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Annual health insurance costs hit record high: >$20,000
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Date: September 26th, 2019 2:11 AM Author: metal galvanic library queen of the night The cost of family health coverage in the U.S. now tops $20,000, an annual survey of employers found, a record high that has pushed an increasing number of American workers into plans that cover less or cost more, or force them out of the insurance market entirely.
“It’s as much as buying a basic economy car,” said Drew Altman, chief executive officer of the Kaiser Family Foundation, “but buying it every year.” The nonprofit health research group conducts the yearly survey of coverage that people get through work, the main source of insurance in the U.S. for people under age 65.
While employers pay most of the costs of coverage, according to the survey, workers’ average contribution is now $6,000 for a family plan. That’s just their share of upfront premiums, and doesn’t include co-payments, deductibles and other forms of cost-sharing once they need care.
The seemingly inexorable rise of costs has led to deep frustration with U.S. health care, prompting questions about whether a system where coverage is tied to a job can survive. As premiums and deductibles have increased in the last two decades, the percentage of workers covered has slipped as employers dropped coverage and some workers chose not to enroll. Fewer Americans under 65 had employer coverage in 2017 than in 1999, according to a separate Kaiser Family Foundation analysis of federal data. That’s despite the fact that the U.S. economy employed 17 million more people in 2017 than in 1999.
“What we’ve been seeing is a slow, slow kind of drip-drip erosion in employer coverage,” Altman said.
https://www.msn.com/en-us/news/other/annual-health-insurance-costs-hit-record-high-above-dollar20000/ar-AAHPRKp |
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Date: September 26th, 2019 9:22 PM Author: haunting contagious parlor How American Citizens Finance $18.5 Billion In Health Care For Unauthorized Immigrants
Current federal policy is to prohibit federal tax funding of health care to unauthorized immigrants through either Medicaid or Obamacare. Nevertheless, rough estimates suggest that the nation's 3.9 million uninsured immigrants who are unauthorized likely receive about $4.6 billion in health services paid for by federal taxes, $2.8 billion in health services financed by state and local taxpayers, another $3.0 bankrolled through "cost-shifting" i.e., higher payments by insured patients to cover hospital uncompensated care losses, and roughly $1.5 billion in physician charity care. In addition to these amounts, unauthorized immigrants likely benefit from at least $0.9 billion in implicit federal subsidies due to the tax exemption for nonprofit hospitals and another $5.7 billion in tax expenditures from the employer tax exclusion.
All told, Americans cross-subsidize health care for unauthorized immigrants to the tune of $18.5 billion a year. Of this total, federal taxpayers provided $11.2 billion in subsidized care to unauthorized immigrants in 2016. |
Date: September 26th, 2019 2:15 AM Author: fluffy floppy business firm Our share of premiums is $4,800 annually. Deductible is Sky-high and impossible to hit. Out of pocket maximum is like $15,000 for our family. The total cost of the plan is closer to $30,000 annually when you consider what the employer is paying. It’s huge. (http://www.autoadmit.com/thread.php?thread_id=4351386&forum_id=2\u0026mark_id=5310796#38888206) |
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Date: September 26th, 2019 2:23 AM Author: metal galvanic library queen of the night how much do you pay out of pocket per year for health insurance? is it mandatory? (http://www.autoadmit.com/thread.php?thread_id=4351386&forum_id=2\u0026mark_id=5310796#38888222) |
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Date: September 26th, 2019 2:32 AM Author: fluffy floppy business firm I pay $4,800 out of pocket, but pretax, for insurance premiums. This year, total out of pocket healthcare expenditures for my family was probably $8,800.00. But we didn’t hit our deductible on any one family member, didn’t hit the family out-of-pocket maximum by a long shot. Even with all of this spending, healthcare is too expensive to actually consume. I haven’t been to a doctor or even had my blood drawn to check for things like cholesterol or blood pressure in over a decade. I haven’t been to a dentist in nearly 20 years. The only doctor I would go to occasionally was a psychiatrist, but they don’t take insurance and I can’t afford it anymore (also, nothing actually makes life better anyways so who cares, just suck it up). So yeah. My kids go and get their shots and periodically get medication for ear infections. My wife goes to see a gynecologist. We do not consume much healthcare at all and each doctor’s appointment literally costs thousands of dollars. |
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Date: September 26th, 2019 3:31 AM Author: metal galvanic library queen of the night 5k/yr...not too bad (http://www.autoadmit.com/thread.php?thread_id=4351386&forum_id=2\u0026mark_id=5310796#38888266) |
