concupiscible Rehab Ape

Good for you

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2\u0026mark_id=5309378#49291097)



Reply Favorite

Date: September 22nd, 2025 1:22 PM
Author: contagious location

Any kids?

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2\u0026mark_id=5309378#49291483)



Reply Favorite

Date: September 22nd, 2025 4:24 PM
Author: odious sweet tailpipe foreskin

He’s already graduated from college and doing well on his own.

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2\u0026mark_id=5309378#49291988)



Reply Favorite

Date: September 22nd, 2025 9:30 AM
Author: flickering cocky giraffe locale

It probably will work out for him though.

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2\u0026mark_id=5309378#49290860)



Reply Favorite

Date: September 22nd, 2025 9:46 AM
Author: aqua electric furnace azn

Sadly yeah

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2\u0026mark_id=5309378#49290909)



Reply Favorite

Date: September 22nd, 2025 9:32 AM
Author: Frozen kitty cat

Tell us more about the wife's fake business

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2\u0026mark_id=5309378#49290862)



Reply Favorite

Date: September 22nd, 2025 9:37 AM
Author: odious sweet tailpipe foreskin

She makes scented soaps that are in trendy boutique shops. I bought some out of sympathy, and the soaps were WAY to scented, and the scents were pretty bad. I ended up just keeping them in the guest bathroom.

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2\u0026mark_id=5309378#49290877)



Reply Favorite

Date: September 22nd, 2025 10:20 AM
Author: Concupiscible Rehab Ape

How can that lose 3k/month?

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2\u0026mark_id=5309378#49290956)



Reply Favorite

Date: September 22nd, 2025 10:27 AM
Author: slate ticket booth

She's putting way too much scent in them

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2\u0026mark_id=5309378#49290970)



Reply Favorite

Date: September 22nd, 2025 10:31 AM
Author: passionate elite chad milk



(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2\u0026mark_id=5309378#49290975)



Reply Favorite

Date: September 22nd, 2025 10:35 AM
Author: curious preventive strike associate



(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2\u0026mark_id=5309378#49290980)



Reply Favorite

Date: September 22nd, 2025 10:42 AM
Author: Hilarious Crackhouse Therapy



(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2\u0026mark_id=5309378#49290998)



Reply Favorite

Date: September 22nd, 2025 10:49 AM
Author: Razzle-dazzle Lay Stock Car



(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2\u0026mark_id=5309378#49291011)



Reply Favorite

Date: September 22nd, 2025 10:51 AM
Author: Useless dilemma corn cake



(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2\u0026mark_id=5309378#49291016)



Reply Favorite

Date: September 22nd, 2025 10:53 AM
Author: rough-skinned cracking brunch



(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2\u0026mark_id=5309378#49291023)



Reply Favorite

Date: September 22nd, 2025 11:13 AM
Author: Vengeful Alpha



(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2\u0026mark_id=5309378#49291054)



Reply Favorite

Date: September 22nd, 2025 11:27 AM
Author: odious sweet tailpipe foreskin



(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2\u0026mark_id=5309378#49291074)



Reply Favorite

Date: September 22nd, 2025 12:52 PM
Author: Laughsome piazza



(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2\u0026mark_id=5309378#49291372)



Reply Favorite

Date: September 22nd, 2025 12:56 PM
Author: Comical onyx jewess



(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2\u0026mark_id=5309378#49291399)



Reply Favorite

Date: September 22nd, 2025 1:25 PM
Author: rebellious national



(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2\u0026mark_id=5309378#49291495)



Reply Favorite

Date: September 22nd, 2025 4:20 PM
Author: Dull vivacious base stain



(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2\u0026mark_id=5309378#49291968)



Reply Favorite

Date: September 22nd, 2025 4:22 PM
Author: fluffy ungodly plaza



(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2\u0026mark_id=5309378#49291973)



Reply Favorite

Date: September 22nd, 2025 4:41 PM
Author: marvelous azure stage



(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2\u0026mark_id=5309378#49292032)



Reply Favorite

Date: September 22nd, 2025 7:03 PM
Author: Irradiated nursing home internal respiration

I think you misspelled "cents."

