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My 56 yo brother just told me he has zero retirement savings

He has about 200K equity in his home that he owes about 400K...
Coral garrison kitty cat
  09/22/25
that is sad. gave me anxiety just reading it. lord almighty
balding charismatic national
  09/22/25
Weird
overrated orange business firm
  09/22/25
What types of vehicles do they drive? I picture him with a f...
Hairraiser deranged space gay wizard
  09/22/25
He drives a 2025 GMC diesel truck. It's really shiny and say...
Coral garrison kitty cat
  09/22/25
Guessing they are big Israel supporters
mind-boggling topaz philosopher-king goal in life
  09/22/25
...
Angry Odious Son Of Senegal
  09/22/25
I’m not sure either could even tell you who the curren...
Coral garrison kitty cat
  09/22/25
President Biden is as sharp as a tack
sexy azure hissy fit
  09/28/25
agree. the side of the tack you push on.
avocado cocky dingle berry
  09/28/25
...
sexy azure hissy fit
  09/29/25
...
Cerise dead hall
  09/22/25
...
yapping lake personal credit line
  09/22/25
its a story as old as recent times
clear school
  09/22/25
...
Fiercely-loyal Abode
  09/22/25
...
Hairraiser deranged space gay wizard
  09/22/25
...
Supple Violent Box Office
  09/22/25
...
Mahogany goyim indian lodge
  09/22/25
...
Coral garrison kitty cat
  09/22/25
...
Cerise dead hall
  09/22/25
...
umber comical ticket booth
  09/22/25
...
garnet orchestra pit
  09/22/25
...
yapping lake personal credit line
  09/22/25
...
tantric psychic
  09/22/25
Sounds very Gen X
Scarlet forum
  09/22/25
...
Mahogany goyim indian lodge
  09/22/25
Wife and I are both Gen X, we are very frugal and will retir...
Coral garrison kitty cat
  09/22/25
Double Big Fed?
Fiercely-loyal Abode
  09/22/25
Not saying, but yep
Coral garrison kitty cat
  09/22/25
Good for you
Fiercely-loyal Abode
  09/22/25
Any kids?
aromatic buff foreskin
  09/22/25
He’s already graduated from college and doing well on ...
Coral garrison kitty cat
  09/22/25
It probably will work out for him though.
shivering stain stag film
  09/22/25
Sadly yeah
mind-boggling topaz philosopher-king goal in life
  09/22/25
Tell us more about the wife's fake business
Glittery french state mother
  09/22/25
She makes scented soaps that are in trendy boutique shops. I...
Coral garrison kitty cat
  09/22/25
How can that lose 3k/month?
Fiercely-loyal Abode
  09/22/25
She's putting way too much scent in them
Exhilarant aggressive cuck candlestick maker
  09/22/25
...
Galvanic out-of-control haunted graveyard
  09/22/25
...
Alcoholic Chrome Factory Reset Button Area
  09/22/25
...
Angry Odious Son Of Senegal
  09/22/25
...
Concupiscible hot dopamine
  09/22/25
...
rusted splenetic french chef
  09/22/25
...
Thirsty startling chad
  09/22/25
...
Pearly Slippery Codepig Trailer Park
  09/22/25
...
Coral garrison kitty cat
  09/22/25
...
Cerise dead hall
  09/22/25
...
At-the-ready Marvelous Sweet Tailpipe Friendly Grandma
  09/22/25
...
demanding mad-dog skullcap
  09/22/25
...
Twinkling resort twinkling uncleanness
  09/22/25
...
Elite Peach Dragon
  09/22/25
...
avocado cocky dingle berry
  09/22/25
I think you misspelled "cents."
Hyperactive spot community account
  09/22/25
...
Coral garrison kitty cat
  09/22/25
...
insanely creepy alpha
  09/26/25
...
beta pisswyrm range
  09/27/25
...
pink pit voyeur
  09/28/25
...
contagious blue affirmative action crackhouse
  09/29/25
All he has to do to maek it is pay off his house over the ne...
Turquoise cowardly library legend
  09/22/25
He earns about 180K a year, so, he'll probably have a decent...
Coral garrison kitty cat
  09/22/25
Nothing wrong with that, brother. Or working until 76. Who c...
Turquoise cowardly library legend
  09/22/25
He hates his job and wants to killself daily.
Coral garrison kitty cat
  09/22/25
He should work harder, save more, get that house paid off or...
Turquoise cowardly library legend
  09/22/25
Holy shit, this is one of the first times I've seen you say ...
glassy weed whacker point
  09/28/25
nah, before he turns 65 that shit's gonna be means tested
high-end tank
  09/22/25
Everyone should work to 70+. I have a 76 year old partner an...
arousing public bath old irish cottage
  09/22/25
Simmer down Shapiro
Coral garrison kitty cat
  09/22/25
how is he going to pay off 400k in 14 years when he can't ev...
Mahogany goyim indian lodge
  09/22/25
You seem to struggle with the idea that someone could build ...
Scarlet forum
  09/22/25
My net worth is on the Ascent, I'm winning the stock market ...
Mahogany goyim indian lodge
  09/22/25
You should sell your Xbox for Profit. The price is ever incr...
Scarlet forum
  09/22/25
are you saying I should Sell High?
Mahogany goyim indian lodge
  09/22/25