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Date: September 26th, 2019 9:07 PM Author: vibrant bearded chapel That is cheap as hell. My premiums are $10,000 a year. (http://www.autoadmit.com/thread.php?thread_id=4351386&forum_id=2\u0026mark_id=5310796#38892643) |
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Date: September 26th, 2019 2:25 AM Author: Opaque stock car cruise ship (http://www.autoadmit.com/thread.php?thread_id=4351386&forum_id=2\u0026mark_id=5310796#38888227) |
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Date: September 26th, 2019 2:46 AM Author: slimy high-end shrine For my family of four on a silver, off-exchange plan, I pay $2101/mo this year. Next year it's $2219/mo (only a modest 5.6% increase this year). (http://www.autoadmit.com/thread.php?thread_id=4351386&forum_id=2\u0026mark_id=5310796#38888237) |
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Date: September 26th, 2019 3:31 AM Author: metal galvanic library queen of the night thats insane (http://www.autoadmit.com/thread.php?thread_id=4351386&forum_id=2\u0026mark_id=5310796#38888267) |
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Date: September 26th, 2019 4:02 AM Author: Beady-eyed Awkward Police Squad Trailer Park Flame (http://www.autoadmit.com/thread.php?thread_id=4351386&forum_id=2\u0026mark_id=5310796#38888276) |
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Date: September 26th, 2019 4:31 AM Author: slimy high-end shrine Should have said not flame. I'm 1099 and my wife is currently SAHM, so I pay for my own insurance. Received 2020 renewal packet from Blue Shield last week and I have it on my desk right in front of me. We paid about $12K out of pocket for baby earlier this year on top of this - normal vaginal delivery with epidural; no NICU; no high risk factors other than advanced maternal age; one night in hospital after the birth.
This represented the best value for my family when we were looking for 2019 plans. This is an off-exchange plan that is _cheaper_ than the options in the California exchange (other than Kaiser). This is a high-deductible plan and is "silver," which is the second-lowest of the four levels of plans. Will reassess for 2020, but would like to keep kids with pediatrician and wife would like her allergist to be in-network. Otherwise no one is going to the doctor - I haven't been in at least 15 years and my family has no health issues or medications other than wife's allergist and birth control.
At least I get to invest $7k in HSA plan.
If non-1099 people and non-entrepreneurs actually saw what health insurance costs this would be front page news daily. It's outrageous. |
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Date: September 26th, 2019 4:45 AM Author: Beady-eyed Awkward Police Squad Trailer Park Jfc
I got nauseous reading that not flame |
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Date: September 26th, 2019 4:58 AM Author: Emerald macaca office (http://www.autoadmit.com/thread.php?thread_id=4351386&forum_id=2\u0026mark_id=5310796#38888303) |
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Date: September 26th, 2019 6:36 AM Author: Emerald macaca office You can deduct it if you pay it all though, correct? (http://www.autoadmit.com/thread.php?thread_id=4351386&forum_id=2\u0026mark_id=5310796#38888355) |
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Date: September 26th, 2019 8:29 AM Author: Cracking ceo point (http://www.autoadmit.com/thread.php?thread_id=4351386&forum_id=2\u0026mark_id=5310796#38888488) |
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Date: September 26th, 2019 8:36 AM Author: sexy field (http://www.autoadmit.com/thread.php?thread_id=4351386&forum_id=2\u0026mark_id=5310796#38888508) |
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Date: September 26th, 2019 8:36 AM Author: curious crackhouse this makes zero sense. You would've been better off uninsured and just paying ca$h for the delivery. I guess you're in an ultra-high risk band because you're 40 year old wife is still pushing out babbies (http://www.autoadmit.com/thread.php?thread_id=4351386&forum_id=2\u0026mark_id=5310796#38888507) |
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Date: September 26th, 2019 8:52 AM Author: Aqua Codepig *hospital sees you’re rich*
“That’ll be $355,000” |
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Date: September 26th, 2019 9:18 AM Author: curious crackhouse then hire some "doula" to light incense and pray over the baby this is California we're talking about (http://www.autoadmit.com/thread.php?thread_id=4351386&forum_id=2\u0026mark_id=5310796#38888653) |
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Date: September 26th, 2019 9:23 AM Author: Cracking ceo point (http://www.autoadmit.com/thread.php?thread_id=4351386&forum_id=2\u0026mark_id=5310796#38888669) |
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Date: September 26th, 2019 1:56 PM Author: Cobalt station EXCELLENT WORK (http://www.autoadmit.com/thread.php?thread_id=4351386&forum_id=2\u0026mark_id=5310796#38890175) |
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Date: September 26th, 2019 10:11 PM Author: garnet heady theatre background story (http://www.autoadmit.com/thread.php?thread_id=4351386&forum_id=2\u0026mark_id=5310796#38892915) |
