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irl goy here, what's the reason *not* to use Klarna?
| Galvanic impressive abode | 12/04/25 |
| talented plaza famous landscape painting | 12/04/25 |
| Galvanic impressive abode | 12/04/25 |
| Nofapping school cafeteria indirect expression | 12/04/25 |
| razzmatazz impertinent indian lodge cuckold | 12/04/25 |
| histrionic center | 12/04/25 |
| fragrant plum foreskin faggot firefighter | 12/04/25 |
| histrionic center | 12/04/25 |
| Pungent alcoholic orchestra pit | 12/04/25 |
| brass laughsome legal warrant | 12/04/25 |
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| Jet-lagged Bawdyhouse | 12/04/25 |
| fighting box office new version | 12/04/25 |
| Gay reading party | 12/04/25 |
| smoky newt | 12/04/25 |
| misunderstood ceo wagecucks | 12/04/25 |
| smoky newt | 12/04/25 |
| Snowy gas station private investor | 12/04/25 |
| Flickering Navy Selfie State | 12/04/25 |
| violent mediation therapy | 12/04/25 |
| Pearl cracking native | 12/04/25 |
| Curious Mewling Parlor Giraffe | 12/04/25 |
| Galvanic impressive abode | 12/04/25 |
| Curious Mewling Parlor Giraffe | 12/04/25 |
| yellow boltzmann | 12/04/25 |
| Galvanic impressive abode | 12/04/25 |
| Curious Mewling Parlor Giraffe | 12/04/25 |
| Chestnut arousing jap ratface | 12/04/25 |
| razzmatazz impertinent indian lodge cuckold | 12/04/25 |
| slippery international law enforcement agency | 12/04/25 |
| brass laughsome legal warrant | 12/04/25 |
| trip rose goyim goal in life | 12/04/25 |
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| Insanely Creepy Address Kitty Cat | 12/04/25 |
| Galvanic impressive abode | 12/04/25 |
| Stirring Queen Of The Night | 12/04/25 |
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| razzmatazz impertinent indian lodge cuckold | 12/04/25 |
| Onyx cuck | 12/04/25 |
Poast new message in this thread
Date: December 4th, 2025 10:53 AM Author: Galvanic impressive abode I was buying a "towel warmer" online for my wife(also goy) and the "4 easy payments" Klarna ad popped up. It's the exact same price either way. So what is the catch - is it just that they gather detailed shopping info and send you ads? get to look at your credit report ? Or are they hoping you will miss a payment and hit you with some 99% apr upcharge? |
Date: December 4th, 2025 10:58 AM Author: talented plaza famous landscape painting there’s zero downside and they make absolutely no money at all providing that service (http://www.autoadmit.com/thread.php?thread_id=5806132&forum_id=2\u0026mark_id=5310751#49482999) |
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Date: December 4th, 2025 11:00 AM Author: Galvanic impressive abode is this some uber 2017 zirp VC cash thing (http://www.autoadmit.com/thread.php?thread_id=5806132&forum_id=2\u0026mark_id=5310751#49483005) |
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Date: December 4th, 2025 11:01 AM Author: Nofapping school cafeteria indirect expression https://s205.q4cdn.com/644747736/files/doc_financials/2025/q3/Q3-2025-Earnings-Release.pdf (http://www.autoadmit.com/thread.php?thread_id=5806132&forum_id=2\u0026mark_id=5310751#49483007) |
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Date: December 4th, 2025 12:03 PM Author: razzmatazz impertinent indian lodge cuckold (http://www.autoadmit.com/thread.php?thread_id=5806132&forum_id=2\u0026mark_id=5310751#49483228) |
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Date: December 4th, 2025 11:00 AM Author: histrionic center they charge the retailer a %. it's the same thing with stores that used to offer 0% APR but instead of having a separate financing plan at every retailer these guys are trying to create a centralized system for retailer-funded low APR financing. that's why different retailers have different options.
it is a no brainer, but like most of these things it's a prole goy honeypot. people with money aren't going to worry about 0% APR on a couple hundred bucks. it's free money but not enough to care. meanwhile prole goys are gonna go ham and have trouble getting out from under it.