btw people downplay the perks of Quick Resume and Play Anywh...
Mahogany goyim indian lodge
  09/22/25
He needs to pay $2,000 in principal each month, which he can...
Turquoise cowardly library legend
  09/22/25
Sounds like if he told his wife to close her stupid “b...
Razzle-dazzle awkward international law enforcement agency
  09/22/25
Yes, I agree with you. Getting the house paid off in 14 year...
Turquoise cowardly library legend
  09/22/25
...
garnet orchestra pit
  09/28/25
this is retarded, which is expected from you. his PITI is li...
Mahogany goyim indian lodge
  09/22/25
Cr. It would be much better if he paid in installments, like...
Razzmatazz therapy lay
  09/22/25
At the beginning of the mortgage, you are e mostly paying in...
arousing public bath old irish cottage
  09/22/25
Honestly, this is probably TCR. I have lived frugally for ye...
Vigorous ceo
  09/22/25
Why would you have several thousand per month in health care...
Mahogany goyim indian lodge
  09/22/25
(dude who has never tried to buy insurance on the individual...
Vigorous ceo
  09/23/25
...
insanely creepy alpha
  09/26/25
Leave America
glassy weed whacker point
  09/28/25
He has social security and a good paying job and will have a...
Razzmatazz therapy lay
  09/22/25
he's 56 and has a 400k balance on his mortgage. he's never p...
Mahogany goyim indian lodge
  09/22/25
Once his kids are out of the house he can just downsize and ...
Razzmatazz therapy lay
  09/22/25
The $3000 a month that the "business" is losing ma...
cracking amethyst marketing idea nursing home
  09/28/25
...
razzle mauve incel address
  09/28/25
He's going to be fine
clear school
  09/22/25
If he has a COVID-era mortgage rate, he'd be insane to pay i...
Outnumbered tripping regret
  09/22/25
For the financially retarded putting extra into your house i...
Concupiscible hot dopamine
  09/22/25
This guy gets it
Fiercely-loyal Abode
  09/22/25
Raymondnomics
Mahogany goyim indian lodge
  09/22/25
...
Coral garrison kitty cat
  09/22/25
...
Angry Odious Son Of Senegal
  09/22/25
...
Cerise dead hall
  09/22/25
...
Hyperactive spot community account
  09/22/25
...
demanding mad-dog skullcap
  09/22/25
...
adventurous parlour
  09/28/25
...
territorial center
  09/22/25
Many such cases
Concupiscible hot dopamine
  09/22/25
This seems to be about the median life outcome ITE
Fiercely-loyal Abode
  09/22/25
I have a friend who just put 2200 worth of car audio into a ...
Pearly Slippery Codepig Trailer Park
  09/22/25
Is it bumpin? What kind of quality does 2200 buy these days?...
Fiercely-loyal Abode
  09/22/25
Is your friend still in high school? My brother, in all h...
Coral garrison kitty cat
  09/22/25
He is early 30s lol
Pearly Slippery Codepig Trailer Park
  09/22/25
alpha af
walnut 180 locus
  09/22/25
I feel like there are more good stories about your brother, ...
demanding mad-dog skullcap
  09/22/25
He’s got a “system” for playing slots in V...
Coral garrison kitty cat
  09/22/25
So why does he want to killself daily? Sounds relatively chi...
beta pisswyrm range
  09/27/25
sounds 180, i can hear the bass 30 seconds before he shows u...
insanely creepy alpha
  09/26/25
who says you can't buy class
glassy weed whacker point
  09/28/25
...
insanely creepy alpha
  09/28/25
He's going to need at least two new trucks before he retires...
Exciting Theater Pozpig
  09/22/25
...
Fiercely-loyal Abode
  09/22/25
Unless you literally operate a fucking Wyoming cattle ranch,...
Emerald Vibrant School Cafeteria New Version
  09/22/25
There's nothing else a man can reasonably drive
Exciting Theater Pozpig
  09/22/25
He can haul the entire Robert Caro LBJ series from a garage ...
Fighting vivacious location karate
  09/22/25
...
Cerise dead hall
  09/22/25
...
Elite Peach Dragon
  09/22/25
...
Coral garrison kitty cat
  09/27/25
...
Apoplectic step-uncle's house
  09/28/25
(blue city shitlib) Sorry to break this to you, city slic...
Vigorous ceo
  09/23/25
Lol
chest-beating big trust fund principal's office
  09/23/25
My cattle ranch is in Montana, do I have to return my truck
adventurous parlour
  09/28/25
what are your heights?
Elite Peach Dragon
  09/22/25
He’s 6’3 and I’m 6’1
Coral garrison kitty cat
  09/22/25
he has you pwned 4lyfe
Elite Peach Dragon
  09/22/25
...
Concupiscible hot dopamine
  09/22/25
Harsh, but fair
Coral garrison kitty cat
  09/22/25
What's the big deal as long as they get inheritances.
arousing public bath old irish cottage
  09/22/25
If a Boomer senses that their resources are needed by a youn...
demanding mad-dog skullcap
  09/22/25
...
Concupiscible hot dopamine
  09/26/25
Whatever it takes to support Israel no matter how demonic an...
Coral garrison kitty cat
  09/26/25
...
sapphire bat-shit-crazy internal respiration
  09/28/25


