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irl goy here, what's the reason *not* to use Klarna?
| soul-stirring red dragon | 12/04/25 |
| Demanding free-loading cuckold center | 12/04/25 |
| soul-stirring red dragon | 12/04/25 |
| outnumbered native twinkling uncleanness | 12/04/25 |
| Black crackhouse dingle berry | 12/04/25 |
| Abusive National Security Agency | 12/04/25 |
| Filthy wagecucks pisswyrm | 12/04/25 |
| Abusive National Security Agency | 12/04/25 |
| crusty underhanded institution | 12/04/25 |
| mint library | 12/04/25 |
| High-end Piazza Mood | 12/04/25 |
| misunderstood lascivious skinny woman police squad | 12/04/25 |
| racy hall people who are hurt | 12/04/25 |
| provocative pungent crotch old irish cottage | 12/04/25 |
| Bronze stage fanboi | 12/04/25 |
| swollen boiling water sweet tailpipe | 12/04/25 |
| Bronze stage fanboi | 12/04/25 |
| bright school boistinker | 12/04/25 |
| Brilliant scourge upon the earth goyim | 12/04/25 |
| Autistic Big Sanctuary | 12/04/25 |
| shimmering organic girlfriend filthpig | 12/04/25 |
| aqua shitlib party of the first part | 12/04/25 |
| soul-stirring red dragon | 12/04/25 |
| aqua shitlib party of the first part | 12/04/25 |
| plum newt | 12/04/25 |
| soul-stirring red dragon | 12/04/25 |
| aqua shitlib party of the first part | 12/04/25 |
| stubborn orchestra pit masturbator | 12/04/25 |
| Black crackhouse dingle berry | 12/04/25 |
| godawful theater stage | 12/04/25 |
| mint library | 12/04/25 |
| Sexy fuchsia property | 12/04/25 |
| Razzle-dazzle turquoise pocket flask | 12/04/25 |
| contagious stock car point | 12/04/25 |
| soul-stirring red dragon | 12/04/25 |
| Wine Tantric Shrine Prole | 12/04/25 |
| Hairraiser puce stead volcanic crater | 12/04/25 |
| Black crackhouse dingle berry | 12/04/25 |
| doobsian rusted rigpig | 12/04/25 |
Poast new message in this thread
Date: December 4th, 2025 10:53 AM Author: soul-stirring red dragon I was buying a "towel warmer" online for my wife(also goy) and the "4 easy payments" Klarna ad popped up. It's the exact same price either way. So what is the catch - is it just that they gather detailed shopping info and send you ads? get to look at your credit report ? Or are they hoping you will miss a payment and hit you with some 99% apr upcharge? |
Date: December 4th, 2025 10:58 AM Author: Demanding free-loading cuckold center there’s zero downside and they make absolutely no money at all providing that service (http://www.autoadmit.com/thread.php?thread_id=5806132&forum_id=2\u0026mark_id=5310907",#49482999) |
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Date: December 4th, 2025 11:00 AM Author: soul-stirring red dragon is this some uber 2017 zirp VC cash thing (http://www.autoadmit.com/thread.php?thread_id=5806132&forum_id=2\u0026mark_id=5310907",#49483005) |
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Date: December 4th, 2025 11:01 AM Author: outnumbered native twinkling uncleanness https://s205.q4cdn.com/644747736/files/doc_financials/2025/q3/Q3-2025-Earnings-Release.pdf (http://www.autoadmit.com/thread.php?thread_id=5806132&forum_id=2\u0026mark_id=5310907",#49483007) |
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Date: December 4th, 2025 12:03 PM Author: Black crackhouse dingle berry (http://www.autoadmit.com/thread.php?thread_id=5806132&forum_id=2\u0026mark_id=5310907",#49483228) |
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Date: December 4th, 2025 11:00 AM Author: Abusive National Security Agency they charge the retailer a %. it's the same thing with stores that used to offer 0% APR but instead of having a separate financing plan at every retailer these guys are trying to create a centralized system for retailer-funded low APR financing. that's why different retailers have different options.
it is a no brainer, but like most of these things it's a prole goy honeypot. people with money aren't going to worry about 0% APR on a couple hundred bucks. it's free money but not enough to care. meanwhile prole goys are gonna go ham and have trouble getting out from under it.
