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Paid down the last $7k of my student loans. Officially debt free. Now wat.

It was a 2.75% rate but I just wanted that stupid payment to...
Yellow Duck-like Cruise Ship Immigrant
  12/14/25
Congrats on paying off ur absolute lowest cost liability
canary market
  12/14/25
I have enough money that the $200 it cost me to pay it off e...
Yellow Duck-like Cruise Ship Immigrant
  12/14/25
Cr people spend that much on a bottle of booze. Do what make...
startling business firm organic girlfriend
  12/15/25
u sound mad
flirting voyeur
  12/14/25
go to grad school
wonderful state deer antler
  12/14/25
...
glittery international law enforcement agency skinny woman
  12/14/25
Post bacc MD cr?
Yellow Duck-like Cruise Ship Immigrant
  12/15/25
yeah you gotta be careful though. some are better than other...
wonderful state deer antler
  12/15/25
time for you to pay off mine
dull pisswyrm
  12/15/25
180 You are as free as possible now. Don't listen to anyo...
Hairraiser cyan point idiot
  12/15/25
...
flirting voyeur
  12/15/25
...
Ocher Liquid Oxygen
  12/15/25
nah there still has to be a mortgage and divorce paid off b...
wonderful state deer antler
  12/15/25
I have zero debt, I love my freedom.
Hairraiser cyan point idiot
  12/15/25
...
Floppy Puppy Hell
  12/15/25
you won this gen
Odious Personal Credit Line
  12/15/25
Congrats, brother. I've got about $400,000 in debt and it ha...
Exhilarant boiling water
  12/15/25
current weight?
Aphrodisiac boistinker
  12/15/25
372 or so. It's been a rough holiday season.
Exhilarant boiling water
  12/15/25
what are some things that have happened to you that forced y...
Mewling motley idea he suggested half-breed
  12/15/25
Unrelenting stress. Lack of sunshine. I've just been a mess ...
Exhilarant boiling water
  12/15/25
how did you get $400k in debt? what are your plans to pay it...
Charismatic bearded filthpig
  12/15/25
how much was the original loan balance and how much (((inter...
Charismatic bearded filthpig
  12/15/25
Original debt was about 25k. This was a loan from 1999 (lmao...
Yellow Duck-like Cruise Ship Immigrant
  12/15/25
I want to stab you
heady old irish cottage dingle berry
  12/15/25
Being echo gen x has its privileges
Yellow Duck-like Cruise Ship Immigrant
  12/15/25
hookers and blow? pretty much whatever you want
White electric weed whacker
  12/15/25
I have 5k in debt, would you help me out, not flame taking ...
very tactful stirring orchestra pit quadroon
  12/15/25
Where the fuck did you get 2.75% interest student loans?
Laughsome hospital
  12/15/25
Around 2007 and 2008, there were some great rates.
cerebral patrolman blood rage
  12/15/25
This is a loan from FUCKING NINETEEN NINETY NINE IM OLD
Yellow Duck-like Cruise Ship Immigrant
  12/15/25
Undergrad?
cerebral patrolman blood rage
  12/16/25
...
Hairraiser cyan point idiot
  12/16/25
I have a loan that's exactly half that -- 1.375% with the au...
cerebral patrolman blood rage
  12/15/25
If you told me right now that you'd give me x dollars at 1.3...
Laughsome hospital
  12/15/25
two girls, same time
Overrated mind-boggling theater stage
  12/15/25
borrow more money from jews asap
garnet famous landscape painting windowlicker
  12/15/25
Uncle Sam is a goy, shitlib
Yellow Duck-like Cruise Ship Immigrant
  12/15/25
who benefits? COHEN BENEFITS!
garnet famous landscape painting windowlicker
  12/15/25


Poast new message in this thread



Reply Favorite

Date: December 14th, 2025 11:16 PM
Author: Yellow Duck-like Cruise Ship Immigrant

It was a 2.75% rate but I just wanted that stupid payment to stop showing up in my finance app before it was due to finish being paid off in 2029.