Poast new message in this thread



Reply Favorite

Date: September 22nd, 2025 9:26 AM
Author: Coral garrison kitty cat

He has about 200K equity in his home that he owes about 400K. Lives paycheck to paycheck and has two children in high school. His wife has a fake business that loses about 3k per month and she has nothing saved for retirement and hasn't been contributing to SS for over a decade. He cashed in his 401K to purchase his current house. He and his wife both drive brand new vehicles and from outside appearances, seem to be well off.

I didn't want to dogpile on him and lightheartedly said "It'll all work out!" but, we both knew I was lying.

He was visibly upset when I said my wife and I could retire at any time.

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2\u0026mark_id=5309378#49290851)



Reply Favorite

Date: September 22nd, 2025 7:07 PM
Author: balding charismatic national

that is sad. gave me anxiety just reading it. lord almighty

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2\u0026mark_id=5309378#49292437)



Reply Favorite

Date: September 22nd, 2025 9:28 AM
Author: overrated orange business firm

Weird

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2\u0026mark_id=5309378#49290854)



Reply Favorite

Date: September 22nd, 2025 9:30 AM
Author: Hairraiser deranged space gay wizard

What types of vehicles do they drive? I picture him with a fully loaded F-150 and her with a luxury crossover of some kind (both leased)

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2\u0026mark_id=5309378#49290858)



Reply Favorite

Date: September 22nd, 2025 9:35 AM
Author: Coral garrison kitty cat

He drives a 2025 GMC diesel truck. It's really shiny and says A4 or something. She has a new Acura SUV.

Do you know them?

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2\u0026mark_id=5309378#49290869)



Reply Favorite

Date: September 22nd, 2025 9:43 AM
Author: mind-boggling topaz philosopher-king goal in life

Guessing they are big Israel supporters

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2\u0026mark_id=5309378#49290896)



Reply Favorite

Date: September 22nd, 2025 10:42 AM
Author: Angry Odious Son Of Senegal



(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2\u0026mark_id=5309378#49290995)



Reply Favorite

Date: September 22nd, 2025 11:27 AM
Author: Coral garrison kitty cat

I’m not sure either could even tell you who the current president is

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2\u0026mark_id=5309378#49291076)



Reply Favorite

Date: September 28th, 2025 1:39 AM
Author: sexy azure hissy fit

President Biden is as sharp as a tack

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2\u0026mark_id=5309378#49308560)



Reply Favorite

Date: September 28th, 2025 1:11 PM
Author: avocado cocky dingle berry

agree. the side of the tack you push on.

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2\u0026mark_id=5309378#49309326)



Reply Favorite

Date: September 29th, 2025 12:27 PM
Author: sexy azure hissy fit



(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2\u0026mark_id=5309378#49311440)



Reply Favorite

Date: September 22nd, 2025 12:52 PM
Author: Cerise dead hall



(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2\u0026mark_id=5309378#49291367)



Reply Favorite

Date: September 22nd, 2025 5:11 PM
Author: yapping lake personal credit line



(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2\u0026mark_id=5309378#49292142)



Reply Favorite

Date: September 22nd, 2025 9:58 AM
Author: clear school

its a story as old as recent times

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2\u0026mark_id=5309378#49290926)



Reply Favorite

Date: September 22nd, 2025 10:18 AM
Author: Fiercely-loyal Abode



(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2\u0026mark_id=5309378#49290951)



Reply Favorite

Date: September 22nd, 2025 10:20 AM
Author: Hairraiser deranged space gay wizard



(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2\u0026mark_id=5309378#49290957)



Reply Favorite

Date: September 22nd, 2025 10:37 AM
Author: Supple Violent Box Office



(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2\u0026mark_id=5309378#49290984)



Reply Favorite

Date: September 22nd, 2025 10:49 AM
Author: Mahogany goyim indian lodge



(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2\u0026mark_id=5309378#49291013)



Reply Favorite

Date: September 22nd, 2025 11:28 AM
Author: Coral garrison kitty cat



(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2\u0026mark_id=5309378#49291077)



