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Should I pay off my Business Mortgage quickly?

I own my office building. Interest rate is 8.4%. I owe about...
Internet-worthy glittery dopamine toilet seat
  01/22/26
Yea unless you have a prepayment penalty.
stirring chocolate immigrant
  01/22/26
lmfao
Vigorous ivory marketing idea tanning salon
  01/22/26
What's funny?
Internet-worthy glittery dopamine toilet seat
  01/22/26
...
Internet-worthy glittery dopamine toilet seat
  01/26/26
8.4% is dogshit
hyperventilating temple
  01/26/26
The return on investment from paying off debt equals the int...
mentally impaired crackhouse scourge upon the earth
  01/26/26
But why is it a good idea to continue paying 8.4% in interes...
...,....,,........
  02/09/26
I owe $500k at 4.5%. More SOL it is
dashing elastic band
  01/26/26


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Date: January 22nd, 2026 4:46 PM
Author: Internet-worthy glittery dopamine toilet seat

I own my office building. Interest rate is 8.4%. I owe about $120k on it.

Should I just hurry up and pay the fucker off or just continue to make minimum payments and keep my money in the bank?

(http://www.autoadmit.com/thread.php?thread_id=5825148&forum_id=2\u0026mark_id=5310908#49609628)



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Date: January 22nd, 2026 4:56 PM
Author: stirring chocolate immigrant

Yea unless you have a prepayment penalty.

(http://www.autoadmit.com/thread.php?thread_id=5825148&forum_id=2\u0026mark_id=5310908#49609664)



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Date: January 22nd, 2026 4:57 PM
Author: Vigorous ivory marketing idea tanning salon

lmfao

(http://www.autoadmit.com/thread.php?thread_id=5825148&forum_id=2\u0026mark_id=5310908#49609668)



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Date: January 22nd, 2026 5:03 PM
Author: Internet-worthy glittery dopamine toilet seat

What's funny?

(http://www.autoadmit.com/thread.php?thread_id=5825148&forum_id=2\u0026mark_id=5310908#49609687)



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Date: January 26th, 2026 3:28 PM
Author: Internet-worthy glittery dopamine toilet seat



(http://www.autoadmit.com/thread.php?thread_id=5825148&forum_id=2\u0026mark_id=5310908#49620940)



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Date: January 26th, 2026 3:31 PM
Author: hyperventilating temple

8.4% is dogshit

(http://www.autoadmit.com/thread.php?thread_id=5825148&forum_id=2\u0026mark_id=5310908#49620948)



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Date: January 26th, 2026 3:39 PM
Author: mentally impaired crackhouse scourge upon the earth

The return on investment from paying off debt equals the interest rate on that debt. So paying off the mortgage gives you an 8.4% annualized return. Less than the S&P 500, my thought is make the minimum payments and invest the money that you would have spent otherwise.

(http://www.autoadmit.com/thread.php?thread_id=5825148&forum_id=2\u0026mark_id=5310908#49620970)



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Date: February 9th, 2026 4:33 PM
Author: ...,....,,........

But why is it a good idea to continue paying 8.4% in interest to the Je...individuals over my loan?

(http://www.autoadmit.com/thread.php?thread_id=5825148&forum_id=2\u0026mark_id=5310908#49659006)



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Date: January 26th, 2026 3:43 PM
Author: dashing elastic band

I owe $500k at 4.5%. More SOL it is

(http://www.autoadmit.com/thread.php?thread_id=5825148&forum_id=2\u0026mark_id=5310908#49620983)