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irl goy here, what's the reason *not* to use Klarna?
| Fishy Laughsome Toilet Seat | 12/04/25 |
| stubborn internal respiration | 12/04/25 |
| Fishy Laughsome Toilet Seat | 12/04/25 |
| Hateful property windowlicker | 12/04/25 |
| Up-to-no-good Vibrant Turdskin Box Office | 12/04/25 |
| slap-happy amber hall patrolman | 12/04/25 |
| White disgusting love of her life point | 12/04/25 |
| slap-happy amber hall patrolman | 12/04/25 |
| High-end multi-billionaire legal warrant | 12/04/25 |
| Light area famous landscape painting | 12/04/25 |
| Exhilarant Massive Set Juggernaut | 12/04/25 |
| Brass stage | 12/04/25 |
| bonkers station antidepressant drug | 12/04/25 |
| thriller base associate | 12/04/25 |
| At-the-ready hissy fit | 12/04/25 |
| underhanded preventive strike idea he suggested | 12/04/25 |
| At-the-ready hissy fit | 12/04/25 |
| alcoholic know-it-all rehab | 12/04/25 |
| cerise national security agency generalized bond | 12/04/25 |
| amethyst territorial national legend | 12/04/25 |
| stimulating stage | 12/04/25 |
| Racy hunting ground | 04/03/26 |
| titillating marketing idea corn cake | 12/04/25 |
| Fishy Laughsome Toilet Seat | 12/04/25 |
| titillating marketing idea corn cake | 12/04/25 |
| wonderful reading party travel guidebook | 12/04/25 |
| Fishy Laughsome Toilet Seat | 12/04/25 |
| titillating marketing idea corn cake | 12/04/25 |
| Drab sanctuary | 12/04/25 |
| Up-to-no-good Vibrant Turdskin Box Office | 12/04/25 |
| wine cerebral piazza hominid | 12/04/25 |
| Light area famous landscape painting | 12/04/25 |
| beady-eyed tripping chad institution | 12/04/25 |
| Cream Nubile Headpube | 12/04/25 |
| narrow-minded hot theatre pozpig | 12/04/25 |
| Fishy Laughsome Toilet Seat | 12/04/25 |
| Ruddy bateful elastic band | 12/04/25 |
| magical center nowag | 12/04/25 |
| Up-to-no-good Vibrant Turdskin Box Office | 12/04/25 |
| onyx cracking keepsake machete | 12/04/25 |
| haunting zippy old irish cottage | 04/03/26 |
Poast new message in this thread
Date: December 4th, 2025 10:53 AM Author: Fishy Laughsome Toilet Seat I was buying a "towel warmer" online for my wife(also goy) and the "4 easy payments" Klarna ad popped up. It's the exact same price either way. So what is the catch - is it just that they gather detailed shopping info and send you ads? get to look at your credit report ? Or are they hoping you will miss a payment and hit you with some 99% apr upcharge? |
Date: December 4th, 2025 10:58 AM Author: stubborn internal respiration there’s zero downside and they make absolutely no money at all providing that service (http://www.autoadmit.com/thread.php?thread_id=5806132&forum_id=2\u0026mark_id=5310861",#49482999) |
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Date: December 4th, 2025 11:00 AM Author: Fishy Laughsome Toilet Seat is this some uber 2017 zirp VC cash thing (http://www.autoadmit.com/thread.php?thread_id=5806132&forum_id=2\u0026mark_id=5310861",#49483005) |
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Date: December 4th, 2025 11:01 AM Author: Hateful property windowlicker https://s205.q4cdn.com/644747736/files/doc_financials/2025/q3/Q3-2025-Earnings-Release.pdf (http://www.autoadmit.com/thread.php?thread_id=5806132&forum_id=2\u0026mark_id=5310861",#49483007) |
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Date: December 4th, 2025 12:03 PM Author: Up-to-no-good Vibrant Turdskin Box Office (http://www.autoadmit.com/thread.php?thread_id=5806132&forum_id=2\u0026mark_id=5310861",#49483228) |
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Date: December 4th, 2025 11:00 AM Author: slap-happy amber hall patrolman they charge the retailer a %. it's the same thing with stores that used to offer 0% APR but instead of having a separate financing plan at every retailer these guys are trying to create a centralized system for retailer-funded low APR financing. that's why different retailers have different options.
it is a no brainer, but like most of these things it's a prole goy honeypot. people with money aren't going to worry about 0% APR on a couple hundred bucks. it's free money but not enough to care. meanwhile prole goys are gonna go ham and have trouble getting out from under it.
