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My 56 yo brother just told me he has zero retirement savings

He has about 200K equity in his home that he owes about 400K...
Heady Preventive Strike
  09/22/25
that is sad. gave me anxiety just reading it. lord almighty
soul-stirring wagecucks kitty cat
  09/22/25
Weird
Poppy Hairless Parlor Double Fault
  09/22/25
What types of vehicles do they drive? I picture him with a f...
infuriating bisexual gas station masturbator
  09/22/25
He drives a 2025 GMC diesel truck. It's really shiny and say...
Heady Preventive Strike
  09/22/25
Guessing they are big Israel supporters
fiercely-loyal theatre degenerate
  09/22/25
...
Saffron Histrionic Base Striped Hyena
  09/22/25
I’m not sure either could even tell you who the curren...
Heady Preventive Strike
  09/22/25
President Biden is as sharp as a tack
impertinent giraffe blood rage
  09/28/25
agree. the side of the tack you push on.
Lascivious Bossy Windowlicker
  09/28/25
...
impertinent giraffe blood rage
  09/29/25
...
Irradiated Fanboi Public Bath
  09/22/25
...
Underhanded Party Of The First Part
  09/22/25
its a story as old as recent times
Navy exhilarant plaza
  09/22/25
...
Fantasy-prone misanthropic toilet seat friendly grandma
  09/22/25
...
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  09/22/25
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Floppy Hall
  09/22/25
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Beady-eyed wrinkle
  09/22/25
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Heady Preventive Strike
  09/22/25
...
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Supple Prole
  09/22/25
...
mint dashing stead
  09/22/25
...
Underhanded Party Of The First Part
  09/22/25
...
Alcoholic immigrant
  09/22/25
Sounds very Gen X
razzmatazz jet home
  09/22/25
...
Beady-eyed wrinkle
  09/22/25
Wife and I are both Gen X, we are very frugal and will retir...
Heady Preventive Strike
  09/22/25
Double Big Fed?
Fantasy-prone misanthropic toilet seat friendly grandma
  09/22/25
Not saying, but yep
Heady Preventive Strike
  09/22/25
Good for you
Fantasy-prone misanthropic toilet seat friendly grandma
  09/22/25
Any kids?
Passionate Parlour
  09/22/25
He’s already graduated from college and doing well on ...
Heady Preventive Strike
  09/22/25
It probably will work out for him though.
Diverse henna stag film roommate
  09/22/25
Sadly yeah
fiercely-loyal theatre degenerate
  09/22/25
Tell us more about the wife's fake business
insecure ruby business firm travel guidebook
  09/22/25
She makes scented soaps that are in trendy boutique shops. I...
Heady Preventive Strike
  09/22/25
How can that lose 3k/month?
Fantasy-prone misanthropic toilet seat friendly grandma
  09/22/25
She's putting way too much scent in them
stimulating mischievous lodge
  09/22/25
...
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Copper Cowardly Institution
  09/22/25
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  09/22/25
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  09/22/25
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  09/22/25
...
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  09/22/25
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maize brethren
  09/22/25
...
Heady Preventive Strike
  09/22/25
...
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  09/22/25
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  09/22/25
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180 Dog Poop
  09/22/25
...
shivering shrine
  09/22/25
...
disgusting aromatic garrison
  09/22/25
...
Lascivious Bossy Windowlicker
  09/22/25
I think you misspelled "cents."
Garnet national messiness
  09/22/25
...
Heady Preventive Strike
  09/22/25
...
Frum death wish location
  09/26/25
...
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  09/27/25
...
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  09/28/25
...
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  09/29/25
All he has to do to maek it is pay off his house over the ne...
yellow adventurous electric furnace chad
  09/22/25
He earns about 180K a year, so, he'll probably have a decent...
Heady Preventive Strike
  09/22/25
Nothing wrong with that, brother. Or working until 76. Who c...
yellow adventurous electric furnace chad
  09/22/25
He hates his job and wants to killself daily.
Heady Preventive Strike
  09/22/25
He should work harder, save more, get that house paid off or...
yellow adventurous electric furnace chad
  09/22/25
Holy shit, this is one of the first times I've seen you say ...
Swollen partner rigor
  09/28/25
nah, before he turns 65 that shit's gonna be means tested
Indigo stain space
  09/22/25
Everyone should work to 70+. I have a 76 year old partner an...
Dark Excitant Area Mood
  09/22/25
Simmer down Shapiro
Heady Preventive Strike
  09/22/25
how is he going to pay off 400k in 14 years when he can't ev...
Beady-eyed wrinkle
  09/22/25
You seem to struggle with the idea that someone could build ...
razzmatazz jet home
  09/22/25
My net worth is on the Ascent, I'm winning the stock market ...
Beady-eyed wrinkle
  09/22/25
You should sell your Xbox for Profit. The price is ever incr...
razzmatazz jet home
  09/22/25
are you saying I should Sell High?
Beady-eyed wrinkle
  09/22/25