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Date: September 26th, 2019 9:22 AM Author: concupiscible embarrassed to the bone set new version what you should actually do is show up at the hospital with no ID or anything with your name on it, and claim that you're an illegal immigrant (http://www.autoadmit.com/thread.php?thread_id=4351386&forum_id=2\u0026mark_id=5310796#38888668) |
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Date: September 26th, 2019 9:24 AM Author: curious crackhouse cr just drop your wife off alone and tell her she doesn't speak English. Also saves you the bs of having to sit through the birth process (http://www.autoadmit.com/thread.php?thread_id=4351386&forum_id=2\u0026mark_id=5310796#38888676) |
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Date: September 26th, 2019 12:51 PM Author: slimy high-end shrine (http://www.autoadmit.com/thread.php?thread_id=4351386&forum_id=2\u0026mark_id=5310796#38889795) |
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Date: September 26th, 2019 9:28 AM Author: Cracking ceo point (http://www.autoadmit.com/thread.php?thread_id=4351386&forum_id=2\u0026mark_id=5310796#38888688) |
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Date: September 26th, 2019 9:30 AM Author: curious crackhouse we are all immigrants, this is a nation of immigrants (http://www.autoadmit.com/thread.php?thread_id=4351386&forum_id=2\u0026mark_id=5310796#38888696) |
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Date: September 26th, 2019 12:45 PM Author: slimy high-end shrine Bill for delivery of first, which spent 7 days in NICU because she (the baby) aspirated some poop allegedly, was about $125k at Stanford (I think our out of pocket--on top of insurances--ended up being $20k between co-pays, up to our deductibe, and then stuff that wasn't covered). It doesn't cost $5k to deliver a babby, at least not when they see you can pay more or if something goes even a little wrong. (http://www.autoadmit.com/thread.php?thread_id=4351386&forum_id=2\u0026mark_id=5310796#38889752) |
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Date: October 10th, 2023 11:22 PM Author: Tripping vivacious internal respiration born shit eater, just like her daddy (http://www.autoadmit.com/thread.php?thread_id=4351386&forum_id=2\u0026mark_id=5310796#46917644) |
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Date: October 10th, 2023 11:24 PM Author: metal galvanic library queen of the night 180000000000000000000000000000000000 (http://www.autoadmit.com/thread.php?thread_id=4351386&forum_id=2\u0026mark_id=5310796#46917656) |
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Date: September 26th, 2019 9:19 PM Author: Big dog poop sound barrier not flame, my employer covered a lot of that but mediocre insurance for a family of 3 w a ~6500 deductible costs like 2k / mo ljl (http://www.autoadmit.com/thread.php?thread_id=4351386&forum_id=2\u0026mark_id=5310796#38892707) |
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Date: September 26th, 2019 4:09 AM Author: sexy field lol thought this was per year at first. jfc. (http://www.autoadmit.com/thread.php?thread_id=4351386&forum_id=2\u0026mark_id=5310796#38888280) |
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Date: September 26th, 2019 5:08 AM Author: Mauve Supple Lay Water Buffalo In NY, those plans are closer to $3k/month (http://www.autoadmit.com/thread.php?thread_id=4351386&forum_id=2\u0026mark_id=5310796#38888320) |
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Date: September 26th, 2019 12:45 PM Author: slimy high-end shrine I believe it. The gold and platinum options here are, too. It's outrageous. (http://www.autoadmit.com/thread.php?thread_id=4351386&forum_id=2\u0026mark_id=5310796#38889757) |
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Date: September 26th, 2019 9:59 AM Author: Sooty fragrant forum Why even buy insurance at that point? Just pay the cash rate. It’s $800-$1000 per office visit to whatever doc or specialists (including allergist) you want and you can negotiate it down if you’re so inclined. It’d have to be a lot of visits before you even hit your premium costs. For a healthy 4-5 year old, you need maybe 5 visits tops and the rest can be reserved for the baby. (http://www.autoadmit.com/thread.php?thread_id=4351386&forum_id=2\u0026mark_id=5310796#38888842) |
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Date: September 26th, 2019 10:10 AM Author: electric spot Don't go to doctor but does this "negotiate it down" even work? Dumb spic receptionists will just laugh at you and tell you to fuck off I'd imagine. (http://www.autoadmit.com/thread.php?thread_id=4351386&forum_id=2\u0026mark_id=5310796#38888894) |
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Date: September 26th, 2019 11:53 AM Author: Sooty fragrant forum You negotiate it with the billing dept, not the receptionist. Because the bills are so inflated to begin with when they bill insurance, you can prenegotiate and say you’re paying cash and what is the cash rate. Or you can negotiate after you receive the bill. They don’t expect you to pay $1000 right there and then. They bill my insurance $1200-$1500 for a typical office visit which is a complete crock of shit. I’m sure they’ll take $500 cash for it.
