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Car payments now average $750/month; can get 100-month financing

https://www.wsj.com/business/autos/car-payments-now-average-...
Racy hideous alpha center
  12/25/25
happy hannukah!
honey-headed library
  12/25/25
Who does this though? I usually put down 40-50% usually and ...
vibrant volcanic crater
  12/25/25
1. Buy cash. 2. Take advantage of dealer financing. 3. Lea...
Racy hideous alpha center
  12/26/25
Lease lmao
vibrant volcanic crater
  12/26/25
are u too poor to pay cash for a car?
pink hyperactive mood yarmulke
  12/26/25
...
arousing stage boltzmann
  12/26/25
If you get something under $20K maybe, otherwise at least in...
provocative theater
  12/26/25
csb
pink hyperactive mood yarmulke
  12/26/25
dealer financing is often a good deal
Racy hideous alpha center
  12/26/25
Isn't it a little disgraceful to not have higher return alte...
Disrespectful generalized bond meetinghouse
  12/27/25
Most people don’t have a spare $20-30k lying around wh...
glittery dragon
  12/26/25
this is the most prestigious law boart in the world. who car...
pink hyperactive mood yarmulke
  12/26/25
It you haven't spent 5-8 years saving up 20-30k to buy a car...
beta swashbuckling tattoo
  12/26/25
Xo does though. This isn’t “the most prestigious...
narrow-minded soul-stirring halford
  12/26/25
The thread is about the average car payment. Not the car buy...
glittery dragon
  12/26/25
Depends on what rates are and what else you might need cash ...
provocative theater
  12/26/25
lol @ xo poors that cant stomach both a car purchase and an ...
pink hyperactive mood yarmulke
  12/26/25
This. My HVAC went a month ago and I just wrote a check for ...
vibrant volcanic crater
  12/26/25
personal cars will go down as the stupidest most counter pro...
boyish hairy legs set
  12/26/25
It's fun to drive and even more fun with a decent car. At so...
provocative theater
  12/26/25
the amount govts msut spedn to build infra for this is absur...
boyish hairy legs set
  12/26/25
You’re a retard. 99% of our country isn’t set up...
trip swollen field fortuitous meteor
  12/26/25
US had street cars and shit before niggas got "rights&q...
boyish hairy legs set
  12/26/25
This. If I tried to bus to work it would take two hours...
provocative theater
  12/29/25
I think you’re understating how much niggers ruin the ...
White Confused Toilet Seat
  12/26/25
i commented to my NOWAGamerikkkan breh in saigon other night...
boyish hairy legs set
  12/26/25
...
Floppy Location
  12/27/25
Every car costs at least $40k now.
glittery dragon
  12/26/25
lol no.
vengeful stag film
  12/26/25
Show me a new car that’s suitable for a family of 5 an...
glittery dragon
  12/26/25
Kia Carnival
Racy hideous alpha center
  12/26/25
Good goyim! My first car cost about $200 and ran for 2 ye...
provocative theater
  12/26/25
My car payment is $678.57. 3 more payments left!
Adventurous shrine
  12/26/25
DF in April 2026: these car title loan outfits are a total r...
crusty keepsake machete
  12/26/25
I just buy used and pay cash. Fuck these usurious loans. You...
fighting mediation
  12/26/25
None of these idiots know you can get a decent slightly used...
vengeful stag film
  12/26/25
Walmart.com has a surprisingly decent selection
Electric Tanning Salon Circlehead
  12/26/25
Cr. lol at having a payment when a GX 460 is 35k
House-broken Chapel
  12/26/25
Just paid off both my cars this morning! Titles are on the ...
vengeful stag film
  12/26/25
Congrats, bro. I get my one outstanding title in April.
Adventurous shrine
  12/26/25
Congrats! We are now elite. Actual title holders on decen...
vengeful stag film
  12/26/25
I’ve never had a car payment in my life. On my 21st ca...
magenta mind-boggling lettuce
  12/26/25
Yeah but your dad’s money bought them for you, RSF.
vengeful stag film
  12/26/25
COME ON DOWN TO MARCO RUBIO TOYOTA
Glassy fluffy point laser beams
  12/26/25
Buy a cybertrunk $80k w/ 84 mo financing at 6.5% cr???
chestnut degenerate legal warrant
  12/26/25
?
chestnut degenerate legal warrant
  12/29/25
you'll own it after 50 years of payments
clear wonderful base
  12/26/25
silver over $79/ounce. gold over $4500/ounce.
Vigorous mad cow disease native
  12/26/25
"One problem is that automakers aren’t making mod...
Deep saffron love of her life property
  12/27/25
Or make sedans taller?
Stubborn Ticket Booth Private Investor
  12/27/25
if you bought a tesla model 3 with their financing deal and ...
massive pea-brained locale philosopher-king
  12/27/25
No Consumer Financial Protection Bureau means incoming 40% A...
Ivory bonkers jap
  12/27/25
I am seriously considering selling my entire vehicle collect...
cruel-hearted lodge
  12/27/25
Coon
up-to-no-good travel guidebook
  12/27/25