btw people downplay the perks of Quick Resume and Play Anywh...
Beady-eyed wrinkle
  09/22/25
He needs to pay $2,000 in principal each month, which he can...
yellow adventurous electric furnace chad
  09/22/25
Sounds like if he told his wife to close her stupid “b...
Boyish church building
  09/22/25
Yes, I agree with you. Getting the house paid off in 14 year...
yellow adventurous electric furnace chad
  09/22/25
...
mint dashing stead
  09/28/25
this is retarded, which is expected from you. his PITI is li...
Beady-eyed wrinkle
  09/22/25
Cr. It would be much better if he paid in installments, like...
Balding library
  09/22/25
At the beginning of the mortgage, you are e mostly paying in...
Dark Excitant Area Mood
  09/22/25
Honestly, this is probably TCR. I have lived frugally for ye...
laughsome lettuce heaven
  09/22/25
Why would you have several thousand per month in health care...
Beady-eyed wrinkle
  09/22/25
(dude who has never tried to buy insurance on the individual...
laughsome lettuce heaven
  09/23/25
...
Frum death wish location
  09/26/25
Leave America
Swollen partner rigor
  09/28/25
He has social security and a good paying job and will have a...
Balding library
  09/22/25
he's 56 and has a 400k balance on his mortgage. he's never p...
Beady-eyed wrinkle
  09/22/25
Once his kids are out of the house he can just downsize and ...
Balding library
  09/22/25
The $3000 a month that the "business" is losing ma...
chartreuse mental disorder resort
  09/28/25
...
disrespectful thriller athletic conference legal warrant
  09/28/25
He's going to be fine
Navy exhilarant plaza
  09/22/25
If he has a COVID-era mortgage rate, he'd be insane to pay i...
Odious Queen Of The Night
  09/22/25
For the financially retarded putting extra into your house i...
dead coffee pot
  09/22/25
This guy gets it
Fantasy-prone misanthropic toilet seat friendly grandma
  09/22/25
Raymondnomics
Beady-eyed wrinkle
  09/22/25
...
Heady Preventive Strike
  09/22/25
...
Saffron Histrionic Base Striped Hyena
  09/22/25
...
Irradiated Fanboi Public Bath
  09/22/25
...
Garnet national messiness
  09/22/25
...
180 Dog Poop
  09/22/25
...
Chrome stirring lay turdskin
  09/28/25
...
light quadroon jewess
  09/22/25
Many such cases
dead coffee pot
  09/22/25
This seems to be about the median life outcome ITE
Fantasy-prone misanthropic toilet seat friendly grandma
  09/22/25
I have a friend who just put 2200 worth of car audio into a ...
maize brethren
  09/22/25
Is it bumpin? What kind of quality does 2200 buy these days?...
Fantasy-prone misanthropic toilet seat friendly grandma
  09/22/25
Is your friend still in high school? My brother, in all h...
Heady Preventive Strike
  09/22/25
He is early 30s lol
maize brethren
  09/22/25
alpha af
spectacular autistic menage affirmative action
  09/22/25
I feel like there are more good stories about your brother, ...
180 Dog Poop
  09/22/25
He’s got a “system” for playing slots in V...
Heady Preventive Strike
  09/22/25
So why does he want to killself daily? Sounds relatively chi...
Idiotic nursing home gay wizard
  09/27/25
sounds 180, i can hear the bass 30 seconds before he shows u...
Frum death wish location
  09/26/25
who says you can't buy class
Swollen partner rigor
  09/28/25
...
Frum death wish location
  09/28/25
He's going to need at least two new trucks before he retires...
Mind-boggling Native Filthpig
  09/22/25
...
Fantasy-prone misanthropic toilet seat friendly grandma
  09/22/25
Unless you literally operate a fucking Wyoming cattle ranch,...
talented newt den
  09/22/25
There's nothing else a man can reasonably drive
Mind-boggling Native Filthpig
  09/22/25
He can haul the entire Robert Caro LBJ series from a garage ...
Racy massive toaster market
  09/22/25
...
Irradiated Fanboi Public Bath
  09/22/25
...
disgusting aromatic garrison
  09/22/25
...
Heady Preventive Strike
  09/27/25
...
out-of-control sick temple
  09/28/25
(blue city shitlib) Sorry to break this to you, city slic...
laughsome lettuce heaven
  09/23/25
Lol
onyx tattoo
  09/23/25
My cattle ranch is in Montana, do I have to return my truck
Chrome stirring lay turdskin
  09/28/25
what are your heights?
disgusting aromatic garrison
  09/22/25
He’s 6’3 and I’m 6’1
Heady Preventive Strike
  09/22/25
he has you pwned 4lyfe
disgusting aromatic garrison
  09/22/25
...
dead coffee pot
  09/22/25
Harsh, but fair
Heady Preventive Strike
  09/22/25
What's the big deal as long as they get inheritances.
Dark Excitant Area Mood
  09/22/25
If a Boomer senses that their resources are needed by a youn...
180 Dog Poop
  09/22/25
...
dead coffee pot
  09/26/25
Whatever it takes to support Israel no matter how demonic an...
Heady Preventive Strike
  09/26/25
...
charismatic private investor
  09/28/25


Poast new message in this thread



Reply Favorite

Date: September 22nd, 2025 9:26 AM
Author: Heady Preventive Strike

He has about 200K equity in his home that he owes about 400K. Lives paycheck to paycheck and has two children in high school. His wife has a fake business that loses about 3k per month and she has nothing saved for retirement and hasn't been contributing to SS for over a decade. He cashed in his 401K to purchase his current house. He and his wife both drive brand new vehicles and from outside appearances, seem to be well off.

