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irl goy here, what's the reason *not* to use Klarna?
| Maize Nursing Home Friendly Grandma | 12/04/25 |
| racy emerald azn | 12/04/25 |
| Maize Nursing Home Friendly Grandma | 12/04/25 |
| sable swashbuckling resort wagecucks | 12/04/25 |
| Nighttime excitant temple | 12/04/25 |
| duck-like piazza love of her life | 12/04/25 |
| Talented genital piercing legal warrant | 12/04/25 |
| duck-like piazza love of her life | 12/04/25 |
| motley jewess | 12/04/25 |
| Startled mind-boggling depressive | 12/04/25 |
| violent mad cow disease stage | 12/04/25 |
| Slippery Green Dopamine | 12/04/25 |
| dull marketing idea | 12/04/25 |
| Godawful fragrant brunch | 12/04/25 |
| buff native french chef | 12/04/25 |
| Henna home multi-billionaire | 12/04/25 |
| buff native french chef | 12/04/25 |
| Purple locus yarmulke | 12/04/25 |
| indecent business firm telephone | 12/04/25 |
| Odious cocky theater | 12/04/25 |
| Idiotic tanning salon | 12/04/25 |
| Taylor Swift is not a hobby she is a lifestyle | 04/03/26 |
| Silver Wrinkle Pisswyrm | 12/04/25 |
| Maize Nursing Home Friendly Grandma | 12/04/25 |
| Silver Wrinkle Pisswyrm | 12/04/25 |
| pea-brained dark goyim theater stage | 12/04/25 |
| Maize Nursing Home Friendly Grandma | 12/04/25 |
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| Big vermilion spot | 12/04/25 |
| Startled mind-boggling depressive | 12/04/25 |
| abusive orchid incel national security agency | 12/04/25 |
| Grizzly bespoke institution | 12/04/25 |
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| Maize Nursing Home Friendly Grandma | 12/04/25 |
| Brilliant step-uncle's house background story | 12/04/25 |
| Bat-shit-crazy Indian Lodge | 12/04/25 |
| Nighttime excitant temple | 12/04/25 |
| flickering citrine address | 12/04/25 |
| may his bones be crushed | 04/03/26 |
Poast new message in this thread
Date: December 4th, 2025 10:53 AM Author: Maize Nursing Home Friendly Grandma I was buying a "towel warmer" online for my wife(also goy) and the "4 easy payments" Klarna ad popped up. It's the exact same price either way. So what is the catch - is it just that they gather detailed shopping info and send you ads? get to look at your credit report ? Or are they hoping you will miss a payment and hit you with some 99% apr upcharge? |
Date: December 4th, 2025 10:58 AM Author: racy emerald azn there’s zero downside and they make absolutely no money at all providing that service (http://www.autoadmit.com/thread.php?thread_id=5806132&forum_id=2\u0026mark_id=5310752#49482999) |
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Date: December 4th, 2025 11:00 AM Author: Maize Nursing Home Friendly Grandma is this some uber 2017 zirp VC cash thing (http://www.autoadmit.com/thread.php?thread_id=5806132&forum_id=2\u0026mark_id=5310752#49483005) |
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Date: December 4th, 2025 11:01 AM Author: sable swashbuckling resort wagecucks https://s205.q4cdn.com/644747736/files/doc_financials/2025/q3/Q3-2025-Earnings-Release.pdf (http://www.autoadmit.com/thread.php?thread_id=5806132&forum_id=2\u0026mark_id=5310752#49483007) |
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Date: December 4th, 2025 12:03 PM Author: Nighttime excitant temple (http://www.autoadmit.com/thread.php?thread_id=5806132&forum_id=2\u0026mark_id=5310752#49483228) |
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Date: December 4th, 2025 11:00 AM Author: duck-like piazza love of her life they charge the retailer a %. it's the same thing with stores that used to offer 0% APR but instead of having a separate financing plan at every retailer these guys are trying to create a centralized system for retailer-funded low APR financing. that's why different retailers have different options.
it is a no brainer, but like most of these things it's a prole goy honeypot. people with money aren't going to worry about 0% APR on a couple hundred bucks. it's free money but not enough to care. meanwhile prole goys are gonna go ham and have trouble getting out from under it.