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2\u0026mark_id=5310861#49510173)



Reply Favorite

Date: December 14th, 2025 11:18 PM
Author: canary market

Congrats on paying off ur absolute lowest cost liability

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2\u0026mark_id=5310861#49510176)



Reply Favorite

Date: December 14th, 2025 11:53 PM
Author: Yellow Duck-like Cruise Ship Immigrant

I have enough money that the $200 it cost me to pay it off early was not worth the mind space

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2\u0026mark_id=5310861#49510246)



Reply Favorite

Date: December 15th, 2025 11:00 AM
Author: startling business firm organic girlfriend

Cr people spend that much on a bottle of booze. Do what makes you happy. We’re all going to die

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2\u0026mark_id=5310861#49510957)



Reply Favorite

Date: December 14th, 2025 11:56 PM
Author: flirting voyeur

u sound mad

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2\u0026mark_id=5310861#49510252)



Reply Favorite

Date: December 14th, 2025 11:55 PM
Author: wonderful state deer antler

go to grad school

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2\u0026mark_id=5310861#49510250)



Reply Favorite

Date: December 14th, 2025 11:57 PM
Author: glittery international law enforcement agency skinny woman



(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2\u0026mark_id=5310861#49510253)



Reply Favorite

Date: December 15th, 2025 12:00 AM
Author: Yellow Duck-like Cruise Ship Immigrant

Post bacc MD cr?

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2\u0026mark_id=5310861#49510256)



Reply Favorite

Date: December 15th, 2025 12:05 AM
Author: wonderful state deer antler

yeah you gotta be careful though. some are better than others for md/mph admissions.

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2\u0026mark_id=5310861#49510265)



Reply Favorite

Date: December 15th, 2025 12:06 AM
Author: dull pisswyrm

time for you to pay off mine

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2\u0026mark_id=5310861#49510267)



Reply Favorite

Date: December 15th, 2025 12:06 AM
Author: Hairraiser cyan point idiot

180

You are as free as possible now. Don't listen to anyone that tells you it's retarded to pay off low interest debt.

Unshackle dem iron chainz

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2\u0026mark_id=5310861#49510270)



Reply Favorite

Date: December 15th, 2025 12:11 AM
Author: flirting voyeur



(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2\u0026mark_id=5310861#49510282)



Reply Favorite

Date: December 15th, 2025 12:16 AM
Author: Ocher Liquid Oxygen



(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2\u0026mark_id=5310861#49510293)



Reply Favorite

Date: December 15th, 2025 12:17 AM
Author: wonderful state deer antler

nah there still has to be a mortgage and divorce paid off before youre truly free like tom brady.

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2\u0026mark_id=5310861#49510294)



Reply Favorite

Date: December 15th, 2025 12:28 AM
Author: Hairraiser cyan point idiot

I have zero debt, I love my freedom.

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2\u0026mark_id=5310861#49510314)



Reply Favorite

Date: December 15th, 2025 10:56 AM
Author: Floppy Puppy Hell



(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2\u0026mark_id=5310861#49510933)



Reply Favorite

Date: December 15th, 2025 12:15 AM
Author: Odious Personal Credit Line

you won this gen

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2\u0026mark_id=5310861#49510292)



Reply Favorite

Date: December 15th, 2025 10:58 AM
Author: Exhilarant boiling water

Congrats, brother. I've got about $400,000 in debt and it hangs from my neck and is a tremendous burden.

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2\u0026mark_id=5310861#49510945)



Reply Favorite

Date: December 15th, 2025 11:01 AM
Author: Aphrodisiac boistinker

current weight?

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2\u0026mark_id=5310861#49510960)



Reply Favorite

Date: December 15th, 2025 11:02 AM
Author: Exhilarant boiling water

372 or so. It's been a rough holiday season.

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2\u0026mark_id=5310861#49510964)



Reply Favorite

Date: December 15th, 2025 11:11 AM
Author: Mewling motley idea he suggested half-breed

what are some things that have happened to you that forced your weight to gain

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2\u0026mark_id=5310861#49510978)



Reply Favorite

Date: December 15th, 2025 11:39 AM
Author: Exhilarant boiling water

Unrelenting stress. Lack of sunshine. I've just been a mess lately.