I didn't want to dogpile on him and lightheartedly said "It'll all work out!" but, we both knew I was lying.

He was visibly upset when I said my wife and I could retire at any time.

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2\u0026mark_id=5310880#49290851)



Reply Favorite

Date: September 22nd, 2025 7:07 PM
Author: soul-stirring wagecucks kitty cat

that is sad. gave me anxiety just reading it. lord almighty

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2\u0026mark_id=5310880#49292437)



Reply Favorite

Date: September 22nd, 2025 9:28 AM
Author: Poppy Hairless Parlor Double Fault

Weird

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2\u0026mark_id=5310880#49290854)



Reply Favorite

Date: September 22nd, 2025 9:30 AM
Author: infuriating bisexual gas station masturbator

What types of vehicles do they drive? I picture him with a fully loaded F-150 and her with a luxury crossover of some kind (both leased)

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2\u0026mark_id=5310880#49290858)



Reply Favorite

Date: September 22nd, 2025 9:35 AM
Author: Heady Preventive Strike

He drives a 2025 GMC diesel truck. It's really shiny and says A4 or something. She has a new Acura SUV.

Do you know them?

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2\u0026mark_id=5310880#49290869)



Reply Favorite

Date: September 22nd, 2025 9:43 AM
Author: fiercely-loyal theatre degenerate

Guessing they are big Israel supporters

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2\u0026mark_id=5310880#49290896)



Reply Favorite

Date: September 22nd, 2025 10:42 AM
Author: Saffron Histrionic Base Striped Hyena



(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2\u0026mark_id=5310880#49290995)



Reply Favorite

Date: September 22nd, 2025 11:27 AM
Author: Heady Preventive Strike

I’m not sure either could even tell you who the current president is

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2\u0026mark_id=5310880#49291076)



Reply Favorite

Date: September 28th, 2025 1:39 AM
Author: impertinent giraffe blood rage

President Biden is as sharp as a tack

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2\u0026mark_id=5310880#49308560)



Reply Favorite

Date: September 28th, 2025 1:11 PM
Author: Lascivious Bossy Windowlicker

agree. the side of the tack you push on.

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2\u0026mark_id=5310880#49309326)



Reply Favorite

Date: September 29th, 2025 12:27 PM
Author: impertinent giraffe blood rage



(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2\u0026mark_id=5310880#49311440)



Reply Favorite

Date: September 22nd, 2025 12:52 PM
Author: Irradiated Fanboi Public Bath



(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2\u0026mark_id=5310880#49291367)



Reply Favorite

Date: September 22nd, 2025 5:11 PM
Author: Underhanded Party Of The First Part



(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2\u0026mark_id=5310880#49292142)



Reply Favorite

Date: September 22nd, 2025 9:58 AM
Author: Navy exhilarant plaza

its a story as old as recent times

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2\u0026mark_id=5310880#49290926)



Reply Favorite

Date: September 22nd, 2025 10:18 AM
Author: Fantasy-prone misanthropic toilet seat friendly grandma



(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2\u0026mark_id=5310880#49290951)



Reply Favorite

Date: September 22nd, 2025 10:20 AM
Author: infuriating bisexual gas station masturbator



(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2\u0026mark_id=5310880#49290957)



Reply Favorite

Date: September 22nd, 2025 10:37 AM
Author: Floppy Hall



(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2\u0026mark_id=5310880#49290984)



Reply Favorite

Date: September 22nd, 2025 10:49 AM
Author: Beady-eyed wrinkle



(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2\u0026mark_id=5310880#49291013)



Reply Favorite

Date: September 22nd, 2025 11:28 AM
Author: Heady Preventive Strike



(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2\u0026mark_id=5310880#49291077)



Reply Favorite

Date: September 22nd, 2025 12:52 PM
Author: Irradiated Fanboi Public Bath



(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2\u0026mark_id=5310880#49291368)



Reply Favorite

Date: September 22nd, 2025 3:39 PM
Author: Supple Prole



(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2\u0026mark_id=5310880#49291842)



Reply Favorite

Date: September 22nd, 2025 5:02 PM
Author: mint dashing stead



(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2\u0026mark_id=5310880#49292110)



Reply Favorite

Date: September 22nd, 2025 5:11 PM
Author: Underhanded Party Of The First Part



(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2\u0026mark_id=5310880#49292143)