Reply Favorite

Date: September 22nd, 2025 12:52 PM
Author: Cerise dead hall



(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2\u0026mark_id=5309378#49291368)



Reply Favorite

Date: September 22nd, 2025 3:39 PM
Author: umber comical ticket booth



(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2\u0026mark_id=5309378#49291842)



Reply Favorite

Date: September 22nd, 2025 5:02 PM
Author: garnet orchestra pit



(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2\u0026mark_id=5309378#49292110)



Reply Favorite

Date: September 22nd, 2025 5:11 PM
Author: yapping lake personal credit line



(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2\u0026mark_id=5309378#49292143)



Reply Favorite

Date: September 22nd, 2025 7:07 PM
Author: tantric psychic



(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2\u0026mark_id=5309378#49292436)



Reply Favorite

Date: September 22nd, 2025 9:30 AM
Author: Scarlet forum

Sounds very Gen X

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2\u0026mark_id=5309378#49290859)



Reply Favorite

Date: September 22nd, 2025 9:41 AM
Author: Mahogany goyim indian lodge



(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2\u0026mark_id=5309378#49290889)



Reply Favorite

Date: September 22nd, 2025 9:46 AM
Author: Coral garrison kitty cat

Wife and I are both Gen X, we are very frugal and will retire at 52 on roughly 14k per month after tax. We have no debt, a modest home that is paid off, and free health insurance until we turn 65.

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2\u0026mark_id=5309378#49290911)



Reply Favorite

Date: September 22nd, 2025 10:19 AM
Author: Fiercely-loyal Abode

Double Big Fed?

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2\u0026mark_id=5309378#49290954)



Reply Favorite

Date: September 22nd, 2025 11:28 AM
Author: Coral garrison kitty cat

Not saying, but yep

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2\u0026mark_id=5309378#49291080)



Reply Favorite

Date: September 22nd, 2025 11:33 AM
Author: Fiercely-loyal Abode

Good for you

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2\u0026mark_id=5309378#49291097)



Reply Favorite

Date: September 22nd, 2025 1:22 PM
Author: aromatic buff foreskin

Any kids?

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2\u0026mark_id=5309378#49291483)



Reply Favorite

Date: September 22nd, 2025 4:24 PM
Author: Coral garrison kitty cat

He’s already graduated from college and doing well on his own.

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2\u0026mark_id=5309378#49291988)



Reply Favorite

Date: September 22nd, 2025 9:30 AM
Author: shivering stain stag film

It probably will work out for him though.

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2\u0026mark_id=5309378#49290860)



Reply Favorite

Date: September 22nd, 2025 9:46 AM
Author: mind-boggling topaz philosopher-king goal in life

Sadly yeah

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2\u0026mark_id=5309378#49290909)



Reply Favorite

Date: September 22nd, 2025 9:32 AM
Author: Glittery french state mother

Tell us more about the wife's fake business

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2\u0026mark_id=5309378#49290862)



Reply Favorite

Date: September 22nd, 2025 9:37 AM
Author: Coral garrison kitty cat

She makes scented soaps that are in trendy boutique shops. I bought some out of sympathy, and the soaps were WAY to scented, and the scents were pretty bad. I ended up just keeping them in the guest bathroom.

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2\u0026mark_id=5309378#49290877)



Reply Favorite

Date: September 22nd, 2025 10:20 AM
Author: Fiercely-loyal Abode

How can that lose 3k/month?

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2\u0026mark_id=5309378#49290956)



Reply Favorite

Date: September 22nd, 2025 10:27 AM
Author: Exhilarant aggressive cuck candlestick maker

She's putting way too much scent in them

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2\u0026mark_id=5309378#49290970)



Reply Favorite

Date: September 22nd, 2025 10:31 AM
Author: Galvanic out-of-control haunted graveyard



(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2\u0026mark_id=5309378#49290975)



Reply Favorite

Date: September 22nd, 2025 10:35 AM
Author: Alcoholic Chrome Factory Reset Button Area



(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2\u0026mark_id=5309378#49290980)



Reply Favorite

Date: September 22nd, 2025 10:42 AM
Author: Angry Odious Son Of Senegal



(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2\u0026mark_id=5309378#49290998)



Reply Favorite

Date: September 22nd, 2025 10:49 AM
Author: Concupiscible hot dopamine



(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2\u0026mark_id=5309378#49291011)



Reply Favorite

Date: September 22nd, 2025 10:51 AM
Author: rusted splenetic french chef



(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2\u0026mark_id=5309378#49291016)



Reply Favorite

Date: September 22nd, 2025 10:53 AM
Author: Thirsty startling chad



(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2\u0026mark_id=5309378#49291023)



Reply Favorite

Date: September 22nd, 2025 11:13 AM
Author: Pearly Slippery Codepig Trailer Park



(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2\u0026mark_id=5309378#49291054)