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2\u0026mark_id=5309378#49292431)



Reply Favorite

Date: September 22nd, 2025 11:37 PM
Author: odious sweet tailpipe foreskin



(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2\u0026mark_id=5309378#49293056)



Reply Favorite

Date: September 26th, 2025 1:39 PM
Author: Idiotic cobalt striped hyena legal warrant



(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2\u0026mark_id=5309378#49305213)



Reply Favorite

Date: September 27th, 2025 6:43 PM
Author: stimulating shivering field hairy legs



(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2\u0026mark_id=5309378#49308038)



Reply Favorite

Date: September 28th, 2025 1:58 PM
Author: Free-loading Irate Stead



(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2\u0026mark_id=5309378#49309440)



Reply Favorite

Date: September 29th, 2025 12:42 PM
Author: Fighting rigor stag film



(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2\u0026mark_id=5309378#49311477)



Reply Favorite

Date: September 22nd, 2025 9:36 AM
Author: high-end garrison

All he has to do to maek it is pay off his house over the next 14 years, get his wife to quit the loser job, and save like $50,000 of cash. Then he can live off of social security and spousal benefit for ever and never run out of money.

Saving for retirement is a YUGE scam. None of that money ever gets used for anything useful.

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2\u0026mark_id=5309378#49290872)



Reply Favorite

Date: September 22nd, 2025 9:38 AM
Author: odious sweet tailpipe foreskin

He earns about 180K a year, so, he'll probably have a decent SS check. But he'll be working till he's 70.

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2\u0026mark_id=5309378#49290880)



Reply Favorite

Date: September 22nd, 2025 9:38 AM
Author: high-end garrison

Nothing wrong with that, brother. Or working until 76. Who cares?

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2\u0026mark_id=5309378#49290882)



Reply Favorite

Date: September 22nd, 2025 9:39 AM
Author: odious sweet tailpipe foreskin

He hates his job and wants to killself daily.

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2\u0026mark_id=5309378#49290886)



Reply Favorite

Date: September 22nd, 2025 9:42 AM
Author: high-end garrison

He should work harder, save more, get that house paid off or move somewhere he can afford, drop the anchor wife, and find Christ.

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2\u0026mark_id=5309378#49290894)



Reply Favorite

Date: September 28th, 2025 8:29 AM
Author: dashing main people affirmative action

Holy shit, this is one of the first times I've seen you say anything remotely right. Don't forget about either sticking her with the kids or manning up and being an actual father

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2\u0026mark_id=5309378#49308717)



Reply Favorite

Date: September 22nd, 2025 11:39 AM
Author: bull headed lascivious kitchen friendly grandma

nah, before he turns 65 that shit's gonna be means tested

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2\u0026mark_id=5309378#49291118)



Reply Favorite

Date: September 22nd, 2025 7:38 PM
Author: French nibblets

Everyone should work to 70+. I have a 76 year old partner and he loves litigating.

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2\u0026mark_id=5309378#49292529)



Reply Favorite

Date: September 22nd, 2025 11:37 PM
Author: odious sweet tailpipe foreskin

Simmer down Shapiro

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2\u0026mark_id=5309378#49293057)



Reply Favorite

Date: September 22nd, 2025 9:39 AM
Author: Wonderful Parlour

how is he going to pay off 400k in 14 years when he can't even save for retirement.

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2\u0026mark_id=5309378#49290887)



Reply Favorite

Date: September 22nd, 2025 9:41 AM
Author: mentally impaired pervert

You seem to struggle with the idea that someone could build net worth rather than Descending.

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2\u0026mark_id=5309378#49290890)



Reply Favorite

Date: September 22nd, 2025 9:43 AM
Author: Wonderful Parlour

My net worth is on the Ascent, I'm winning the stock market and you are Priced Out of Switch 2 ffs. Respect your betters.

