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In theory you could easily retire at age 50 with $3 million saved
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Date: January 18th, 2026 11:43 PM Author: we are definitely claiming fraud trumpmos (oppose israel bois) especially if your house is paid off.
3m at 8% returns is $240,000/yr. |
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Date: January 18th, 2026 11:59 PM Author: full-time AI slop consumer wow so EPAH can retire with like $800K a year (http://www.autoadmit.com/thread.php?thread_id=5823764&forum_id=2\u0026mark_id=5310486#49600219) |
Date: January 18th, 2026 11:59 PM Author: cowgod63&1/3 just do non-volatile guaranteed 8% inflation-adjusted returns for the next 40 years, bro. (http://www.autoadmit.com/thread.php?thread_id=5823764&forum_id=2\u0026mark_id=5310486#49600221) |
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Date: January 19th, 2026 12:02 AM Author: ZoZo Society and Its Future Ok, but what about 3 to 15? At a certain amount of cash you can easily deal with the highs and the lows as long as you aren't determined to live 5 or 6 cities. (http://www.autoadmit.com/thread.php?thread_id=5823764&forum_id=2\u0026mark_id=5310486#49600224) |
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Date: January 19th, 2026 12:04 AM Author: cowgod63&1/3 you mean retire with $15 million? yeah, i would agree that’s plausible. (http://www.autoadmit.com/thread.php?thread_id=5823764&forum_id=2\u0026mark_id=5310486#49600227) |
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Date: January 19th, 2026 12:06 AM Author: .,.,,...,...,..,....,...,...,... If you retire at 50, I probably wouldn't want to withdraw more than 2-3% per year. If you don't care about leaving money to your kids, you can reduce the risk considerable by annuitizing some or all of the money. But even a (very conservative) 2% gets you $60,000 per year. That's enough to live off of if you don't have a mortgage and live fairly frugally. (http://www.autoadmit.com/thread.php?thread_id=5823764&forum_id=2\u0026mark_id=5310486#49600228) |
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Date: January 19th, 2026 12:14 AM Author: ZoZo Society and Its Future Yeah I just don't get this level of conservatism on here. Just take out whatever fucking interest you get per year. Supplement with some fucking around as a solo and social security if it is still a thing. (http://www.autoadmit.com/thread.php?thread_id=5823764&forum_id=2\u0026mark_id=5310486#49600238) |
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Date: January 19th, 2026 1:59 AM Author: .,.,,...,...,..,....,...,...,... If you only take out the interest you earn, then you are the mercy of fluctuating interest rates, and you lose earning power to inflation over time. Usually withdrawing 4-5% per year is safe for 30 years with a 60/40 portfolio, but you could still get into trouble if the market takes a 2008-style crash right as you retire. If I were retiring at 50, I probably wouldn't want to exceed a 3% withdrawal rate just to be safe. If you don't care about leaving money for kids, you can annuitize to make your dollars go further. (http://www.autoadmit.com/thread.php?thread_id=5823764&forum_id=2\u0026mark_id=5310486#49600357) |
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Date: January 19th, 2026 2:03 AM Author: ZoZo Society and Its Future Ok, that's why you fuck around with shitlaw and cop social security. You give yourself a cushion. Leaving money to kids is a separate goal. You put them through college and see how it goes. (http://www.autoadmit.com/thread.php?thread_id=5823764&forum_id=2\u0026mark_id=5310486#49600358) |
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Date: January 19th, 2026 12:03 AM Author: .,.,,...,...,..,....,...,...,... Withdrawing 8% per year starting at 50 would be extremely risk. But the basic point is accurate. I should have a net worth of $3M+ in my early 50's when my mortgage and loans are paid off, and I will probably retire or switch to part-time work when that happens. (http://www.autoadmit.com/thread.php?thread_id=5823764&forum_id=2\u0026mark_id=5310486#49600225) |
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Date: January 19th, 2026 12:19 AM Author: Ozzie Canseco theres no inflation adjusted 8% lmao (http://www.autoadmit.com/thread.php?thread_id=5823764&forum_id=2\u0026mark_id=5310486#49600241) |