Reply Favorite

Date: September 22nd, 2025 11:27 AM
Author: Coral garrison kitty cat



(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2\u0026mark_id=5309378#49291074)



Reply Favorite

Date: September 22nd, 2025 12:52 PM
Author: Cerise dead hall



(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2\u0026mark_id=5309378#49291372)



Reply Favorite

Date: September 22nd, 2025 12:56 PM
Author: At-the-ready Marvelous Sweet Tailpipe Friendly Grandma



(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2\u0026mark_id=5309378#49291399)



Reply Favorite

Date: September 22nd, 2025 1:25 PM
Author: demanding mad-dog skullcap



(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2\u0026mark_id=5309378#49291495)



Reply Favorite

Date: September 22nd, 2025 4:20 PM
Author: Twinkling resort twinkling uncleanness



(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2\u0026mark_id=5309378#49291968)



Reply Favorite

Date: September 22nd, 2025 4:22 PM
Author: Elite Peach Dragon



(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2\u0026mark_id=5309378#49291973)



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Date: September 22nd, 2025 4:41 PM
Author: avocado cocky dingle berry



(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2\u0026mark_id=5309378#49292032)



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Date: September 22nd, 2025 7:03 PM
Author: Hyperactive spot community account

I think you misspelled "cents."

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2\u0026mark_id=5309378#49292431)



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Date: September 22nd, 2025 11:37 PM
Author: Coral garrison kitty cat



(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2\u0026mark_id=5309378#49293056)



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Date: September 26th, 2025 1:39 PM
Author: insanely creepy alpha



(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2\u0026mark_id=5309378#49305213)



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Date: September 27th, 2025 6:43 PM
Author: beta pisswyrm range



(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2\u0026mark_id=5309378#49308038)



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Date: September 28th, 2025 1:58 PM
Author: pink pit voyeur



(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2\u0026mark_id=5309378#49309440)



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Date: September 29th, 2025 12:42 PM
Author: contagious blue affirmative action crackhouse



(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2\u0026mark_id=5309378#49311477)



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Date: September 22nd, 2025 9:36 AM
Author: Turquoise cowardly library legend

All he has to do to maek it is pay off his house over the next 14 years, get his wife to quit the loser job, and save like $50,000 of cash. Then he can live off of social security and spousal benefit for ever and never run out of money.

Saving for retirement is a YUGE scam. None of that money ever gets used for anything useful.

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2\u0026mark_id=5309378#49290872)



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Date: September 22nd, 2025 9:38 AM
Author: Coral garrison kitty cat

He earns about 180K a year, so, he'll probably have a decent SS check. But he'll be working till he's 70.

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2\u0026mark_id=5309378#49290880)



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Date: September 22nd, 2025 9:38 AM
Author: Turquoise cowardly library legend

Nothing wrong with that, brother. Or working until 76. Who cares?

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2\u0026mark_id=5309378#49290882)



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Date: September 22nd, 2025 9:39 AM
Author: Coral garrison kitty cat

He hates his job and wants to killself daily.

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2\u0026mark_id=5309378#49290886)



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Date: September 22nd, 2025 9:42 AM
Author: Turquoise cowardly library legend

He should work harder, save more, get that house paid off or move somewhere he can afford, drop the anchor wife, and find Christ.

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2\u0026mark_id=5309378#49290894)



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Date: September 28th, 2025 8:29 AM
Author: glassy weed whacker point

Holy shit, this is one of the first times I've seen you say anything remotely right. Don't forget about either sticking her with the kids or manning up and being an actual father

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2\u0026mark_id=5309378#49308717)



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Date: September 22nd, 2025 11:39 AM
Author: high-end tank

nah, before he turns 65 that shit's gonna be means tested

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2\u0026mark_id=5309378#49291118)



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Date: September 22nd, 2025 7:38 PM
Author: arousing public bath old irish cottage

Everyone should work to 70+. I have a 76 year old partner and he loves litigating.

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2\u0026mark_id=5309378#49292529)



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Date: September 22nd, 2025 11:37 PM
Author: Coral garrison kitty cat

Simmer down Shapiro

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2\u0026mark_id=5309378#49293057)



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Date: September 22nd, 2025 9:39 AM
Author: Mahogany goyim indian lodge

how is he going to pay off 400k in 14 years when he can't even save for retirement.

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2\u0026mark_id=5309378#49290887)



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Date: September 22nd, 2025 9:41 AM
Author: Scarlet forum

You seem to struggle with the idea that someone could build net worth rather than Descending.

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2\u0026mark_id=5309378#49290890)



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Date: September 22nd, 2025 9:43 AM
Author: Mahogany goyim indian lodge

My net worth is on the Ascent, I'm winning the stock market and you are Priced Out of Switch 2 ffs. Respect your betters.

