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irl goy here, what's the reason *not* to use Klarna?
| big-titted lettuce gas station | 12/04/25 |
| Big Self-absorbed Site New Version | 12/04/25 |
| big-titted lettuce gas station | 12/04/25 |
| Ruby School Cafeteria Striped Hyena | 12/04/25 |
| Jet-lagged Twinkling Uncleanness | 12/04/25 |
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| nudist vigorous dingle berry | 12/04/25 |
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| Dashing senate | 12/04/25 |
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| big-titted lettuce gas station | 12/04/25 |
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| big-titted lettuce gas station | 12/04/25 |
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| big-titted lettuce gas station | 12/04/25 |
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Poast new message in this thread
Date: December 4th, 2025 10:53 AM Author: big-titted lettuce gas station I was buying a "towel warmer" online for my wife(also goy) and the "4 easy payments" Klarna ad popped up. It's the exact same price either way. So what is the catch - is it just that they gather detailed shopping info and send you ads? get to look at your credit report ? Or are they hoping you will miss a payment and hit you with some 99% apr upcharge? |
Date: December 4th, 2025 10:58 AM Author: Big Self-absorbed Site New Version there’s zero downside and they make absolutely no money at all providing that service (http://www.autoadmit.com/thread.php?thread_id=5806132&forum_id=2\u0026mark_id=5310893",#49482999) |
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Date: December 4th, 2025 11:00 AM Author: big-titted lettuce gas station is this some uber 2017 zirp VC cash thing (http://www.autoadmit.com/thread.php?thread_id=5806132&forum_id=2\u0026mark_id=5310893",#49483005) |
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Date: December 4th, 2025 11:01 AM Author: Ruby School Cafeteria Striped Hyena https://s205.q4cdn.com/644747736/files/doc_financials/2025/q3/Q3-2025-Earnings-Release.pdf (http://www.autoadmit.com/thread.php?thread_id=5806132&forum_id=2\u0026mark_id=5310893",#49483007) |
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Date: December 4th, 2025 12:03 PM Author: Jet-lagged Twinkling Uncleanness (http://www.autoadmit.com/thread.php?thread_id=5806132&forum_id=2\u0026mark_id=5310893",#49483228) |
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Date: December 4th, 2025 11:00 AM Author: arousing bbw hominid they charge the retailer a %. it's the same thing with stores that used to offer 0% APR but instead of having a separate financing plan at every retailer these guys are trying to create a centralized system for retailer-funded low APR financing. that's why different retailers have different options.
it is a no brainer, but like most of these things it's a prole goy honeypot. people with money aren't going to worry about 0% APR on a couple hundred bucks. it's free money but not enough to care. meanwhile prole goys are gonna go ham and have trouble getting out from under it.