seeing klarna pop up as an option for mcdonalds purchases is giving me flashbacks of "no payments for 6 months!" interest only mortgages on 2007. |
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Date: December 4th, 2025 11:26 AM Author: Filthy wagecucks pisswyrm What if they repossess my bluetooth speaker (http://www.autoadmit.com/thread.php?thread_id=5806132&forum_id=2\u0026mark_id=5310907",#49483081) |
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Date: December 4th, 2025 11:33 AM Author: Abusive National Security Agency ESPECIALLY your bluetooth speaker (http://www.autoadmit.com/thread.php?thread_id=5806132&forum_id=2\u0026mark_id=5310907",#49483109) |
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Date: December 4th, 2025 11:10 AM Author: crusty underhanded institution A girl in my class is underwater on some McNuggets not flame (http://www.autoadmit.com/thread.php?thread_id=5806132&forum_id=2\u0026mark_id=5310907",#49483020) |
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Date: December 4th, 2025 11:34 AM Author: mint library you should provide her a "bailout" (http://www.autoadmit.com/thread.php?thread_id=5806132&forum_id=2\u0026mark_id=5310907",#49483113) |
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Date: December 4th, 2025 3:54 PM Author: High-end Piazza Mood My sous vide! (http://www.autoadmit.com/thread.php?thread_id=5806132&forum_id=2\u0026mark_id=5310907",#49483996) |
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Date: December 4th, 2025 11:30 AM Author: misunderstood lascivious skinny woman police squad This is how you know America is actually 70% brown now. This would’ve been completely absurd with our demographics from like 15 years ago (http://www.autoadmit.com/thread.php?thread_id=5806132&forum_id=2\u0026mark_id=5310907",#49483100) |
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Date: December 4th, 2025 11:44 AM Author: racy hall people who are hurt (http://www.autoadmit.com/thread.php?thread_id=5806132&forum_id=2\u0026mark_id=5310907",#49483150) |
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Date: December 4th, 2025 11:52 AM Author: provocative pungent crotch old irish cottage (http://www.autoadmit.com/thread.php?thread_id=5806132&forum_id=2\u0026mark_id=5310907",#49483184) |
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Date: December 4th, 2025 12:04 PM Author: Bronze stage fanboi (http://www.autoadmit.com/thread.php?thread_id=5806132&forum_id=2\u0026mark_id=5310907",#49483229) |
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Date: December 4th, 2025 12:23 PM Author: swollen boiling water sweet tailpipe The phenomenon of putting *everything* on a credit card was widespread by then.
I don't see how this new BNPL stuff is substantially different than using a CC. |
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Date: December 4th, 2025 12:24 PM Author: Bronze stage fanboi I use CC for whatever I can because I get points/miles/other benefits but I never run a balance. BNPL is pure credit at shitty rates. (http://www.autoadmit.com/thread.php?thread_id=5806132&forum_id=2\u0026mark_id=5310907",#49483292) |
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Date: December 4th, 2025 2:21 PM Author: bright school boistinker this is yet another layer of jewish debt magic underneath your credit card debt
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Date: December 4th, 2025 2:15 PM Author: Brilliant scourge upon the earth goyim (http://www.autoadmit.com/thread.php?thread_id=5806132&forum_id=2\u0026mark_id=5310907",#49483648) |
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Date: December 4th, 2025 2:19 PM Author: Autistic Big Sanctuary This is how you know XO is full of shit when they claim to be simple prole men of America born to the working class
The Walmart layaway counter was the exact same shit 30 years ago |
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Date: December 4th, 2025 2:45 PM Author: shimmering organic girlfriend filthpig You didn’t get your shit until you made the final payment. Layaway was to hold a specific item at a specific price when availability was less predictable. (http://www.autoadmit.com/thread.php?thread_id=5806132&forum_id=2\u0026mark_id=5310907",#49483719) |
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Date: December 4th, 2025 11:36 AM Author: aqua shitlib party of the first part the "free money" argument is some real prole shit. jew here. lol @ the opportunity cost on the $75 you spent to buy headphones. that's peanuts and not worth worrying about when there's a risk of a missed payment and fucking up your credit.