Reply Favorite

Date: September 22nd, 2025 7:07 PM
Author: Alcoholic immigrant



(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2\u0026mark_id=5310880#49292436)



Reply Favorite

Date: September 22nd, 2025 9:30 AM
Author: razzmatazz jet home

Sounds very Gen X

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2\u0026mark_id=5310880#49290859)



Reply Favorite

Date: September 22nd, 2025 9:41 AM
Author: Beady-eyed wrinkle



(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2\u0026mark_id=5310880#49290889)



Reply Favorite

Date: September 22nd, 2025 9:46 AM
Author: Heady Preventive Strike

Wife and I are both Gen X, we are very frugal and will retire at 52 on roughly 14k per month after tax. We have no debt, a modest home that is paid off, and free health insurance until we turn 65.

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2\u0026mark_id=5310880#49290911)



Reply Favorite

Date: September 22nd, 2025 10:19 AM
Author: Fantasy-prone misanthropic toilet seat friendly grandma

Double Big Fed?

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2\u0026mark_id=5310880#49290954)



Reply Favorite

Date: September 22nd, 2025 11:28 AM
Author: Heady Preventive Strike

Not saying, but yep

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2\u0026mark_id=5310880#49291080)



Reply Favorite

Date: September 22nd, 2025 11:33 AM
Author: Fantasy-prone misanthropic toilet seat friendly grandma

Good for you

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2\u0026mark_id=5310880#49291097)



Reply Favorite

Date: September 22nd, 2025 1:22 PM
Author: Passionate Parlour

Any kids?

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2\u0026mark_id=5310880#49291483)



Reply Favorite

Date: September 22nd, 2025 4:24 PM
Author: Heady Preventive Strike

He’s already graduated from college and doing well on his own.

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2\u0026mark_id=5310880#49291988)



Reply Favorite

Date: September 22nd, 2025 9:30 AM
Author: Diverse henna stag film roommate

It probably will work out for him though.

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2\u0026mark_id=5310880#49290860)



Reply Favorite

Date: September 22nd, 2025 9:46 AM
Author: fiercely-loyal theatre degenerate

Sadly yeah

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2\u0026mark_id=5310880#49290909)



Reply Favorite

Date: September 22nd, 2025 9:32 AM
Author: insecure ruby business firm travel guidebook

Tell us more about the wife's fake business

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2\u0026mark_id=5310880#49290862)



Reply Favorite

Date: September 22nd, 2025 9:37 AM
Author: Heady Preventive Strike

She makes scented soaps that are in trendy boutique shops. I bought some out of sympathy, and the soaps were WAY to scented, and the scents were pretty bad. I ended up just keeping them in the guest bathroom.

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2\u0026mark_id=5310880#49290877)



Reply Favorite

Date: September 22nd, 2025 10:20 AM
Author: Fantasy-prone misanthropic toilet seat friendly grandma

How can that lose 3k/month?

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2\u0026mark_id=5310880#49290956)



Reply Favorite

Date: September 22nd, 2025 10:27 AM
Author: stimulating mischievous lodge

She's putting way too much scent in them

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2\u0026mark_id=5310880#49290970)



Reply Favorite

Date: September 22nd, 2025 10:31 AM
Author: khaki casino



(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2\u0026mark_id=5310880#49290975)



Reply Favorite

Date: September 22nd, 2025 10:35 AM
Author: Copper Cowardly Institution



(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2\u0026mark_id=5310880#49290980)



Reply Favorite

Date: September 22nd, 2025 10:42 AM
Author: Saffron Histrionic Base Striped Hyena



(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2\u0026mark_id=5310880#49290998)



Reply Favorite

Date: September 22nd, 2025 10:49 AM
Author: dead coffee pot



(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2\u0026mark_id=5310880#49291011)



Reply Favorite

Date: September 22nd, 2025 10:51 AM
Author: vibrant cheese-eating rehab



(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2\u0026mark_id=5310880#49291016)



Reply Favorite

Date: September 22nd, 2025 10:53 AM
Author: drunken up-to-no-good elastic band forum



(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2\u0026mark_id=5310880#49291023)



Reply Favorite

Date: September 22nd, 2025 11:13 AM
Author: maize brethren



(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2\u0026mark_id=5310880#49291054)



Reply Favorite

Date: September 22nd, 2025 11:27 AM
Author: Heady Preventive Strike



(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2\u0026mark_id=5310880#49291074)



Reply Favorite

Date: September 22nd, 2025 12:52 PM
Author: Irradiated Fanboi Public Bath



(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2\u0026mark_id=5310880#49291372)



Reply Favorite

Date: September 22nd, 2025 12:56 PM
Author: Unholy cerebral church



(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2\u0026mark_id=5310880#49291399)



Reply Favorite

Date: September 22nd, 2025 1:25 PM
Author: 180 Dog Poop



(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2\u0026mark_id=5310880#49291495)



Reply Favorite

Date: September 22nd, 2025 4:20 PM
Author: shivering shrine



(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2\u0026mark_id=5310880#49291968)



Reply Favorite

Date: September 22nd, 2025 4:22 PM
Author: disgusting aromatic garrison



(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2\u0026mark_id=5310880#49291973)



Reply Favorite

Date: September 22nd, 2025 4:41 PM
Author: Lascivious Bossy Windowlicker



(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2\u0026mark_id=5310880#49292032)



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Date: September 22nd, 2025 7:03 PM
Author: Garnet national messiness

I think you misspelled "cents."

