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Little known fact about 401ks

Following Trump’s EO signed in August 2025, your 401k&...
Orchid prole
  03/14/26
...
contagious piazza gay wizard
  03/14/26
What's a "cash equivalent" fund? I only know 401k ...
Elite school cafeteria
  03/14/26
If you have $ in your 401k that isn’t invested it usua...
Orchid prole
  03/14/26
how wld it be "wiped out" nigga this maeks no sens...
snowy fanboi
  03/14/26
read the fine print. you’re basically acting as an ins...
Orchid prole
  03/14/26
that sounds very jewish i havent had a 401k in a decade plus...
snowy fanboi
  03/14/26
this can't be real
Racy dark rigor
  03/14/26
link? i can't find anything about this
Electric sooty crackhouse knife
  03/14/26
flame
glittery stead famous landscape painting
  03/14/26
Seems fine. Just allows retarded 401kmos to buy super high f...
Dead coffee pot
  03/14/26
that was the whole point of 401ks u anti semite
snowy fanboi
  03/14/26
I am buying bitcoins in my 401k by using schwab pcra
Elite school cafeteria
  03/14/26
why would your 401k be in a "cash equivalent fund"
Costumed mood travel guidebook
  03/14/26
any portion of your 401k that isn’t invested in stocks...
Orchid prole
  03/14/26
do you mean a settlement account? money market mutual fun...
Vibrant nudist main people shrine
  03/14/26
Why would anyone care about that. It should all at least be ...
jade odious step-uncle's house
  03/14/26
Are you a retard? Your portfolio should not be 100% bonds or...
Azure aromatic address multi-billionaire
  03/14/26
I said “at least” meaning ideally it isn’t...
jade odious step-uncle's house
  03/14/26
You said “ It should all at least be in bonds”
Azure aromatic address multi-billionaire
  03/14/26
good goy, u get a free day pass to the tel aviv holocaust mu...
snowy fanboi
  03/14/26
the idle money should be invested in $DJT, the $TRUMP memeco...
soul-stirring locale
  03/14/26
don’t forget about commemorative 9/11 gold coins
Orchid prole
  03/14/26
don't test the chemical composition of those coins if you kn...
soul-stirring locale
  03/14/26
...
Orchid prole
  03/14/26
WTF? The sweep account at mine is just some basic federal m...
Rusted Deep Public Bath
  03/15/26


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Reply Favorite

Date: March 14th, 2026 3:18 PM
Author: Orchid prole

Following Trump’s EO signed in August 2025, your 401k’s “cash equivalent” fund is now a swap that pays you a higher rate of return but will be completely wiped out if there’s a market crash. MAGA!

(http://www.autoadmit.com/thread.php?thread_id=5845560&forum_id=2\u0026mark_id=5310752#49743114)



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Date: March 14th, 2026 3:19 PM
Author: contagious piazza gay wizard



(http://www.autoadmit.com/thread.php?thread_id=5845560&forum_id=2\u0026mark_id=5310752#49743123)



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Date: March 14th, 2026 3:25 PM
Author: Elite school cafeteria

What's a "cash equivalent" fund? I only know 401k and roth

(http://www.autoadmit.com/thread.php?thread_id=5845560&forum_id=2\u0026mark_id=5310752#49743143)



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Date: March 14th, 2026 3:34 PM
Author: Orchid prole

If you have $ in your 401k that isn’t invested it usually sits in a cash equivalent account

(http://www.autoadmit.com/thread.php?thread_id=5845560&forum_id=2\u0026mark_id=5310752#49743182)



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Date: March 14th, 2026 3:37 PM
Author: snowy fanboi

how wld it be "wiped out" nigga this maeks no sense even if u had STOOK etf it wldnt be wiped out in crash

(http://www.autoadmit.com/thread.php?thread_id=5845560&forum_id=2\u0026mark_id=5310752#49743195)



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Date: March 14th, 2026 3:39 PM
Author: Orchid prole

read the fine print. you’re basically acting as an insurer for various funds which pay you a higher rate of return

(http://www.autoadmit.com/thread.php?thread_id=5845560&forum_id=2\u0026mark_id=5310752#49743203)



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Date: March 14th, 2026 3:41 PM
Author: snowy fanboi

that sounds very jewish i havent had a 401k in a decade plus, converted it to IRA but it was always hilarous to me how they restrict what u can invest in a 401k so these kikes can make more fees, its the biggest furking scam, when i had my 401k with schwab i cant even invest in VOO, SPY, it was some stupid mutual funds with 10x higher fees

(http://www.autoadmit.com/thread.php?thread_id=5845560&forum_id=2\u0026mark_id=5310752#49743210)



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Date: March 14th, 2026 4:41 PM
Author: Racy dark rigor

this can't be real

(http://www.autoadmit.com/thread.php?thread_id=5845560&forum_id=2\u0026mark_id=5310752#49743457)



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Date: March 14th, 2026 3:26 PM
Author: Electric sooty crackhouse knife

link? i can't find anything about this

(http://www.autoadmit.com/thread.php?thread_id=5845560&forum_id=2\u0026mark_id=5310752#49743146)



