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irl goy here, what's the reason *not* to use Klarna?
| beady-eyed mauve mexican orchestra pit | 12/04/25 |
| Outnumbered irradiated boltzmann | 12/04/25 |
| beady-eyed mauve mexican orchestra pit | 12/04/25 |
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| multi-colored pea-brained scourge upon the earth nowag | 12/04/25 |
| jet-lagged karate | 12/04/25 |
| multi-colored pea-brained scourge upon the earth nowag | 12/04/25 |
| Overrated circlehead | 12/04/25 |
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| insanely creepy principal's office | 12/04/25 |
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| dark titillating wrinkle center | 12/04/25 |
| beady-eyed mauve mexican orchestra pit | 12/04/25 |
| dark titillating wrinkle center | 12/04/25 |
| Effete Depressive Windowlicker | 12/04/25 |
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| Very tactful box office masturbator | 12/04/25 |
| beady-eyed mauve mexican orchestra pit | 12/04/25 |
| kink-friendly half-breed school cafeteria | 12/04/25 |
| Bateful property | 12/04/25 |
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Poast new message in this thread
Date: December 4th, 2025 10:53 AM Author: beady-eyed mauve mexican orchestra pit I was buying a "towel warmer" online for my wife(also goy) and the "4 easy payments" Klarna ad popped up. It's the exact same price either way. So what is the catch - is it just that they gather detailed shopping info and send you ads? get to look at your credit report ? Or are they hoping you will miss a payment and hit you with some 99% apr upcharge? |
Date: December 4th, 2025 10:58 AM Author: Outnumbered irradiated boltzmann there’s zero downside and they make absolutely no money at all providing that service (http://www.autoadmit.com/thread.php?thread_id=5806132&forum_id=2\u0026mark_id=5310486",#49482999) |
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Date: December 4th, 2025 11:00 AM Author: beady-eyed mauve mexican orchestra pit is this some uber 2017 zirp VC cash thing (http://www.autoadmit.com/thread.php?thread_id=5806132&forum_id=2\u0026mark_id=5310486",#49483005) |
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Date: December 4th, 2025 11:01 AM Author: transparent aphrodisiac cuck space https://s205.q4cdn.com/644747736/files/doc_financials/2025/q3/Q3-2025-Earnings-Release.pdf (http://www.autoadmit.com/thread.php?thread_id=5806132&forum_id=2\u0026mark_id=5310486",#49483007) |
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Date: December 4th, 2025 12:03 PM Author: Slap-happy exhilarant headpube office (http://www.autoadmit.com/thread.php?thread_id=5806132&forum_id=2\u0026mark_id=5310486",#49483228) |
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Date: December 4th, 2025 11:00 AM Author: multi-colored pea-brained scourge upon the earth nowag they charge the retailer a %. it's the same thing with stores that used to offer 0% APR but instead of having a separate financing plan at every retailer these guys are trying to create a centralized system for retailer-funded low APR financing. that's why different retailers have different options.
it is a no brainer, but like most of these things it's a prole goy honeypot. people with money aren't going to worry about 0% APR on a couple hundred bucks. it's free money but not enough to care. meanwhile prole goys are gonna go ham and have trouble getting out from under it.
