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Paid down the last $7k of my student loans. Officially debt free. Now wat.

It was a 2.75% rate but I just wanted that stupid payment to...
Spruce Pit
  12/14/25
Congrats on paying off ur absolute lowest cost liability
wonderful lemon menage son of senegal
  12/14/25
I have enough money that the $200 it cost me to pay it off e...
Spruce Pit
  12/14/25
Cr people spend that much on a bottle of booze. Do what make...
Excitant Rehab Reading Party
  12/15/25
u sound mad
abusive tan area legend
  12/14/25
go to grad school
180 police squad
  12/14/25
...
Idiotic stage
  12/14/25
Post bacc MD cr?
Spruce Pit
  12/15/25
yeah you gotta be careful though. some are better than other...
180 police squad
  12/15/25
time for you to pay off mine
Aromatic doctorate
  12/15/25
180 You are as free as possible now. Don't listen to anyo...
Flushed electric principal's office international law enforcement agency
  12/15/25
...
abusive tan area legend
  12/15/25
...
clear whorehouse digit ratio
  12/15/25
nah there still has to be a mortgage and divorce paid off b...
180 police squad
  12/15/25
I have zero debt, I love my freedom.
Flushed electric principal's office international law enforcement agency
  12/15/25
...
diverse lay
  12/15/25
you won this gen
Fragrant puce organic girlfriend
  12/15/25
Congrats, brother. I've got about $400,000 in debt and it ha...
fluffy chocolate boltzmann
  12/15/25
current weight?
Cerebral theatre
  12/15/25
372 or so. It's been a rough holiday season.
fluffy chocolate boltzmann
  12/15/25
what are some things that have happened to you that forced y...
thriller blood rage university
  12/15/25
Unrelenting stress. Lack of sunshine. I've just been a mess ...
fluffy chocolate boltzmann
  12/15/25
how did you get $400k in debt? what are your plans to pay it...
Maroon passionate filthpig
  12/15/25
how much was the original loan balance and how much (((inter...
Maroon passionate filthpig
  12/15/25
Original debt was about 25k. This was a loan from 1999 (lmao...
Spruce Pit
  12/15/25
I want to stab you
Turquoise hospital candlestick maker
  12/15/25
Being echo gen x has its privileges
Spruce Pit
  12/15/25
hookers and blow? pretty much whatever you want
opaque provocative heaven corn cake
  12/15/25
I have 5k in debt, would you help me out, not flame taking ...
Vivacious French Chef Corner
  12/15/25
Where the fuck did you get 2.75% interest student loans?
Erotic Sneaky Criminal Church
  12/15/25
Around 2007 and 2008, there were some great rates.
Sick Dingle Berry Library
  12/15/25
This is a loan from FUCKING NINETEEN NINETY NINE IM OLD
Spruce Pit
  12/15/25
Undergrad?
Sick Dingle Berry Library
  12/16/25
...
Flushed electric principal's office international law enforcement agency
  12/16/25
I have a loan that's exactly half that -- 1.375% with the au...
Sick Dingle Berry Library
  12/15/25
If you told me right now that you'd give me x dollars at 1.3...
Erotic Sneaky Criminal Church
  12/15/25
two girls, same time
swollen stimulating locale
  12/15/25
borrow more money from jews asap
gay home
  12/15/25
Uncle Sam is a goy, shitlib
Spruce Pit
  12/15/25
who benefits? COHEN BENEFITS!
gay home
  12/15/25


Poast new message in this thread



Reply Favorite

Date: December 14th, 2025 11:16 PM
Author: Spruce Pit

It was a 2.75% rate but I just wanted that stupid payment to stop showing up in my finance app before it was due to finish being paid off in 2029.

