\
  The most prestigious law school admissions discussion board in the world.
BackRefresh Options Favorite

Paid down the last $7k of my student loans. Officially debt free. Now wat.

It was a 2.75% rate but I just wanted that stupid payment to...
Opaque comical step-uncle's house
  12/14/25
Congrats on paying off ur absolute lowest cost liability
Buck-toothed poppy base
  12/14/25
I have enough money that the $200 it cost me to pay it off e...
Opaque comical step-uncle's house
  12/14/25
Cr people spend that much on a bottle of booze. Do what make...
Chestnut useless brakes
  12/15/25
u sound mad
flushed histrionic really tough guy
  12/14/25
go to grad school
arousing wine range dragon
  12/14/25
...
glittery stage
  12/14/25
Post bacc MD cr?
Opaque comical step-uncle's house
  12/15/25
yeah you gotta be careful though. some are better than other...
arousing wine range dragon
  12/15/25
time for you to pay off mine
Red Library Associate
  12/15/25
180 You are as free as possible now. Don't listen to anyo...
Sable crusty half-breed affirmative action
  12/15/25
...
flushed histrionic really tough guy
  12/15/25
...
Mind-boggling ungodly office marketing idea
  12/15/25
nah there still has to be a mortgage and divorce paid off b...
arousing wine range dragon
  12/15/25
I have zero debt, I love my freedom.
Sable crusty half-breed affirmative action
  12/15/25
...
Useless personal credit line
  12/15/25
you won this gen
fluffy antidepressant drug location
  12/15/25
Congrats, brother. I've got about $400,000 in debt and it ha...
Thriller Ruddy Property New Version
  12/15/25
current weight?
dead honey-headed spot toaster
  12/15/25
372 or so. It's been a rough holiday season.
Thriller Ruddy Property New Version
  12/15/25
what are some things that have happened to you that forced y...
underhanded box office
  12/15/25
Unrelenting stress. Lack of sunshine. I've just been a mess ...
Thriller Ruddy Property New Version
  12/15/25
how did you get $400k in debt? what are your plans to pay it...
talented brass community account
  12/15/25
how much was the original loan balance and how much (((inter...
talented brass community account
  12/15/25
Original debt was about 25k. This was a loan from 1999 (lmao...
Opaque comical step-uncle's house
  12/15/25
I want to stab you
cobalt church building
  12/15/25
Being echo gen x has its privileges
Opaque comical step-uncle's house
  12/15/25
hookers and blow? pretty much whatever you want
Buff exciting station mexican
  12/15/25
I have 5k in debt, would you help me out, not flame taking ...
purple contagious cumskin indian lodge
  12/15/25
Where the fuck did you get 2.75% interest student loans?
Alcoholic therapy
  12/15/25
Around 2007 and 2008, there were some great rates.
Navy Generalized Bond Lay
  12/15/25
This is a loan from FUCKING NINETEEN NINETY NINE IM OLD
Opaque comical step-uncle's house
  12/15/25
Undergrad?
Navy Generalized Bond Lay
  12/16/25
...
Sable crusty half-breed affirmative action
  12/16/25
I have a loan that's exactly half that -- 1.375% with the au...
Navy Generalized Bond Lay
  12/15/25
If you told me right now that you'd give me x dollars at 1.3...
Alcoholic therapy
  12/15/25
two girls, same time
slate slimy market
  12/15/25
borrow more money from jews asap
rusted nibblets
  12/15/25
Uncle Sam is a goy, shitlib
Opaque comical step-uncle's house
  12/15/25
who benefits? COHEN BENEFITS!
rusted nibblets
  12/15/25


Poast new message in this thread



Reply Favorite

Date: December 14th, 2025 11:16 PM
Author: Opaque comical step-uncle's house

It was a 2.75% rate but I just wanted that stupid payment to stop showing up in my finance app before it was due to finish being paid off in 2029.

