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POLL: What is your 401(k) balance right now

...
indigo rough-skinned doctorate
  06/27/25
A tiny pink 500k
pungent soggy codepig
  06/27/25
that's not that bad
indigo rough-skinned doctorate
  06/27/25
I guess not but the thought of grinding out another 20 years...
pungent soggy codepig
  06/27/25
age?
spectacular crusty indian lodge
  06/27/25
Depends on age. That’s ok for early 30s. Awful for 40s...
Amethyst painfully honest brunch preventive strike
  06/27/25
Yep, I’m early 40s lol
pungent soggy codepig
  06/27/25
lol at a 500k 401k in early 30s. That’s not possible w...
sinister garnet giraffe
  06/27/25
It depend on if that's his primary retirement or if he has ...
infuriating liquid oxygen
  06/27/25
$130k
razzle-dazzle fat ankles
  06/27/25
that's horrendous
indigo rough-skinned doctorate
  06/27/25
i'm in between these two guys
beta slap-happy locus gaping
  06/27/25
Same, I'm in between two guys
lime school cafeteria jap
  06/27/25
The sum total of all my retirement and brokerage accounts is...
razzle-dazzle fat ankles
  06/27/25
lol no it's not. your net worth is probably 200k, and your ...
spectacular crusty indian lodge
  06/27/25
My mom says I'm special.
razzle-dazzle fat ankles
  06/27/25
even that's not true
spectacular crusty indian lodge
  06/27/25
LOL
spectacular crusty indian lodge
  06/27/25
$3.4 million in combined marital plans.
tantric hominid
  06/27/25
damn
beta slap-happy locus gaping
  06/27/25
Age?
Amethyst painfully honest brunch preventive strike
  06/27/25
Such a waste of capital.
maniacal ladyboy round eye
  06/27/25
Isn't there like a $14K annual contribution cap? Did you se...
Useless wine main people rehab
  06/27/25
this discussion happens every 401k thread. partners in bigl...
spectacular crusty indian lodge
  06/27/25
xo posters lie about everything https://www.irs.gov/retireme...
Useless wine main people rehab
  06/27/25
...
maniacal ladyboy round eye
  06/27/25
The max is $70K per year including your own $23,500 contribu...
Vigorous Dull Site Dopamine
  06/27/25
$1.1mm in brokerage accounts, 401k's are flaem
confused big-titted elastic band ceo
  06/27/25
.
razzle-dazzle fat ankles
  06/27/25
Something like $800-900k for wife and I.
fishy temple
  06/27/25
~$2m and it's a total waste. Also lol @ all the faggots ITT...
maniacal ladyboy round eye
  06/27/25
If you work in-house matching makes it a no-brainer.
fishy temple
  06/27/25
just do take a lot of my money and shove it up the ass of so...
maniacal ladyboy round eye
  06/27/25
1) at this point we're old as fuck so a few more decades isn...
fishy temple
  06/27/25
I want my yacht now.
maniacal ladyboy round eye
  06/27/25
If what's keeping you from a yacht is your 6% 401k contribut...
fishy temple
  06/27/25
I have $2m in capital tied up in a vehicle I can't access fo...
maniacal ladyboy round eye
  06/27/25
If that's your perspective then sure, stop contributing into...
fishy temple
  06/27/25
You can withdraw without penalty at 55 if you retire or get ...
salmon chest-beating location
  06/27/25
Why not put it in a Roth?
arousing irate senate national security agency
  06/27/25
https://youtu.be/njJ41irPjTc?t=15
Useless wine main people rehab
  06/27/25
180
maniacal ladyboy round eye
  06/27/25
Did you know you're not required to contribute to a 401K?
Useless wine main people rehab
  06/27/25
(guy who is not a biglaw partner)
maniacal ladyboy round eye
  06/27/25
$700k Wife - $600k
beady-eyed impertinent space
  06/27/25
43yo, $900k
Bull headed telephone property
  06/27/25
Early 40s. ~$2.1mm
Glittery french factory reset button
  06/27/25
Late 20s, 250k
arousing irate senate national security agency
  06/27/25
Good job , young gun
vibrant arrogant market
  06/27/25
lol at these responses
sinister garnet giraffe
  06/27/25
go on...
spectacular crusty indian lodge
  06/27/25
30000k
kink-friendly pea-brained party of the first part den
  06/27/25
$399,443.16
underhanded cracking office corn cake
  06/27/25
Monday is likely to be a big day for you friend
Useless wine main people rehab
  06/27/25
🤞🏻
underhanded cracking office corn cake
  06/27/25
IDK $150Kish. But I haven't been working long.
Bateful depressive
  06/27/25
~$300k, which is less than I have in my normal brokerage acc...
Gold Gas Station Mediation
  06/27/25
Same.
big stag film
  06/27/25
350,000 Kinda sad
vivacious laser beams
  06/27/25
all stock/bond investments are like 750k.
Racy flesh center keepsake machete
  06/27/25
$386k total. $324k in trad, $62k in Roth
Doobsian Sable Wrinkle Cumskin
  06/27/25
Zero
Vermilion hateful black woman
  06/27/25
Crrrrrrrrrrrrrr
maniacal ladyboy round eye
  06/27/25
For Benzo reasons or RSF reasons?
Glittery french factory reset button
  06/27/25
$6 million or so. I checked in January.
big stag film
  06/27/25
...
Useless wine main people rehab
  06/27/25
I mean undoubtedly there is a balance but $6 million?
heady well-lubricated range really tough guy
  06/27/25
$0. I don’t have a 401(k).
mentally impaired motley halford persian
  06/27/25


