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POLL: What is your 401(k) balance right now

...
bonkers hyperactive therapy
  06/27/25
A tiny pink 500k
Ebony Circlehead
  06/27/25
that's not that bad
bonkers hyperactive therapy
  06/27/25
I guess not but the thought of grinding out another 20 years...
Ebony Circlehead
  06/27/25
age?
Bearded orchestra pit
  06/27/25
Depends on age. That’s ok for early 30s. Awful for 40s...
Deep fat ankles
  06/27/25
Yep, I’m early 40s lol
Ebony Circlehead
  06/27/25
lol at a 500k 401k in early 30s. That’s not possible w...
lilac house nibblets
  06/27/25
It depend on if that's his primary retirement or if he has ...
Supple locus roast beef
  06/27/25
$130k
carmine bat-shit-crazy university patrolman
  06/27/25
that's horrendous
bonkers hyperactive therapy
  06/27/25
i'm in between these two guys
grizzly 180 indian lodge
  06/27/25
Same, I'm in between two guys
Learning disabled trust fund
  06/27/25
The sum total of all my retirement and brokerage accounts is...
carmine bat-shit-crazy university patrolman
  06/27/25
lol no it's not. your net worth is probably 200k, and your ...
Bearded orchestra pit
  06/27/25
My mom says I'm special.
carmine bat-shit-crazy university patrolman
  06/27/25
even that's not true
Bearded orchestra pit
  06/27/25
LOL
Bearded orchestra pit
  06/27/25
$3.4 million in combined marital plans.
Tripping Maroon International Law Enforcement Agency
  06/27/25
damn
grizzly 180 indian lodge
  06/27/25
Age?
Deep fat ankles
  06/27/25
Such a waste of capital.
nubile racy antidepressant drug shrine
  06/27/25
Isn't there like a $14K annual contribution cap? Did you se...
Arrogant hall
  06/27/25
this discussion happens every 401k thread. partners in bigl...
Bearded orchestra pit
  06/27/25
xo posters lie about everything https://www.irs.gov/retireme...
Arrogant hall
  06/27/25
...
nubile racy antidepressant drug shrine
  06/27/25
The max is $70K per year including your own $23,500 contribu...
Gaped gunner nowag
  06/27/25
$1.1mm in brokerage accounts, 401k's are flaem
Boyish out-of-control trailer park
  06/27/25
.
carmine bat-shit-crazy university patrolman
  06/27/25
Something like $800-900k for wife and I.
Fiercely-loyal church building
  06/27/25
~$2m and it's a total waste. Also lol @ all the faggots ITT...
nubile racy antidepressant drug shrine
  06/27/25
If you work in-house matching makes it a no-brainer.
Fiercely-loyal church building
  06/27/25
just do take a lot of my money and shove it up the ass of so...
nubile racy antidepressant drug shrine
  06/27/25
1) at this point we're old as fuck so a few more decades isn...
Fiercely-loyal church building
  06/27/25
I want my yacht now.
nubile racy antidepressant drug shrine
  06/27/25
If what's keeping you from a yacht is your 6% 401k contribut...
Fiercely-loyal church building
  06/27/25
I have $2m in capital tied up in a vehicle I can't access fo...
nubile racy antidepressant drug shrine
  06/27/25
If that's your perspective then sure, stop contributing into...
Fiercely-loyal church building
  06/27/25
You can withdraw without penalty at 55 if you retire or get ...
erotic messiness state
  06/27/25
Why not put it in a Roth?
crimson stag film national security agency
  06/27/25
https://youtu.be/njJ41irPjTc?t=15
Arrogant hall
  06/27/25
180
nubile racy antidepressant drug shrine
  06/27/25
Did you know you're not required to contribute to a 401K?
Arrogant hall
  06/27/25
(guy who is not a biglaw partner)
nubile racy antidepressant drug shrine
  06/27/25
$700k Wife - $600k
bateful soggy theater stage halford
  06/27/25
43yo, $900k
spectacular crusty factory reset button
  06/27/25
Early 40s. ~$2.1mm
glittery address
  06/27/25
Late 20s, 250k
crimson stag film national security agency
  06/27/25
Good job , young gun
Cerebral range
  06/27/25
lol at these responses
lilac house nibblets
  06/27/25
go on...
Bearded orchestra pit
  06/27/25
30000k
Harsh crotch
  06/27/25
$399,443.16
razzle-dazzle community account office
  06/27/25
Monday is likely to be a big day for you friend
Arrogant hall
  06/27/25
🤞🏻
razzle-dazzle community account office
  06/27/25
IDK $150Kish. But I haven't been working long.
Charismatic canary hospital pozpig
  06/27/25
~$300k, which is less than I have in my normal brokerage acc...
heady institution milk
  06/27/25
Same.
internet-worthy startling affirmative action
  06/27/25
350,000 Kinda sad
hyperventilating digit ratio
  06/27/25
all stock/bond investments are like 750k.
Mind-boggling library
  06/27/25
$386k total. $324k in trad, $62k in Roth
anal comical candlestick maker main people
  06/27/25
Zero
odious voyeur hairy legs
  06/27/25
Crrrrrrrrrrrrrr
nubile racy antidepressant drug shrine
  06/27/25
For Benzo reasons or RSF reasons?
glittery address
  06/27/25
$6 million or so. I checked in January.
internet-worthy startling affirmative action
  06/27/25
...
Arrogant hall
  06/27/25
I mean undoubtedly there is a balance but $6 million?
brindle persian
  06/27/25
$0. I don’t have a 401(k).
gold dilemma elastic band
  06/27/25