Even with insurance, I argue with the billing dept sometimes. I went to a dermatologist and got a mole removed and they charged my insurance like $3000. Because I owe coinsurance being on a PPO, I was supposed to pay $300. I told them there’s no way I’m paying $300 for a stupid mole removal and we negotiated it down to $100.
If I were Jim Kelly, I’d just let the birth hospital bill go to collections and then settle for less money in collections before it affects your credit. |
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Date: September 26th, 2019 12:49 PM Author: slimy high-end shrine This sounds like a lot of effort and haggling, and then there's the risk that I have a heart attack or wife gets ovarian cancer or kid has some brain tumor and then we're fucked, no? (Not that I want any of us to spent 12 months of suffering tied to tubes, anyway.)
Mentioned above and I think before to you, but bill for first was ~$125k all-in. Not sure what % Stanford-Packard would have settled for, but still material cash outlay. |
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Date: September 26th, 2019 1:17 PM Author: Sooty fragrant forum “This sounds like a lot of effort and haggling”
Powergoy move. I am fine getting on the phone and haggling loudly in Laotian. There is a ton of shit you could’ve questioned on your birth bill, but yes, requires getting in the weeds and doing some digging on the diagnostic codes and market rates for procedures. I do know if you start throwing around words like fraudulent billing practices (which they all engage in), they magically start reducing bills.
But in the meantime, can’t you get a barebones catastrophic plan to cover something like a big accident or cancer?
Bigger picture is that your employer is illegally using you as 1099 employee and you need to sue them and GTFO to somewhere where you’re salaried, but that’s a whole other story. |
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Date: September 26th, 2019 1:51 PM Author: slimy high-end shrine >>Bigger picture is that your employer is illegally using you as 1099 employee and you need to sue them and GTFO to somewhere where you’re salaried, but that’s a whole other story.
Yes. |
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Date: September 26th, 2019 1:04 PM Author: electric spot why would they negotiate with someone after the fact if they know the person is UMC and has the ability to pay and would be worried about their credit score? seems like it'd be risky for someone who actually cares about their credit to negotiate and take the chance the billing dept just plays hardball and says go fuck off. (http://www.autoadmit.com/thread.php?thread_id=4351386&forum_id=2\u0026mark_id=5310796#38889860) |
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Date: September 26th, 2019 1:22 PM Author: Sooty fragrant forum First of all, they have no idea about your ability to pay. They don’t have access to your finances. Often when you say you can’t afford it, they will first offer you a payment plan and reduce the bill once you start questioning the bill itself since we all know these bills are complete bullshit. Your credit isn’t affected at all until it goes to collections AND collections doesn’t collect. Collections will be given 30-60 days to collect on the bill and at that point, it is a guarantee that they will negotiate with you on just price since that is their job. It’s a victory if they can get 75% of the bill. Collections doesn’t care about the substance of the bill since they are independent of the hospital. (http://www.autoadmit.com/thread.php?thread_id=4351386&forum_id=2\u0026mark_id=5310796#38889973) |
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Date: September 26th, 2019 4:54 AM Author: Buck-toothed Roast Beef Senate This is misleading. If you count all the illegals paying $0 for child birth and ER the average cost of healthcare goes way down. (http://www.autoadmit.com/thread.php?thread_id=4351386&forum_id=2\u0026mark_id=5310796#38888298) |
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Date: September 26th, 2019 4:56 AM Author: Mauve Supple Lay Water Buffalo yes, blame the mexicans for your health costs! cackled the jewish banker (http://www.autoadmit.com/thread.php?thread_id=4351386&forum_id=2\u0026mark_id=5310796#38888300) |