much easier to get large amounts of "free money" in other ways |
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Date: December 4th, 2025 11:37 AM Author: soul-stirring red dragon nffi, I remember your nordstrom return arbitrage stories. that was *way* more work than this (http://www.autoadmit.com/thread.php?thread_id=5806132&forum_id=2\u0026mark_id=5310907",#49483120) |
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Date: December 4th, 2025 11:38 AM Author: aqua shitlib party of the first part i wasnt doing it for the arbitrage. i was doing it to borrow clothes, and the arbitrage is just a bonus. (http://www.autoadmit.com/thread.php?thread_id=5806132&forum_id=2\u0026mark_id=5310907",#49483125) |
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Date: December 4th, 2025 11:55 AM Author: plum newt let’s say op goes big though, and makes a $200 purchase, with 25% down and 25% due over each of the next three months. assuming an 8% apr opportunity cost, he just netted $2. if it takes him 20 minutes to fill in his info, set up autopay, and confirm the transfers over the life of the loan, dood is bringing down a cool $6/hour. are you too good to work for $6/hr, hotshot? (http://www.autoadmit.com/thread.php?thread_id=5806132&forum_id=2\u0026mark_id=5310907",#49483194) |
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Date: December 4th, 2025 12:02 PM Author: soul-stirring red dragon dbg oddly silent (http://www.autoadmit.com/thread.php?thread_id=5806132&forum_id=2\u0026mark_id=5310907",#49483220) |
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Date: December 4th, 2025 12:04 PM Author: aqua shitlib party of the first part rofl he's making my point (http://www.autoadmit.com/thread.php?thread_id=5806132&forum_id=2\u0026mark_id=5310907",#49483232) |
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Date: December 4th, 2025 11:38 AM Author: stubborn orchestra pit masturbator Legal hypo: Assume you order a chipotle burrito and ask for guac but quickly cancel and then pay with klarna just as the guac leaves the guacscoop, then you default on your loan, can your SNAP/EBT benefits be garnished? (http://www.autoadmit.com/thread.php?thread_id=5806132&forum_id=2\u0026mark_id=5310907",#49483123) |
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Date: December 4th, 2025 12:02 PM Author: Black crackhouse dingle berry (http://www.autoadmit.com/thread.php?thread_id=5806132&forum_id=2\u0026mark_id=5310907",#49483221) |
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Date: December 4th, 2025 11:43 AM Author: godawful theater stage How long do you have to pay it off without interest? (http://www.autoadmit.com/thread.php?thread_id=5806132&forum_id=2\u0026mark_id=5310907",#49483140) |
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Date: December 4th, 2025 11:46 AM Author: mint library (http://www.autoadmit.com/thread.php?thread_id=5806132&forum_id=2\u0026mark_id=5310907",#49483156) |
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Date: December 4th, 2025 11:47 AM Author: Sexy fuchsia property Rach can you turn on location for every post like they did on Twitter (http://www.autoadmit.com/thread.php?thread_id=5806132&forum_id=2\u0026mark_id=5310907",#49483159) |
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Date: December 4th, 2025 11:48 AM Author: Razzle-dazzle turquoise pocket flask (http://www.autoadmit.com/thread.php?thread_id=5806132&forum_id=2\u0026mark_id=5310907",#49483165) |
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Date: December 4th, 2025 11:51 AM Author: contagious stock car point https://x.com/paul_hundred/status/1996621366184075337 (http://www.autoadmit.com/thread.php?thread_id=5806132&forum_id=2\u0026mark_id=5310907",#49483180) |
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Date: December 4th, 2025 11:56 AM Author: soul-stirring red dragon we're famous again bros (http://www.autoadmit.com/thread.php?thread_id=5806132&forum_id=2\u0026mark_id=5310907",#49483198) |
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Date: December 4th, 2025 11:58 AM Author: Wine Tantric Shrine Prole (http://www.autoadmit.com/thread.php?thread_id=5806132&forum_id=2\u0026mark_id=5310907",#49483205) |
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Date: December 4th, 2025 3:47 PM Author: Hairraiser puce stead volcanic crater (http://www.autoadmit.com/thread.php?thread_id=5806132&forum_id=2\u0026mark_id=5310907",#49483977) |
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Date: December 4th, 2025 12:02 PM Author: Black crackhouse dingle berry Klarna’s a bitch (http://www.autoadmit.com/thread.php?thread_id=5806132&forum_id=2\u0026mark_id=5310907",#49483222) |
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Date: December 4th, 2025 2:14 PM Author: doobsian rusted rigpig Can illegals use this shit? You need a SSN or what? Is there widespread beaner fraud? (http://www.autoadmit.com/thread.php?thread_id=5806132&forum_id=2\u0026mark_id=5310907",#49483643) |