seeing klarna pop up as an option for mcdonalds purchases is giving me flashbacks of "no payments for 6 months!" interest only mortgages on 2007. |
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Date: December 4th, 2025 11:26 AM Author: Turquoise state toilet seat What if they repossess my bluetooth speaker (http://www.autoadmit.com/thread.php?thread_id=5806132&forum_id=2\u0026mark_id=5310893",#49483081) |
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Date: December 4th, 2025 11:33 AM Author: arousing bbw hominid ESPECIALLY your bluetooth speaker (http://www.autoadmit.com/thread.php?thread_id=5806132&forum_id=2\u0026mark_id=5310893",#49483109) |
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Date: December 4th, 2025 11:10 AM Author: nudist vigorous dingle berry A girl in my class is underwater on some McNuggets not flame (http://www.autoadmit.com/thread.php?thread_id=5806132&forum_id=2\u0026mark_id=5310893",#49483020) |
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Date: December 4th, 2025 11:34 AM Author: Copper Offensive Selfie you should provide her a "bailout" (http://www.autoadmit.com/thread.php?thread_id=5806132&forum_id=2\u0026mark_id=5310893",#49483113) |
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Date: December 4th, 2025 3:54 PM Author: impressive shrine My sous vide! (http://www.autoadmit.com/thread.php?thread_id=5806132&forum_id=2\u0026mark_id=5310893",#49483996) |
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Date: December 4th, 2025 11:30 AM Author: Thriller meetinghouse rigor This is how you know America is actually 70% brown now. This would’ve been completely absurd with our demographics from like 15 years ago (http://www.autoadmit.com/thread.php?thread_id=5806132&forum_id=2\u0026mark_id=5310893",#49483100) |
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Date: December 4th, 2025 11:44 AM Author: Vivacious plum institution (http://www.autoadmit.com/thread.php?thread_id=5806132&forum_id=2\u0026mark_id=5310893",#49483150) |
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Date: December 4th, 2025 11:52 AM Author: stirring bearded dysfunction wrinkle (http://www.autoadmit.com/thread.php?thread_id=5806132&forum_id=2\u0026mark_id=5310893",#49483184) |
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Date: December 4th, 2025 12:04 PM Author: Geriatric flatulent prole (http://www.autoadmit.com/thread.php?thread_id=5806132&forum_id=2\u0026mark_id=5310893",#49483229) |
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Date: December 4th, 2025 12:23 PM Author: Dashing senate The phenomenon of putting *everything* on a credit card was widespread by then.
I don't see how this new BNPL stuff is substantially different than using a CC. |
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Date: December 4th, 2025 12:24 PM Author: Geriatric flatulent prole I use CC for whatever I can because I get points/miles/other benefits but I never run a balance. BNPL is pure credit at shitty rates. (http://www.autoadmit.com/thread.php?thread_id=5806132&forum_id=2\u0026mark_id=5310893",#49483292) |
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Date: December 4th, 2025 2:21 PM Author: aromatic macaca liquid oxygen this is yet another layer of jewish debt magic underneath your credit card debt
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Date: December 4th, 2025 2:15 PM Author: ocher diverse garrison philosopher-king (http://www.autoadmit.com/thread.php?thread_id=5806132&forum_id=2\u0026mark_id=5310893",#49483648) |
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Date: December 4th, 2025 2:19 PM Author: Hateful titillating brunch marketing idea This is how you know XO is full of shit when they claim to be simple prole men of America born to the working class
The Walmart layaway counter was the exact same shit 30 years ago |
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Date: December 4th, 2025 2:45 PM Author: Razzmatazz Tanning Salon You didn’t get your shit until you made the final payment. Layaway was to hold a specific item at a specific price when availability was less predictable. (http://www.autoadmit.com/thread.php?thread_id=5806132&forum_id=2\u0026mark_id=5310893",#49483719) |
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Date: December 4th, 2025 11:36 AM Author: green wonderful trailer park puppy the "free money" argument is some real prole shit. jew here. lol @ the opportunity cost on the $75 you spent to buy headphones. that's peanuts and not worth worrying about when there's a risk of a missed payment and fucking up your credit.