Poast new message in this thread



Reply Favorite

Date: June 27th, 2025 2:53 PM
Author: indigo rough-skinned doctorate



(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2\u0026mark_id=5310486#49054326)



Reply Favorite

Date: June 27th, 2025 2:56 PM
Author: pungent soggy codepig

A tiny pink 500k

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2\u0026mark_id=5310486#49054332)



Reply Favorite

Date: June 27th, 2025 2:56 PM
Author: indigo rough-skinned doctorate

that's not that bad

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2\u0026mark_id=5310486#49054336)



Reply Favorite

Date: June 27th, 2025 2:59 PM
Author: pungent soggy codepig

I guess not but the thought of grinding out another 20 years in the law mines to retire is depressing

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2\u0026mark_id=5310486#49054353)



Reply Favorite

Date: June 27th, 2025 2:59 PM
Author: spectacular crusty indian lodge

age?

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2\u0026mark_id=5310486#49054357)



Reply Favorite

Date: June 27th, 2025 3:18 PM
Author: Amethyst painfully honest brunch preventive strike

Depends on age. That’s ok for early 30s. Awful for 40s+

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2\u0026mark_id=5310486#49054409)



Reply Favorite

Date: June 27th, 2025 4:06 PM
Author: pungent soggy codepig

Yep, I’m early 40s lol

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2\u0026mark_id=5310486#49054585)



Reply Favorite

Date: June 27th, 2025 5:34 PM
Author: sinister garnet giraffe

lol at a 500k 401k in early 30s. That’s not possible with normal contribution limits.

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2\u0026mark_id=5310486#49054777)



Reply Favorite

Date: June 27th, 2025 11:13 PM
Author: infuriating liquid oxygen

It depend on if that's his primary retirement or if he has other holdings.