seeing klarna pop up as an option for mcdonalds purchases is giving me flashbacks of "no payments for 6 months!" interest only mortgages on 2007. |
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Date: December 4th, 2025 11:26 AM Author: White disgusting love of her life point What if they repossess my bluetooth speaker (http://www.autoadmit.com/thread.php?thread_id=5806132&forum_id=2\u0026mark_id=5310861",#49483081) |
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Date: December 4th, 2025 11:33 AM Author: slap-happy amber hall patrolman ESPECIALLY your bluetooth speaker (http://www.autoadmit.com/thread.php?thread_id=5806132&forum_id=2\u0026mark_id=5310861",#49483109) |
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Date: December 4th, 2025 11:10 AM Author: High-end multi-billionaire legal warrant A girl in my class is underwater on some McNuggets not flame (http://www.autoadmit.com/thread.php?thread_id=5806132&forum_id=2\u0026mark_id=5310861",#49483020) |
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Date: December 4th, 2025 11:34 AM Author: Light area famous landscape painting you should provide her a "bailout" (http://www.autoadmit.com/thread.php?thread_id=5806132&forum_id=2\u0026mark_id=5310861",#49483113) |
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Date: December 4th, 2025 3:54 PM Author: Exhilarant Massive Set Juggernaut My sous vide! (http://www.autoadmit.com/thread.php?thread_id=5806132&forum_id=2\u0026mark_id=5310861",#49483996) |
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Date: December 4th, 2025 11:30 AM Author: Brass stage This is how you know America is actually 70% brown now. This would’ve been completely absurd with our demographics from like 15 years ago (http://www.autoadmit.com/thread.php?thread_id=5806132&forum_id=2\u0026mark_id=5310861",#49483100) |
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Date: December 4th, 2025 11:44 AM Author: bonkers station antidepressant drug (http://www.autoadmit.com/thread.php?thread_id=5806132&forum_id=2\u0026mark_id=5310861",#49483150) |
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Date: December 4th, 2025 11:52 AM Author: thriller base associate (http://www.autoadmit.com/thread.php?thread_id=5806132&forum_id=2\u0026mark_id=5310861",#49483184) |
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Date: December 4th, 2025 12:04 PM Author: At-the-ready hissy fit (http://www.autoadmit.com/thread.php?thread_id=5806132&forum_id=2\u0026mark_id=5310861",#49483229) |
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Date: December 4th, 2025 12:23 PM Author: underhanded preventive strike idea he suggested The phenomenon of putting *everything* on a credit card was widespread by then.
I don't see how this new BNPL stuff is substantially different than using a CC. |
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Date: December 4th, 2025 12:24 PM Author: At-the-ready hissy fit I use CC for whatever I can because I get points/miles/other benefits but I never run a balance. BNPL is pure credit at shitty rates. (http://www.autoadmit.com/thread.php?thread_id=5806132&forum_id=2\u0026mark_id=5310861",#49483292) |
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Date: December 4th, 2025 2:21 PM Author: alcoholic know-it-all rehab this is yet another layer of jewish debt magic underneath your credit card debt
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Date: December 4th, 2025 2:15 PM Author: cerise national security agency generalized bond (http://www.autoadmit.com/thread.php?thread_id=5806132&forum_id=2\u0026mark_id=5310861",#49483648) |
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Date: December 4th, 2025 2:19 PM Author: amethyst territorial national legend This is how you know XO is full of shit when they claim to be simple prole men of America born to the working class
The Walmart layaway counter was the exact same shit 30 years ago |
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Date: December 4th, 2025 2:45 PM Author: stimulating stage You didn’t get your shit until you made the final payment. Layaway was to hold a specific item at a specific price when availability was less predictable. (http://www.autoadmit.com/thread.php?thread_id=5806132&forum_id=2\u0026mark_id=5310861",#49483719) |
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Date: April 3rd, 2026 7:48 PM Author: Racy hunting ground (http://www.autoadmit.com/thread.php?thread_id=5806132&forum_id=2\u0026mark_id=5310861",#49792116) |
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Date: December 4th, 2025 11:36 AM Author: titillating marketing idea corn cake the "free money" argument is some real prole shit. jew here. lol @ the opportunity cost on the $75 you spent to buy headphones. that's peanuts and not worth worrying about when there's a risk of a missed payment and fucking up your credit.