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2\u0026mark_id=5310880#49292431)



Reply Favorite

Date: September 22nd, 2025 11:37 PM
Author: Heady Preventive Strike



(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2\u0026mark_id=5310880#49293056)



Reply Favorite

Date: September 26th, 2025 1:39 PM
Author: Frum death wish location



(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2\u0026mark_id=5310880#49305213)



Reply Favorite

Date: September 27th, 2025 6:43 PM
Author: Idiotic nursing home gay wizard



(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2\u0026mark_id=5310880#49308038)



Reply Favorite

Date: September 28th, 2025 1:58 PM
Author: startling titillating range



(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2\u0026mark_id=5310880#49309440)



Reply Favorite

Date: September 29th, 2025 12:42 PM
Author: Claret filthy potus



(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2\u0026mark_id=5310880#49311477)



Reply Favorite

Date: September 22nd, 2025 9:36 AM
Author: yellow adventurous electric furnace chad

All he has to do to maek it is pay off his house over the next 14 years, get his wife to quit the loser job, and save like $50,000 of cash. Then he can live off of social security and spousal benefit for ever and never run out of money.

Saving for retirement is a YUGE scam. None of that money ever gets used for anything useful.

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2\u0026mark_id=5310880#49290872)



Reply Favorite

Date: September 22nd, 2025 9:38 AM
Author: Heady Preventive Strike

He earns about 180K a year, so, he'll probably have a decent SS check. But he'll be working till he's 70.

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2\u0026mark_id=5310880#49290880)



Reply Favorite

Date: September 22nd, 2025 9:38 AM
Author: yellow adventurous electric furnace chad

Nothing wrong with that, brother. Or working until 76. Who cares?

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2\u0026mark_id=5310880#49290882)



Reply Favorite

Date: September 22nd, 2025 9:39 AM
Author: Heady Preventive Strike

He hates his job and wants to killself daily.

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2\u0026mark_id=5310880#49290886)



Reply Favorite

Date: September 22nd, 2025 9:42 AM
Author: yellow adventurous electric furnace chad

He should work harder, save more, get that house paid off or move somewhere he can afford, drop the anchor wife, and find Christ.

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2\u0026mark_id=5310880#49290894)



Reply Favorite

Date: September 28th, 2025 8:29 AM
Author: Swollen partner rigor

Holy shit, this is one of the first times I've seen you say anything remotely right. Don't forget about either sticking her with the kids or manning up and being an actual father

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2\u0026mark_id=5310880#49308717)



Reply Favorite

Date: September 22nd, 2025 11:39 AM
Author: Indigo stain space

nah, before he turns 65 that shit's gonna be means tested

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2\u0026mark_id=5310880#49291118)



Reply Favorite

Date: September 22nd, 2025 7:38 PM
Author: Dark Excitant Area Mood

Everyone should work to 70+. I have a 76 year old partner and he loves litigating.

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2\u0026mark_id=5310880#49292529)



Reply Favorite

Date: September 22nd, 2025 11:37 PM
Author: Heady Preventive Strike

Simmer down Shapiro

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2\u0026mark_id=5310880#49293057)



Reply Favorite

Date: September 22nd, 2025 9:39 AM
Author: Beady-eyed wrinkle

how is he going to pay off 400k in 14 years when he can't even save for retirement.

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2\u0026mark_id=5310880#49290887)



Reply Favorite

Date: September 22nd, 2025 9:41 AM
Author: razzmatazz jet home

You seem to struggle with the idea that someone could build net worth rather than Descending.

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2\u0026mark_id=5310880#49290890)



Reply Favorite

Date: September 22nd, 2025 9:43 AM
Author: Beady-eyed wrinkle

My net worth is on the Ascent, I'm winning the stock market and you are Priced Out of Switch 2 ffs. Respect your betters.

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2\u0026mark_id=5310880#49290898)



Reply Favorite

Date: September 22nd, 2025 12:55 PM
Author: razzmatazz jet home

You should sell your Xbox for Profit. The price is ever increasing fo No Reason

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2\u0026mark_id=5310880#49291391)



Reply Favorite

Date: September 22nd, 2025 12:58 PM
Author: Beady-eyed wrinkle

are you saying I should Sell High?

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2\u0026mark_id=5310880#49291407)



Reply Favorite

Date: September 22nd, 2025 1:00 PM
Author: Beady-eyed wrinkle

btw people downplay the perks of Quick Resume and Play Anywhere imo. these are supreme conveniences that really keep the Console relevant.