seeing klarna pop up as an option for mcdonalds purchases is giving me flashbacks of "no payments for 6 months!" interest only mortgages on 2007. |
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Date: December 4th, 2025 11:26 AM Author: Talented genital piercing legal warrant What if they repossess my bluetooth speaker (http://www.autoadmit.com/thread.php?thread_id=5806132&forum_id=2\u0026mark_id=5310752#49483081) |
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Date: December 4th, 2025 11:33 AM Author: duck-like piazza love of her life ESPECIALLY your bluetooth speaker (http://www.autoadmit.com/thread.php?thread_id=5806132&forum_id=2\u0026mark_id=5310752#49483109) |
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Date: December 4th, 2025 11:10 AM Author: motley jewess A girl in my class is underwater on some McNuggets not flame (http://www.autoadmit.com/thread.php?thread_id=5806132&forum_id=2\u0026mark_id=5310752#49483020) |
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Date: December 4th, 2025 11:34 AM Author: Startled mind-boggling depressive you should provide her a "bailout" (http://www.autoadmit.com/thread.php?thread_id=5806132&forum_id=2\u0026mark_id=5310752#49483113) |
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Date: December 4th, 2025 3:54 PM Author: violent mad cow disease stage My sous vide! (http://www.autoadmit.com/thread.php?thread_id=5806132&forum_id=2\u0026mark_id=5310752#49483996) |
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Date: December 4th, 2025 11:30 AM Author: Slippery Green Dopamine This is how you know America is actually 70% brown now. This would’ve been completely absurd with our demographics from like 15 years ago (http://www.autoadmit.com/thread.php?thread_id=5806132&forum_id=2\u0026mark_id=5310752#49483100) |
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Date: December 4th, 2025 11:44 AM Author: dull marketing idea (http://www.autoadmit.com/thread.php?thread_id=5806132&forum_id=2\u0026mark_id=5310752#49483150) |
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Date: December 4th, 2025 11:52 AM Author: Godawful fragrant brunch (http://www.autoadmit.com/thread.php?thread_id=5806132&forum_id=2\u0026mark_id=5310752#49483184) |
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Date: December 4th, 2025 12:04 PM Author: buff native french chef (http://www.autoadmit.com/thread.php?thread_id=5806132&forum_id=2\u0026mark_id=5310752#49483229) |
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Date: December 4th, 2025 12:23 PM Author: Henna home multi-billionaire The phenomenon of putting *everything* on a credit card was widespread by then.
I don't see how this new BNPL stuff is substantially different than using a CC. |
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Date: December 4th, 2025 12:24 PM Author: buff native french chef I use CC for whatever I can because I get points/miles/other benefits but I never run a balance. BNPL is pure credit at shitty rates. (http://www.autoadmit.com/thread.php?thread_id=5806132&forum_id=2\u0026mark_id=5310752#49483292) |
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Date: December 4th, 2025 2:21 PM Author: Purple locus yarmulke this is yet another layer of jewish debt magic underneath your credit card debt
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Date: December 4th, 2025 2:15 PM Author: indecent business firm telephone (http://www.autoadmit.com/thread.php?thread_id=5806132&forum_id=2\u0026mark_id=5310752#49483648) |
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Date: December 4th, 2025 2:19 PM Author: Odious cocky theater This is how you know XO is full of shit when they claim to be simple prole men of America born to the working class
The Walmart layaway counter was the exact same shit 30 years ago |
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Date: December 4th, 2025 2:45 PM Author: Idiotic tanning salon You didn’t get your shit until you made the final payment. Layaway was to hold a specific item at a specific price when availability was less predictable. (http://www.autoadmit.com/thread.php?thread_id=5806132&forum_id=2\u0026mark_id=5310752#49483719) |
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Date: April 3rd, 2026 7:48 PM Author: Taylor Swift is not a hobby she is a lifestyle (πΊπΈ π΅π±) (http://www.autoadmit.com/thread.php?thread_id=5806132&forum_id=2\u0026mark_id=5310752#49792116) |
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Date: December 4th, 2025 11:36 AM Author: Silver Wrinkle Pisswyrm the "free money" argument is some real prole shit. jew here. lol @ the opportunity cost on the $75 you spent to buy headphones. that's peanuts and not worth worrying about when there's a risk of a missed payment and fucking up your credit.