seeing klarna pop up as an option for mcdonalds purchases is giving me flashbacks of "no payments for 6 months!" interest only mortgages on 2007. |
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Date: December 4th, 2025 11:26 AM Author: fragrant plum foreskin faggot firefighter What if they repossess my bluetooth speaker (http://www.autoadmit.com/thread.php?thread_id=5806132&forum_id=2\u0026mark_id=5310751#49483081) |
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Date: December 4th, 2025 11:33 AM Author: histrionic center ESPECIALLY your bluetooth speaker (http://www.autoadmit.com/thread.php?thread_id=5806132&forum_id=2\u0026mark_id=5310751#49483109) |
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Date: December 4th, 2025 11:10 AM Author: Pungent alcoholic orchestra pit A girl in my class is underwater on some McNuggets not flame (http://www.autoadmit.com/thread.php?thread_id=5806132&forum_id=2\u0026mark_id=5310751#49483020) |
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Date: December 4th, 2025 11:34 AM Author: brass laughsome legal warrant you should provide her a "bailout" (http://www.autoadmit.com/thread.php?thread_id=5806132&forum_id=2\u0026mark_id=5310751#49483113) |
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Date: December 4th, 2025 3:54 PM Author: Vigorous charcoal striped hyena My sous vide! (http://www.autoadmit.com/thread.php?thread_id=5806132&forum_id=2\u0026mark_id=5310751#49483996) |
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Date: December 4th, 2025 11:30 AM Author: Jet-lagged Bawdyhouse This is how you know America is actually 70% brown now. This would’ve been completely absurd with our demographics from like 15 years ago (http://www.autoadmit.com/thread.php?thread_id=5806132&forum_id=2\u0026mark_id=5310751#49483100) |
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Date: December 4th, 2025 11:44 AM Author: fighting box office new version (http://www.autoadmit.com/thread.php?thread_id=5806132&forum_id=2\u0026mark_id=5310751#49483150) |
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Date: December 4th, 2025 11:52 AM Author: Gay reading party (http://www.autoadmit.com/thread.php?thread_id=5806132&forum_id=2\u0026mark_id=5310751#49483184) |
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Date: December 4th, 2025 12:04 PM Author: smoky newt (http://www.autoadmit.com/thread.php?thread_id=5806132&forum_id=2\u0026mark_id=5310751#49483229) |
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Date: December 4th, 2025 12:23 PM Author: misunderstood ceo wagecucks The phenomenon of putting *everything* on a credit card was widespread by then.
I don't see how this new BNPL stuff is substantially different than using a CC. |
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Date: December 4th, 2025 12:24 PM Author: smoky newt I use CC for whatever I can because I get points/miles/other benefits but I never run a balance. BNPL is pure credit at shitty rates. (http://www.autoadmit.com/thread.php?thread_id=5806132&forum_id=2\u0026mark_id=5310751#49483292) |
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Date: December 4th, 2025 2:21 PM Author: Snowy gas station private investor this is yet another layer of jewish debt magic underneath your credit card debt
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Date: December 4th, 2025 2:15 PM Author: Flickering Navy Selfie State (http://www.autoadmit.com/thread.php?thread_id=5806132&forum_id=2\u0026mark_id=5310751#49483648) |
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Date: December 4th, 2025 2:19 PM Author: violent mediation therapy This is how you know XO is full of shit when they claim to be simple prole men of America born to the working class
The Walmart layaway counter was the exact same shit 30 years ago |
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Date: December 4th, 2025 2:45 PM Author: Pearl cracking native You didn’t get your shit until you made the final payment. Layaway was to hold a specific item at a specific price when availability was less predictable. (http://www.autoadmit.com/thread.php?thread_id=5806132&forum_id=2\u0026mark_id=5310751#49483719) |
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Date: December 4th, 2025 11:36 AM Author: Curious Mewling Parlor Giraffe the "free money" argument is some real prole shit. jew here. lol @ the opportunity cost on the $75 you spent to buy headphones. that's peanuts and not worth worrying about when there's a risk of a missed payment and fucking up your credit.