Reply Favorite

Date: March 14th, 2026 3:29 PM
Author: glittery stead famous landscape painting

flame

(http://www.autoadmit.com/thread.php?thread_id=5845560&forum_id=2\u0026mark_id=5310752#49743155)



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Date: March 14th, 2026 3:31 PM
Author: Dead coffee pot

Seems fine. Just allows retarded 401kmos to buy super high fee alternatives they don't understand and get fleeced by Lutnick, Kushner, et al

https://www.whitehouse.gov/presidential-actions/2025/08/democratizing-access-to-alternative-assets-for-401k-investors/

(http://www.autoadmit.com/thread.php?thread_id=5845560&forum_id=2\u0026mark_id=5310752#49743162)



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Date: March 14th, 2026 3:37 PM
Author: snowy fanboi

that was the whole point of 401ks u anti semite

(http://www.autoadmit.com/thread.php?thread_id=5845560&forum_id=2\u0026mark_id=5310752#49743197)



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Date: March 14th, 2026 3:34 PM
Author: Elite school cafeteria

I am buying bitcoins in my 401k by using schwab pcra

(http://www.autoadmit.com/thread.php?thread_id=5845560&forum_id=2\u0026mark_id=5310752#49743177)



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Date: March 14th, 2026 3:34 PM
Author: Costumed mood travel guidebook

why would your 401k be in a "cash equivalent fund"

(http://www.autoadmit.com/thread.php?thread_id=5845560&forum_id=2\u0026mark_id=5310752#49743180)



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Date: March 14th, 2026 3:36 PM
Author: Orchid prole

any portion of your 401k that isn’t invested in stocks or bonds is typically set to default into a cash equivalent account

(http://www.autoadmit.com/thread.php?thread_id=5845560&forum_id=2\u0026mark_id=5310752#49743190)



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Date: March 14th, 2026 3:38 PM
Author: Vibrant nudist main people shrine

do you mean a settlement account?

money market mutual fund?

(http://www.autoadmit.com/thread.php?thread_id=5845560&forum_id=2\u0026mark_id=5310752#49743201)



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Date: March 14th, 2026 3:39 PM
Author: jade odious step-uncle's house

Why would anyone care about that. It should all at least be in bonds if you are nearing retirement anyway.

(http://www.autoadmit.com/thread.php?thread_id=5845560&forum_id=2\u0026mark_id=5310752#49743206)



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Date: March 14th, 2026 3:41 PM
Author: Azure aromatic address multi-billionaire

Are you a retard? Your portfolio should not be 100% bonds or even more conservative investments if you are “nearing” retirement.

(http://www.autoadmit.com/thread.php?thread_id=5845560&forum_id=2\u0026mark_id=5310752#49743212)



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Date: March 14th, 2026 3:58 PM
Author: jade odious step-uncle's house

I said “at least” meaning ideally it isn’t in bonds. Stop Gaslighting me.

(http://www.autoadmit.com/thread.php?thread_id=5845560&forum_id=2\u0026mark_id=5310752#49743271)



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Date: March 14th, 2026 4:22 PM
Author: Azure aromatic address multi-billionaire

You said “ It should all at least be in bonds”

(http://www.autoadmit.com/thread.php?thread_id=5845560&forum_id=2\u0026mark_id=5310752#49743347)



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Date: March 14th, 2026 3:42 PM
Author: snowy fanboi

good goy, u get a free day pass to the tel aviv holocaust museum & pool club ($19.99 "Auschwitz remembrance fee" still applies plus 45% tip)

(http://www.autoadmit.com/thread.php?thread_id=5845560&forum_id=2\u0026mark_id=5310752#49743218)



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Date: March 14th, 2026 3:56 PM
Author: soul-stirring locale

the idle money should be invested in $DJT, the $TRUMP memecoin, and World Liberty Financial by default

(http://www.autoadmit.com/thread.php?thread_id=5845560&forum_id=2\u0026mark_id=5310752#49743260)



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Date: March 14th, 2026 3:59 PM
Author: Orchid prole

don’t forget about commemorative 9/11 gold coins

(http://www.autoadmit.com/thread.php?thread_id=5845560&forum_id=2\u0026mark_id=5310752#49743273)



Reply Favorite

Date: March 14th, 2026 4:04 PM
Author: soul-stirring locale

don't test the chemical composition of those coins if you know what's good for you

(http://www.autoadmit.com/thread.php?thread_id=5845560&forum_id=2\u0026mark_id=5310752#49743292)



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Date: March 14th, 2026 4:04 PM
Author: Orchid prole



(http://www.autoadmit.com/thread.php?thread_id=5845560&forum_id=2\u0026mark_id=5310752#49743295)



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Date: March 15th, 2026 12:38 PM
Author: Rusted Deep Public Bath

WTF? The sweep account at mine is just some basic federal money market fund? What horrible provider did your employer select for your plan?

(http://www.autoadmit.com/thread.php?thread_id=5845560&forum_id=2\u0026mark_id=5310752#49745308)