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Date: September 26th, 2019 4:57 AM Author: Buck-toothed Roast Beef Senate We need to gas all the Jews too (http://www.autoadmit.com/thread.php?thread_id=4351386&forum_id=2\u0026mark_id=5310796#38888301) |
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Date: September 26th, 2019 5:02 AM Author: Mauve Supple Lay Water Buffalo it's all a question of priorities. of figuring out the root of the problems and ripping those roots out (http://www.autoadmit.com/thread.php?thread_id=4351386&forum_id=2\u0026mark_id=5310796#38888310) |
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Date: September 26th, 2019 5:10 AM Author: Buck-toothed Roast Beef Senate True. Kikes are at the root of all of this. Minorities and Libs are just unwitting pawns (http://www.autoadmit.com/thread.php?thread_id=4351386&forum_id=2\u0026mark_id=5310796#38888323) |
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Date: September 26th, 2019 5:46 AM Author: Mauve Supple Lay Water Buffalo the browns and the blacks are the muscle of the jews and the libs are their deluded sycophants (http://www.autoadmit.com/thread.php?thread_id=4351386&forum_id=2\u0026mark_id=5310796#38888333) |
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Date: September 26th, 2019 8:11 AM Author: Beady-eyed Awkward Police Squad Trailer Park *tosses you toasted everything bagel with lox and capers* (http://www.autoadmit.com/thread.php?thread_id=4351386&forum_id=2\u0026mark_id=5310796#38888453) |
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Date: September 26th, 2019 8:10 AM Author: Beady-eyed Awkward Police Squad Trailer Park (http://www.autoadmit.com/thread.php?thread_id=4351386&forum_id=2\u0026mark_id=5310796#38888451) |
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Date: September 26th, 2019 5:07 AM Author: exhilarant talking stead Trump promised cheaper care and coverage for more people so this doesnt make any sense at all
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Date: September 26th, 2019 5:07 AM Author: Mauve Supple Lay Water Buffalo A JewCuck lied! you don't say! (http://www.autoadmit.com/thread.php?thread_id=4351386&forum_id=2\u0026mark_id=5310796#38888318) |
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Date: September 26th, 2019 5:10 AM Author: Buck-toothed Roast Beef Senate He really is garbage (http://www.autoadmit.com/thread.php?thread_id=4351386&forum_id=2\u0026mark_id=5310796#38888327) |
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Date: September 26th, 2019 5:08 AM Author: Buck-toothed Roast Beef Senate *obama (http://www.autoadmit.com/thread.php?thread_id=4351386&forum_id=2\u0026mark_id=5310796#38888319) |
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Date: September 26th, 2019 6:31 AM Author: deep boyish dilemma It's cheaper if you just pay cash, and it's more coverage than what insurance provides since you actually get the services. #winning (http://www.autoadmit.com/thread.php?thread_id=4351386&forum_id=2\u0026mark_id=5310796#38888351) |
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Date: September 26th, 2019 8:13 AM Author: Clear idiotic church building LOL, poasting from first world country with cheap, high-quality health care here. (http://www.autoadmit.com/thread.php?thread_id=4351386&forum_id=2\u0026mark_id=5310796#38888457) |
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Date: September 26th, 2019 8:15 AM Author: Jade pit (http://www.autoadmit.com/thread.php?thread_id=4351386&forum_id=2\u0026mark_id=5310796#38888463) |
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Date: September 26th, 2019 8:38 AM Author: Cocky soul-stirring school cafeteria Health insurance cost for my family: 21k. 8k paid by us. (http://www.autoadmit.com/thread.php?thread_id=4351386&forum_id=2\u0026mark_id=5310796#38888516) |
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Date: September 26th, 2019 8:54 AM Author: flickering corner associate No premiums here. I have never paid a dime for healthcare besides the $20 co-pay. (http://www.autoadmit.com/thread.php?thread_id=4351386&forum_id=2\u0026mark_id=5310796#38888570) |
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Date: September 26th, 2019 9:01 AM Author: Fighting bawdyhouse mad cow disease Lastt I checked I pay like 7k a year in premiums as a normal healthy guy (http://www.autoadmit.com/thread.php?thread_id=4351386&forum_id=2\u0026mark_id=5310796#38888593) |