much easier to get large amounts of "free money" in other ways |
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Date: December 4th, 2025 11:37 AM Author: Galvanic impressive abode nffi, I remember your nordstrom return arbitrage stories. that was *way* more work than this (http://www.autoadmit.com/thread.php?thread_id=5806132&forum_id=2\u0026mark_id=5310751#49483120) |
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Date: December 4th, 2025 11:38 AM Author: Curious Mewling Parlor Giraffe i wasnt doing it for the arbitrage. i was doing it to borrow clothes, and the arbitrage is just a bonus. (http://www.autoadmit.com/thread.php?thread_id=5806132&forum_id=2\u0026mark_id=5310751#49483125) |
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Date: December 4th, 2025 11:55 AM Author: yellow boltzmann let’s say op goes big though, and makes a $200 purchase, with 25% down and 25% due over each of the next three months. assuming an 8% apr opportunity cost, he just netted $2. if it takes him 20 minutes to fill in his info, set up autopay, and confirm the transfers over the life of the loan, dood is bringing down a cool $6/hour. are you too good to work for $6/hr, hotshot? (http://www.autoadmit.com/thread.php?thread_id=5806132&forum_id=2\u0026mark_id=5310751#49483194) |
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Date: December 4th, 2025 12:02 PM Author: Galvanic impressive abode dbg oddly silent (http://www.autoadmit.com/thread.php?thread_id=5806132&forum_id=2\u0026mark_id=5310751#49483220) |
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Date: December 4th, 2025 12:04 PM Author: Curious Mewling Parlor Giraffe rofl he's making my point (http://www.autoadmit.com/thread.php?thread_id=5806132&forum_id=2\u0026mark_id=5310751#49483232) |
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Date: December 4th, 2025 11:38 AM Author: Chestnut arousing jap ratface Legal hypo: Assume you order a chipotle burrito and ask for guac but quickly cancel and then pay with klarna just as the guac leaves the guacscoop, then you default on your loan, can your SNAP/EBT benefits be garnished? (http://www.autoadmit.com/thread.php?thread_id=5806132&forum_id=2\u0026mark_id=5310751#49483123) |
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Date: December 4th, 2025 12:02 PM Author: razzmatazz impertinent indian lodge cuckold (http://www.autoadmit.com/thread.php?thread_id=5806132&forum_id=2\u0026mark_id=5310751#49483221) |
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Date: December 4th, 2025 11:43 AM Author: slippery international law enforcement agency How long do you have to pay it off without interest? (http://www.autoadmit.com/thread.php?thread_id=5806132&forum_id=2\u0026mark_id=5310751#49483140) |
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Date: December 4th, 2025 11:46 AM Author: brass laughsome legal warrant (http://www.autoadmit.com/thread.php?thread_id=5806132&forum_id=2\u0026mark_id=5310751#49483156) |
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Date: December 4th, 2025 11:47 AM Author: trip rose goyim goal in life Rach can you turn on location for every post like they did on Twitter (http://www.autoadmit.com/thread.php?thread_id=5806132&forum_id=2\u0026mark_id=5310751#49483159) |
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Date: December 4th, 2025 11:48 AM Author: boyish flushed brunch (http://www.autoadmit.com/thread.php?thread_id=5806132&forum_id=2\u0026mark_id=5310751#49483165) |
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Date: December 4th, 2025 11:51 AM Author: Insanely Creepy Address Kitty Cat https://x.com/paul_hundred/status/1996621366184075337 (http://www.autoadmit.com/thread.php?thread_id=5806132&forum_id=2\u0026mark_id=5310751#49483180) |
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Date: December 4th, 2025 11:56 AM Author: Galvanic impressive abode we're famous again bros (http://www.autoadmit.com/thread.php?thread_id=5806132&forum_id=2\u0026mark_id=5310751#49483198) |
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Date: December 4th, 2025 11:58 AM Author: Stirring Queen Of The Night (http://www.autoadmit.com/thread.php?thread_id=5806132&forum_id=2\u0026mark_id=5310751#49483205) |
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Date: December 4th, 2025 3:47 PM Author: Diverse bearded rehab milk (http://www.autoadmit.com/thread.php?thread_id=5806132&forum_id=2\u0026mark_id=5310751#49483977) |
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Date: December 4th, 2025 12:02 PM Author: razzmatazz impertinent indian lodge cuckold Klarna’s a bitch (http://www.autoadmit.com/thread.php?thread_id=5806132&forum_id=2\u0026mark_id=5310751#49483222) |
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Date: December 4th, 2025 2:14 PM Author: Onyx cuck Can illegals use this shit? You need a SSN or what? Is there widespread beaner fraud? (http://www.autoadmit.com/thread.php?thread_id=5806132&forum_id=2\u0026mark_id=5310751#49483643) |