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2\u0026mark_id=5309378#49290898)



Reply Favorite

Date: September 22nd, 2025 12:55 PM
Author: mentally impaired pervert

You should sell your Xbox for Profit. The price is ever increasing fo No Reason

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2\u0026mark_id=5309378#49291391)



Reply Favorite

Date: September 22nd, 2025 12:58 PM
Author: Wonderful Parlour

are you saying I should Sell High?

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2\u0026mark_id=5309378#49291407)



Reply Favorite

Date: September 22nd, 2025 1:00 PM
Author: Wonderful Parlour

btw people downplay the perks of Quick Resume and Play Anywhere imo. these are supreme conveniences that really keep the Console relevant.

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2\u0026mark_id=5309378#49291419)



Reply Favorite

Date: September 22nd, 2025 9:42 AM
Author: high-end garrison

He needs to pay $2,000 in principal each month, which he can do on $180k.

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2\u0026mark_id=5309378#49290893)



Reply Favorite

Date: September 22nd, 2025 9:46 AM
Author: sepia lettuce

Sounds like if he told his wife to close her stupid “business” he could pay $3k per month in principal and not degrade their lifestyle.

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2\u0026mark_id=5309378#49290908)



Reply Favorite

Date: September 22nd, 2025 9:49 AM
Author: high-end garrison

Yes, I agree with you. Getting the house paid off in 14 years is not that difficult. But he needs to keep working and start TRYING.

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2\u0026mark_id=5309378#49290919)



Reply Favorite

Date: September 28th, 2025 12:09 AM
Author: Racy frisky heaven mood



(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2\u0026mark_id=5309378#49308508)



Reply Favorite

Date: September 22nd, 2025 9:50 AM
Author: Wonderful Parlour

this is retarded, which is expected from you. his PITI is likely already $2-3000k. They are Gen X idiots so they probably have lots of other expenses so they can appear Middle Class to their stupid peers, and two high school age kids according to OP.

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2\u0026mark_id=5309378#49290921)



Reply Favorite

Date: September 22nd, 2025 9:44 AM
Author: vigorous sienna public bath

Cr. It would be much better if he paid in installments, like a couple thousand every month. I don't have a mortgage for the same reason, can't afford the one-time payback of all principal and interest at once.

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2\u0026mark_id=5309378#49290903)



Reply Favorite

Date: September 22nd, 2025 7:40 PM
Author: French nibblets

At the beginning of the mortgage, you are e mostly paying interest. At the end you are mostly paying principal.

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2\u0026mark_id=5309378#49292535)



Reply Favorite

Date: September 22nd, 2025 11:34 AM
Author: Titillating marketing idea

Honestly, this is probably TCR. I have lived frugally for years and maxed out my retirement accounts since age 24. I have a current net worth of around $2.5 million. My advisor tells me I could retire comfortably by age 57-58, and I most likely wouldn't run out of money if I retired at 52.

But those projections assumed that my spending remains the same. Realistically, if I quit my job before the wife and I are eligible for Medicare, I am paying at least several thousand per month in health care costs, making early retirement impossible. So basically I am working until a minimum of age 65 no matter what. And what does a lifetime of living frugally get for me? More money at age 65 when I'll be too old to do anything fun anyway. Some days I want to say "Fuck it," set all my retirement contributions to $0, and finally buy a sweet ass car and some nice vacations. But I'm too much of a beta cuck to every actually do that.

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2\u0026mark_id=5309378#49291102)



Reply Favorite

Date: September 22nd, 2025 11:36 AM
Author: Wonderful Parlour

Why would you have several thousand per month in health care costs? Are you ruinously obese like disco fries?