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2\u0026mark_id=5310880#49291419)



Reply Favorite

Date: September 22nd, 2025 9:42 AM
Author: yellow adventurous electric furnace chad

He needs to pay $2,000 in principal each month, which he can do on $180k.

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2\u0026mark_id=5310880#49290893)



Reply Favorite

Date: September 22nd, 2025 9:46 AM
Author: Boyish church building

Sounds like if he told his wife to close her stupid “business” he could pay $3k per month in principal and not degrade their lifestyle.

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2\u0026mark_id=5310880#49290908)



Reply Favorite

Date: September 22nd, 2025 9:49 AM
Author: yellow adventurous electric furnace chad

Yes, I agree with you. Getting the house paid off in 14 years is not that difficult. But he needs to keep working and start TRYING.

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2\u0026mark_id=5310880#49290919)



Reply Favorite

Date: September 28th, 2025 12:09 AM
Author: mint dashing stead



(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2\u0026mark_id=5310880#49308508)



Reply Favorite

Date: September 22nd, 2025 9:50 AM
Author: Beady-eyed wrinkle

this is retarded, which is expected from you. his PITI is likely already $2-3000k. They are Gen X idiots so they probably have lots of other expenses so they can appear Middle Class to their stupid peers, and two high school age kids according to OP.

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2\u0026mark_id=5310880#49290921)



Reply Favorite

Date: September 22nd, 2025 9:44 AM
Author: Balding library

Cr. It would be much better if he paid in installments, like a couple thousand every month. I don't have a mortgage for the same reason, can't afford the one-time payback of all principal and interest at once.

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2\u0026mark_id=5310880#49290903)



Reply Favorite

Date: September 22nd, 2025 7:40 PM
Author: Dark Excitant Area Mood

At the beginning of the mortgage, you are e mostly paying interest. At the end you are mostly paying principal.

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2\u0026mark_id=5310880#49292535)



Reply Favorite

Date: September 22nd, 2025 11:34 AM
Author: laughsome lettuce heaven

Honestly, this is probably TCR. I have lived frugally for years and maxed out my retirement accounts since age 24. I have a current net worth of around $2.5 million. My advisor tells me I could retire comfortably by age 57-58, and I most likely wouldn't run out of money if I retired at 52.

But those projections assumed that my spending remains the same. Realistically, if I quit my job before the wife and I are eligible for Medicare, I am paying at least several thousand per month in health care costs, making early retirement impossible. So basically I am working until a minimum of age 65 no matter what. And what does a lifetime of living frugally get for me? More money at age 65 when I'll be too old to do anything fun anyway. Some days I want to say "Fuck it," set all my retirement contributions to $0, and finally buy a sweet ass car and some nice vacations. But I'm too much of a beta cuck to every actually do that.

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2\u0026mark_id=5310880#49291102)



Reply Favorite

Date: September 22nd, 2025 11:36 AM
Author: Beady-eyed wrinkle

Why would you have several thousand per month in health care costs? Are you ruinously obese like disco fries?

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2\u0026mark_id=5310880#49291106)



Reply Favorite

Date: September 23rd, 2025 12:31 AM
Author: laughsome lettuce heaven

(dude who has never tried to buy insurance on the individual market)

For a couple in our 50's/60's, we would be paying $1,000-$2,000 per month in premiums alone. And for premiums that "low," we would have a deductible that is at least in the $20k-$30k range, so all of my wife's medications (she is diabetic and has a couple other chronic health conditions) would be paid out of pocket. So yeah, my guess is that we would be paying a minimum of $3,000-$4,000 per month until at least my wife is on Medicare.

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2\u0026mark_id=5310880#49293167)



Reply Favorite

Date: September 26th, 2025 1:40 PM
Author: Frum death wish location



(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2\u0026mark_id=5310880#49305216)



Reply Favorite

Date: September 28th, 2025 8:33 AM
Author: Swollen partner rigor

Leave America

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2\u0026mark_id=5310880#49308723)



Reply Favorite

Date: September 22nd, 2025 9:42 AM
Author: Balding library

He has social security and a good paying job and will have a paid off house eventually. The worst thing for him to do is spend his last 25-30 years of life panicking about money. Though I would stop the bleeding with the business. Just scale it back to lose $500 a month or so. $3000 is way too much.

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2\u0026mark_id=5310880#49290895)



Reply Favorite

Date: September 22nd, 2025 9:44 AM
Author: Beady-eyed wrinkle

he's 56 and has a 400k balance on his mortgage. he's never paying it off. plus he's Gen X.

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2\u0026mark_id=5310880#49290901)



Reply Favorite

Date: September 22nd, 2025 9:45 AM
Author: Balding library

Once his kids are out of the house he can just downsize and bam! its paid off.

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2\u0026mark_id=5310880#49290906)



Reply Favorite

Date: September 28th, 2025 12:32 AM
Author: chartreuse mental disorder resort

The $3000 a month that the "business" is losing may actually be lifestyle spending by the wife that is essentially laundered through the business.