much easier to get large amounts of "free money" in other ways |
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Date: December 4th, 2025 11:37 AM Author: Maize Nursing Home Friendly Grandma nffi, I remember your nordstrom return arbitrage stories. that was *way* more work than this (http://www.autoadmit.com/thread.php?thread_id=5806132&forum_id=2\u0026mark_id=5310752#49483120) |
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Date: December 4th, 2025 11:38 AM Author: Silver Wrinkle Pisswyrm i wasnt doing it for the arbitrage. i was doing it to borrow clothes, and the arbitrage is just a bonus. (http://www.autoadmit.com/thread.php?thread_id=5806132&forum_id=2\u0026mark_id=5310752#49483125) |
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Date: December 4th, 2025 11:55 AM Author: pea-brained dark goyim theater stage let’s say op goes big though, and makes a $200 purchase, with 25% down and 25% due over each of the next three months. assuming an 8% apr opportunity cost, he just netted $2. if it takes him 20 minutes to fill in his info, set up autopay, and confirm the transfers over the life of the loan, dood is bringing down a cool $6/hour. are you too good to work for $6/hr, hotshot? (http://www.autoadmit.com/thread.php?thread_id=5806132&forum_id=2\u0026mark_id=5310752#49483194) |
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Date: December 4th, 2025 12:02 PM Author: Maize Nursing Home Friendly Grandma dbg oddly silent (http://www.autoadmit.com/thread.php?thread_id=5806132&forum_id=2\u0026mark_id=5310752#49483220) |
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Date: December 4th, 2025 12:04 PM Author: Silver Wrinkle Pisswyrm rofl he's making my point (http://www.autoadmit.com/thread.php?thread_id=5806132&forum_id=2\u0026mark_id=5310752#49483232) |
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Date: December 4th, 2025 11:38 AM Author: Cerebral mint space Legal hypo: Assume you order a chipotle burrito and ask for guac but quickly cancel and then pay with klarna just as the guac leaves the guacscoop, then you default on your loan, can your SNAP/EBT benefits be garnished? (http://www.autoadmit.com/thread.php?thread_id=5806132&forum_id=2\u0026mark_id=5310752#49483123) |
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Date: December 4th, 2025 12:02 PM Author: Nighttime excitant temple (http://www.autoadmit.com/thread.php?thread_id=5806132&forum_id=2\u0026mark_id=5310752#49483221) |
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Date: December 4th, 2025 11:43 AM Author: Big vermilion spot How long do you have to pay it off without interest? (http://www.autoadmit.com/thread.php?thread_id=5806132&forum_id=2\u0026mark_id=5310752#49483140) |
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Date: December 4th, 2025 11:46 AM Author: Startled mind-boggling depressive (http://www.autoadmit.com/thread.php?thread_id=5806132&forum_id=2\u0026mark_id=5310752#49483156) |
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Date: December 4th, 2025 11:47 AM Author: abusive orchid incel national security agency Rach can you turn on location for every post like they did on Twitter (http://www.autoadmit.com/thread.php?thread_id=5806132&forum_id=2\u0026mark_id=5310752#49483159) |
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Date: December 4th, 2025 11:48 AM Author: Grizzly bespoke institution (http://www.autoadmit.com/thread.php?thread_id=5806132&forum_id=2\u0026mark_id=5310752#49483165) |
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Date: December 4th, 2025 11:51 AM Author: histrionic parlour https://x.com/paul_hundred/status/1996621366184075337 (http://www.autoadmit.com/thread.php?thread_id=5806132&forum_id=2\u0026mark_id=5310752#49483180) |
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Date: December 4th, 2025 11:56 AM Author: Maize Nursing Home Friendly Grandma we're famous again bros (http://www.autoadmit.com/thread.php?thread_id=5806132&forum_id=2\u0026mark_id=5310752#49483198) |
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Date: December 4th, 2025 11:58 AM Author: Brilliant step-uncle's house background story (http://www.autoadmit.com/thread.php?thread_id=5806132&forum_id=2\u0026mark_id=5310752#49483205) |
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Date: December 4th, 2025 3:47 PM Author: Bat-shit-crazy Indian Lodge (http://www.autoadmit.com/thread.php?thread_id=5806132&forum_id=2\u0026mark_id=5310752#49483977) |
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Date: December 4th, 2025 12:02 PM Author: Nighttime excitant temple Klarna’s a bitch (http://www.autoadmit.com/thread.php?thread_id=5806132&forum_id=2\u0026mark_id=5310752#49483222) |
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Date: December 4th, 2025 2:14 PM Author: flickering citrine address Can illegals use this shit? You need a SSN or what? Is there widespread beaner fraud? (http://www.autoadmit.com/thread.php?thread_id=5806132&forum_id=2\u0026mark_id=5310752#49483643) |
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Date: April 3rd, 2026 7:48 PM Author: may his bones be crushed If ur not debtmaxxing rn ur dumb af (http://www.autoadmit.com/thread.php?thread_id=5806132&forum_id=2\u0026mark_id=5310752#49792117) |