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2\u0026mark_id=5310486#49055431)



Reply Favorite

Date: June 27th, 2025 2:56 PM
Author: razzle-dazzle fat ankles

$130k

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2\u0026mark_id=5310486#49054335)



Reply Favorite

Date: June 27th, 2025 2:56 PM
Author: indigo rough-skinned doctorate

that's horrendous

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2\u0026mark_id=5310486#49054338)



Reply Favorite

Date: June 27th, 2025 2:57 PM
Author: beta slap-happy locus gaping

i'm in between these two guys

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2\u0026mark_id=5310486#49054340)



Reply Favorite

Date: June 27th, 2025 6:31 PM
Author: lime school cafeteria jap

Same, I'm in between two guys

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2\u0026mark_id=5310486#49054899)



Reply Favorite

Date: June 27th, 2025 2:58 PM
Author: razzle-dazzle fat ankles

The sum total of all my retirement and brokerage accounts is around $1.3M

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2\u0026mark_id=5310486#49054350)



Reply Favorite

Date: June 27th, 2025 2:59 PM
Author: spectacular crusty indian lodge

lol no it's not. your net worth is probably 200k, and your intrinsic value as a human is 0.

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2\u0026mark_id=5310486#49054355)



Reply Favorite

Date: June 27th, 2025 4:06 PM
Author: razzle-dazzle fat ankles

My mom says I'm special.

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2\u0026mark_id=5310486#49054586)



Reply Favorite

Date: June 27th, 2025 5:57 PM
Author: spectacular crusty indian lodge

even that's not true

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2\u0026mark_id=5310486#49054810)



Reply Favorite

Date: June 27th, 2025 2:57 PM
Author: spectacular crusty indian lodge

LOL

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2\u0026mark_id=5310486#49054339)



Reply Favorite

Date: June 27th, 2025 2:57 PM
Author: tantric hominid

$3.4 million in combined marital plans.

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2\u0026mark_id=5310486#49054341)



Reply Favorite

Date: June 27th, 2025 2:58 PM
Author: beta slap-happy locus gaping

damn

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2\u0026mark_id=5310486#49054349)



Reply Favorite

Date: June 27th, 2025 3:19 PM
Author: Amethyst painfully honest brunch preventive strike

Age?

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2\u0026mark_id=5310486#49054411)



Reply Favorite

Date: June 27th, 2025 3:30 PM
Author: maniacal ladyboy round eye

Such a waste of capital.

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2\u0026mark_id=5310486#49054446)



Reply Favorite

Date: June 27th, 2025 6:00 PM
Author: Useless wine main people rehab

Isn't there like a $14K annual contribution cap? Did you serial murder a whole bunch of wives, or what?

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2\u0026mark_id=5310486#49054816)



Reply Favorite

Date: June 27th, 2025 6:11 PM
Author: spectacular crusty indian lodge

this discussion happens every 401k thread. partners in biglaw can contribute like 120k.

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2\u0026mark_id=5310486#49054839)



Reply Favorite

Date: June 27th, 2025 6:16 PM
Author: Useless wine main people rehab

xo posters lie about everything https://www.irs.gov/retirement-plans/plan-participant-employee/retirement-topics-401k-and-profit-sharing-plan-contribution-limits

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2\u0026mark_id=5310486#49054860)



Reply Favorite

Date: June 27th, 2025 9:43 PM
Author: maniacal ladyboy round eye



(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2\u0026mark_id=5310486#49055284)



Reply Favorite

Date: June 27th, 2025 6:40 PM
Author: Vigorous Dull Site Dopamine

The max is $70K per year including your own $23,500 contribution (i.e., the employer can give you a "match" of up to $46,500).

Also, I assume 401(k) is being used colloquially here and that people are including IRAs too. You can put up to $70K in one of those every year.

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2\u0026mark_id=5310486#49054921)



Reply Favorite

Date: June 27th, 2025 3:22 PM
Author: confused big-titted elastic band ceo

$1.1mm in brokerage accounts, 401k's are flaem

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2\u0026mark_id=5310486#49054417)



Reply Favorite

Date: June 27th, 2025 3:28 PM
Author: razzle-dazzle fat ankles

.

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2\u0026mark_id=5310486#49054434)



Reply Favorite

Date: June 27th, 2025 3:29 PM
Author: fishy temple

Something like $800-900k for wife and I.

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2\u0026mark_id=5310486#49054441)



Reply Favorite

Date: June 27th, 2025 3:30 PM
Author: maniacal ladyboy round eye

~$2m and it's a total waste. Also lol @ all the faggots ITT counting their wives' anything.