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2\u0026mark_id=5310880#49308521)



Reply Favorite

Date: September 28th, 2025 1:58 PM
Author: disrespectful thriller athletic conference legal warrant



(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2\u0026mark_id=5310880#49309435)



Reply Favorite

Date: September 22nd, 2025 9:58 AM
Author: Navy exhilarant plaza

He's going to be fine

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2\u0026mark_id=5310880#49290925)



Reply Favorite

Date: September 22nd, 2025 10:41 AM
Author: Odious Queen Of The Night

If he has a COVID-era mortgage rate, he'd be insane to pay it off

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2\u0026mark_id=5310880#49290992)



Reply Favorite

Date: September 22nd, 2025 10:50 AM
Author: dead coffee pot

For the financially retarded putting extra into your house is a good decision. The opportunity cost is not vs The Market. It’s vs buying a new truck.

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2\u0026mark_id=5310880#49291014)



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Date: September 22nd, 2025 10:51 AM
Author: Fantasy-prone misanthropic toilet seat friendly grandma

This guy gets it

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2\u0026mark_id=5310880#49291017)



Reply Favorite

Date: September 22nd, 2025 10:53 AM
Author: Beady-eyed wrinkle

Raymondnomics

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2\u0026mark_id=5310880#49291024)



Reply Favorite

Date: September 22nd, 2025 11:29 AM
Author: Heady Preventive Strike



(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2\u0026mark_id=5310880#49291083)



Reply Favorite

Date: September 22nd, 2025 11:46 AM
Author: Saffron Histrionic Base Striped Hyena



(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2\u0026mark_id=5310880#49291132)



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Date: September 22nd, 2025 12:53 PM
Author: Irradiated Fanboi Public Bath



(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2\u0026mark_id=5310880#49291374)



Reply Favorite

Date: September 22nd, 2025 12:53 PM
Author: Garnet national messiness



(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2\u0026mark_id=5310880#49291380)



Reply Favorite

Date: September 22nd, 2025 1:26 PM
Author: 180 Dog Poop



(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2\u0026mark_id=5310880#49291500)



Reply Favorite

Date: September 28th, 2025 2:24 PM
Author: Chrome stirring lay turdskin



(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2\u0026mark_id=5310880#49309504)



Reply Favorite

Date: September 22nd, 2025 10:43 AM
Author: light quadroon jewess



(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2\u0026mark_id=5310880#49291001)



Reply Favorite

Date: September 22nd, 2025 10:48 AM
Author: dead coffee pot

Many such cases

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2\u0026mark_id=5310880#49291009)



Reply Favorite

Date: September 22nd, 2025 10:50 AM
Author: Fantasy-prone misanthropic toilet seat friendly grandma

This seems to be about the median life outcome ITE

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2\u0026mark_id=5310880#49291015)



Reply Favorite

Date: September 22nd, 2025 11:06 AM
Author: maize brethren

I have a friend who just put 2200 worth of car audio into a 2008 camry

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2\u0026mark_id=5310880#49291045)



Reply Favorite

Date: September 22nd, 2025 11:19 AM
Author: Fantasy-prone misanthropic toilet seat friendly grandma

Is it bumpin? What kind of quality does 2200 buy these days? I admit I'm a little out of the loop

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2\u0026mark_id=5310880#49291060)



Reply Favorite

Date: September 22nd, 2025 11:30 AM
Author: Heady Preventive Strike

Is your friend still in high school?

My brother, in all his wisdom, didn’t like the stock wheels on his truck, so he spent $3,000 on new wheels that look significantly worse than the stock wheels.

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2\u0026mark_id=5310880#49291086)



Reply Favorite

Date: September 22nd, 2025 11:42 AM
Author: maize brethren

He is early 30s lol

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2\u0026mark_id=5310880#49291125)



Reply Favorite

Date: September 22nd, 2025 11:59 AM
Author: spectacular autistic menage affirmative action

alpha af

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2\u0026mark_id=5310880#49291167)



Reply Favorite

Date: September 22nd, 2025 1:27 PM
Author: 180 Dog Poop

I feel like there are more good stories about your brother, especially his financial decision making. Do share!

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2\u0026mark_id=5310880#49291503)



Reply Favorite

Date: September 22nd, 2025 4:16 PM
Author: Heady Preventive Strike

He’s got a “system” for playing slots in Vegas that maximizes his player points and hasn’t failed him yet. He keeps trying to convince me to just go with him one weekend to prove it. All his hotel and food gets comped. He’s pissed I don’t believe him, for starters.