much easier to get large amounts of "free money" in other ways |
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Date: December 4th, 2025 11:37 AM Author: big-titted lettuce gas station nffi, I remember your nordstrom return arbitrage stories. that was *way* more work than this (http://www.autoadmit.com/thread.php?thread_id=5806132&forum_id=2\u0026mark_id=5310893",#49483120) |
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Date: December 4th, 2025 11:38 AM Author: green wonderful trailer park puppy i wasnt doing it for the arbitrage. i was doing it to borrow clothes, and the arbitrage is just a bonus. (http://www.autoadmit.com/thread.php?thread_id=5806132&forum_id=2\u0026mark_id=5310893",#49483125) |
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Date: December 4th, 2025 11:55 AM Author: apoplectic crusty dragon let’s say op goes big though, and makes a $200 purchase, with 25% down and 25% due over each of the next three months. assuming an 8% apr opportunity cost, he just netted $2. if it takes him 20 minutes to fill in his info, set up autopay, and confirm the transfers over the life of the loan, dood is bringing down a cool $6/hour. are you too good to work for $6/hr, hotshot? (http://www.autoadmit.com/thread.php?thread_id=5806132&forum_id=2\u0026mark_id=5310893",#49483194) |
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Date: December 4th, 2025 12:02 PM Author: big-titted lettuce gas station dbg oddly silent (http://www.autoadmit.com/thread.php?thread_id=5806132&forum_id=2\u0026mark_id=5310893",#49483220) |
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Date: December 4th, 2025 12:04 PM Author: green wonderful trailer park puppy rofl he's making my point (http://www.autoadmit.com/thread.php?thread_id=5806132&forum_id=2\u0026mark_id=5310893",#49483232) |
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Date: December 4th, 2025 11:38 AM Author: mahogany lascivious pit kitty Legal hypo: Assume you order a chipotle burrito and ask for guac but quickly cancel and then pay with klarna just as the guac leaves the guacscoop, then you default on your loan, can your SNAP/EBT benefits be garnished? (http://www.autoadmit.com/thread.php?thread_id=5806132&forum_id=2\u0026mark_id=5310893",#49483123) |
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Date: December 4th, 2025 12:02 PM Author: Jet-lagged Twinkling Uncleanness (http://www.autoadmit.com/thread.php?thread_id=5806132&forum_id=2\u0026mark_id=5310893",#49483221) |
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Date: December 4th, 2025 11:43 AM Author: Translucent trust fund skinny woman How long do you have to pay it off without interest? (http://www.autoadmit.com/thread.php?thread_id=5806132&forum_id=2\u0026mark_id=5310893",#49483140) |
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Date: December 4th, 2025 11:46 AM Author: Copper Offensive Selfie (http://www.autoadmit.com/thread.php?thread_id=5806132&forum_id=2\u0026mark_id=5310893",#49483156) |
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Date: December 4th, 2025 11:47 AM Author: mind-boggling bistre genital piercing Rach can you turn on location for every post like they did on Twitter (http://www.autoadmit.com/thread.php?thread_id=5806132&forum_id=2\u0026mark_id=5310893",#49483159) |
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Date: December 4th, 2025 11:48 AM Author: Twinkling house dog poop (http://www.autoadmit.com/thread.php?thread_id=5806132&forum_id=2\u0026mark_id=5310893",#49483165) |
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Date: December 4th, 2025 11:51 AM Author: Poppy coffee pot main people https://x.com/paul_hundred/status/1996621366184075337 (http://www.autoadmit.com/thread.php?thread_id=5806132&forum_id=2\u0026mark_id=5310893",#49483180) |
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Date: December 4th, 2025 11:56 AM Author: big-titted lettuce gas station we're famous again bros (http://www.autoadmit.com/thread.php?thread_id=5806132&forum_id=2\u0026mark_id=5310893",#49483198) |
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Date: December 4th, 2025 11:58 AM Author: Drab home (http://www.autoadmit.com/thread.php?thread_id=5806132&forum_id=2\u0026mark_id=5310893",#49483205) |
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Date: December 4th, 2025 3:47 PM Author: Chartreuse azn (http://www.autoadmit.com/thread.php?thread_id=5806132&forum_id=2\u0026mark_id=5310893",#49483977) |
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Date: December 4th, 2025 12:02 PM Author: Jet-lagged Twinkling Uncleanness Klarna’s a bitch (http://www.autoadmit.com/thread.php?thread_id=5806132&forum_id=2\u0026mark_id=5310893",#49483222) |
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Date: December 4th, 2025 2:14 PM Author: cerebral degenerate Can illegals use this shit? You need a SSN or what? Is there widespread beaner fraud? (http://www.autoadmit.com/thread.php?thread_id=5806132&forum_id=2\u0026mark_id=5310893",#49483643) |