The most prestigious law school admissions discussion board in the world.
|
 |
 
|
Perfect storm of financial issues coming together bros
Poast new message in this thread
Date: January 31st, 2026 3:10 AM Author: Cracking garrison Wife wants to buy a new house. We sold our old house recently and have been living in a temporary rental while looking for another one. Well, she found one. It costs about 800 k, which doesn't sound so bad except that we would pay cash and our liquid assets are about 1.5 million right now. It's also a 50 minute drive from my office. I'm also not exactly sold on the neighborhood, although I could be.
At the same time, one of my key salespeople is on her way out the door. I'm looking for a replacement and interviewed some people, but getting someone up to speed will take time.
Also got some big debts coming due on the business side. Ordinarily they wouldn't be a big deal, but combine it with these other issues and I'm feeling squeezed.
Wife is enraged that I won't just stroke a check for this house. She found it 3 days ago and already just has to have it. Said about two sentences to me last night after dinner because she's so mad.
Oh, wife is also late 30s and has given me one amazing child but hasn't given birth to any more. We have upcoming fertility clinic appointments and potential IVF expenses inbound, just to have a freaking second child.
Quite a time to be alive bros! |
Date: January 31st, 2026 3:17 AM Author: wine pit (http://www.autoadmit.com/thread.php?thread_id=5829084&forum_id=2\u0026mark_id=5310796#49635078) |
|
Date: January 31st, 2026 3:21 AM Author: aquamarine state what do your household liquidity and business debts have to do with one another? (http://www.autoadmit.com/thread.php?thread_id=5829084&forum_id=2\u0026mark_id=5310796#49635079) |
 |
Date: January 31st, 2026 3:23 AM Author: hairless histrionic blood rage university presumably that this will further restrict his income from his business, obviously . (http://www.autoadmit.com/thread.php?thread_id=5829084&forum_id=2\u0026mark_id=5310796#49635081) |
|
Date: January 31st, 2026 3:29 AM Author: aquamarine state but he’s not gonna have a mortgage or rent so I don’t see the big deal
kinda sounded like he was gonna have to dip into savings to keep the business going which is…not ideal |
|
Date: January 31st, 2026 3:38 AM Author: hairless histrionic blood rage university he's a risk adverse fag terrified to put 1/2 his NW into a house (far from financially irresponsible esp since he could access that money at very low interest if necessary) and instead of either standing his ground on the right house or acceptint (what is far more likely) that he's being a noncommittal birdbrain and that his wife is right to be annoyed at renting in perpetuity while they have the money to buy so he's coming to xo to "wahhh wahh wahhh my wife is so mean marriage sux" as his tiny pink anonymous rebellion to a decision he's about to nebbishly sign off on anyway. (http://www.autoadmit.com/thread.php?thread_id=5829084&forum_id=2\u0026mark_id=5310796#49635092) |
|
Date: January 31st, 2026 4:05 PM Author: hot theatre oh look gunneratttt is here to shit on another thread with his negative nancy views and yssfm hostility to anyone who disagrees with his "analysis" (http://www.autoadmit.com/thread.php?thread_id=5829084&forum_id=2\u0026mark_id=5310796#49636260) |
|
Date: January 31st, 2026 4:32 PM Author: nubile hideous trailer park kitty cat If the wife is going to be happy with an 800k house, he's getting off pretty cheaply (http://www.autoadmit.com/thread.php?thread_id=5829084&forum_id=2\u0026mark_id=5310796#49636321) |
|
Date: January 31st, 2026 3:35 AM Author: Cracking garrison I'm the sole owner of my business so it's all coming out of the same pot essentially. A Cthulu of shitlaw, real estate development, and private equity investing in small businesses. It makes low seven figures-when things are good. But things aren't always good. (http://www.autoadmit.com/thread.php?thread_id=5829084&forum_id=2\u0026mark_id=5310796#49635086) |
|
Date: January 31st, 2026 4:14 PM Author: aquamarine state you seem way too squeamish and risk averse to be a small biz owner tbh (http://www.autoadmit.com/thread.php?thread_id=5829084&forum_id=2\u0026mark_id=5310796#49636296) |