Poast new message in this thread



Reply Favorite

Date: December 25th, 2025 8:10 PM
Author: Racy hideous alpha center

https://www.wsj.com/business/autos/car-payments-now-average-more-than-750-a-month-enter-the-100-month-car-loan-fcd7d284?st=s2hbkk&reflink=desktopwebshare_permalink

(http://www.autoadmit.com/thread.php?thread_id=5814150&forum_id=2\u0026mark_id=5310894#49539753)



Reply Favorite

Date: December 25th, 2025 8:15 PM
Author: honey-headed library

happy hannukah!

(http://www.autoadmit.com/thread.php?thread_id=5814150&forum_id=2\u0026mark_id=5310894#49539765)



Reply Favorite

Date: December 25th, 2025 8:19 PM
Author: vibrant volcanic crater

Who does this though? I usually put down 40-50% usually and aggressively pay it off.

(http://www.autoadmit.com/thread.php?thread_id=5814150&forum_id=2\u0026mark_id=5310894#49539777)



Reply Favorite

Date: December 26th, 2025 6:32 AM
Author: Racy hideous alpha center

1. Buy cash.

2. Take advantage of dealer financing.

3. Lease.

4. Fall for four quadrant and sign 100-month lease.

(http://www.autoadmit.com/thread.php?thread_id=5814150&forum_id=2\u0026mark_id=5310894#49540293)



Reply Favorite

Date: December 26th, 2025 9:07 AM
Author: vibrant volcanic crater

Lease lmao

(http://www.autoadmit.com/thread.php?thread_id=5814150&forum_id=2\u0026mark_id=5310894#49540437)



Reply Favorite

Date: December 26th, 2025 7:17 AM
Author: pink hyperactive mood yarmulke

are u too poor to pay cash for a car?

(http://www.autoadmit.com/thread.php?thread_id=5814150&forum_id=2\u0026mark_id=5310894#49540328)



Reply Favorite

Date: December 26th, 2025 9:08 AM
Author: arousing stage boltzmann



(http://www.autoadmit.com/thread.php?thread_id=5814150&forum_id=2\u0026mark_id=5310894#49540439)



Reply Favorite

Date: December 26th, 2025 9:24 AM
Author: provocative theater

If you get something under $20K maybe, otherwise at least in my situation the $40-50,000 is better off being saved elsewhere.

(http://www.autoadmit.com/thread.php?thread_id=5814150&forum_id=2\u0026mark_id=5310894#49540458)



Reply Favorite

Date: December 26th, 2025 9:25 AM
Author: pink hyperactive mood yarmulke

csb

(http://www.autoadmit.com/thread.php?thread_id=5814150&forum_id=2\u0026mark_id=5310894#49540465)



Reply Favorite

Date: December 26th, 2025 5:29 PM
Author: Racy hideous alpha center

dealer financing is often a good deal

(http://www.autoadmit.com/thread.php?thread_id=5814150&forum_id=2\u0026mark_id=5310894#49541464)



Reply Favorite

Date: December 27th, 2025 3:42 AM
Author: Disrespectful generalized bond meetinghouse

Isn't it a little disgraceful to not have higher return alternatives for parking your cash?

(http://www.autoadmit.com/thread.php?thread_id=5814150&forum_id=2\u0026mark_id=5310894#49542246)



Reply Favorite

Date: December 26th, 2025 9:17 AM
Author: glittery dragon

Most people don’t have a spare $20-30k lying around when they need to buy a car.

(http://www.autoadmit.com/thread.php?thread_id=5814150&forum_id=2\u0026mark_id=5310894#49540446)



Reply Favorite

Date: December 26th, 2025 9:24 AM
Author: pink hyperactive mood yarmulke

this is the most prestigious law boart in the world. who cares about most people

(http://www.autoadmit.com/thread.php?thread_id=5814150&forum_id=2\u0026mark_id=5310894#49540459)



Reply Favorite

Date: December 26th, 2025 11:11 AM
Author: beta swashbuckling tattoo

It you haven't spent 5-8 years saving up 20-30k to buy a car you have other fucking problems

(http://www.autoadmit.com/thread.php?thread_id=5814150&forum_id=2\u0026mark_id=5310894#49540678)



Reply Favorite

Date: December 26th, 2025 12:12 PM
Author: narrow-minded soul-stirring halford

Xo does though. This isn’t “the most prestigious most people board in the world”

(http://www.autoadmit.com/thread.php?thread_id=5814150&forum_id=2\u0026mark_id=5310894#49540756)



Reply Favorite

Date: December 26th, 2025 12:50 PM
Author: glittery dragon

The thread is about the average car payment. Not the car buying habits of UMC lawyers.