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2\u0026mark_id=5310880#49291952)



Reply Favorite

Date: September 27th, 2025 6:47 PM
Author: Idiotic nursing home gay wizard

So why does he want to killself daily? Sounds relatively chill otherwise

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2\u0026mark_id=5310880#49308045)



Reply Favorite

Date: September 26th, 2025 1:41 PM
Author: Frum death wish location

sounds 180, i can hear the bass 30 seconds before he shows up

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2\u0026mark_id=5310880#49305221)



Reply Favorite

Date: September 28th, 2025 8:35 AM
Author: Swollen partner rigor

who says you can't buy class

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2\u0026mark_id=5310880#49308733)



Reply Favorite

Date: September 28th, 2025 2:23 PM
Author: Frum death wish location



(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2\u0026mark_id=5310880#49309502)



Reply Favorite

Date: September 22nd, 2025 1:17 PM
Author: Mind-boggling Native Filthpig

He's going to need at least two new trucks before he retires, which will make saving more difficult

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2\u0026mark_id=5310880#49291472)



Reply Favorite

Date: September 22nd, 2025 1:27 PM
Author: Fantasy-prone misanthropic toilet seat friendly grandma



(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2\u0026mark_id=5310880#49291502)



Reply Favorite

Date: September 22nd, 2025 1:57 PM
Author: talented newt den

Unless you literally operate a fucking Wyoming cattle ranch, you don't need a truck. I keep telling people this.

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2\u0026mark_id=5310880#49291599)



Reply Favorite

Date: September 22nd, 2025 1:59 PM
Author: Mind-boggling Native Filthpig

There's nothing else a man can reasonably drive

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2\u0026mark_id=5310880#49291606)



Reply Favorite

Date: September 22nd, 2025 2:08 PM
Author: Racy massive toaster market

He can haul the entire Robert Caro LBJ series from a garage sale in the bed of his pickup truck.

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2\u0026mark_id=5310880#49291630)



Reply Favorite

Date: September 22nd, 2025 3:52 PM
Author: Irradiated Fanboi Public Bath



(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2\u0026mark_id=5310880#49291884)



Reply Favorite

Date: September 22nd, 2025 4:22 PM
Author: disgusting aromatic garrison



(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2\u0026mark_id=5310880#49291975)



Reply Favorite

Date: September 27th, 2025 6:31 PM
Author: Heady Preventive Strike



(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2\u0026mark_id=5310880#49308023)



Reply Favorite

Date: September 28th, 2025 8:34 AM
Author: out-of-control sick temple



(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2\u0026mark_id=5310880#49308727)



Reply Favorite

Date: September 23rd, 2025 12:34 AM
Author: laughsome lettuce heaven

(blue city shitlib)

Sorry to break this to you, city slicker, but if you don't live in a shitlib metropolis, you do need a truck unless you want to die a virgin. LJL at picking up your date in a Camry.

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2\u0026mark_id=5310880#49293179)



Reply Favorite

Date: September 23rd, 2025 12:53 AM
Author: onyx tattoo

Lol

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2\u0026mark_id=5310880#49293201)



Reply Favorite

Date: September 28th, 2025 2:25 PM
Author: Chrome stirring lay turdskin

My cattle ranch is in Montana, do I have to return my truck

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2\u0026mark_id=5310880#49309505)



Reply Favorite

Date: September 22nd, 2025 4:23 PM
Author: disgusting aromatic garrison

what are your heights?

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2\u0026mark_id=5310880#49291980)



Reply Favorite

Date: September 22nd, 2025 4:31 PM
Author: Heady Preventive Strike

He’s 6’3 and I’m 6’1

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2\u0026mark_id=5310880#49292009)



Reply Favorite

Date: September 22nd, 2025 4:40 PM
Author: disgusting aromatic garrison

he has you pwned 4lyfe

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2\u0026mark_id=5310880#49292028)



Reply Favorite

Date: September 22nd, 2025 7:16 PM
Author: dead coffee pot



(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2\u0026mark_id=5310880#49292464)



Reply Favorite

Date: September 22nd, 2025 11:38 PM
Author: Heady Preventive Strike

Harsh, but fair

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2\u0026mark_id=5310880#49293059)



Reply Favorite

Date: September 22nd, 2025 7:37 PM
Author: Dark Excitant Area Mood

What's the big deal as long as they get inheritances.

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2\u0026mark_id=5310880#49292524)



Reply Favorite

Date: September 22nd, 2025 7:54 PM
Author: 180 Dog Poop

If a Boomer senses that their resources are needed by a younger generation then their deep evolutionary instincts activate, causing them to cling to life until age 115, even long after cancer has wracked their bodies and dementia has robbed them of their minds. The will to Boom is eternal

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2\u0026mark_id=5310880#49292566)



Reply Favorite

Date: September 26th, 2025 1:06 PM
Author: dead coffee pot



(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2\u0026mark_id=5310880#49305085)



Reply Favorite

Date: September 26th, 2025 1:37 PM
Author: Heady Preventive Strike

Whatever it takes to support Israel no matter how demonic and evil the bloodsucking kikes present, as long as they leave nothing to their genetic heirs.

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2\u0026mark_id=5310880#49305208)



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Date: September 28th, 2025 8:50 AM
Author: charismatic private investor



(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2\u0026mark_id=5310880#49308752)