Poast new message in this thread



Reply Favorite

Date: June 27th, 2025 2:53 PM
Author: bonkers hyperactive therapy



(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2\u0026mark_id=5310864#49054326)



Reply Favorite

Date: June 27th, 2025 2:56 PM
Author: Ebony Circlehead

A tiny pink 500k

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2\u0026mark_id=5310864#49054332)



Reply Favorite

Date: June 27th, 2025 2:56 PM
Author: bonkers hyperactive therapy

that's not that bad

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2\u0026mark_id=5310864#49054336)



Reply Favorite

Date: June 27th, 2025 2:59 PM
Author: Ebony Circlehead

I guess not but the thought of grinding out another 20 years in the law mines to retire is depressing

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2\u0026mark_id=5310864#49054353)



Reply Favorite

Date: June 27th, 2025 2:59 PM
Author: Bearded orchestra pit

age?

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2\u0026mark_id=5310864#49054357)



Reply Favorite

Date: June 27th, 2025 3:18 PM
Author: Deep fat ankles

Depends on age. That’s ok for early 30s. Awful for 40s+

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2\u0026mark_id=5310864#49054409)



Reply Favorite

Date: June 27th, 2025 4:06 PM
Author: Ebony Circlehead

Yep, I’m early 40s lol

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2\u0026mark_id=5310864#49054585)



Reply Favorite

Date: June 27th, 2025 5:34 PM
Author: lilac house nibblets

lol at a 500k 401k in early 30s. That’s not possible with normal contribution limits.

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2\u0026mark_id=5310864#49054777)



Reply Favorite

Date: June 27th, 2025 11:13 PM
Author: Supple locus roast beef

It depend on if that's his primary retirement or if he has other holdings.

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2\u0026mark_id=5310864#49055431)



Reply Favorite

Date: June 27th, 2025 2:56 PM
Author: carmine bat-shit-crazy university patrolman

$130k

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2\u0026mark_id=5310864#49054335)



Reply Favorite

Date: June 27th, 2025 2:56 PM
Author: bonkers hyperactive therapy

that's horrendous

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2\u0026mark_id=5310864#49054338)



Reply Favorite

Date: June 27th, 2025 2:57 PM
Author: grizzly 180 indian lodge

i'm in between these two guys

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2\u0026mark_id=5310864#49054340)