(http://www.autoadmit.com/thread.php?thread_id=5814150&forum_id=2\u0026mark_id=5310894#49540848)



Reply Favorite

Date: December 26th, 2025 9:23 AM
Author: provocative theater

Depends on what rates are and what else you might need cash for. Put the minimum down, and pay off aggressively. you never know when you'll need cash for something else like a furnace that dies in February in Minnesota.

(http://www.autoadmit.com/thread.php?thread_id=5814150&forum_id=2\u0026mark_id=5310894#49540457)



Reply Favorite

Date: December 26th, 2025 9:25 AM
Author: pink hyperactive mood yarmulke

lol @ xo poors that cant stomach both a car purchase and an appliance repair

(http://www.autoadmit.com/thread.php?thread_id=5814150&forum_id=2\u0026mark_id=5310894#49540462)



Reply Favorite

Date: December 26th, 2025 5:29 PM
Author: vibrant volcanic crater

This. My HVAC went a month ago and I just wrote a check for $20k only because they couldn’t accept cash. This is XO. I spent $100k on a watch.

(http://www.autoadmit.com/thread.php?thread_id=5814150&forum_id=2\u0026mark_id=5310894#49541465)



Reply Favorite

Date: December 26th, 2025 6:46 AM
Author: boyish hairy legs set

personal cars will go down as the stupidest most counter productive invention of all time, it maeks zero sense, all this money wasted on cars and gas cld build literally free public transport all over world, but of course places with niggas wldnt like that but in asia it maeks perfect sense



(http://www.autoadmit.com/thread.php?thread_id=5814150&forum_id=2\u0026mark_id=5310894#49540310)



Reply Favorite

Date: December 26th, 2025 9:25 AM
Author: provocative theater

It's fun to drive and even more fun with a decent car. At some point personal enjoyment should count into your decisions.

(http://www.autoadmit.com/thread.php?thread_id=5814150&forum_id=2\u0026mark_id=5310894#49540463)



Reply Favorite

Date: December 26th, 2025 2:21 PM
Author: boyish hairy legs set

the amount govts msut spedn to build infra for this is absurd u faggot and then most countries dont have oil so they have to import it and also import cars which they usually pay in USD, this is an insane thing

(http://www.autoadmit.com/thread.php?thread_id=5814150&forum_id=2\u0026mark_id=5310894#49541094)



Reply Favorite

Date: December 26th, 2025 9:50 AM
Author: trip swollen field fortuitous meteor

You’re a retard. 99% of our country isn’t set up like NYC or London or even Prague or Munich. People need to carry large amounts of shit to their houses and travel large distances across rural areas. What kind of public transportation do you envision for Bentonville Arkansas? How would you have a bus bring you from some random sub-development to your suburban style office building 25 miles away? You can buy your own cheap used car and insurance and gas and probably spend $500 per month on this, which is way less than what it would cost to fund public transportation capable of providing the same service.

(http://www.autoadmit.com/thread.php?thread_id=5814150&forum_id=2\u0026mark_id=5310894#49540485)



Reply Favorite

Date: December 26th, 2025 2:22 PM
Author: boyish hairy legs set

US had street cars and shit before niggas got "rights" in 60s

most ppl wldnt even live in suburbs if not for niggas

that said, now that u have sefl driving furk private car ownership it shld be banned or made hideously expensive

(http://www.autoadmit.com/thread.php?thread_id=5814150&forum_id=2\u0026mark_id=5310894#49541096)



Reply Favorite

Date: December 29th, 2025 12:31 PM
Author: provocative theater

This.

If I tried to bus to work it would take two hours each way with unbathed niggers for half the trip. I'd consider it if I had a few too many DUIs or if the roads were really bad and I had to get to the office. so far, I've never had to try it.

(http://www.autoadmit.com/thread.php?thread_id=5814150&forum_id=2\u0026mark_id=5310894#49547166)



Reply Favorite

Date: December 26th, 2025 9:58 AM
Author: White Confused Toilet Seat

I think you’re understating how much niggers ruin the whole concept. People would still have cars, but being on a train several hours with nothing but white people while you take a trip to some other state would actually be a pleasant experience. Literally impossible with blacks. Even a single black on a train car can ruin it.

