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irl goy here, what's the reason *not* to use Klarna?
| carnelian supple garrison | 12/04/25 |
| Burgundy Ungodly Home | 12/04/25 |
| carnelian supple garrison | 12/04/25 |
| territorial codepig volcanic crater | 12/04/25 |
| histrionic therapy | 12/04/25 |
| Flirting Theater Skinny Woman | 12/04/25 |
| Very tactful church building | 12/04/25 |
| Flirting Theater Skinny Woman | 12/04/25 |
| Beady-eyed angry azn | 12/04/25 |
| cowardly yellow boiling water house | 12/04/25 |
| Milky quadroon | 12/04/25 |
| shivering generalized bond orchestra pit | 12/04/25 |
| glittery prole goyim | 12/04/25 |
| Curious Lay Philosopher-king | 12/04/25 |
| Jade Feces Meetinghouse | 12/04/25 |
| Lemon elastic band | 12/04/25 |
| Jade Feces Meetinghouse | 12/04/25 |
| Wonderful poppy twinkling uncleanness | 12/04/25 |
| White step-uncle's house | 12/04/25 |
| green stubborn principal's office internal respiration | 12/04/25 |
| Sinister background story personal credit line | 12/04/25 |
| Taylor Swift is not a hobby she is a lifestyle | 04/03/26 |
| Arousing orange useless brakes field | 12/04/25 |
| carnelian supple garrison | 12/04/25 |
| Arousing orange useless brakes field | 12/04/25 |
| racy turquoise station | 12/04/25 |
| carnelian supple garrison | 12/04/25 |
| Arousing orange useless brakes field | 12/04/25 |
| Honey-headed Mentally Impaired Masturbator | 12/04/25 |
| histrionic therapy | 12/04/25 |
| passionate school cafeteria | 12/04/25 |
| cowardly yellow boiling water house | 12/04/25 |
| Lascivious maize pervert | 12/04/25 |
| hilarious international law enforcement agency | 12/04/25 |
| Infuriating Market | 12/04/25 |
| carnelian supple garrison | 12/04/25 |
| walnut center windowlicker | 12/04/25 |
| Canary mind-boggling rehab digit ratio | 12/04/25 |
| histrionic therapy | 12/04/25 |
| massive zombie-like stain | 12/04/25 |
| may his bones be crushed | 04/03/26 |
Poast new message in this thread
Date: December 4th, 2025 10:53 AM Author: carnelian supple garrison I was buying a "towel warmer" online for my wife(also goy) and the "4 easy payments" Klarna ad popped up. It's the exact same price either way. So what is the catch - is it just that they gather detailed shopping info and send you ads? get to look at your credit report ? Or are they hoping you will miss a payment and hit you with some 99% apr upcharge? |
Date: December 4th, 2025 10:58 AM Author: Burgundy Ungodly Home there’s zero downside and they make absolutely no money at all providing that service (http://www.autoadmit.com/thread.php?thread_id=5806132&forum_id=2\u0026mark_id=5310690#49482999) |
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Date: December 4th, 2025 11:00 AM Author: carnelian supple garrison is this some uber 2017 zirp VC cash thing (http://www.autoadmit.com/thread.php?thread_id=5806132&forum_id=2\u0026mark_id=5310690#49483005) |
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Date: December 4th, 2025 11:01 AM Author: territorial codepig volcanic crater https://s205.q4cdn.com/644747736/files/doc_financials/2025/q3/Q3-2025-Earnings-Release.pdf (http://www.autoadmit.com/thread.php?thread_id=5806132&forum_id=2\u0026mark_id=5310690#49483007) |
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Date: December 4th, 2025 12:03 PM Author: histrionic therapy (http://www.autoadmit.com/thread.php?thread_id=5806132&forum_id=2\u0026mark_id=5310690#49483228) |
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Date: December 4th, 2025 11:00 AM Author: Flirting Theater Skinny Woman they charge the retailer a %. it's the same thing with stores that used to offer 0% APR but instead of having a separate financing plan at every retailer these guys are trying to create a centralized system for retailer-funded low APR financing. that's why different retailers have different options.
it is a no brainer, but like most of these things it's a prole goy honeypot. people with money aren't going to worry about 0% APR on a couple hundred bucks. it's free money but not enough to care. meanwhile prole goys are gonna go ham and have trouble getting out from under it.