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2\u0026mark_id=5310486#49054448)



Reply Favorite

Date: June 27th, 2025 3:33 PM
Author: fishy temple

If you work in-house matching makes it a no-brainer.

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2\u0026mark_id=5310486#49054457)



Reply Favorite

Date: June 27th, 2025 3:37 PM
Author: maniacal ladyboy round eye

just do take a lot of my money and shove it up the ass of some vehicle I can't access without significant tax consequences until I'm 60 because who would want to enjoy money now when they can pay thai nurses with it later to change your diapers, tp

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2\u0026mark_id=5310486#49054465)



Reply Favorite

Date: June 27th, 2025 3:43 PM
Author: fishy temple

1) at this point we're old as fuck so a few more decades isn't even long at this point

2) we all have tons of money to access now too

3) we would have to put away money for retirement regardless

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2\u0026mark_id=5310486#49054491)



Reply Favorite

Date: June 27th, 2025 3:43 PM
Author: maniacal ladyboy round eye

I want my yacht now.

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2\u0026mark_id=5310486#49054493)



Reply Favorite

Date: June 27th, 2025 3:46 PM
Author: fishy temple

If what's keeping you from a yacht is your 6% 401k contribution then you can't really afford a yacht.

I suggest a boat club.

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2\u0026mark_id=5310486#49054501)



Reply Favorite

Date: June 27th, 2025 3:47 PM
Author: maniacal ladyboy round eye

I have $2m in capital tied up in a vehicle I can't access for another 20 years. That's baot money bro. It's idiotic. Let me spend my money now and I can always shoot myself at 65 if needs be.

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2\u0026mark_id=5310486#49054507)



Reply Favorite

Date: June 27th, 2025 3:49 PM
Author: fishy temple

If that's your perspective then sure, stop contributing into 401k. However, it turns out that 65 year olds generally don't want to just killself and if they're broke end up regretting blowing it on dumb shit like a yacht.

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2\u0026mark_id=5310486#49054520)



Reply Favorite

Date: June 27th, 2025 3:52 PM
Author: salmon chest-beating location

You can withdraw without penalty at 55 if you retire or get fired (current employer plan only)

You can withdraw without penalty at any age if you take substantially equal periodic payments

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2\u0026mark_id=5310486#49054534)



Reply Favorite

Date: June 27th, 2025 5:32 PM
Author: arousing irate senate national security agency

Why not put it in a Roth?

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2\u0026mark_id=5310486#49054770)



Reply Favorite

Date: June 27th, 2025 6:03 PM
Author: Useless wine main people rehab

https://youtu.be/njJ41irPjTc?t=15

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2\u0026mark_id=5310486#49054824)



Reply Favorite

Date: June 27th, 2025 9:42 PM
Author: maniacal ladyboy round eye

180

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2\u0026mark_id=5310486#49055282)



Reply Favorite

Date: June 27th, 2025 6:01 PM
Author: Useless wine main people rehab

Did you know you're not required to contribute to a 401K?

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2\u0026mark_id=5310486#49054820)



Reply Favorite

Date: June 27th, 2025 9:39 PM
Author: maniacal ladyboy round eye

(guy who is not a biglaw partner)

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2\u0026mark_id=5310486#49055267)



Reply Favorite

Date: June 27th, 2025 3:44 PM
Author: beady-eyed impertinent space

$700k

Wife - $600k

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2\u0026mark_id=5310486#49054494)



Reply Favorite

Date: June 27th, 2025 3:48 PM
Author: Bull headed telephone property

43yo, $900k

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2\u0026mark_id=5310486#49054510)



Reply Favorite

Date: June 27th, 2025 5:28 PM
Author: Glittery french factory reset button

Early 40s. ~$2.1mm

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2\u0026mark_id=5310486#49054761)



Reply Favorite

Date: June 27th, 2025 5:31 PM
Author: arousing irate senate national security agency

Late 20s, 250k

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2\u0026mark_id=5310486#49054765)



Reply Favorite

Date: June 27th, 2025 9:41 PM
Author: vibrant arrogant market

Good job , young gun

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2\u0026mark_id=5310486#49055276)



Reply Favorite

Date: June 27th, 2025 5:35 PM
Author: sinister garnet giraffe

lol at these responses

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2\u0026mark_id=5310486#49054786)



Reply Favorite

Date: June 27th, 2025 6:12 PM
Author: spectacular crusty indian lodge

go on...

