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irl goy here, what's the reason *not* to use Klarna?
| mind-boggling tan lay boistinker | 12/04/25 |
| Fishy haunting tanning salon pisswyrm | 12/04/25 |
| mind-boggling tan lay boistinker | 12/04/25 |
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| Taylor Swift is not a hobby she is a lifestyle | 04/03/26 |
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Poast new message in this thread
Date: December 4th, 2025 10:53 AM Author: mind-boggling tan lay boistinker I was buying a "towel warmer" online for my wife(also goy) and the "4 easy payments" Klarna ad popped up. It's the exact same price either way. So what is the catch - is it just that they gather detailed shopping info and send you ads? get to look at your credit report ? Or are they hoping you will miss a payment and hit you with some 99% apr upcharge? |
Date: December 4th, 2025 10:58 AM Author: Fishy haunting tanning salon pisswyrm there’s zero downside and they make absolutely no money at all providing that service (http://www.autoadmit.com/thread.php?thread_id=5806132&forum_id=2\u0026mark_id=5310752#49482999) |
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Date: December 4th, 2025 11:00 AM Author: mind-boggling tan lay boistinker is this some uber 2017 zirp VC cash thing (http://www.autoadmit.com/thread.php?thread_id=5806132&forum_id=2\u0026mark_id=5310752#49483005) |
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Date: December 4th, 2025 11:01 AM Author: chest-beating orchid factory reset button https://s205.q4cdn.com/644747736/files/doc_financials/2025/q3/Q3-2025-Earnings-Release.pdf (http://www.autoadmit.com/thread.php?thread_id=5806132&forum_id=2\u0026mark_id=5310752#49483007) |
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Date: December 4th, 2025 12:03 PM Author: Provocative rehab (http://www.autoadmit.com/thread.php?thread_id=5806132&forum_id=2\u0026mark_id=5310752#49483228) |
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Date: December 4th, 2025 11:00 AM Author: Hairraiser really tough guy kitchen they charge the retailer a %. it's the same thing with stores that used to offer 0% APR but instead of having a separate financing plan at every retailer these guys are trying to create a centralized system for retailer-funded low APR financing. that's why different retailers have different options.
it is a no brainer, but like most of these things it's a prole goy honeypot. people with money aren't going to worry about 0% APR on a couple hundred bucks. it's free money but not enough to care. meanwhile prole goys are gonna go ham and have trouble getting out from under it.
seeing klarna pop up as an option for mcdonalds purchases is giving me flashbacks of "no payments for 6 months!" interest only mortgages on 2007. |
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Date: December 4th, 2025 11:26 AM Author: Drunken Heady Corn Cake What if they repossess my bluetooth speaker (http://www.autoadmit.com/thread.php?thread_id=5806132&forum_id=2\u0026mark_id=5310752#49483081) |
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Date: December 4th, 2025 11:33 AM Author: Hairraiser really tough guy kitchen ESPECIALLY your bluetooth speaker (http://www.autoadmit.com/thread.php?thread_id=5806132&forum_id=2\u0026mark_id=5310752#49483109) |
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Date: December 4th, 2025 11:10 AM Author: French National Security Agency Marketing Idea A girl in my class is underwater on some McNuggets not flame (http://www.autoadmit.com/thread.php?thread_id=5806132&forum_id=2\u0026mark_id=5310752#49483020) |
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Date: December 4th, 2025 11:34 AM Author: Diverse international law enforcement agency you should provide her a "bailout" (http://www.autoadmit.com/thread.php?thread_id=5806132&forum_id=2\u0026mark_id=5310752#49483113) |
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Date: December 4th, 2025 3:54 PM Author: beady-eyed voyeur My sous vide! (http://www.autoadmit.com/thread.php?thread_id=5806132&forum_id=2\u0026mark_id=5310752#49483996) |
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Date: December 4th, 2025 11:30 AM Author: claret sweet tailpipe senate This is how you know America is actually 70% brown now. This would’ve been completely absurd with our demographics from like 15 years ago (http://www.autoadmit.com/thread.php?thread_id=5806132&forum_id=2\u0026mark_id=5310752#49483100) |
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Date: December 4th, 2025 11:44 AM Author: flickering internet-worthy tattoo area (http://www.autoadmit.com/thread.php?thread_id=5806132&forum_id=2\u0026mark_id=5310752#49483150) |
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Date: December 4th, 2025 11:52 AM Author: Bisexual forum fat ankles (http://www.autoadmit.com/thread.php?thread_id=5806132&forum_id=2\u0026mark_id=5310752#49483184) |
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Date: December 4th, 2025 12:04 PM Author: Canary Wagecucks Karate (http://www.autoadmit.com/thread.php?thread_id=5806132&forum_id=2\u0026mark_id=5310752#49483229) |
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Date: December 4th, 2025 12:23 PM Author: Smoky public bath The phenomenon of putting *everything* on a credit card was widespread by then.