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Date: September 26th, 2019 9:30 AM Author: Cracking ceo point (http://www.autoadmit.com/thread.php?thread_id=4351386&forum_id=2\u0026mark_id=5310796#38888697) |
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Date: September 26th, 2019 9:18 AM Author: curious crackhouse I have no clue because what good will it do me to know? these things are beyond your control. (http://www.autoadmit.com/thread.php?thread_id=4351386&forum_id=2\u0026mark_id=5310796#38888656) |
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Date: September 26th, 2019 9:32 AM Author: Know-it-all mint sneaky criminal Wow, I'm so old I remember when Obamacare was going to bend the cost curve and save the average family $2,500 a year. There must be a lag effect! Annnnnnnnnny minute now... (http://www.autoadmit.com/thread.php?thread_id=4351386&forum_id=2\u0026mark_id=5310796#38888704) |
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Date: September 26th, 2019 9:33 AM Author: curious crackhouse we let insurance companies write the health care bill, but somehow insurance company profits stay sky high. Strange! (http://www.autoadmit.com/thread.php?thread_id=4351386&forum_id=2\u0026mark_id=5310796#38888711) |
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Date: September 26th, 2019 9:37 AM Author: Know-it-all mint sneaky criminal It sure is a kooky coincidence that Democrats passed a health insurance bill on a party line vote that only seems to benefit insurance companies. I'm sure this is unrelated to campaign contributions. (http://www.autoadmit.com/thread.php?thread_id=4351386&forum_id=2\u0026mark_id=5310796#38888728) |
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Date: September 26th, 2019 10:22 AM Author: Confused burgundy temple (http://www.autoadmit.com/thread.php?thread_id=4351386&forum_id=2\u0026mark_id=5310796#38888960) |
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Date: September 26th, 2019 1:57 PM Author: Cobalt station (http://www.autoadmit.com/thread.php?thread_id=4351386&forum_id=2\u0026mark_id=5310796#38890181) |
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Date: September 26th, 2019 2:14 PM Author: avocado voyeur market (http://www.autoadmit.com/thread.php?thread_id=4351386&forum_id=2\u0026mark_id=5310796#38890269) |
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Date: September 26th, 2019 9:35 AM Author: adulterous lodge regret Why doesn't anyone here try short-term insurance? The premiums are much cheaper but deductibles are like 10k. If you are healthy and don't go to the doctor much, then this works.
https://www.uhone.com/ |
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Date: September 26th, 2019 9:08 PM Author: vibrant bearded chapel They don't cover anything. (http://www.autoadmit.com/thread.php?thread_id=4351386&forum_id=2\u0026mark_id=5310796#38892655) |
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Date: September 26th, 2019 9:18 PM Author: adulterous lodge regret They don't cover pre-existing conditions and pregnancies. Other than that everything is covered. (http://www.autoadmit.com/thread.php?thread_id=4351386&forum_id=2\u0026mark_id=5310796#38892704) |
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Date: September 26th, 2019 9:23 PM Author: vibrant bearded chapel One of clients had cancer treatment denied as a pre-existing condition, because it was always latently inside her. Fuck those cunts. (http://www.autoadmit.com/thread.php?thread_id=4351386&forum_id=2\u0026mark_id=5310796#38892720) |
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Date: September 26th, 2019 9:23 PM Author: adulterous lodge regret LOL (http://www.autoadmit.com/thread.php?thread_id=4351386&forum_id=2\u0026mark_id=5310796#38892728) |
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Date: September 26th, 2019 9:56 AM Author: Sepia big-titted plaza puppy Don't worry, that number will drop once we start providing free coverage to pregnant 15 y/o Guatemalans (http://www.autoadmit.com/thread.php?thread_id=4351386&forum_id=2\u0026mark_id=5310796#38888829) |
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Date: September 26th, 2019 10:07 AM Author: Sooty fragrant forum My firm covers 100% of my premiums and I’m on a PPO so all annuals for adults and well visits for kids are $0. Regular office visits are $10 and specialists $20. Family deductible is $500.