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2\u0026mark_id=5309378#49291106)



Reply Favorite

Date: September 23rd, 2025 12:31 AM
Author: Titillating marketing idea

(dude who has never tried to buy insurance on the individual market)

For a couple in our 50's/60's, we would be paying $1,000-$2,000 per month in premiums alone. And for premiums that "low," we would have a deductible that is at least in the $20k-$30k range, so all of my wife's medications (she is diabetic and has a couple other chronic health conditions) would be paid out of pocket. So yeah, my guess is that we would be paying a minimum of $3,000-$4,000 per month until at least my wife is on Medicare.

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2\u0026mark_id=5309378#49293167)



Reply Favorite

Date: September 26th, 2025 1:40 PM
Author: Idiotic cobalt striped hyena legal warrant



(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2\u0026mark_id=5309378#49305216)



Reply Favorite

Date: September 28th, 2025 8:33 AM
Author: dashing main people affirmative action

Leave America

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2\u0026mark_id=5309378#49308723)



Reply Favorite

Date: September 22nd, 2025 9:42 AM
Author: vigorous sienna public bath

He has social security and a good paying job and will have a paid off house eventually. The worst thing for him to do is spend his last 25-30 years of life panicking about money. Though I would stop the bleeding with the business. Just scale it back to lose $500 a month or so. $3000 is way too much.

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2\u0026mark_id=5309378#49290895)



Reply Favorite

Date: September 22nd, 2025 9:44 AM
Author: Wonderful Parlour

he's 56 and has a 400k balance on his mortgage. he's never paying it off. plus he's Gen X.

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2\u0026mark_id=5309378#49290901)



Reply Favorite

Date: September 22nd, 2025 9:45 AM
Author: vigorous sienna public bath

Once his kids are out of the house he can just downsize and bam! its paid off.

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2\u0026mark_id=5309378#49290906)



Reply Favorite

Date: September 28th, 2025 12:32 AM
Author: excitant fuchsia mexican

The $3000 a month that the "business" is losing may actually be lifestyle spending by the wife that is essentially laundered through the business.

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2\u0026mark_id=5309378#49308521)



Reply Favorite

Date: September 28th, 2025 1:58 PM
Author: Unholy mediation



(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2\u0026mark_id=5309378#49309435)



Reply Favorite

Date: September 22nd, 2025 9:58 AM
Author: Shimmering Big Den

He's going to be fine

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2\u0026mark_id=5309378#49290925)



Reply Favorite

Date: September 22nd, 2025 10:41 AM
Author: hairless church cuck

If he has a COVID-era mortgage rate, he'd be insane to pay it off

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2\u0026mark_id=5309378#49290992)



Reply Favorite

Date: September 22nd, 2025 10:50 AM
Author: Razzle-dazzle Lay Stock Car

For the financially retarded putting extra into your house is a good decision. The opportunity cost is not vs The Market. It’s vs buying a new truck.

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2\u0026mark_id=5309378#49291014)



Reply Favorite

Date: September 22nd, 2025 10:51 AM
Author: Concupiscible Rehab Ape

This guy gets it

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2\u0026mark_id=5309378#49291017)



Reply Favorite

Date: September 22nd, 2025 10:53 AM
Author: Wonderful Parlour

Raymondnomics

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2\u0026mark_id=5309378#49291024)



Reply Favorite

Date: September 22nd, 2025 11:29 AM
Author: odious sweet tailpipe foreskin



(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2\u0026mark_id=5309378#49291083)



Reply Favorite

Date: September 22nd, 2025 11:46 AM
Author: Hilarious Crackhouse Therapy



(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2\u0026mark_id=5309378#49291132)



Reply Favorite

Date: September 22nd, 2025 12:53 PM
Author: Laughsome piazza



(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2\u0026mark_id=5309378#49291374)



Reply Favorite

Date: September 22nd, 2025 12:53 PM
Author: Irradiated nursing home internal respiration



(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2\u0026mark_id=5309378#49291380)



Reply Favorite

Date: September 22nd, 2025 1:26 PM
Author: rebellious national



(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2\u0026mark_id=5309378#49291500)