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2\u0026mark_id=5309378#49290898)



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Date: September 22nd, 2025 12:55 PM
Author: Scarlet forum

You should sell your Xbox for Profit. The price is ever increasing fo No Reason

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2\u0026mark_id=5309378#49291391)



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Date: September 22nd, 2025 12:58 PM
Author: Mahogany goyim indian lodge

are you saying I should Sell High?

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2\u0026mark_id=5309378#49291407)



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Date: September 22nd, 2025 1:00 PM
Author: Mahogany goyim indian lodge

btw people downplay the perks of Quick Resume and Play Anywhere imo. these are supreme conveniences that really keep the Console relevant.

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2\u0026mark_id=5309378#49291419)



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Date: September 22nd, 2025 9:42 AM
Author: Turquoise cowardly library legend

He needs to pay $2,000 in principal each month, which he can do on $180k.

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2\u0026mark_id=5309378#49290893)



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Date: September 22nd, 2025 9:46 AM
Author: Razzle-dazzle awkward international law enforcement agency

Sounds like if he told his wife to close her stupid “business” he could pay $3k per month in principal and not degrade their lifestyle.

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2\u0026mark_id=5309378#49290908)



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Date: September 22nd, 2025 9:49 AM
Author: Turquoise cowardly library legend

Yes, I agree with you. Getting the house paid off in 14 years is not that difficult. But he needs to keep working and start TRYING.

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2\u0026mark_id=5309378#49290919)



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Date: September 28th, 2025 12:09 AM
Author: garnet orchestra pit



(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2\u0026mark_id=5309378#49308508)



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Date: September 22nd, 2025 9:50 AM
Author: Mahogany goyim indian lodge

this is retarded, which is expected from you. his PITI is likely already $2-3000k. They are Gen X idiots so they probably have lots of other expenses so they can appear Middle Class to their stupid peers, and two high school age kids according to OP.

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2\u0026mark_id=5309378#49290921)



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Date: September 22nd, 2025 9:44 AM
Author: Razzmatazz therapy lay

Cr. It would be much better if he paid in installments, like a couple thousand every month. I don't have a mortgage for the same reason, can't afford the one-time payback of all principal and interest at once.

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2\u0026mark_id=5309378#49290903)



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Date: September 22nd, 2025 7:40 PM
Author: arousing public bath old irish cottage

At the beginning of the mortgage, you are e mostly paying interest. At the end you are mostly paying principal.

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2\u0026mark_id=5309378#49292535)



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Date: September 22nd, 2025 11:34 AM
Author: Vigorous ceo

Honestly, this is probably TCR. I have lived frugally for years and maxed out my retirement accounts since age 24. I have a current net worth of around $2.5 million. My advisor tells me I could retire comfortably by age 57-58, and I most likely wouldn't run out of money if I retired at 52.

But those projections assumed that my spending remains the same. Realistically, if I quit my job before the wife and I are eligible for Medicare, I am paying at least several thousand per month in health care costs, making early retirement impossible. So basically I am working until a minimum of age 65 no matter what. And what does a lifetime of living frugally get for me? More money at age 65 when I'll be too old to do anything fun anyway. Some days I want to say "Fuck it," set all my retirement contributions to $0, and finally buy a sweet ass car and some nice vacations. But I'm too much of a beta cuck to every actually do that.

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2\u0026mark_id=5309378#49291102)



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Date: September 22nd, 2025 11:36 AM
Author: Mahogany goyim indian lodge

Why would you have several thousand per month in health care costs? Are you ruinously obese like disco fries?

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2\u0026mark_id=5309378#49291106)



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Date: September 23rd, 2025 12:31 AM
Author: Vigorous ceo

(dude who has never tried to buy insurance on the individual market)

For a couple in our 50's/60's, we would be paying $1,000-$2,000 per month in premiums alone. And for premiums that "low," we would have a deductible that is at least in the $20k-$30k range, so all of my wife's medications (she is diabetic and has a couple other chronic health conditions) would be paid out of pocket. So yeah, my guess is that we would be paying a minimum of $3,000-$4,000 per month until at least my wife is on Medicare.

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2\u0026mark_id=5309378#49293167)



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Date: September 26th, 2025 1:40 PM
Author: insanely creepy alpha



(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2\u0026mark_id=5309378#49305216)



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Date: September 28th, 2025 8:33 AM
Author: glassy weed whacker point

Leave America

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2\u0026mark_id=5309378#49308723)



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Date: September 22nd, 2025 9:42 AM
Author: Razzmatazz therapy lay

He has social security and a good paying job and will have a paid off house eventually. The worst thing for him to do is spend his last 25-30 years of life panicking about money. Though I would stop the bleeding with the business. Just scale it back to lose $500 a month or so. $3000 is way too much.