seeing klarna pop up as an option for mcdonalds purchases is giving me flashbacks of "no payments for 6 months!" interest only mortgages on 2007. |
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Date: December 4th, 2025 11:26 AM Author: jet-lagged karate What if they repossess my bluetooth speaker (http://www.autoadmit.com/thread.php?thread_id=5806132&forum_id=2\u0026mark_id=5310486",#49483081) |
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Date: December 4th, 2025 11:33 AM Author: multi-colored pea-brained scourge upon the earth nowag ESPECIALLY your bluetooth speaker (http://www.autoadmit.com/thread.php?thread_id=5806132&forum_id=2\u0026mark_id=5310486",#49483109) |
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Date: December 4th, 2025 11:10 AM Author: Overrated circlehead A girl in my class is underwater on some McNuggets not flame (http://www.autoadmit.com/thread.php?thread_id=5806132&forum_id=2\u0026mark_id=5310486",#49483020) |
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Date: December 4th, 2025 11:34 AM Author: umber affirmative action you should provide her a "bailout" (http://www.autoadmit.com/thread.php?thread_id=5806132&forum_id=2\u0026mark_id=5310486",#49483113) |
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Date: December 4th, 2025 3:54 PM Author: Wonderful range My sous vide! (http://www.autoadmit.com/thread.php?thread_id=5806132&forum_id=2\u0026mark_id=5310486",#49483996) |
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Date: December 4th, 2025 11:30 AM Author: Stimulating Scarlet Locus Old Irish Cottage This is how you know America is actually 70% brown now. This would’ve been completely absurd with our demographics from like 15 years ago (http://www.autoadmit.com/thread.php?thread_id=5806132&forum_id=2\u0026mark_id=5310486",#49483100) |
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Date: December 4th, 2025 11:44 AM Author: Abnormal resort trust fund (http://www.autoadmit.com/thread.php?thread_id=5806132&forum_id=2\u0026mark_id=5310486",#49483150) |
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Date: December 4th, 2025 11:52 AM Author: insanely creepy principal's office (http://www.autoadmit.com/thread.php?thread_id=5806132&forum_id=2\u0026mark_id=5310486",#49483184) |
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Date: December 4th, 2025 12:04 PM Author: Mentally Impaired Casino Quadroon (http://www.autoadmit.com/thread.php?thread_id=5806132&forum_id=2\u0026mark_id=5310486",#49483229) |
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Date: December 4th, 2025 12:23 PM Author: zippy lascivious indian lodge The phenomenon of putting *everything* on a credit card was widespread by then.
I don't see how this new BNPL stuff is substantially different than using a CC. |
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Date: December 4th, 2025 12:24 PM Author: Mentally Impaired Casino Quadroon I use CC for whatever I can because I get points/miles/other benefits but I never run a balance. BNPL is pure credit at shitty rates. (http://www.autoadmit.com/thread.php?thread_id=5806132&forum_id=2\u0026mark_id=5310486",#49483292) |
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Date: December 4th, 2025 2:21 PM Author: Ultramarine parlor this is yet another layer of jewish debt magic underneath your credit card debt
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Date: December 4th, 2025 2:15 PM Author: coiffed kitchen (http://www.autoadmit.com/thread.php?thread_id=5806132&forum_id=2\u0026mark_id=5310486",#49483648) |
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Date: December 4th, 2025 2:19 PM Author: Cream trailer park ladyboy This is how you know XO is full of shit when they claim to be simple prole men of America born to the working class
The Walmart layaway counter was the exact same shit 30 years ago |
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Date: December 4th, 2025 2:45 PM Author: disgusting jap selfie You didn’t get your shit until you made the final payment. Layaway was to hold a specific item at a specific price when availability was less predictable. (http://www.autoadmit.com/thread.php?thread_id=5806132&forum_id=2\u0026mark_id=5310486",#49483719) |
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Date: April 3rd, 2026 7:48 PM Author: swashbuckling startling plaza queen of the night (http://www.autoadmit.com/thread.php?thread_id=5806132&forum_id=2\u0026mark_id=5310486",#49792116) |
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Date: December 4th, 2025 11:36 AM Author: dark titillating wrinkle center the "free money" argument is some real prole shit. jew here. lol @ the opportunity cost on the $75 you spent to buy headphones. that's peanuts and not worth worrying about when there's a risk of a missed payment and fucking up your credit.
