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Should I pay off my Business Mortgage quickly?

I own my office building. Interest rate is 8.4%. I owe about...
Fuchsia Blathering Laser Beams
  01/22/26
Yea unless you have a prepayment penalty.
sienna national boltzmann
  01/22/26
lmfao
balding charcoal bbw
  01/22/26
What's funny?
Fuchsia Blathering Laser Beams
  01/22/26
...
Fuchsia Blathering Laser Beams
  01/26/26
8.4% is dogshit
Spectacular feces
  01/26/26
The return on investment from paying off debt equals the int...
Stimulating giraffe
  01/26/26
But why is it a good idea to continue paying 8.4% in interes...
...,....,,........
  02/09/26
I owe $500k at 4.5%. More SOL it is
aqua garrison
  01/26/26


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Date: January 22nd, 2026 4:46 PM
Author: Fuchsia Blathering Laser Beams

I own my office building. Interest rate is 8.4%. I owe about $120k on it.

Should I just hurry up and pay the fucker off or just continue to make minimum payments and keep my money in the bank?

(http://www.autoadmit.com/thread.php?thread_id=5825148&forum_id=2\u0026mark_id=5310907#49609628)



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Date: January 22nd, 2026 4:56 PM
Author: sienna national boltzmann

Yea unless you have a prepayment penalty.

(http://www.autoadmit.com/thread.php?thread_id=5825148&forum_id=2\u0026mark_id=5310907#49609664)



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Date: January 22nd, 2026 4:57 PM
Author: balding charcoal bbw

lmfao

(http://www.autoadmit.com/thread.php?thread_id=5825148&forum_id=2\u0026mark_id=5310907#49609668)



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Date: January 22nd, 2026 5:03 PM
Author: Fuchsia Blathering Laser Beams

What's funny?

(http://www.autoadmit.com/thread.php?thread_id=5825148&forum_id=2\u0026mark_id=5310907#49609687)



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Date: January 26th, 2026 3:28 PM
Author: Fuchsia Blathering Laser Beams



(http://www.autoadmit.com/thread.php?thread_id=5825148&forum_id=2\u0026mark_id=5310907#49620940)



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Date: January 26th, 2026 3:31 PM
Author: Spectacular feces

8.4% is dogshit

(http://www.autoadmit.com/thread.php?thread_id=5825148&forum_id=2\u0026mark_id=5310907#49620948)



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Date: January 26th, 2026 3:39 PM
Author: Stimulating giraffe

The return on investment from paying off debt equals the interest rate on that debt. So paying off the mortgage gives you an 8.4% annualized return. Less than the S&P 500, my thought is make the minimum payments and invest the money that you would have spent otherwise.

(http://www.autoadmit.com/thread.php?thread_id=5825148&forum_id=2\u0026mark_id=5310907#49620970)



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Date: February 9th, 2026 4:33 PM
Author: ...,....,,........

But why is it a good idea to continue paying 8.4% in interest to the Je...individuals over my loan?

(http://www.autoadmit.com/thread.php?thread_id=5825148&forum_id=2\u0026mark_id=5310907#49659006)



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Date: January 26th, 2026 3:43 PM
Author: aqua garrison

I owe $500k at 4.5%. More SOL it is

(http://www.autoadmit.com/thread.php?thread_id=5825148&forum_id=2\u0026mark_id=5310907#49620983)