seeing klarna pop up as an option for mcdonalds purchases is giving me flashbacks of "no payments for 6 months!" interest only mortgages on 2007. |
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Date: December 4th, 2025 11:26 AM Author: Very tactful church building What if they repossess my bluetooth speaker (http://www.autoadmit.com/thread.php?thread_id=5806132&forum_id=2\u0026mark_id=5310690#49483081) |
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Date: December 4th, 2025 11:33 AM Author: Flirting Theater Skinny Woman ESPECIALLY your bluetooth speaker (http://www.autoadmit.com/thread.php?thread_id=5806132&forum_id=2\u0026mark_id=5310690#49483109) |
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Date: December 4th, 2025 11:10 AM Author: Beady-eyed angry azn A girl in my class is underwater on some McNuggets not flame (http://www.autoadmit.com/thread.php?thread_id=5806132&forum_id=2\u0026mark_id=5310690#49483020) |
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Date: December 4th, 2025 11:34 AM Author: cowardly yellow boiling water house you should provide her a "bailout" (http://www.autoadmit.com/thread.php?thread_id=5806132&forum_id=2\u0026mark_id=5310690#49483113) |
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Date: December 4th, 2025 3:54 PM Author: Milky quadroon My sous vide! (http://www.autoadmit.com/thread.php?thread_id=5806132&forum_id=2\u0026mark_id=5310690#49483996) |
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Date: December 4th, 2025 11:30 AM Author: shivering generalized bond orchestra pit This is how you know America is actually 70% brown now. This would’ve been completely absurd with our demographics from like 15 years ago (http://www.autoadmit.com/thread.php?thread_id=5806132&forum_id=2\u0026mark_id=5310690#49483100) |
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Date: December 4th, 2025 11:44 AM Author: glittery prole goyim (http://www.autoadmit.com/thread.php?thread_id=5806132&forum_id=2\u0026mark_id=5310690#49483150) |
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Date: December 4th, 2025 11:52 AM Author: Curious Lay Philosopher-king (http://www.autoadmit.com/thread.php?thread_id=5806132&forum_id=2\u0026mark_id=5310690#49483184) |
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Date: December 4th, 2025 12:04 PM Author: Jade Feces Meetinghouse (http://www.autoadmit.com/thread.php?thread_id=5806132&forum_id=2\u0026mark_id=5310690#49483229) |
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Date: December 4th, 2025 12:23 PM Author: Lemon elastic band The phenomenon of putting *everything* on a credit card was widespread by then.
I don't see how this new BNPL stuff is substantially different than using a CC. |
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Date: December 4th, 2025 12:24 PM Author: Jade Feces Meetinghouse I use CC for whatever I can because I get points/miles/other benefits but I never run a balance. BNPL is pure credit at shitty rates. (http://www.autoadmit.com/thread.php?thread_id=5806132&forum_id=2\u0026mark_id=5310690#49483292) |
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Date: December 4th, 2025 2:21 PM Author: Wonderful poppy twinkling uncleanness this is yet another layer of jewish debt magic underneath your credit card debt
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Date: December 4th, 2025 2:15 PM Author: White step-uncle's house (http://www.autoadmit.com/thread.php?thread_id=5806132&forum_id=2\u0026mark_id=5310690#49483648) |
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Date: December 4th, 2025 2:19 PM Author: green stubborn principal's office internal respiration This is how you know XO is full of shit when they claim to be simple prole men of America born to the working class
The Walmart layaway counter was the exact same shit 30 years ago |
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Date: December 4th, 2025 2:45 PM Author: Sinister background story personal credit line You didn’t get your shit until you made the final payment. Layaway was to hold a specific item at a specific price when availability was less predictable. (http://www.autoadmit.com/thread.php?thread_id=5806132&forum_id=2\u0026mark_id=5310690#49483719) |
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Date: April 3rd, 2026 7:48 PM Author: Taylor Swift is not a hobby she is a lifestyle (πΊπΈ π΅π±) (http://www.autoadmit.com/thread.php?thread_id=5806132&forum_id=2\u0026mark_id=5310690#49792116) |
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Date: December 4th, 2025 11:36 AM Author: Arousing orange useless brakes field the "free money" argument is some real prole shit. jew here. lol @ the opportunity cost on the $75 you spent to buy headphones. that's peanuts and not worth worrying about when there's a risk of a missed payment and fucking up your credit.