(http://www.autoadmit.com/thread.php?thread_id=5814150&forum_id=2\u0026mark_id=5310894#49540494)



Reply Favorite

Date: December 26th, 2025 2:23 PM
Author: boyish hairy legs set

i commented to my NOWAGamerikkkan breh in saigon other night that we were drinking beer outside 7-11 and there were hoards of trannie bar girls next door and across the street hoards of viets in a street cafe and next to us a birdshit family was also outside drinking some coconut shit and this was purely impossible to laughable proportions in the US totally cause of NIGGAS

(http://www.autoadmit.com/thread.php?thread_id=5814150&forum_id=2\u0026mark_id=5310894#49541101)



Reply Favorite

Date: December 27th, 2025 3:32 AM
Author: Floppy Location



(http://www.autoadmit.com/thread.php?thread_id=5814150&forum_id=2\u0026mark_id=5310894#49542240)



Reply Favorite

Date: December 26th, 2025 9:16 AM
Author: glittery dragon

Every car costs at least $40k now.

(http://www.autoadmit.com/thread.php?thread_id=5814150&forum_id=2\u0026mark_id=5310894#49540444)



Reply Favorite

Date: December 26th, 2025 10:00 AM
Author: vengeful stag film

lol no.

(http://www.autoadmit.com/thread.php?thread_id=5814150&forum_id=2\u0026mark_id=5310894#49540497)



Reply Favorite

Date: December 26th, 2025 12:22 PM
Author: glittery dragon

Show me a new car that’s suitable for a family of 5 and costs less than $40k after taxes and fees.

(http://www.autoadmit.com/thread.php?thread_id=5814150&forum_id=2\u0026mark_id=5310894#49540787)



Reply Favorite

Date: December 26th, 2025 5:28 PM
Author: Racy hideous alpha center

Kia Carnival

(http://www.autoadmit.com/thread.php?thread_id=5814150&forum_id=2\u0026mark_id=5310894#49541459)



Reply Favorite

Date: December 26th, 2025 9:20 AM
Author: provocative theater

Good goyim!

My first car cost about $200 and ran for 2 years or so and would have gone longer if I hadn't totaled it. Gen X here though.



(http://www.autoadmit.com/thread.php?thread_id=5814150&forum_id=2\u0026mark_id=5310894#49540449)



Reply Favorite

Date: December 26th, 2025 9:24 AM
Author: Adventurous shrine

My car payment is $678.57. 3 more payments left!

(http://www.autoadmit.com/thread.php?thread_id=5814150&forum_id=2\u0026mark_id=5310894#49540461)



Reply Favorite

Date: December 26th, 2025 2:46 PM
Author: crusty keepsake machete

DF in April 2026: these car title loan outfits are a total ripoff!

(http://www.autoadmit.com/thread.php?thread_id=5814150&forum_id=2\u0026mark_id=5310894#49541154)



Reply Favorite

Date: December 26th, 2025 9:54 AM
Author: fighting mediation

I just buy used and pay cash. Fuck these usurious loans. You can get something fairly nice and presentable under 40k.

(http://www.autoadmit.com/thread.php?thread_id=5814150&forum_id=2\u0026mark_id=5310894#49540490)



Reply Favorite

Date: December 26th, 2025 10:08 AM
Author: vengeful stag film

None of these idiots know you can get a decent slightly used car for $20k.

(http://www.autoadmit.com/thread.php?thread_id=5814150&forum_id=2\u0026mark_id=5310894#49540518)



Reply Favorite

Date: December 26th, 2025 11:14 AM
Author: Electric Tanning Salon Circlehead

Walmart.com has a surprisingly decent selection

(http://www.autoadmit.com/thread.php?thread_id=5814150&forum_id=2\u0026mark_id=5310894#49540683)



Reply Favorite

Date: December 26th, 2025 10:47 AM
Author: House-broken Chapel

Cr. lol at having a payment when a GX 460 is 35k

(http://www.autoadmit.com/thread.php?thread_id=5814150&forum_id=2\u0026mark_id=5310894#49540631)



Reply Favorite

Date: December 26th, 2025 9:58 AM
Author: vengeful stag film

Just paid off both my cars this morning! Titles are on the way!

(http://www.autoadmit.com/thread.php?thread_id=5814150&forum_id=2\u0026mark_id=5310894#49540495)



Reply Favorite

Date: December 26th, 2025 10:49 AM
Author: Adventurous shrine

Congrats, bro. I get my one outstanding title in April.