Reply Favorite

Date: June 27th, 2025 6:31 PM
Author: Learning disabled trust fund

Same, I'm in between two guys

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2\u0026mark_id=5310864#49054899)



Reply Favorite

Date: June 27th, 2025 2:58 PM
Author: carmine bat-shit-crazy university patrolman

The sum total of all my retirement and brokerage accounts is around $1.3M

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2\u0026mark_id=5310864#49054350)



Reply Favorite

Date: June 27th, 2025 2:59 PM
Author: Bearded orchestra pit

lol no it's not. your net worth is probably 200k, and your intrinsic value as a human is 0.

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2\u0026mark_id=5310864#49054355)



Reply Favorite

Date: June 27th, 2025 4:06 PM
Author: carmine bat-shit-crazy university patrolman

My mom says I'm special.

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2\u0026mark_id=5310864#49054586)



Reply Favorite

Date: June 27th, 2025 5:57 PM
Author: Bearded orchestra pit

even that's not true

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2\u0026mark_id=5310864#49054810)



Reply Favorite

Date: June 27th, 2025 2:57 PM
Author: Bearded orchestra pit

LOL

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2\u0026mark_id=5310864#49054339)



Reply Favorite

Date: June 27th, 2025 2:57 PM
Author: Tripping Maroon International Law Enforcement Agency

$3.4 million in combined marital plans.

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2\u0026mark_id=5310864#49054341)



Reply Favorite

Date: June 27th, 2025 2:58 PM
Author: grizzly 180 indian lodge

damn

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2\u0026mark_id=5310864#49054349)



Reply Favorite

Date: June 27th, 2025 3:19 PM
Author: Deep fat ankles

Age?

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2\u0026mark_id=5310864#49054411)



Reply Favorite

Date: June 27th, 2025 3:30 PM
Author: nubile racy antidepressant drug shrine

Such a waste of capital.

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2\u0026mark_id=5310864#49054446)



Reply Favorite

Date: June 27th, 2025 6:00 PM
Author: Arrogant hall

Isn't there like a $14K annual contribution cap? Did you serial murder a whole bunch of wives, or what?

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2\u0026mark_id=5310864#49054816)



Reply Favorite

Date: June 27th, 2025 6:11 PM
Author: Bearded orchestra pit

this discussion happens every 401k thread. partners in biglaw can contribute like 120k.

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2\u0026mark_id=5310864#49054839)



Reply Favorite

Date: June 27th, 2025 6:16 PM
Author: Arrogant hall

xo posters lie about everything https://www.irs.gov/retirement-plans/plan-participant-employee/retirement-topics-401k-and-profit-sharing-plan-contribution-limits

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2\u0026mark_id=5310864#49054860)



Reply Favorite

Date: June 27th, 2025 9:43 PM
Author: nubile racy antidepressant drug shrine



(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2\u0026mark_id=5310864#49055284)



Reply Favorite

Date: June 27th, 2025 6:40 PM
Author: Gaped gunner nowag

The max is $70K per year including your own $23,500 contribution (i.e., the employer can give you a "match" of up to $46,500).

Also, I assume 401(k) is being used colloquially here and that people are including IRAs too. You can put up to $70K in one of those every year.

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2\u0026mark_id=5310864#49054921)



Reply Favorite

Date: June 27th, 2025 3:22 PM
Author: Boyish out-of-control trailer park

$1.1mm in brokerage accounts, 401k's are flaem

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2\u0026mark_id=5310864#49054417)



Reply Favorite

Date: June 27th, 2025 3:28 PM
Author: carmine bat-shit-crazy university patrolman

.

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2\u0026mark_id=5310864#49054434)



Reply Favorite

Date: June 27th, 2025 3:29 PM
Author: Fiercely-loyal church building

Something like $800-900k for wife and I.

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2\u0026mark_id=5310864#49054441)



Reply Favorite

Date: June 27th, 2025 3:30 PM
Author: nubile racy antidepressant drug shrine

~$2m and it's a total waste. Also lol @ all the faggots ITT counting their wives' anything.