Reply Favorite

Date: September 28th, 2025 2:24 PM
Author: Plum hairraiser mad-dog skullcap



(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2\u0026mark_id=5309378#49309504)



Reply Favorite

Date: September 22nd, 2025 10:43 AM
Author: stirring address doctorate



(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2\u0026mark_id=5309378#49291001)



Reply Favorite

Date: September 22nd, 2025 10:48 AM
Author: Razzle-dazzle Lay Stock Car

Many such cases

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2\u0026mark_id=5309378#49291009)



Reply Favorite

Date: September 22nd, 2025 10:50 AM
Author: Concupiscible Rehab Ape

This seems to be about the median life outcome ITE

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2\u0026mark_id=5309378#49291015)



Reply Favorite

Date: September 22nd, 2025 11:06 AM
Author: Vengeful Alpha

I have a friend who just put 2200 worth of car audio into a 2008 camry

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2\u0026mark_id=5309378#49291045)



Reply Favorite

Date: September 22nd, 2025 11:19 AM
Author: Concupiscible Rehab Ape

Is it bumpin? What kind of quality does 2200 buy these days? I admit I'm a little out of the loop

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2\u0026mark_id=5309378#49291060)



Reply Favorite

Date: September 22nd, 2025 11:30 AM
Author: odious sweet tailpipe foreskin

Is your friend still in high school?

My brother, in all his wisdom, didn’t like the stock wheels on his truck, so he spent $3,000 on new wheels that look significantly worse than the stock wheels.

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2\u0026mark_id=5309378#49291086)



Reply Favorite

Date: September 22nd, 2025 11:42 AM
Author: Vengeful Alpha

He is early 30s lol

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2\u0026mark_id=5309378#49291125)



Reply Favorite

Date: September 22nd, 2025 11:59 AM
Author: very tactful gunner

alpha af

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2\u0026mark_id=5309378#49291167)



Reply Favorite

Date: September 22nd, 2025 1:27 PM
Author: rebellious national

I feel like there are more good stories about your brother, especially his financial decision making. Do share!

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2\u0026mark_id=5309378#49291503)



Reply Favorite

Date: September 22nd, 2025 4:16 PM
Author: odious sweet tailpipe foreskin

He’s got a “system” for playing slots in Vegas that maximizes his player points and hasn’t failed him yet. He keeps trying to convince me to just go with him one weekend to prove it. All his hotel and food gets comped. He’s pissed I don’t believe him, for starters.

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2\u0026mark_id=5309378#49291952)



Reply Favorite

Date: September 27th, 2025 6:47 PM
Author: stimulating shivering field hairy legs

So why does he want to killself daily? Sounds relatively chill otherwise

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2\u0026mark_id=5309378#49308045)



Reply Favorite

Date: September 26th, 2025 1:41 PM
Author: Idiotic cobalt striped hyena legal warrant

sounds 180, i can hear the bass 30 seconds before he shows up

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2\u0026mark_id=5309378#49305221)



Reply Favorite

Date: September 28th, 2025 8:35 AM
Author: dashing main people affirmative action

who says you can't buy class

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2\u0026mark_id=5309378#49308733)



Reply Favorite

Date: September 28th, 2025 2:23 PM
Author: Idiotic cobalt striped hyena legal warrant



(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2\u0026mark_id=5309378#49309502)



Reply Favorite

Date: September 22nd, 2025 1:17 PM
Author: chestnut swashbuckling potus

He's going to need at least two new trucks before he retires, which will make saving more difficult

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2\u0026mark_id=5309378#49291472)



Reply Favorite

Date: September 22nd, 2025 1:27 PM
Author: Concupiscible Rehab Ape



(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2\u0026mark_id=5309378#49291502)



Reply Favorite

Date: September 22nd, 2025 1:57 PM
Author: bipolar persian

Unless you literally operate a fucking Wyoming cattle ranch, you don't need a truck. I keep telling people this.