much easier to get large amounts of "free money" in other ways |
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Date: December 4th, 2025 11:37 AM Author: Fishy Laughsome Toilet Seat nffi, I remember your nordstrom return arbitrage stories. that was *way* more work than this (http://www.autoadmit.com/thread.php?thread_id=5806132&forum_id=2\u0026mark_id=5310861",#49483120) |
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Date: December 4th, 2025 11:38 AM Author: titillating marketing idea corn cake i wasnt doing it for the arbitrage. i was doing it to borrow clothes, and the arbitrage is just a bonus. (http://www.autoadmit.com/thread.php?thread_id=5806132&forum_id=2\u0026mark_id=5310861",#49483125) |
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Date: December 4th, 2025 11:55 AM Author: wonderful reading party travel guidebook let’s say op goes big though, and makes a $200 purchase, with 25% down and 25% due over each of the next three months. assuming an 8% apr opportunity cost, he just netted $2. if it takes him 20 minutes to fill in his info, set up autopay, and confirm the transfers over the life of the loan, dood is bringing down a cool $6/hour. are you too good to work for $6/hr, hotshot? (http://www.autoadmit.com/thread.php?thread_id=5806132&forum_id=2\u0026mark_id=5310861",#49483194) |
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Date: December 4th, 2025 12:02 PM Author: Fishy Laughsome Toilet Seat dbg oddly silent (http://www.autoadmit.com/thread.php?thread_id=5806132&forum_id=2\u0026mark_id=5310861",#49483220) |
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Date: December 4th, 2025 12:04 PM Author: titillating marketing idea corn cake rofl he's making my point (http://www.autoadmit.com/thread.php?thread_id=5806132&forum_id=2\u0026mark_id=5310861",#49483232) |
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Date: December 4th, 2025 11:38 AM Author: Drab sanctuary Legal hypo: Assume you order a chipotle burrito and ask for guac but quickly cancel and then pay with klarna just as the guac leaves the guacscoop, then you default on your loan, can your SNAP/EBT benefits be garnished? (http://www.autoadmit.com/thread.php?thread_id=5806132&forum_id=2\u0026mark_id=5310861",#49483123) |
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Date: December 4th, 2025 12:02 PM Author: Up-to-no-good Vibrant Turdskin Box Office (http://www.autoadmit.com/thread.php?thread_id=5806132&forum_id=2\u0026mark_id=5310861",#49483221) |
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Date: December 4th, 2025 11:43 AM Author: wine cerebral piazza hominid How long do you have to pay it off without interest? (http://www.autoadmit.com/thread.php?thread_id=5806132&forum_id=2\u0026mark_id=5310861",#49483140) |
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Date: December 4th, 2025 11:46 AM Author: Light area famous landscape painting (http://www.autoadmit.com/thread.php?thread_id=5806132&forum_id=2\u0026mark_id=5310861",#49483156) |
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Date: December 4th, 2025 11:47 AM Author: beady-eyed tripping chad institution Rach can you turn on location for every post like they did on Twitter (http://www.autoadmit.com/thread.php?thread_id=5806132&forum_id=2\u0026mark_id=5310861",#49483159) |
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Date: December 4th, 2025 11:48 AM Author: Cream Nubile Headpube (http://www.autoadmit.com/thread.php?thread_id=5806132&forum_id=2\u0026mark_id=5310861",#49483165) |
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Date: December 4th, 2025 11:51 AM Author: narrow-minded hot theatre pozpig https://x.com/paul_hundred/status/1996621366184075337 (http://www.autoadmit.com/thread.php?thread_id=5806132&forum_id=2\u0026mark_id=5310861",#49483180) |
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Date: December 4th, 2025 11:56 AM Author: Fishy Laughsome Toilet Seat we're famous again bros (http://www.autoadmit.com/thread.php?thread_id=5806132&forum_id=2\u0026mark_id=5310861",#49483198) |
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Date: December 4th, 2025 11:58 AM Author: Ruddy bateful elastic band (http://www.autoadmit.com/thread.php?thread_id=5806132&forum_id=2\u0026mark_id=5310861",#49483205) |
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Date: December 4th, 2025 3:47 PM Author: magical center nowag (http://www.autoadmit.com/thread.php?thread_id=5806132&forum_id=2\u0026mark_id=5310861",#49483977) |
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Date: December 4th, 2025 12:02 PM Author: Up-to-no-good Vibrant Turdskin Box Office Klarna’s a bitch (http://www.autoadmit.com/thread.php?thread_id=5806132&forum_id=2\u0026mark_id=5310861",#49483222) |
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Date: December 4th, 2025 2:14 PM Author: onyx cracking keepsake machete Can illegals use this shit? You need a SSN or what? Is there widespread beaner fraud? (http://www.autoadmit.com/thread.php?thread_id=5806132&forum_id=2\u0026mark_id=5310861",#49483643) |
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Date: April 3rd, 2026 7:48 PM Author: haunting zippy old irish cottage If ur not debtmaxxing rn ur dumb af (http://www.autoadmit.com/thread.php?thread_id=5806132&forum_id=2\u0026mark_id=5310861",#49792117) |