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2\u0026mark_id=5310486#49054841)



Reply Favorite

Date: June 27th, 2025 5:58 PM
Author: kink-friendly pea-brained party of the first part den

30000k

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2\u0026mark_id=5310486#49054814)



Reply Favorite

Date: June 27th, 2025 6:15 PM
Author: underhanded cracking office corn cake

$399,443.16

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2\u0026mark_id=5310486#49054855)



Reply Favorite

Date: June 27th, 2025 6:17 PM
Author: Useless wine main people rehab

Monday is likely to be a big day for you friend

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2\u0026mark_id=5310486#49054861)



Reply Favorite

Date: June 27th, 2025 6:29 PM
Author: underhanded cracking office corn cake

🤞🏻

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2\u0026mark_id=5310486#49054891)



Reply Favorite

Date: June 27th, 2025 6:33 PM
Author: Bateful depressive

IDK $150Kish. But I haven't been working long.

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2\u0026mark_id=5310486#49054903)



Reply Favorite

Date: June 27th, 2025 6:45 PM
Author: Gold Gas Station Mediation

~$300k, which is less than I have in my normal brokerage account. And less than I have in crypto.

I've only ever put in in $6k / year, which is all my company will match.

Used to put money into an IRA separately, but stopped that a while back. I'm going to inherit 8 figures, so make more sense to stack up liquid assets now I can use to invest in real estate, private credit funds, etc.

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2\u0026mark_id=5310486#49054938)



Reply Favorite

Date: June 27th, 2025 9:58 PM
Author: big stag film

Same.

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2\u0026mark_id=5310486#49055302)



Reply Favorite

Date: June 27th, 2025 7:03 PM
Author: vivacious laser beams

350,000

Kinda sad

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2\u0026mark_id=5310486#49054964)



Reply Favorite

Date: June 27th, 2025 7:06 PM
Author: Racy flesh center keepsake machete

all stock/bond investments are like 750k.

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2\u0026mark_id=5310486#49054976)



Reply Favorite

Date: June 27th, 2025 7:09 PM
Author: Doobsian Sable Wrinkle Cumskin

$386k total.

$324k in trad, $62k in Roth

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2\u0026mark_id=5310486#49054981)



Reply Favorite

Date: June 27th, 2025 9:40 PM
Author: Vermilion hateful black woman

Zero

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2\u0026mark_id=5310486#49055273)



Reply Favorite

Date: June 27th, 2025 9:43 PM
Author: maniacal ladyboy round eye

Crrrrrrrrrrrrrr

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2\u0026mark_id=5310486#49055285)



Reply Favorite

Date: June 27th, 2025 10:58 PM
Author: Glittery french factory reset button

For Benzo reasons or RSF reasons?

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2\u0026mark_id=5310486#49055403)



Reply Favorite

Date: June 27th, 2025 9:58 PM
Author: big stag film

$6 million or so. I checked in January.

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2\u0026mark_id=5310486#49055301)



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Date: June 27th, 2025 10:52 PM
Author: Useless wine main people rehab



(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2\u0026mark_id=5310486#49055392)



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Date: June 27th, 2025 10:55 PM
Author: heady well-lubricated range really tough guy

I mean undoubtedly there is a balance but $6 million?

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2\u0026mark_id=5310486#49055397)



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Date: June 27th, 2025 11:05 PM
Author: mentally impaired motley halford persian

$0. I don’t have a 401(k).

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2\u0026mark_id=5310486#49055414)