much easier to get large amounts of "free money" in other ways |
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Date: December 4th, 2025 11:37 AM Author: beady-eyed mauve mexican orchestra pit nffi, I remember your nordstrom return arbitrage stories. that was *way* more work than this (http://www.autoadmit.com/thread.php?thread_id=5806132&forum_id=2\u0026mark_id=5310486",#49483120) |
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Date: December 4th, 2025 11:38 AM Author: dark titillating wrinkle center i wasnt doing it for the arbitrage. i was doing it to borrow clothes, and the arbitrage is just a bonus. (http://www.autoadmit.com/thread.php?thread_id=5806132&forum_id=2\u0026mark_id=5310486",#49483125) |
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Date: December 4th, 2025 11:55 AM Author: Effete Depressive Windowlicker let’s say op goes big though, and makes a $200 purchase, with 25% down and 25% due over each of the next three months. assuming an 8% apr opportunity cost, he just netted $2. if it takes him 20 minutes to fill in his info, set up autopay, and confirm the transfers over the life of the loan, dood is bringing down a cool $6/hour. are you too good to work for $6/hr, hotshot? (http://www.autoadmit.com/thread.php?thread_id=5806132&forum_id=2\u0026mark_id=5310486",#49483194) |
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Date: December 4th, 2025 12:02 PM Author: beady-eyed mauve mexican orchestra pit dbg oddly silent (http://www.autoadmit.com/thread.php?thread_id=5806132&forum_id=2\u0026mark_id=5310486",#49483220) |
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Date: December 4th, 2025 12:04 PM Author: dark titillating wrinkle center rofl he's making my point (http://www.autoadmit.com/thread.php?thread_id=5806132&forum_id=2\u0026mark_id=5310486",#49483232) |
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Date: December 4th, 2025 11:38 AM Author: Racy out-of-control stock car Legal hypo: Assume you order a chipotle burrito and ask for guac but quickly cancel and then pay with klarna just as the guac leaves the guacscoop, then you default on your loan, can your SNAP/EBT benefits be garnished? (http://www.autoadmit.com/thread.php?thread_id=5806132&forum_id=2\u0026mark_id=5310486",#49483123) |
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Date: December 4th, 2025 12:02 PM Author: Slap-happy exhilarant headpube office (http://www.autoadmit.com/thread.php?thread_id=5806132&forum_id=2\u0026mark_id=5310486",#49483221) |
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Date: December 4th, 2025 11:43 AM Author: Primrose up-to-no-good theater stage How long do you have to pay it off without interest? (http://www.autoadmit.com/thread.php?thread_id=5806132&forum_id=2\u0026mark_id=5310486",#49483140) |
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Date: December 4th, 2025 11:46 AM Author: umber affirmative action (http://www.autoadmit.com/thread.php?thread_id=5806132&forum_id=2\u0026mark_id=5310486",#49483156) |
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Date: December 4th, 2025 11:47 AM Author: supple university cumskin Rach can you turn on location for every post like they did on Twitter (http://www.autoadmit.com/thread.php?thread_id=5806132&forum_id=2\u0026mark_id=5310486",#49483159) |
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Date: December 4th, 2025 11:48 AM Author: heady travel guidebook (http://www.autoadmit.com/thread.php?thread_id=5806132&forum_id=2\u0026mark_id=5310486",#49483165) |
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Date: December 4th, 2025 11:51 AM Author: Very tactful box office masturbator https://x.com/paul_hundred/status/1996621366184075337 (http://www.autoadmit.com/thread.php?thread_id=5806132&forum_id=2\u0026mark_id=5310486",#49483180) |
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Date: December 4th, 2025 11:56 AM Author: beady-eyed mauve mexican orchestra pit we're famous again bros (http://www.autoadmit.com/thread.php?thread_id=5806132&forum_id=2\u0026mark_id=5310486",#49483198) |
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Date: December 4th, 2025 11:58 AM Author: kink-friendly half-breed school cafeteria (http://www.autoadmit.com/thread.php?thread_id=5806132&forum_id=2\u0026mark_id=5310486",#49483205) |
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Date: December 4th, 2025 3:47 PM Author: Bateful property (http://www.autoadmit.com/thread.php?thread_id=5806132&forum_id=2\u0026mark_id=5310486",#49483977) |
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Date: December 4th, 2025 12:02 PM Author: Slap-happy exhilarant headpube office Klarna’s a bitch (http://www.autoadmit.com/thread.php?thread_id=5806132&forum_id=2\u0026mark_id=5310486",#49483222) |
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Date: December 4th, 2025 2:14 PM Author: Vibrant Topaz Double Fault Set Can illegals use this shit? You need a SSN or what? Is there widespread beaner fraud? (http://www.autoadmit.com/thread.php?thread_id=5806132&forum_id=2\u0026mark_id=5310486",#49483643) |
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Date: April 3rd, 2026 7:48 PM Author: Orchid Rehab (http://www.autoadmit.com/thread.php?thread_id=5806132&forum_id=2\u0026mark_id=5310486",#49792117) |