I don't see how this new BNPL stuff is substantially different than using a CC. |
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Date: December 4th, 2025 12:24 PM Author: Canary Wagecucks Karate I use CC for whatever I can because I get points/miles/other benefits but I never run a balance. BNPL is pure credit at shitty rates. (http://www.autoadmit.com/thread.php?thread_id=5806132&forum_id=2\u0026mark_id=5310752#49483292) |
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Date: December 4th, 2025 2:21 PM Author: pink dysfunction this is yet another layer of jewish debt magic underneath your credit card debt
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Date: December 4th, 2025 2:15 PM Author: Contagious pit (http://www.autoadmit.com/thread.php?thread_id=5806132&forum_id=2\u0026mark_id=5310752#49483648) |
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Date: December 4th, 2025 2:19 PM Author: wild messiness This is how you know XO is full of shit when they claim to be simple prole men of America born to the working class
The Walmart layaway counter was the exact same shit 30 years ago |
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Date: December 4th, 2025 2:45 PM Author: Comical knife indian lodge You didn’t get your shit until you made the final payment. Layaway was to hold a specific item at a specific price when availability was less predictable. (http://www.autoadmit.com/thread.php?thread_id=5806132&forum_id=2\u0026mark_id=5310752#49483719) |
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Date: April 3rd, 2026 7:48 PM Author: Taylor Swift is not a hobby she is a lifestyle (πΊπΈ π΅π±) (http://www.autoadmit.com/thread.php?thread_id=5806132&forum_id=2\u0026mark_id=5310752#49792116) |
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Date: December 4th, 2025 11:36 AM Author: Free-loading stage skinny woman the "free money" argument is some real prole shit. jew here. lol @ the opportunity cost on the $75 you spent to buy headphones. that's peanuts and not worth worrying about when there's a risk of a missed payment and fucking up your credit.