much easier to get large amounts of "free money" in other ways |
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Date: December 4th, 2025 11:37 AM Author: carnelian supple garrison nffi, I remember your nordstrom return arbitrage stories. that was *way* more work than this (http://www.autoadmit.com/thread.php?thread_id=5806132&forum_id=2\u0026mark_id=5310690#49483120) |
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Date: December 4th, 2025 11:38 AM Author: Arousing orange useless brakes field i wasnt doing it for the arbitrage. i was doing it to borrow clothes, and the arbitrage is just a bonus. (http://www.autoadmit.com/thread.php?thread_id=5806132&forum_id=2\u0026mark_id=5310690#49483125) |
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Date: December 4th, 2025 11:55 AM Author: racy turquoise station let’s say op goes big though, and makes a $200 purchase, with 25% down and 25% due over each of the next three months. assuming an 8% apr opportunity cost, he just netted $2. if it takes him 20 minutes to fill in his info, set up autopay, and confirm the transfers over the life of the loan, dood is bringing down a cool $6/hour. are you too good to work for $6/hr, hotshot? (http://www.autoadmit.com/thread.php?thread_id=5806132&forum_id=2\u0026mark_id=5310690#49483194) |
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Date: December 4th, 2025 12:02 PM Author: carnelian supple garrison dbg oddly silent (http://www.autoadmit.com/thread.php?thread_id=5806132&forum_id=2\u0026mark_id=5310690#49483220) |
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Date: December 4th, 2025 12:04 PM Author: Arousing orange useless brakes field rofl he's making my point (http://www.autoadmit.com/thread.php?thread_id=5806132&forum_id=2\u0026mark_id=5310690#49483232) |
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Date: December 4th, 2025 11:38 AM Author: Honey-headed Mentally Impaired Masturbator Legal hypo: Assume you order a chipotle burrito and ask for guac but quickly cancel and then pay with klarna just as the guac leaves the guacscoop, then you default on your loan, can your SNAP/EBT benefits be garnished? (http://www.autoadmit.com/thread.php?thread_id=5806132&forum_id=2\u0026mark_id=5310690#49483123) |
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Date: December 4th, 2025 12:02 PM Author: histrionic therapy (http://www.autoadmit.com/thread.php?thread_id=5806132&forum_id=2\u0026mark_id=5310690#49483221) |
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Date: December 4th, 2025 11:43 AM Author: passionate school cafeteria How long do you have to pay it off without interest? (http://www.autoadmit.com/thread.php?thread_id=5806132&forum_id=2\u0026mark_id=5310690#49483140) |
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Date: December 4th, 2025 11:46 AM Author: cowardly yellow boiling water house (http://www.autoadmit.com/thread.php?thread_id=5806132&forum_id=2\u0026mark_id=5310690#49483156) |
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Date: December 4th, 2025 11:47 AM Author: Lascivious maize pervert Rach can you turn on location for every post like they did on Twitter (http://www.autoadmit.com/thread.php?thread_id=5806132&forum_id=2\u0026mark_id=5310690#49483159) |
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Date: December 4th, 2025 11:48 AM Author: hilarious international law enforcement agency (http://www.autoadmit.com/thread.php?thread_id=5806132&forum_id=2\u0026mark_id=5310690#49483165) |
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Date: December 4th, 2025 11:51 AM Author: Infuriating Market https://x.com/paul_hundred/status/1996621366184075337 (http://www.autoadmit.com/thread.php?thread_id=5806132&forum_id=2\u0026mark_id=5310690#49483180) |
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Date: December 4th, 2025 11:56 AM Author: carnelian supple garrison we're famous again bros (http://www.autoadmit.com/thread.php?thread_id=5806132&forum_id=2\u0026mark_id=5310690#49483198) |
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Date: December 4th, 2025 11:58 AM Author: walnut center windowlicker (http://www.autoadmit.com/thread.php?thread_id=5806132&forum_id=2\u0026mark_id=5310690#49483205) |
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Date: December 4th, 2025 3:47 PM Author: Canary mind-boggling rehab digit ratio (http://www.autoadmit.com/thread.php?thread_id=5806132&forum_id=2\u0026mark_id=5310690#49483977) |
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Date: December 4th, 2025 12:02 PM Author: histrionic therapy Klarna’s a bitch (http://www.autoadmit.com/thread.php?thread_id=5806132&forum_id=2\u0026mark_id=5310690#49483222) |
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Date: December 4th, 2025 2:14 PM Author: massive zombie-like stain Can illegals use this shit? You need a SSN or what? Is there widespread beaner fraud? (http://www.autoadmit.com/thread.php?thread_id=5806132&forum_id=2\u0026mark_id=5310690#49483643) |
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Date: April 3rd, 2026 7:48 PM Author: may his bones be crushed If ur not debtmaxxing rn ur dumb af (http://www.autoadmit.com/thread.php?thread_id=5806132&forum_id=2\u0026mark_id=5310690#49792117) |