First birth was billed at $100k (emergency c section, complications) and I paid $5k (max OOP). Second birth normal billed at $50k (i paid $2000).
I realize this is completely atypical and crazy. |
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Date: September 26th, 2019 10:08 AM Author: sexy field lmao of course (http://www.autoadmit.com/thread.php?thread_id=4351386&forum_id=2\u0026mark_id=5310796#38888883) |
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Date: September 26th, 2019 10:13 AM Author: curious crackhouse (http://www.autoadmit.com/thread.php?thread_id=4351386&forum_id=2\u0026mark_id=5310796#38888910) |
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Date: September 26th, 2019 2:14 PM Author: avocado voyeur market (http://www.autoadmit.com/thread.php?thread_id=4351386&forum_id=2\u0026mark_id=5310796#38890261) |
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Date: September 26th, 2019 12:47 PM Author: aphrodisiac seedy antidepressant drug gunner holy shit it sounds like you have a really good job! can you tell us some more about how awesome your job and you are? do they let you work from home so you don't have to leave the kid with a geriatric esl chink all day? (http://www.autoadmit.com/thread.php?thread_id=4351386&forum_id=2\u0026mark_id=5310796#38889770) |
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Date: September 26th, 2019 12:55 PM Author: Buck-toothed Roast Beef Senate (http://www.autoadmit.com/thread.php?thread_id=4351386&forum_id=2\u0026mark_id=5310796#38889814) |
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Date: September 26th, 2019 2:14 PM Author: avocado voyeur market (http://www.autoadmit.com/thread.php?thread_id=4351386&forum_id=2\u0026mark_id=5310796#38890264) |
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Date: September 26th, 2019 6:49 PM Author: Jet-lagged parlour digit ratio (http://www.autoadmit.com/thread.php?thread_id=4351386&forum_id=2\u0026mark_id=5310796#38891891) |
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Date: September 26th, 2019 6:52 PM Author: adulterous lodge regret (http://www.autoadmit.com/thread.php?thread_id=4351386&forum_id=2\u0026mark_id=5310796#38891904) |
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Date: September 26th, 2019 12:48 PM Author: grizzly rigor fucking loser go fuck yourself lmao what shortcomings are you making up for exactly? (http://www.autoadmit.com/thread.php?thread_id=4351386&forum_id=2\u0026mark_id=5310796#38889775) |
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Date: September 26th, 2019 1:23 PM Author: dead den lol at it costing 100k for nutella to have a child (http://www.autoadmit.com/thread.php?thread_id=4351386&forum_id=2\u0026mark_id=5310796#38889984) |
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Date: September 26th, 2019 7:18 PM Author: Buck-toothed Roast Beef Senate Cr (http://www.autoadmit.com/thread.php?thread_id=4351386&forum_id=2\u0026mark_id=5310796#38891964) |
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Date: September 26th, 2019 1:17 PM Author: dead den I pay 60k for health insurance for me and 4 staff. It's absurd. (http://www.autoadmit.com/thread.php?thread_id=4351386&forum_id=2\u0026mark_id=5310796#38889946) |
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Date: September 26th, 2019 2:11 PM Author: topaz love of her life "Trump's America" (http://www.autoadmit.com/thread.php?thread_id=4351386&forum_id=2\u0026mark_id=5310796#38890248) |
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Date: September 26th, 2019 3:43 PM Author: domesticated multi-colored jap Proletarian revolution when (http://www.autoadmit.com/thread.php?thread_id=4351386&forum_id=2\u0026mark_id=5310796#38890773) |
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Date: September 26th, 2019 6:30 PM Author: Sapphire useless brakes knife It's a pretty simple equation. Boomers on medicare pay nothing. Poor people on medicaid pay nothing. Illegal immigrants pay nothing.