(http://www.autoadmit.com/thread.php?thread_id=5814150&forum_id=2\u0026mark_id=5310894#49540635)



Reply Favorite

Date: December 26th, 2025 9:15 PM
Author: vengeful stag film

Congrats! We are now elite. Actual title holders on decent cars.

(http://www.autoadmit.com/thread.php?thread_id=5814150&forum_id=2\u0026mark_id=5310894#49541793)



Reply Favorite

Date: December 26th, 2025 12:16 PM
Author: magenta mind-boggling lettuce

I’ve never had a car payment in my life. On my 21st car. Always cash

(http://www.autoadmit.com/thread.php?thread_id=5814150&forum_id=2\u0026mark_id=5310894#49540766)



Reply Favorite

Date: December 26th, 2025 9:24 PM
Author: vengeful stag film

Yeah but your dad’s money bought them for you, RSF.

(http://www.autoadmit.com/thread.php?thread_id=5814150&forum_id=2\u0026mark_id=5310894#49541804)



Reply Favorite

Date: December 26th, 2025 1:02 PM
Author: Glassy fluffy point laser beams

COME ON DOWN TO MARCO RUBIO TOYOTA

(http://www.autoadmit.com/thread.php?thread_id=5814150&forum_id=2\u0026mark_id=5310894#49540867)



Reply Favorite

Date: December 26th, 2025 5:18 PM
Author: chestnut degenerate legal warrant

Buy a cybertrunk $80k w/ 84 mo financing at 6.5% cr???

(http://www.autoadmit.com/thread.php?thread_id=5814150&forum_id=2\u0026mark_id=5310894#49541448)



Reply Favorite

Date: December 29th, 2025 12:35 PM
Author: chestnut degenerate legal warrant

?

(http://www.autoadmit.com/thread.php?thread_id=5814150&forum_id=2\u0026mark_id=5310894#49547176)



Reply Favorite

Date: December 26th, 2025 5:30 PM
Author: clear wonderful base

you'll own it after 50 years of payments

(http://www.autoadmit.com/thread.php?thread_id=5814150&forum_id=2\u0026mark_id=5310894#49541469)



Reply Favorite

Date: December 26th, 2025 5:37 PM
Author: Vigorous mad cow disease native

silver over $79/ounce.

gold over $4500/ounce.

(http://www.autoadmit.com/thread.php?thread_id=5814150&forum_id=2\u0026mark_id=5310894#49541483)



Reply Favorite

Date: December 27th, 2025 12:42 AM
Author: Deep saffron love of her life property

"One problem is that automakers aren’t making models with a sticker price under $30,000"

Anything that cheap will be sedan, which a GoyTruck will easily swallow. These giant trucks are a scourge and causing everyone to upgrade to bigger (and thus more expensive) vehicles to keep their families safe.

The solution is to heavily tax these trucks but ofcourse birdshits will be opposed to that.

(http://www.autoadmit.com/thread.php?thread_id=5814150&forum_id=2\u0026mark_id=5310894#49542169)



Reply Favorite

Date: December 27th, 2025 12:44 AM
Author: Stubborn Ticket Booth Private Investor

Or make sedans taller?

(http://www.autoadmit.com/thread.php?thread_id=5814150&forum_id=2\u0026mark_id=5310894#49542171)



Reply Favorite

Date: December 27th, 2025 1:45 AM
Author: massive pea-brained locale philosopher-king

if you bought a tesla model 3 with their financing deal and tax credit, it's like $500/mo payement

(http://www.autoadmit.com/thread.php?thread_id=5814150&forum_id=2\u0026mark_id=5310894#49542199)



Reply Favorite

Date: December 27th, 2025 3:17 AM
Author: Ivory bonkers jap

No Consumer Financial Protection Bureau means incoming 40% APR loans, thanks and happy new year!

(http://www.autoadmit.com/thread.php?thread_id=5814150&forum_id=2\u0026mark_id=5310894#49542231)



Reply Favorite

Date: December 27th, 2025 3:45 AM
Author: cruel-hearted lodge

I am seriously considering selling my entire vehicle collection and taking uber everywhere. Probably I will keep my old pick up.

(http://www.autoadmit.com/thread.php?thread_id=5814150&forum_id=2\u0026mark_id=5310894#49542249)



Reply Favorite

Date: December 27th, 2025 3:47 AM
Author: up-to-no-good travel guidebook

Coon

(http://www.autoadmit.com/thread.php?thread_id=5814150&forum_id=2\u0026mark_id=5310894#49542250)