|
Date: January 31st, 2026 7:44 PM Author: Cracking garrison How so? (http://www.autoadmit.com/thread.php?thread_id=5829084&forum_id=2\u0026mark_id=5310796#49636748) |
|
Date: January 31st, 2026 3:26 AM Author: domesticated ultramarine plaza wow so glad "god" gave us this "sacred covenant" called "marriage" (http://www.autoadmit.com/thread.php?thread_id=5829084&forum_id=2\u0026mark_id=5310796#49635082) |
|
Date: January 31st, 2026 7:05 PM Author: Rambunctious stag film irl spit out my talenti peanut butter cup gelato with extra crunchy smuckers added tyft (http://www.autoadmit.com/thread.php?thread_id=5829084&forum_id=2\u0026mark_id=5310796#49636653) |
|
Date: February 3rd, 2026 1:58 AM Author: domesticated ultramarine plaza same (http://www.autoadmit.com/thread.php?thread_id=5829084&forum_id=2\u0026mark_id=5310796#49643091) |
|
Date: January 31st, 2026 3:28 AM Author: Beady-eyed prole locus do u ever fantasize about beating the fuck out of her? (http://www.autoadmit.com/thread.php?thread_id=5829084&forum_id=2\u0026mark_id=5310796#49635083) |
|
Date: January 31st, 2026 3:42 AM Author: bull headed step-uncle's house (http://www.autoadmit.com/thread.php?thread_id=5829084&forum_id=2\u0026mark_id=5310796#49635096) |
|
Date: January 31st, 2026 4:21 AM Author: Godawful office How tall are you and the wife (http://www.autoadmit.com/thread.php?thread_id=5829084&forum_id=2\u0026mark_id=5310796#49635103) |
|
Date: January 31st, 2026 4:34 AM Author: pearly bat-shit-crazy national scourge upon the earth (http://www.autoadmit.com/thread.php?thread_id=5829084&forum_id=2\u0026mark_id=5310796#49635116) |
|
Date: January 31st, 2026 6:33 PM Author: Exhilarant Friendly Grandma Depressive (http://www.autoadmit.com/thread.php?thread_id=5829084&forum_id=2\u0026mark_id=5310796#49636579) |
|
Date: January 31st, 2026 5:41 AM Author: Narrow-minded boiling water Just get a mortgage if you’re worried about short term liquidity. I dont get the problem here. (http://www.autoadmit.com/thread.php?thread_id=5829084&forum_id=2\u0026mark_id=5310796#49635132) |
|
Date: January 31st, 2026 10:14 AM Author: Cracking garrison My credit is horrifically bad because I put my money into building my business rather than paying student loans on any kind of responsible schedule.
Ive still been able to build up a big real estate portfolio by using seller financing and buying properties for cash. All this has led me to focus on nothing but the absolute best of the best deals, which has been beneficial. |
|
Date: January 31st, 2026 4:18 PM Author: nubile hideous trailer park kitty cat Put the mortgage in her name (http://www.autoadmit.com/thread.php?thread_id=5829084&forum_id=2\u0026mark_id=5310796#49636302) |
|
Date: January 31st, 2026 7:53 PM Author: Cracking garrison She has no income..... (http://www.autoadmit.com/thread.php?thread_id=5829084&forum_id=2\u0026mark_id=5310796#49636777) |
|
Date: January 31st, 2026 6:07 AM Author: Concupiscible patrolman corn cake I did IVF. Cost about 25k all in all (In Australia, so probably at least twice that in the US). The nature of it means you get rid of any chromosomal abnormalities so the chance of autism or other issues with advancing maternal age are removed. (http://www.autoadmit.com/thread.php?thread_id=5829084&forum_id=2\u0026mark_id=5310796#49635136) |
|
Date: January 31st, 2026 7:21 AM Author: hairless histrionic blood rage university the fathers dna guarantees some sort of cognitive impairment or mental illness (http://www.autoadmit.com/thread.php?thread_id=5829084&forum_id=2\u0026mark_id=5310796#49635157) |
|
Date: January 31st, 2026 8:35 AM Author: Godawful office "I'm sorry, your son has lawtism. The best you can do is hope to make him comfortable" (http://www.autoadmit.com/thread.php?thread_id=5829084&forum_id=2\u0026mark_id=5310796#49635200) |
|
Date: January 31st, 2026 4:03 PM Author: Exhilarant Friendly Grandma Depressive (http://www.autoadmit.com/thread.php?thread_id=5829084&forum_id=2\u0026mark_id=5310796#49636252) |
|
Date: January 31st, 2026 4:22 PM Author: nubile hideous trailer park kitty cat you only get rid of abnormalities with (((PGT testing))) which is an optional $$$ addon that often rejects good embryos (and it does NOT eliminate autism risk, you were lied to).