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2\u0026mark_id=5309378#49290895)



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Date: September 22nd, 2025 9:44 AM
Author: Mahogany goyim indian lodge

he's 56 and has a 400k balance on his mortgage. he's never paying it off. plus he's Gen X.

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2\u0026mark_id=5309378#49290901)



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Date: September 22nd, 2025 9:45 AM
Author: Razzmatazz therapy lay

Once his kids are out of the house he can just downsize and bam! its paid off.

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2\u0026mark_id=5309378#49290906)



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Date: September 28th, 2025 12:32 AM
Author: cracking amethyst marketing idea nursing home

The $3000 a month that the "business" is losing may actually be lifestyle spending by the wife that is essentially laundered through the business.

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2\u0026mark_id=5309378#49308521)



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Date: September 28th, 2025 1:58 PM
Author: razzle mauve incel address



(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2\u0026mark_id=5309378#49309435)



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Date: September 22nd, 2025 9:58 AM
Author: clear school

He's going to be fine

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2\u0026mark_id=5309378#49290925)



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Date: September 22nd, 2025 10:41 AM
Author: Outnumbered tripping regret

If he has a COVID-era mortgage rate, he'd be insane to pay it off

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2\u0026mark_id=5309378#49290992)



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Date: September 22nd, 2025 10:50 AM
Author: Concupiscible hot dopamine

For the financially retarded putting extra into your house is a good decision. The opportunity cost is not vs The Market. It’s vs buying a new truck.

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2\u0026mark_id=5309378#49291014)



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Date: September 22nd, 2025 10:51 AM
Author: Fiercely-loyal Abode

This guy gets it

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2\u0026mark_id=5309378#49291017)



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Date: September 22nd, 2025 10:53 AM
Author: Mahogany goyim indian lodge

Raymondnomics

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2\u0026mark_id=5309378#49291024)



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Date: September 22nd, 2025 11:29 AM
Author: Coral garrison kitty cat



(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2\u0026mark_id=5309378#49291083)



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Date: September 22nd, 2025 11:46 AM
Author: Angry Odious Son Of Senegal



(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2\u0026mark_id=5309378#49291132)



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Date: September 22nd, 2025 12:53 PM
Author: Cerise dead hall



(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2\u0026mark_id=5309378#49291374)



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Date: September 22nd, 2025 12:53 PM
Author: Hyperactive spot community account



(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2\u0026mark_id=5309378#49291380)



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Date: September 22nd, 2025 1:26 PM
Author: demanding mad-dog skullcap



(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2\u0026mark_id=5309378#49291500)



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Date: September 28th, 2025 2:24 PM
Author: adventurous parlour



(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2\u0026mark_id=5309378#49309504)



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Date: September 22nd, 2025 10:43 AM
Author: territorial center



(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2\u0026mark_id=5309378#49291001)



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Date: September 22nd, 2025 10:48 AM
Author: Concupiscible hot dopamine

Many such cases

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2\u0026mark_id=5309378#49291009)



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Date: September 22nd, 2025 10:50 AM
Author: Fiercely-loyal Abode

This seems to be about the median life outcome ITE

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2\u0026mark_id=5309378#49291015)



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Date: September 22nd, 2025 11:06 AM
Author: Pearly Slippery Codepig Trailer Park

I have a friend who just put 2200 worth of car audio into a 2008 camry

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2\u0026mark_id=5309378#49291045)



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Date: September 22nd, 2025 11:19 AM
Author: Fiercely-loyal Abode

Is it bumpin? What kind of quality does 2200 buy these days? I admit I'm a little out of the loop

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2\u0026mark_id=5309378#49291060)



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Date: September 22nd, 2025 11:30 AM
Author: Coral garrison kitty cat

Is your friend still in high school?

My brother, in all his wisdom, didn’t like the stock wheels on his truck, so he spent $3,000 on new wheels that look significantly worse than the stock wheels.

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2\u0026mark_id=5309378#49291086)



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Date: September 22nd, 2025 11:42 AM
Author: Pearly Slippery Codepig Trailer Park

He is early 30s lol

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2\u0026mark_id=5309378#49291125)



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Date: September 22nd, 2025 11:59 AM
Author: walnut 180 locus

alpha af

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2\u0026mark_id=5309378#49291167)



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Date: September 22nd, 2025 1:27 PM
Author: demanding mad-dog skullcap

I feel like there are more good stories about your brother, especially his financial decision making. Do share!

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2\u0026mark_id=5309378#49291503)



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Date: September 22nd, 2025 4:16 PM
Author: Coral garrison kitty cat

He’s got a “system” for playing slots in Vegas that maximizes his player points and hasn’t failed him yet. He keeps trying to convince me to just go with him one weekend to prove it. All his hotel and food gets comped. He’s pissed I don’t believe him, for starters.