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2\u0026mark_id=5309378#49291599)



Reply Favorite

Date: September 22nd, 2025 1:59 PM
Author: chestnut swashbuckling potus

There's nothing else a man can reasonably drive

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2\u0026mark_id=5309378#49291606)



Reply Favorite

Date: September 22nd, 2025 2:08 PM
Author: Aphrodisiac Awkward Skinny Woman Indirect Expression

He can haul the entire Robert Caro LBJ series from a garage sale in the bed of his pickup truck.

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2\u0026mark_id=5309378#49291630)



Reply Favorite

Date: September 22nd, 2025 3:52 PM
Author: Laughsome piazza



(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2\u0026mark_id=5309378#49291884)



Reply Favorite

Date: September 22nd, 2025 4:22 PM
Author: fluffy ungodly plaza



(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2\u0026mark_id=5309378#49291975)



Reply Favorite

Date: September 27th, 2025 6:31 PM
Author: odious sweet tailpipe foreskin



(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2\u0026mark_id=5309378#49308023)



Reply Favorite

Date: September 28th, 2025 8:34 AM
Author: fantasy-prone codepig



(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2\u0026mark_id=5309378#49308727)



Reply Favorite

Date: September 23rd, 2025 12:34 AM
Author: Titillating marketing idea

(blue city shitlib)

Sorry to break this to you, city slicker, but if you don't live in a shitlib metropolis, you do need a truck unless you want to die a virgin. LJL at picking up your date in a Camry.

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2\u0026mark_id=5309378#49293179)



Reply Favorite

Date: September 23rd, 2025 12:53 AM
Author: Multi-colored Well-lubricated Candlestick Maker Bawdyhouse

Lol

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2\u0026mark_id=5309378#49293201)



Reply Favorite

Date: September 28th, 2025 2:25 PM
Author: Plum hairraiser mad-dog skullcap

My cattle ranch is in Montana, do I have to return my truck

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2\u0026mark_id=5309378#49309505)



Reply Favorite

Date: September 22nd, 2025 4:23 PM
Author: fluffy ungodly plaza

what are your heights?

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2\u0026mark_id=5309378#49291980)



Reply Favorite

Date: September 22nd, 2025 4:31 PM
Author: odious sweet tailpipe foreskin

He’s 6’3 and I’m 6’1

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2\u0026mark_id=5309378#49292009)



Reply Favorite

Date: September 22nd, 2025 4:40 PM
Author: fluffy ungodly plaza

he has you pwned 4lyfe

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2\u0026mark_id=5309378#49292028)



Reply Favorite

Date: September 22nd, 2025 7:16 PM
Author: Razzle-dazzle Lay Stock Car



(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2\u0026mark_id=5309378#49292464)



Reply Favorite

Date: September 22nd, 2025 11:38 PM
Author: odious sweet tailpipe foreskin

Harsh, but fair

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2\u0026mark_id=5309378#49293059)



Reply Favorite

Date: September 22nd, 2025 7:37 PM
Author: French nibblets

What's the big deal as long as they get inheritances.

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2\u0026mark_id=5309378#49292524)



Reply Favorite

Date: September 22nd, 2025 7:54 PM
Author: rebellious national

If a Boomer senses that their resources are needed by a younger generation then their deep evolutionary instincts activate, causing them to cling to life until age 115, even long after cancer has wracked their bodies and dementia has robbed them of their minds. The will to Boom is eternal

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2\u0026mark_id=5309378#49292566)



Reply Favorite

Date: September 26th, 2025 1:06 PM
Author: Razzle-dazzle Lay Stock Car



(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2\u0026mark_id=5309378#49305085)



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Date: September 26th, 2025 1:37 PM
Author: odious sweet tailpipe foreskin

Whatever it takes to support Israel no matter how demonic and evil the bloodsucking kikes present, as long as they leave nothing to their genetic heirs.

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2\u0026mark_id=5309378#49305208)



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Date: September 28th, 2025 8:50 AM
Author: cerebral internet-worthy son of senegal



(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2\u0026mark_id=5309378#49308752)