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2\u0026mark_id=5310864#49054448)



Reply Favorite

Date: June 27th, 2025 3:33 PM
Author: Fiercely-loyal church building

If you work in-house matching makes it a no-brainer.

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2\u0026mark_id=5310864#49054457)



Reply Favorite

Date: June 27th, 2025 3:37 PM
Author: nubile racy antidepressant drug shrine

just do take a lot of my money and shove it up the ass of some vehicle I can't access without significant tax consequences until I'm 60 because who would want to enjoy money now when they can pay thai nurses with it later to change your diapers, tp

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2\u0026mark_id=5310864#49054465)



Reply Favorite

Date: June 27th, 2025 3:43 PM
Author: Fiercely-loyal church building

1) at this point we're old as fuck so a few more decades isn't even long at this point

2) we all have tons of money to access now too

3) we would have to put away money for retirement regardless

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2\u0026mark_id=5310864#49054491)



Reply Favorite

Date: June 27th, 2025 3:43 PM
Author: nubile racy antidepressant drug shrine

I want my yacht now.

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2\u0026mark_id=5310864#49054493)



Reply Favorite

Date: June 27th, 2025 3:46 PM
Author: Fiercely-loyal church building

If what's keeping you from a yacht is your 6% 401k contribution then you can't really afford a yacht.

I suggest a boat club.

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2\u0026mark_id=5310864#49054501)



Reply Favorite

Date: June 27th, 2025 3:47 PM
Author: nubile racy antidepressant drug shrine

I have $2m in capital tied up in a vehicle I can't access for another 20 years. That's baot money bro. It's idiotic. Let me spend my money now and I can always shoot myself at 65 if needs be.

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2\u0026mark_id=5310864#49054507)



Reply Favorite

Date: June 27th, 2025 3:49 PM
Author: Fiercely-loyal church building

If that's your perspective then sure, stop contributing into 401k. However, it turns out that 65 year olds generally don't want to just killself and if they're broke end up regretting blowing it on dumb shit like a yacht.

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2\u0026mark_id=5310864#49054520)



Reply Favorite

Date: June 27th, 2025 3:52 PM
Author: erotic messiness state

You can withdraw without penalty at 55 if you retire or get fired (current employer plan only)

You can withdraw without penalty at any age if you take substantially equal periodic payments

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2\u0026mark_id=5310864#49054534)



Reply Favorite

Date: June 27th, 2025 5:32 PM
Author: crimson stag film national security agency

Why not put it in a Roth?

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2\u0026mark_id=5310864#49054770)



Reply Favorite

Date: June 27th, 2025 6:03 PM
Author: Arrogant hall

https://youtu.be/njJ41irPjTc?t=15

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2\u0026mark_id=5310864#49054824)



Reply Favorite

Date: June 27th, 2025 9:42 PM
Author: nubile racy antidepressant drug shrine

180

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2\u0026mark_id=5310864#49055282)



Reply Favorite

Date: June 27th, 2025 6:01 PM
Author: Arrogant hall

Did you know you're not required to contribute to a 401K?

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2\u0026mark_id=5310864#49054820)



Reply Favorite

Date: June 27th, 2025 9:39 PM
Author: nubile racy antidepressant drug shrine

(guy who is not a biglaw partner)

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2\u0026mark_id=5310864#49055267)



Reply Favorite

Date: June 27th, 2025 3:44 PM
Author: bateful soggy theater stage halford

$700k

Wife - $600k

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2\u0026mark_id=5310864#49054494)



Reply Favorite

Date: June 27th, 2025 3:48 PM
Author: spectacular crusty factory reset button

43yo, $900k

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2\u0026mark_id=5310864#49054510)



Reply Favorite

Date: June 27th, 2025 5:28 PM
Author: glittery address

Early 40s. ~$2.1mm

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2\u0026mark_id=5310864#49054761)



Reply Favorite

Date: June 27th, 2025 5:31 PM
Author: crimson stag film national security agency

Late 20s, 250k

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2\u0026mark_id=5310864#49054765)



Reply Favorite

Date: June 27th, 2025 9:41 PM
Author: Cerebral range

Good job , young gun

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2\u0026mark_id=5310864#49055276)



Reply Favorite

Date: June 27th, 2025 5:35 PM
Author: lilac house nibblets

lol at these responses

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2\u0026mark_id=5310864#49054786)



Reply Favorite

Date: June 27th, 2025 6:12 PM
Author: Bearded orchestra pit

go on...