I got IVF for a little under $10k in the US. Some people pay a lot more than that. |
|
Date: February 1st, 2026 1:19 AM Author: Dull home mother IIRC, we paid something like that per cycle. Did 2. Probably should have done more. (http://www.autoadmit.com/thread.php?thread_id=5829084&forum_id=2\u0026mark_id=5310796#49637538) |
|
Date: January 31st, 2026 11:17 AM Author: titillating maize ceo old irish cottage If it’s a 50 minute commute in stressful driving or tgat could lengthen with major traffic, then that’s kill-self territory.
50 minutes of gentle driving with podcasts will get old as fuck, but might not break you |
|
Date: January 31st, 2026 4:03 PM Author: Exhilarant Friendly Grandma Depressive (http://www.autoadmit.com/thread.php?thread_id=5829084&forum_id=2\u0026mark_id=5310796#49636253) |
|
Date: January 31st, 2026 11:23 AM Author: Electric Geriatric Foreskin Bottom line is that a house is a major purchase you both must be aligned. Do a joint therapy session with her or something on this topic. Way cheaper than getting in over your head. Just tell the therapist why you don’t want to buy a house right now. Don’t let them convince you or force you into something you feel strongly about as that is how you develop marriage-ending resentment. What does wifey do for work besides spend your money and look at houses in other towns? |
|
Date: January 31st, 2026 1:21 PM Author: Cracking garrison Wifey is a SAHM. She frequently asserts that it's a job, and a far harder one than mine. She's really pissed that I don't do 50%+ of the chores and childrearing.
I woke up vomiting in the middle of the night last night because I was so stressed about this. She told the realtor that we weren't interested. |
|
Date: January 31st, 2026 1:25 PM Author: galvanic jet new version Well its good that she canceled but.you should confront her stridently about SAHM "work." Your job ostensibly earns you a top 1% income. Can she explain why her SAHM shit is in the 99th percentile of difficulty? Demand that from her as a starting point and dont give an inch on it. (http://www.autoadmit.com/thread.php?thread_id=5829084&forum_id=2\u0026mark_id=5310796#49635945) |
|
Date: January 31st, 2026 1:28 PM Author: Plum Box Office get up in her face and grunt "i need to cum" (http://www.autoadmit.com/thread.php?thread_id=5829084&forum_id=2\u0026mark_id=5310796#49635947) |
|
Date: January 31st, 2026 1:51 PM Author: Beady-eyed prole locus yes king (http://www.autoadmit.com/thread.php?thread_id=5829084&forum_id=2\u0026mark_id=5310796#49636004) |
|
Date: January 31st, 2026 4:01 PM Author: Cerise indian lodge Expound on "the realtor." Is that your realtor or the seller's realtor. If the former, how do you feel about paying someone $20k to fill in a form contract so you can buy an $800k home you found yourself on Zillow? (http://www.autoadmit.com/thread.php?thread_id=5829084&forum_id=2\u0026mark_id=5310796#49636245) |
|
Date: January 31st, 2026 4:05 PM Author: Cracking garrison It's our realtor. She works her ass off selling properties for my real estate business, and has turned some very challenging situations into $. So I'm willing to give her a chance to "earn" a commission for whatever "value" she provides here. (http://www.autoadmit.com/thread.php?thread_id=5829084&forum_id=2\u0026mark_id=5310796#49636258) |
|
Date: January 31st, 2026 4:06 PM Author: hot theatre (Jerome Powell describing the US economy) (http://www.autoadmit.com/thread.php?thread_id=5829084&forum_id=2\u0026mark_id=5310796#49636262) |
|
Date: January 31st, 2026 4:39 PM Author: Beady-eyed prole locus (http://www.autoadmit.com/thread.php?thread_id=5829084&forum_id=2\u0026mark_id=5310796#49636341) |
|
Date: January 31st, 2026 4:17 PM Author: rose trip shrine We split our time between NYC and Florida and have houses in each but my wife thinks the Brooklyn house is too small now that we have 4 kids and she wants to sell it and buy a $2 million mance on Long Island. I will have $1.1 million if I sell the Brooklyn house but she is looking at $2 million properties with $30k property tax bills on top. I will end up bending the knee on this. (http://www.autoadmit.com/thread.php?thread_id=5829084&forum_id=2\u0026mark_id=5310796#49636301) |
|
Date: January 31st, 2026 4:21 PM Author: hot theatre enjoy working forever for that extra 3,000 sq. ft. (http://www.autoadmit.com/thread.php?thread_id=5829084&forum_id=2\u0026mark_id=5310796#49636306) |
|
Date: February 1st, 2026 1:24 AM Author: Dull home mother Who will keep what house when you get divorced?