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2\u0026mark_id=5310861#49511046)



Reply Favorite

Date: December 15th, 2025 11:55 AM
Author: Charismatic bearded filthpig

how did you get $400k in debt? what are your plans to pay it back

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2\u0026mark_id=5310861#49511088)



Reply Favorite

Date: December 15th, 2025 11:25 AM
Author: Charismatic bearded filthpig

how much was the original loan balance and how much (((interest and fees))) did you end up paying over the repayment period

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2\u0026mark_id=5310861#49511013)



Reply Favorite

Date: December 15th, 2025 9:03 PM
Author: Yellow Duck-like Cruise Ship Immigrant

Original debt was about 25k. This was a loan from 1999 (lmao) - I went to a state school where the all in yearly out of state price was about 25k. I think the total amount paid in excess of principal was only about 10k. I was in school from 1999 to 2004 and then from 2007 to 2010. So only about 18 years of interest accrued.

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2\u0026mark_id=5310861#49512535)



Reply Favorite

Date: December 15th, 2025 9:07 PM
Author: heady old irish cottage dingle berry

I want to stab you

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2\u0026mark_id=5310861#49512550)



Reply Favorite

Date: December 15th, 2025 9:08 PM
Author: Yellow Duck-like Cruise Ship Immigrant

Being echo gen x has its privileges

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2\u0026mark_id=5310861#49512555)



Reply Favorite

Date: December 15th, 2025 11:56 AM
Author: White electric weed whacker

hookers and blow? pretty much whatever you want

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2\u0026mark_id=5310861#49511090)



Reply Favorite

Date: December 15th, 2025 11:58 AM
Author: very tactful stirring orchestra pit quadroon

I have 5k in debt, would you help me out, not flame

taking ETH 0xA481F00EDb59FA2CA3ba27F7BcA090529a686a3D



(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2\u0026mark_id=5310861#49511096)



Reply Favorite

Date: December 15th, 2025 12:30 PM
Author: Laughsome hospital

Where the fuck did you get 2.75% interest student loans?

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2\u0026mark_id=5310861#49511166)



Reply Favorite

Date: December 15th, 2025 12:30 PM
Author: cerebral patrolman blood rage

Around 2007 and 2008, there were some great rates.

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2\u0026mark_id=5310861#49511170)



Reply Favorite

Date: December 15th, 2025 9:03 PM
Author: Yellow Duck-like Cruise Ship Immigrant

This is a loan from FUCKING NINETEEN NINETY NINE

IM OLD

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2\u0026mark_id=5310861#49512536)



Reply Favorite

Date: December 16th, 2025 2:01 AM
Author: cerebral patrolman blood rage

Undergrad?

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2\u0026mark_id=5310861#49512977)



Reply Favorite

Date: December 16th, 2025 2:04 AM
Author: Hairraiser cyan point idiot



(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2\u0026mark_id=5310861#49512982)



Reply Favorite

Date: December 15th, 2025 12:30 PM
Author: cerebral patrolman blood rage

I have a loan that's exactly half that -- 1.375% with the autopay discount.

I ain't paying a day early. Let that debt ride, baby!

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2\u0026mark_id=5310861#49511167)



Reply Favorite

Date: December 15th, 2025 4:39 PM
Author: Laughsome hospital

If you told me right now that you'd give me x dollars at 1.375% interest, I'd say yes--basically no matter what amount x is.

Maybe that's a powergoy mentality, but I just lived through 4 years of joe biden.

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2\u0026mark_id=5310861#49511840)



Reply Favorite

Date: December 15th, 2025 9:10 PM
Author: Overrated mind-boggling theater stage

two girls, same time

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2\u0026mark_id=5310861#49512566)



Reply Favorite

Date: December 15th, 2025 9:12 PM
Author: garnet famous landscape painting windowlicker

borrow more money from jews asap

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2\u0026mark_id=5310861#49512570)



Reply Favorite

Date: December 15th, 2025 9:13 PM
Author: Yellow Duck-like Cruise Ship Immigrant

Uncle Sam is a goy, shitlib

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2\u0026mark_id=5310861#49512578)



Reply Favorite

Date: December 15th, 2025 9:16 PM
Author: garnet famous landscape painting windowlicker

who benefits? COHEN BENEFITS!

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2\u0026mark_id=5310861#49512587)