Capital One Discover is now the biggest credit card issuer
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Poast new message in this thread
Date: May 20th, 2025 11:29 AM
Author: ;..........,,,...,,.;.,,...,,,;.;.
capital one is adding FICO to their credit monitoring. going to eat credit karma's lunch.
(http://www.autoadmit.com/thread.php?thread_id=5727730&forum_id=2\u0026mark_id=5310486#48947024) |
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Date: May 20th, 2025 11:38 AM
Author: ;..........,,,...,,.;.,,...,,,;.;.
it's not fico on credit karma which is what proles use
(http://www.autoadmit.com/thread.php?thread_id=5727730&forum_id=2\u0026mark_id=5310486#48947038) |
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Date: May 20th, 2025 11:35 AM
Author: ;..........,,,...,,.;.,,...,,,;.;.
they are using Vantage
(http://www.autoadmit.com/thread.php?thread_id=5727730&forum_id=2\u0026mark_id=5310486#48947030) |
Date: May 20th, 2025 12:55 PM Author: Mainlining the $ecret Truth of the Univer$e (You = Privy to The Great Becumming™ & Yet You Recognize Nothing)
NYT Opinion | “The Merger That Ate My Identity (and Still Denied Me the Hyatt Card)”
By: Evan39 (Safeway Night Manager | Perkins Coie Equity Partner, Bankruptcy & FICO Distress Desk)
May 20, 2025
It’s official: Capital One Discover™ is now the largest credit card issuer in the United States.
I found out while trying to reheat a chicken bake in the Safeway break room microwave.
The FICO alert pinged just as I was entering my lunch PIN. “Identity match failed,” it said.
A helpful clerk named Tanya informed me that, due to the merger, all overnight personnel must now reverify their employment status through the Capital One app.
I told her I was already pre-approved for the Hyatt card. She told me to clock out.
This is how it starts.
First, they consolidate your APR. Then they consolidate your self-worth. Soon, your login for Discover doesn’t work, your Club Card offers “no longer apply in this zone,” and the Capital One Rewards chatbot—named "Clarissa"—asks if you’d like to use 2,500 points to apply for a copy of your own termination memo.
I used to joke that “my net worth is a laminated Kroger receipt.” But now I’m just a 660 Vantage Score trying to remember my mother’s maiden name in a vestibule that smells like damp gift cards.
And yes, I still didn’t get the Hyatt card.
This is fine.
http://www.autoadmit.com/thread.php?thread_id=5727730&forum_id=2#48947020
(http://www.autoadmit.com/thread.php?thread_id=5727730&forum_id=2\u0026mark_id=5310486#48947269) |
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