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Should I pay off my Business Mortgage quickly?

I own my office building. Interest rate is 8.4%. I owe about...
sadistic stock car gay wizard
  01/22/26
Yea unless you have a prepayment penalty.
Concupiscible mahogany institution newt
  01/22/26
lmfao
pontificating drunken step-uncle's house national security agency
  01/22/26
What's funny?
sadistic stock car gay wizard
  01/22/26
...
sadistic stock car gay wizard
  01/26/26
8.4% is dogshit
Hateful idiot
  01/26/26
The return on investment from paying off debt equals the int...
Onyx Wrinkle
  01/26/26
I owe $500k at 4.5%. More SOL it is
Excitant multi-billionaire principal's office
  01/26/26


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Date: January 22nd, 2026 4:46 PM
Author: sadistic stock car gay wizard

I own my office building. Interest rate is 8.4%. I owe about $120k on it.

Should I just hurry up and pay the fucker off or just continue to make minimum payments and keep my money in the bank?

(http://www.autoadmit.com/thread.php?thread_id=5825148&forum_id=2\u0026mark_id=5310904#49609628)



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Date: January 22nd, 2026 4:56 PM
Author: Concupiscible mahogany institution newt

Yea unless you have a prepayment penalty.

(http://www.autoadmit.com/thread.php?thread_id=5825148&forum_id=2\u0026mark_id=5310904#49609664)



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Date: January 22nd, 2026 4:57 PM
Author: pontificating drunken step-uncle's house national security agency

lmfao

(http://www.autoadmit.com/thread.php?thread_id=5825148&forum_id=2\u0026mark_id=5310904#49609668)



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Date: January 22nd, 2026 5:03 PM
Author: sadistic stock car gay wizard

What's funny?

(http://www.autoadmit.com/thread.php?thread_id=5825148&forum_id=2\u0026mark_id=5310904#49609687)



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Date: January 26th, 2026 3:28 PM
Author: sadistic stock car gay wizard



(http://www.autoadmit.com/thread.php?thread_id=5825148&forum_id=2\u0026mark_id=5310904#49620940)



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Date: January 26th, 2026 3:31 PM
Author: Hateful idiot

8.4% is dogshit

(http://www.autoadmit.com/thread.php?thread_id=5825148&forum_id=2\u0026mark_id=5310904#49620948)



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Date: January 26th, 2026 3:39 PM
Author: Onyx Wrinkle

The return on investment from paying off debt equals the interest rate on that debt. So paying off the mortgage gives you an 8.4% annualized return. Less than the S&P 500, my thought is make the minimum payments and invest the money that you would have spent otherwise.

(http://www.autoadmit.com/thread.php?thread_id=5825148&forum_id=2\u0026mark_id=5310904#49620970)



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Date: January 26th, 2026 3:43 PM
Author: Excitant multi-billionaire principal's office

I owe $500k at 4.5%. More SOL it is

(http://www.autoadmit.com/thread.php?thread_id=5825148&forum_id=2\u0026mark_id=5310904#49620983)