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2\u0026mark_id=5310864#49054841)



Reply Favorite

Date: June 27th, 2025 5:58 PM
Author: Harsh crotch

30000k

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2\u0026mark_id=5310864#49054814)



Reply Favorite

Date: June 27th, 2025 6:15 PM
Author: razzle-dazzle community account office

$399,443.16

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2\u0026mark_id=5310864#49054855)



Reply Favorite

Date: June 27th, 2025 6:17 PM
Author: Arrogant hall

Monday is likely to be a big day for you friend

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2\u0026mark_id=5310864#49054861)



Reply Favorite

Date: June 27th, 2025 6:29 PM
Author: razzle-dazzle community account office

🤞🏻

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2\u0026mark_id=5310864#49054891)



Reply Favorite

Date: June 27th, 2025 6:33 PM
Author: Charismatic canary hospital pozpig

IDK $150Kish. But I haven't been working long.

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2\u0026mark_id=5310864#49054903)



Reply Favorite

Date: June 27th, 2025 6:45 PM
Author: heady institution milk

~$300k, which is less than I have in my normal brokerage account. And less than I have in crypto.

I've only ever put in in $6k / year, which is all my company will match.

Used to put money into an IRA separately, but stopped that a while back. I'm going to inherit 8 figures, so make more sense to stack up liquid assets now I can use to invest in real estate, private credit funds, etc.

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2\u0026mark_id=5310864#49054938)



Reply Favorite

Date: June 27th, 2025 9:58 PM
Author: internet-worthy startling affirmative action

Same.

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2\u0026mark_id=5310864#49055302)



Reply Favorite

Date: June 27th, 2025 7:03 PM
Author: hyperventilating digit ratio

350,000

Kinda sad

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2\u0026mark_id=5310864#49054964)



Reply Favorite

Date: June 27th, 2025 7:06 PM
Author: Mind-boggling library

all stock/bond investments are like 750k.

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2\u0026mark_id=5310864#49054976)



Reply Favorite

Date: June 27th, 2025 7:09 PM
Author: anal comical candlestick maker main people

$386k total.

$324k in trad, $62k in Roth

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2\u0026mark_id=5310864#49054981)



Reply Favorite

Date: June 27th, 2025 9:40 PM
Author: odious voyeur hairy legs

Zero

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2\u0026mark_id=5310864#49055273)



Reply Favorite

Date: June 27th, 2025 9:43 PM
Author: nubile racy antidepressant drug shrine

Crrrrrrrrrrrrrr

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2\u0026mark_id=5310864#49055285)



Reply Favorite

Date: June 27th, 2025 10:58 PM
Author: glittery address

For Benzo reasons or RSF reasons?

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2\u0026mark_id=5310864#49055403)



Reply Favorite

Date: June 27th, 2025 9:58 PM
Author: internet-worthy startling affirmative action

$6 million or so. I checked in January.

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2\u0026mark_id=5310864#49055301)



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Date: June 27th, 2025 10:52 PM
Author: Arrogant hall



(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2\u0026mark_id=5310864#49055392)



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Date: June 27th, 2025 10:55 PM
Author: brindle persian

I mean undoubtedly there is a balance but $6 million?

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2\u0026mark_id=5310864#49055397)



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Date: June 27th, 2025 11:05 PM
Author: gold dilemma elastic band

$0. I don’t have a 401(k).

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2\u0026mark_id=5310864#49055414)