As the middle class die, we either get the billionaires to pay for it or we the middle class / upper middle class fund the medical care for the other 90% of the country. |
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Date: January 31st, 2024 12:09 AM Author: swashbuckling crimson principal's office private investor Old thread, but still wrong, Champ. Wife and I are on Medicare and we paid $23,494 last year. That includes part B and part D premiums, Medigap insurance, and prescription coverage. Add a few $K for out of pocket charges for drugs and services not covered. Not to mention the accumulated Medicare taxes paid over the years. (http://www.autoadmit.com/thread.php?thread_id=4351386&forum_id=2\u0026mark_id=5310796#47349143) |
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Date: September 26th, 2019 10:15 PM Author: garnet heady theatre background story If you join the military your healthcare is free. (http://www.autoadmit.com/thread.php?thread_id=4351386&forum_id=2\u0026mark_id=5310796#38892936) |
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Date: October 10th, 2023 11:18 PM Author: metal galvanic library queen of the night lol how quaint this thread was when i made it (http://www.autoadmit.com/thread.php?thread_id=4351386&forum_id=2\u0026mark_id=5310796#46917618) |
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Date: October 19th, 2023 2:07 AM Author: metal galvanic library queen of the night $24,000 now:
WSJ: A family’s health insurance costs nearly $24,000 this year after the biggest increase in more than a decade
https://www.wsj.com/health/healthcare/health-inflations-big-hike-this-year-in-charts-2d278f69 |
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Date: December 21st, 2023 1:06 AM Author: Rough-skinned salmon therapy hahaha (http://www.autoadmit.com/thread.php?thread_id=4351386&forum_id=2\u0026mark_id=5310796#47196003) |
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Date: November 7th, 2023 2:19 AM Author: metal galvanic library queen of the night lol@ the retarded fucks in the other thread:
https://www.xoxohth.com/thread.php?thread_id=5440582&mc=48&forum_id=2 |
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Date: November 7th, 2023 7:25 PM Author: metal galvanic library queen of the night (http://www.autoadmit.com/thread.php?thread_id=4351386&forum_id=2\u0026mark_id=5310796#47030964) |
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Date: December 21st, 2023 12:36 AM Author: metal galvanic library queen of the night (http://www.autoadmit.com/thread.php?thread_id=4351386&forum_id=2\u0026mark_id=5310796#47195963) |
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Date: January 30th, 2024 11:55 PM Author: metal galvanic library queen of the night (http://www.autoadmit.com/thread.php?thread_id=4351386&forum_id=2\u0026mark_id=5310796#47349107) |
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Date: April 3rd, 2024 11:37 PM Author: metal galvanic library queen of the night (http://www.autoadmit.com/thread.php?thread_id=4351386&forum_id=2\u0026mark_id=5310796#47553799) |
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Date: June 3rd, 2024 2:19 AM Author: metal galvanic library queen of the night (http://www.autoadmit.com/thread.php?thread_id=4351386&forum_id=2\u0026mark_id=5310796#47714645) |
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Date: June 3rd, 2024 4:31 AM Author: bistre sanctuary dopamine $36k+ / annum for my family for middling coverage. And we pay it all ourselves.
the price of owning your own business and not being a wagecuck. LOL at America 'encouraging' entrepreneurship |
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Date: June 3rd, 2024 7:25 AM Author: ultramarine zippy ape menage Great thread. The most ridiculous part of private insurance is that the insurance companies don't even cover the cost of old people because that's paid for by the govt. So which population of high risk individuals are normal, healthy employees subsidizing through high premiums? The insurance companies are probably just raking it in hand over fist or we're just subsidizing high hospital costs for giving free services to illegals. (http://www.autoadmit.com/thread.php?thread_id=4351386&forum_id=2\u0026mark_id=5310796#47714806) |
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Date: October 6th, 2024 10:50 PM Author: metal galvanic library queen of the night (http://www.autoadmit.com/thread.php?thread_id=4351386&forum_id=2\u0026mark_id=5310796#48171082) |
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Date: December 9th, 2024 11:35 PM Author: metal galvanic library queen of the night mario bump (http://www.autoadmit.com/thread.php?thread_id=4351386&forum_id=2\u0026mark_id=5310796#48431591) |
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Date: December 26th, 2024 5:08 PM Author: metal galvanic library queen of the night (http://www.autoadmit.com/thread.php?thread_id=4351386&forum_id=2\u0026mark_id=5310796#48489296) |
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Date: December 30th, 2024 2:04 AM Author: metal galvanic library queen of the night (http://www.autoadmit.com/thread.php?thread_id=4351386&forum_id=2\u0026mark_id=5310796#48500513) |
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Date: October 22nd, 2025 6:10 PM Author: metal galvanic library queen of the night MUH 30K
https://thehill.com/policy/5567473 |