much easier to get large amounts of "free money" in other ways |
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Date: December 4th, 2025 11:37 AM Author: mind-boggling tan lay boistinker nffi, I remember your nordstrom return arbitrage stories. that was *way* more work than this (http://www.autoadmit.com/thread.php?thread_id=5806132&forum_id=2\u0026mark_id=5310752#49483120) |
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Date: December 4th, 2025 11:38 AM Author: Free-loading stage skinny woman i wasnt doing it for the arbitrage. i was doing it to borrow clothes, and the arbitrage is just a bonus. (http://www.autoadmit.com/thread.php?thread_id=5806132&forum_id=2\u0026mark_id=5310752#49483125) |
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Date: December 4th, 2025 11:55 AM Author: Misunderstood hairless sandwich kitty let’s say op goes big though, and makes a $200 purchase, with 25% down and 25% due over each of the next three months. assuming an 8% apr opportunity cost, he just netted $2. if it takes him 20 minutes to fill in his info, set up autopay, and confirm the transfers over the life of the loan, dood is bringing down a cool $6/hour. are you too good to work for $6/hr, hotshot? (http://www.autoadmit.com/thread.php?thread_id=5806132&forum_id=2\u0026mark_id=5310752#49483194) |
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Date: December 4th, 2025 12:02 PM Author: mind-boggling tan lay boistinker dbg oddly silent (http://www.autoadmit.com/thread.php?thread_id=5806132&forum_id=2\u0026mark_id=5310752#49483220) |
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Date: December 4th, 2025 12:04 PM Author: Free-loading stage skinny woman rofl he's making my point (http://www.autoadmit.com/thread.php?thread_id=5806132&forum_id=2\u0026mark_id=5310752#49483232) |
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Date: December 4th, 2025 11:38 AM Author: Aqua cruise ship Legal hypo: Assume you order a chipotle burrito and ask for guac but quickly cancel and then pay with klarna just as the guac leaves the guacscoop, then you default on your loan, can your SNAP/EBT benefits be garnished? (http://www.autoadmit.com/thread.php?thread_id=5806132&forum_id=2\u0026mark_id=5310752#49483123) |
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Date: December 4th, 2025 12:02 PM Author: Provocative rehab (http://www.autoadmit.com/thread.php?thread_id=5806132&forum_id=2\u0026mark_id=5310752#49483221) |
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Date: December 4th, 2025 11:43 AM Author: Bonkers jewess principal's office How long do you have to pay it off without interest? (http://www.autoadmit.com/thread.php?thread_id=5806132&forum_id=2\u0026mark_id=5310752#49483140) |
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Date: December 4th, 2025 11:46 AM Author: Diverse international law enforcement agency (http://www.autoadmit.com/thread.php?thread_id=5806132&forum_id=2\u0026mark_id=5310752#49483156) |
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Date: December 4th, 2025 11:47 AM Author: Brindle Theater Stage Boiling Water Rach can you turn on location for every post like they did on Twitter (http://www.autoadmit.com/thread.php?thread_id=5806132&forum_id=2\u0026mark_id=5310752#49483159) |
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Date: December 4th, 2025 11:48 AM Author: Bat shit crazy gaming laptop native (http://www.autoadmit.com/thread.php?thread_id=5806132&forum_id=2\u0026mark_id=5310752#49483165) |
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Date: December 4th, 2025 11:51 AM Author: confused wine newt https://x.com/paul_hundred/status/1996621366184075337 (http://www.autoadmit.com/thread.php?thread_id=5806132&forum_id=2\u0026mark_id=5310752#49483180) |
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Date: December 4th, 2025 11:56 AM Author: mind-boggling tan lay boistinker we're famous again bros (http://www.autoadmit.com/thread.php?thread_id=5806132&forum_id=2\u0026mark_id=5310752#49483198) |
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Date: December 4th, 2025 11:58 AM Author: razzmatazz church building therapy (http://www.autoadmit.com/thread.php?thread_id=5806132&forum_id=2\u0026mark_id=5310752#49483205) |
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Date: December 4th, 2025 3:47 PM Author: swollen massive roast beef elastic band (http://www.autoadmit.com/thread.php?thread_id=5806132&forum_id=2\u0026mark_id=5310752#49483977) |
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Date: December 4th, 2025 12:02 PM Author: Provocative rehab Klarna’s a bitch (http://www.autoadmit.com/thread.php?thread_id=5806132&forum_id=2\u0026mark_id=5310752#49483222) |
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Date: December 4th, 2025 2:14 PM Author: snowy pozpig friendly grandma Can illegals use this shit? You need a SSN or what? Is there widespread beaner fraud? (http://www.autoadmit.com/thread.php?thread_id=5806132&forum_id=2\u0026mark_id=5310752#49483643) |
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Date: April 3rd, 2026 7:48 PM Author: may his bones be crushed If ur not debtmaxxing rn ur dumb af (http://www.autoadmit.com/thread.php?thread_id=5806132&forum_id=2\u0026mark_id=5310752#49792117) |