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2\u0026mark_id=5310880#49510173)



Reply Favorite

Date: December 14th, 2025 11:18 PM
Author: Buck-toothed poppy base

Congrats on paying off ur absolute lowest cost liability

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2\u0026mark_id=5310880#49510176)



Reply Favorite

Date: December 14th, 2025 11:53 PM
Author: Opaque comical step-uncle's house

I have enough money that the $200 it cost me to pay it off early was not worth the mind space

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2\u0026mark_id=5310880#49510246)



Reply Favorite

Date: December 15th, 2025 11:00 AM
Author: Chestnut useless brakes

Cr people spend that much on a bottle of booze. Do what makes you happy. We’re all going to die

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2\u0026mark_id=5310880#49510957)



Reply Favorite

Date: December 14th, 2025 11:56 PM
Author: flushed histrionic really tough guy

u sound mad

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2\u0026mark_id=5310880#49510252)



Reply Favorite

Date: December 14th, 2025 11:55 PM
Author: arousing wine range dragon

go to grad school

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2\u0026mark_id=5310880#49510250)



Reply Favorite

Date: December 14th, 2025 11:57 PM
Author: glittery stage



(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2\u0026mark_id=5310880#49510253)



Reply Favorite

Date: December 15th, 2025 12:00 AM
Author: Opaque comical step-uncle's house

Post bacc MD cr?

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2\u0026mark_id=5310880#49510256)



Reply Favorite

Date: December 15th, 2025 12:05 AM
Author: arousing wine range dragon

yeah you gotta be careful though. some are better than others for md/mph admissions.

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2\u0026mark_id=5310880#49510265)



Reply Favorite

Date: December 15th, 2025 12:06 AM
Author: Red Library Associate

time for you to pay off mine

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2\u0026mark_id=5310880#49510267)



Reply Favorite

Date: December 15th, 2025 12:06 AM
Author: Sable crusty half-breed affirmative action

180

You are as free as possible now. Don't listen to anyone that tells you it's retarded to pay off low interest debt.

Unshackle dem iron chainz

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2\u0026mark_id=5310880#49510270)



Reply Favorite

Date: December 15th, 2025 12:11 AM
Author: flushed histrionic really tough guy



(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2\u0026mark_id=5310880#49510282)



Reply Favorite

Date: December 15th, 2025 12:16 AM
Author: Mind-boggling ungodly office marketing idea



(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2\u0026mark_id=5310880#49510293)



Reply Favorite

Date: December 15th, 2025 12:17 AM
Author: arousing wine range dragon

nah there still has to be a mortgage and divorce paid off before youre truly free like tom brady.

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2\u0026mark_id=5310880#49510294)



Reply Favorite

Date: December 15th, 2025 12:28 AM
Author: Sable crusty half-breed affirmative action

I have zero debt, I love my freedom.

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2\u0026mark_id=5310880#49510314)



Reply Favorite

Date: December 15th, 2025 10:56 AM
Author: Useless personal credit line



(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2\u0026mark_id=5310880#49510933)



Reply Favorite

Date: December 15th, 2025 12:15 AM
Author: fluffy antidepressant drug location

you won this gen

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2\u0026mark_id=5310880#49510292)



Reply Favorite

Date: December 15th, 2025 10:58 AM
Author: Thriller Ruddy Property New Version

Congrats, brother. I've got about $400,000 in debt and it hangs from my neck and is a tremendous burden.

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2\u0026mark_id=5310880#49510945)



Reply Favorite

Date: December 15th, 2025 11:01 AM
Author: dead honey-headed spot toaster

current weight?

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2\u0026mark_id=5310880#49510960)



Reply Favorite

Date: December 15th, 2025 11:02 AM
Author: Thriller Ruddy Property New Version

372 or so. It's been a rough holiday season.

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2\u0026mark_id=5310880#49510964)



Reply Favorite

Date: December 15th, 2025 11:11 AM
Author: underhanded box office

what are some things that have happened to you that forced your weight to gain

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2\u0026mark_id=5310880#49510978)



Reply Favorite

Date: December 15th, 2025 11:39 AM
Author: Thriller Ruddy Property New Version

Unrelenting stress. Lack of sunshine. I've just been a mess lately.