Also, do you really pay NY and NYC income taxes when your job is in Florida? What a stupid move. |
|
Date: January 31st, 2026 4:21 PM Author: rose trip shrine Tindersloot was 40 when I last knocked her up. I legitimately thought at 40 the pregnancy risk was like 5% but here we are with baby #4.... The last kid was definitely not planned. (http://www.autoadmit.com/thread.php?thread_id=5829084&forum_id=2\u0026mark_id=5310796#49636305) |
|
Date: January 31st, 2026 4:29 PM Author: Razzle garnet newt It seems like you are upset that things or people have more value than you ascribe, and that nobody including your child or wife meets your expectations. Everything else you mentioned is a stupid first world "problem" (http://www.autoadmit.com/thread.php?thread_id=5829084&forum_id=2\u0026mark_id=5310796#49636319) |
|
Date: January 31st, 2026 4:34 PM Author: nubile hideous trailer park kitty cat Is 800k a lot of money to you? (http://www.autoadmit.com/thread.php?thread_id=5829084&forum_id=2\u0026mark_id=5310796#49636329) |
|
Date: January 31st, 2026 6:50 PM Author: vigorous station doctorate why is everyone poasting like disco fries now? (http://www.autoadmit.com/thread.php?thread_id=5829084&forum_id=2\u0026mark_id=5310796#49636603) |
|
Date: January 31st, 2026 7:01 PM Author: hot theatre ITE 2.0 (http://www.autoadmit.com/thread.php?thread_id=5829084&forum_id=2\u0026mark_id=5310796#49636646) |
|
Date: January 31st, 2026 7:45 PM Author: Excitant clown lol at the cucks saying yeah just make an $800k decision cuz ur birdbrain wife says so!
also ljl at a 50 minute commute just drive off the road and give ur family life insurance proceeds at that point |
|
Date: January 31st, 2026 7:47 PM Author: Rambunctious stag film (http://www.autoadmit.com/thread.php?thread_id=5829084&forum_id=2\u0026mark_id=5310796#49636760) |
|
Date: January 31st, 2026 8:12 PM Author: bearded racy regret 50 minute commute is killself, i'd rather live in a mexican village for the rest of my life. i don't know how people have accepted this as normal. (http://www.autoadmit.com/thread.php?thread_id=5829084&forum_id=2\u0026mark_id=5310796#49636836) |
|
Date: January 31st, 2026 8:24 PM Author: hot theatre he has double that in liquid cash, he can easily just buy it out right and live comfortably. (http://www.autoadmit.com/thread.php?thread_id=5829084&forum_id=2\u0026mark_id=5310796#49636875) |
|
Date: January 31st, 2026 8:30 PM Author: Razzle garnet newt Nobody is saying that
He should've paid more than $800k to get a place with a 10 minute commute
He should've paid his assistant more to not waste time hiring a worse replacement for the same amount
He should tell his wife to STFU |
|
Date: January 31st, 2026 9:58 PM Author: Beady-eyed prole locus he should have left wife for his pinch hitter sales bitch (http://www.autoadmit.com/thread.php?thread_id=5829084&forum_id=2\u0026mark_id=5310796#49637127) |
|
Date: February 3rd, 2026 6:38 AM Author: Cracking garrison Pinch hitter sales bitch is a 60 year old grandma. (http://www.autoadmit.com/thread.php?thread_id=5829084&forum_id=2\u0026mark_id=5310796#49643167) |
|
Date: February 1st, 2026 11:18 AM Author: aquamarine state not cool man (http://www.autoadmit.com/thread.php?thread_id=5829084&forum_id=2\u0026mark_id=5310796#49638183) |