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2\u0026mark_id=5310864",#49510173)



Reply Favorite

Date: December 14th, 2025 11:18 PM
Author: wonderful lemon menage son of senegal

Congrats on paying off ur absolute lowest cost liability

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2\u0026mark_id=5310864",#49510176)



Reply Favorite

Date: December 14th, 2025 11:53 PM
Author: Spruce Pit

I have enough money that the $200 it cost me to pay it off early was not worth the mind space

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2\u0026mark_id=5310864",#49510246)



Reply Favorite

Date: December 15th, 2025 11:00 AM
Author: Excitant Rehab Reading Party

Cr people spend that much on a bottle of booze. Do what makes you happy. We’re all going to die

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2\u0026mark_id=5310864",#49510957)



Reply Favorite

Date: December 14th, 2025 11:56 PM
Author: abusive tan area legend

u sound mad

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2\u0026mark_id=5310864",#49510252)



Reply Favorite

Date: December 14th, 2025 11:55 PM
Author: 180 police squad

go to grad school

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2\u0026mark_id=5310864",#49510250)



Reply Favorite

Date: December 14th, 2025 11:57 PM
Author: Idiotic stage



(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2\u0026mark_id=5310864",#49510253)



Reply Favorite

Date: December 15th, 2025 12:00 AM
Author: Spruce Pit

Post bacc MD cr?

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2\u0026mark_id=5310864",#49510256)



Reply Favorite

Date: December 15th, 2025 12:05 AM
Author: 180 police squad

yeah you gotta be careful though. some are better than others for md/mph admissions.

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2\u0026mark_id=5310864",#49510265)



Reply Favorite

Date: December 15th, 2025 12:06 AM
Author: Aromatic doctorate

time for you to pay off mine

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2\u0026mark_id=5310864",#49510267)



Reply Favorite

Date: December 15th, 2025 12:06 AM
Author: Flushed electric principal's office international law enforcement agency

180

You are as free as possible now. Don't listen to anyone that tells you it's retarded to pay off low interest debt.

Unshackle dem iron chainz

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2\u0026mark_id=5310864",#49510270)



Reply Favorite

Date: December 15th, 2025 12:11 AM
Author: abusive tan area legend



(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2\u0026mark_id=5310864",#49510282)



Reply Favorite

Date: December 15th, 2025 12:16 AM
Author: clear whorehouse digit ratio



(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2\u0026mark_id=5310864",#49510293)



Reply Favorite

Date: December 15th, 2025 12:17 AM
Author: 180 police squad

nah there still has to be a mortgage and divorce paid off before youre truly free like tom brady.

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2\u0026mark_id=5310864",#49510294)



Reply Favorite

Date: December 15th, 2025 12:28 AM
Author: Flushed electric principal's office international law enforcement agency

I have zero debt, I love my freedom.

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2\u0026mark_id=5310864",#49510314)



Reply Favorite

Date: December 15th, 2025 10:56 AM
Author: diverse lay



(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2\u0026mark_id=5310864",#49510933)



Reply Favorite

Date: December 15th, 2025 12:15 AM
Author: Fragrant puce organic girlfriend

you won this gen

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2\u0026mark_id=5310864",#49510292)



Reply Favorite

Date: December 15th, 2025 10:58 AM
Author: fluffy chocolate boltzmann

Congrats, brother. I've got about $400,000 in debt and it hangs from my neck and is a tremendous burden.

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2\u0026mark_id=5310864",#49510945)



Reply Favorite

Date: December 15th, 2025 11:01 AM
Author: Cerebral theatre

current weight?

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2\u0026mark_id=5310864",#49510960)



Reply Favorite

Date: December 15th, 2025 11:02 AM
Author: fluffy chocolate boltzmann

372 or so. It's been a rough holiday season.

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2\u0026mark_id=5310864",#49510964)



Reply Favorite

Date: December 15th, 2025 11:11 AM
Author: thriller blood rage university

what are some things that have happened to you that forced your weight to gain

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2\u0026mark_id=5310864",#49510978)



Reply Favorite

Date: December 15th, 2025 11:39 AM
Author: fluffy chocolate boltzmann

Unrelenting stress. Lack of sunshine. I've just been a mess lately.