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2\u0026mark_id=5310880#49511046)



Reply Favorite

Date: December 15th, 2025 11:55 AM
Author: talented brass community account

how did you get $400k in debt? what are your plans to pay it back

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2\u0026mark_id=5310880#49511088)



Reply Favorite

Date: December 15th, 2025 11:25 AM
Author: talented brass community account

how much was the original loan balance and how much (((interest and fees))) did you end up paying over the repayment period

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2\u0026mark_id=5310880#49511013)



Reply Favorite

Date: December 15th, 2025 9:03 PM
Author: Opaque comical step-uncle's house

Original debt was about 25k. This was a loan from 1999 (lmao) - I went to a state school where the all in yearly out of state price was about 25k. I think the total amount paid in excess of principal was only about 10k. I was in school from 1999 to 2004 and then from 2007 to 2010. So only about 18 years of interest accrued.

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2\u0026mark_id=5310880#49512535)



Reply Favorite

Date: December 15th, 2025 9:07 PM
Author: cobalt church building

I want to stab you

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2\u0026mark_id=5310880#49512550)



Reply Favorite

Date: December 15th, 2025 9:08 PM
Author: Opaque comical step-uncle's house

Being echo gen x has its privileges

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2\u0026mark_id=5310880#49512555)



Reply Favorite

Date: December 15th, 2025 11:56 AM
Author: Buff exciting station mexican

hookers and blow? pretty much whatever you want

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2\u0026mark_id=5310880#49511090)



Reply Favorite

Date: December 15th, 2025 11:58 AM
Author: purple contagious cumskin indian lodge

I have 5k in debt, would you help me out, not flame

taking ETH 0xA481F00EDb59FA2CA3ba27F7BcA090529a686a3D



(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2\u0026mark_id=5310880#49511096)



Reply Favorite

Date: December 15th, 2025 12:30 PM
Author: Alcoholic therapy

Where the fuck did you get 2.75% interest student loans?

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2\u0026mark_id=5310880#49511166)



Reply Favorite

Date: December 15th, 2025 12:30 PM
Author: Navy Generalized Bond Lay

Around 2007 and 2008, there were some great rates.

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2\u0026mark_id=5310880#49511170)



Reply Favorite

Date: December 15th, 2025 9:03 PM
Author: Opaque comical step-uncle's house

This is a loan from FUCKING NINETEEN NINETY NINE

IM OLD

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2\u0026mark_id=5310880#49512536)



Reply Favorite

Date: December 16th, 2025 2:01 AM
Author: Navy Generalized Bond Lay

Undergrad?

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2\u0026mark_id=5310880#49512977)



Reply Favorite

Date: December 16th, 2025 2:04 AM
Author: Sable crusty half-breed affirmative action



(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2\u0026mark_id=5310880#49512982)



Reply Favorite

Date: December 15th, 2025 12:30 PM
Author: Navy Generalized Bond Lay

I have a loan that's exactly half that -- 1.375% with the autopay discount.

I ain't paying a day early. Let that debt ride, baby!

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2\u0026mark_id=5310880#49511167)



Reply Favorite

Date: December 15th, 2025 4:39 PM
Author: Alcoholic therapy

If you told me right now that you'd give me x dollars at 1.375% interest, I'd say yes--basically no matter what amount x is.

Maybe that's a powergoy mentality, but I just lived through 4 years of joe biden.

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2\u0026mark_id=5310880#49511840)



Reply Favorite

Date: December 15th, 2025 9:10 PM
Author: slate slimy market

two girls, same time

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2\u0026mark_id=5310880#49512566)



Reply Favorite

Date: December 15th, 2025 9:12 PM
Author: rusted nibblets

borrow more money from jews asap

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2\u0026mark_id=5310880#49512570)



Reply Favorite

Date: December 15th, 2025 9:13 PM
Author: Opaque comical step-uncle's house

Uncle Sam is a goy, shitlib

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2\u0026mark_id=5310880#49512578)



Reply Favorite

Date: December 15th, 2025 9:16 PM
Author: rusted nibblets

who benefits? COHEN BENEFITS!

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2\u0026mark_id=5310880#49512587)