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2\u0026mark_id=5309378#49291952)



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Date: September 27th, 2025 6:47 PM
Author: beta pisswyrm range

So why does he want to killself daily? Sounds relatively chill otherwise

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2\u0026mark_id=5309378#49308045)



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Date: September 26th, 2025 1:41 PM
Author: insanely creepy alpha

sounds 180, i can hear the bass 30 seconds before he shows up

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2\u0026mark_id=5309378#49305221)



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Date: September 28th, 2025 8:35 AM
Author: glassy weed whacker point

who says you can't buy class

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2\u0026mark_id=5309378#49308733)



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Date: September 28th, 2025 2:23 PM
Author: insanely creepy alpha



(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2\u0026mark_id=5309378#49309502)



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Date: September 22nd, 2025 1:17 PM
Author: Exciting Theater Pozpig

He's going to need at least two new trucks before he retires, which will make saving more difficult

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2\u0026mark_id=5309378#49291472)



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Date: September 22nd, 2025 1:27 PM
Author: Fiercely-loyal Abode



(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2\u0026mark_id=5309378#49291502)



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Date: September 22nd, 2025 1:57 PM
Author: Emerald Vibrant School Cafeteria New Version

Unless you literally operate a fucking Wyoming cattle ranch, you don't need a truck. I keep telling people this.

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2\u0026mark_id=5309378#49291599)



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Date: September 22nd, 2025 1:59 PM
Author: Exciting Theater Pozpig

There's nothing else a man can reasonably drive

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2\u0026mark_id=5309378#49291606)



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Date: September 22nd, 2025 2:08 PM
Author: Fighting vivacious location karate

He can haul the entire Robert Caro LBJ series from a garage sale in the bed of his pickup truck.

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2\u0026mark_id=5309378#49291630)



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Date: September 22nd, 2025 3:52 PM
Author: Cerise dead hall



(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2\u0026mark_id=5309378#49291884)



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Date: September 22nd, 2025 4:22 PM
Author: Elite Peach Dragon



(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2\u0026mark_id=5309378#49291975)



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Date: September 27th, 2025 6:31 PM
Author: Coral garrison kitty cat



(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2\u0026mark_id=5309378#49308023)



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Date: September 28th, 2025 8:34 AM
Author: Apoplectic step-uncle's house



(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2\u0026mark_id=5309378#49308727)



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Date: September 23rd, 2025 12:34 AM
Author: Vigorous ceo

(blue city shitlib)

Sorry to break this to you, city slicker, but if you don't live in a shitlib metropolis, you do need a truck unless you want to die a virgin. LJL at picking up your date in a Camry.

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2\u0026mark_id=5309378#49293179)



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Date: September 23rd, 2025 12:53 AM
Author: chest-beating big trust fund principal's office

Lol

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2\u0026mark_id=5309378#49293201)



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Date: September 28th, 2025 2:25 PM
Author: adventurous parlour

My cattle ranch is in Montana, do I have to return my truck

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2\u0026mark_id=5309378#49309505)



Reply Favorite

Date: September 22nd, 2025 4:23 PM
Author: Elite Peach Dragon

what are your heights?

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2\u0026mark_id=5309378#49291980)



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Date: September 22nd, 2025 4:31 PM
Author: Coral garrison kitty cat

He’s 6’3 and I’m 6’1

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2\u0026mark_id=5309378#49292009)



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Date: September 22nd, 2025 4:40 PM
Author: Elite Peach Dragon

he has you pwned 4lyfe

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2\u0026mark_id=5309378#49292028)



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Date: September 22nd, 2025 7:16 PM
Author: Concupiscible hot dopamine



(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2\u0026mark_id=5309378#49292464)



Reply Favorite

Date: September 22nd, 2025 11:38 PM
Author: Coral garrison kitty cat

Harsh, but fair

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2\u0026mark_id=5309378#49293059)



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Date: September 22nd, 2025 7:37 PM
Author: arousing public bath old irish cottage

What's the big deal as long as they get inheritances.

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2\u0026mark_id=5309378#49292524)



Reply Favorite

Date: September 22nd, 2025 7:54 PM
Author: demanding mad-dog skullcap

If a Boomer senses that their resources are needed by a younger generation then their deep evolutionary instincts activate, causing them to cling to life until age 115, even long after cancer has wracked their bodies and dementia has robbed them of their minds. The will to Boom is eternal

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2\u0026mark_id=5309378#49292566)



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Date: September 26th, 2025 1:06 PM
Author: Concupiscible hot dopamine



(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2\u0026mark_id=5309378#49305085)



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Date: September 26th, 2025 1:37 PM
Author: Coral garrison kitty cat

Whatever it takes to support Israel no matter how demonic and evil the bloodsucking kikes present, as long as they leave nothing to their genetic heirs.

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2\u0026mark_id=5309378#49305208)



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Date: September 28th, 2025 8:50 AM
Author: sapphire bat-shit-crazy internal respiration



(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2\u0026mark_id=5309378#49308752)