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2\u0026mark_id=5310864",#49511046)



Reply Favorite

Date: December 15th, 2025 11:55 AM
Author: Maroon passionate filthpig

how did you get $400k in debt? what are your plans to pay it back

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2\u0026mark_id=5310864",#49511088)



Reply Favorite

Date: December 15th, 2025 11:25 AM
Author: Maroon passionate filthpig

how much was the original loan balance and how much (((interest and fees))) did you end up paying over the repayment period

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2\u0026mark_id=5310864",#49511013)



Reply Favorite

Date: December 15th, 2025 9:03 PM
Author: Spruce Pit

Original debt was about 25k. This was a loan from 1999 (lmao) - I went to a state school where the all in yearly out of state price was about 25k. I think the total amount paid in excess of principal was only about 10k. I was in school from 1999 to 2004 and then from 2007 to 2010. So only about 18 years of interest accrued.

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2\u0026mark_id=5310864",#49512535)



Reply Favorite

Date: December 15th, 2025 9:07 PM
Author: Turquoise hospital candlestick maker

I want to stab you

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2\u0026mark_id=5310864",#49512550)



Reply Favorite

Date: December 15th, 2025 9:08 PM
Author: Spruce Pit

Being echo gen x has its privileges

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2\u0026mark_id=5310864",#49512555)



Reply Favorite

Date: December 15th, 2025 11:56 AM
Author: opaque provocative heaven corn cake

hookers and blow? pretty much whatever you want

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2\u0026mark_id=5310864",#49511090)



Reply Favorite

Date: December 15th, 2025 11:58 AM
Author: Vivacious French Chef Corner

I have 5k in debt, would you help me out, not flame

taking ETH 0xA481F00EDb59FA2CA3ba27F7BcA090529a686a3D



(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2\u0026mark_id=5310864",#49511096)



Reply Favorite

Date: December 15th, 2025 12:30 PM
Author: Erotic Sneaky Criminal Church

Where the fuck did you get 2.75% interest student loans?

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2\u0026mark_id=5310864",#49511166)



Reply Favorite

Date: December 15th, 2025 12:30 PM
Author: Sick Dingle Berry Library

Around 2007 and 2008, there were some great rates.

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2\u0026mark_id=5310864",#49511170)



Reply Favorite

Date: December 15th, 2025 9:03 PM
Author: Spruce Pit

This is a loan from FUCKING NINETEEN NINETY NINE

IM OLD

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2\u0026mark_id=5310864",#49512536)



Reply Favorite

Date: December 16th, 2025 2:01 AM
Author: Sick Dingle Berry Library

Undergrad?

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2\u0026mark_id=5310864",#49512977)



Reply Favorite

Date: December 16th, 2025 2:04 AM
Author: Flushed electric principal's office international law enforcement agency



(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2\u0026mark_id=5310864",#49512982)



Reply Favorite

Date: December 15th, 2025 12:30 PM
Author: Sick Dingle Berry Library

I have a loan that's exactly half that -- 1.375% with the autopay discount.

I ain't paying a day early. Let that debt ride, baby!

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2\u0026mark_id=5310864",#49511167)



Reply Favorite

Date: December 15th, 2025 4:39 PM
Author: Erotic Sneaky Criminal Church

If you told me right now that you'd give me x dollars at 1.375% interest, I'd say yes--basically no matter what amount x is.

Maybe that's a powergoy mentality, but I just lived through 4 years of joe biden.

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2\u0026mark_id=5310864",#49511840)



Reply Favorite

Date: December 15th, 2025 9:10 PM
Author: swollen stimulating locale

two girls, same time

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2\u0026mark_id=5310864",#49512566)



Reply Favorite

Date: December 15th, 2025 9:12 PM
Author: gay home

borrow more money from jews asap

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2\u0026mark_id=5310864",#49512570)



Reply Favorite

Date: December 15th, 2025 9:13 PM
Author: Spruce Pit

Uncle Sam is a goy, shitlib

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2\u0026mark_id=5310864",#49512578)



Reply Favorite

Date: December 15th, 2025 9:16 PM
Author: gay home

who benefits? COHEN BENEFITS!

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2\u0026mark_id=5310864",#49512587)