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Paid down the last $7k of my student loans. Officially debt free. Now wat.

It was a 2.75% rate but I just wanted that stupid payment to...
spectacular abnormal brunch toaster
  12/14/25
Congrats on paying off ur absolute lowest cost liability
gold kink-friendly depressive idea he suggested
  12/14/25
I have enough money that the $200 it cost me to pay it off e...
spectacular abnormal brunch toaster
  12/14/25
Cr people spend that much on a bottle of booze. Do what make...
Vibrant wrinkle
  12/15/25
u sound mad
ungodly philosopher-king hominid
  12/14/25
go to grad school
curious at-the-ready piazza party of the first part
  12/14/25
...
brilliant genital piercing
  12/14/25
Post bacc MD cr?
spectacular abnormal brunch toaster
  12/15/25
yeah you gotta be careful though. some are better than other...
curious at-the-ready piazza party of the first part
  12/15/25
time for you to pay off mine
alcoholic carnelian dingle berry mad-dog skullcap
  12/15/25
180 You are as free as possible now. Don't listen to anyo...
Stirring dun crotch
  12/15/25
...
ungodly philosopher-king hominid
  12/15/25
...
overrated aromatic forum cumskin
  12/15/25
nah there still has to be a mortgage and divorce paid off b...
curious at-the-ready piazza party of the first part
  12/15/25
I have zero debt, I love my freedom.
Stirring dun crotch
  12/15/25
...
Cracking chartreuse mediation
  12/15/25
you won this gen
Marvelous Bat-shit-crazy Locus Tank
  12/15/25
Congrats, brother. I've got about $400,000 in debt and it ha...
big sanctuary
  12/15/25
current weight?
Nofapping arrogant university ceo
  12/15/25
372 or so. It's been a rough holiday season.
big sanctuary
  12/15/25
what are some things that have happened to you that forced y...
painfully honest flirting potus
  12/15/25
Unrelenting stress. Lack of sunshine. I've just been a mess ...
big sanctuary
  12/15/25
how did you get $400k in debt? what are your plans to pay it...
bipolar stage
  12/15/25
how much was the original loan balance and how much (((inter...
bipolar stage
  12/15/25
Original debt was about 25k. This was a loan from 1999 (lmao...
spectacular abnormal brunch toaster
  12/15/25
I want to stab you
vigorous messiness office
  12/15/25
Being echo gen x has its privileges
spectacular abnormal brunch toaster
  12/15/25
hookers and blow? pretty much whatever you want
amber laser beams personal credit line
  12/15/25
I have 5k in debt, would you help me out, not flame taking ...
cyan private investor
  12/15/25
Where the fuck did you get 2.75% interest student loans?
Exciting flatulent address dog poop
  12/15/25
Around 2007 and 2008, there were some great rates.
Dashing Stage Kitty
  12/15/25
This is a loan from FUCKING NINETEEN NINETY NINE IM OLD
spectacular abnormal brunch toaster
  12/15/25
Undergrad?
Dashing Stage Kitty
  12/16/25
...
Stirring dun crotch
  12/16/25
I have a loan that's exactly half that -- 1.375% with the au...
Dashing Stage Kitty
  12/15/25
If you told me right now that you'd give me x dollars at 1.3...
Exciting flatulent address dog poop
  12/15/25
two girls, same time
Disgusting den
  12/15/25
borrow more money from jews asap
Disrespectful selfie
  12/15/25
Uncle Sam is a goy, shitlib
spectacular abnormal brunch toaster
  12/15/25
who benefits? COHEN BENEFITS!
Disrespectful selfie
  12/15/25


Poast new message in this thread



Reply Favorite

Date: December 14th, 2025 11:16 PM
Author: spectacular abnormal brunch toaster

It was a 2.75% rate but I just wanted that stupid payment to stop showing up in my finance app before it was due to finish being paid off in 2029.

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2\u0026mark_id=5310909#49510173)



Reply Favorite

Date: December 14th, 2025 11:18 PM
Author: gold kink-friendly depressive idea he suggested

Congrats on paying off ur absolute lowest cost liability

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2\u0026mark_id=5310909#49510176)



Reply Favorite

Date: December 14th, 2025 11:53 PM
Author: spectacular abnormal brunch toaster

I have enough money that the $200 it cost me to pay it off early was not worth the mind space

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2\u0026mark_id=5310909#49510246)



Reply Favorite

Date: December 15th, 2025 11:00 AM
Author: Vibrant wrinkle

Cr people spend that much on a bottle of booze. Do what makes you happy. We’re all going to die

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2\u0026mark_id=5310909#49510957)



Reply Favorite

Date: December 14th, 2025 11:56 PM
Author: ungodly philosopher-king hominid

u sound mad

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2\u0026mark_id=5310909#49510252)



Reply Favorite

Date: December 14th, 2025 11:55 PM
Author: curious at-the-ready piazza party of the first part

go to grad school

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2\u0026mark_id=5310909#49510250)



Reply Favorite

Date: December 14th, 2025 11:57 PM
Author: brilliant genital piercing



(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2\u0026mark_id=5310909#49510253)



Reply Favorite

Date: December 15th, 2025 12:00 AM
Author: spectacular abnormal brunch toaster

Post bacc MD cr?

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2\u0026mark_id=5310909#49510256)



Reply Favorite

Date: December 15th, 2025 12:05 AM
Author: curious at-the-ready piazza party of the first part

yeah you gotta be careful though. some are better than others for md/mph admissions.

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2\u0026mark_id=5310909#49510265)



Reply Favorite

Date: December 15th, 2025 12:06 AM
Author: alcoholic carnelian dingle berry mad-dog skullcap

time for you to pay off mine

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2\u0026mark_id=5310909#49510267)



Reply Favorite

Date: December 15th, 2025 12:06 AM
Author: Stirring dun crotch

180

You are as free as possible now. Don't listen to anyone that tells you it's retarded to pay off low interest debt.

Unshackle dem iron chainz

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2\u0026mark_id=5310909#49510270)



Reply Favorite

Date: December 15th, 2025 12:11 AM
Author: ungodly philosopher-king hominid



(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2\u0026mark_id=5310909#49510282)



Reply Favorite

Date: December 15th, 2025 12:16 AM
Author: overrated aromatic forum cumskin



(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2\u0026mark_id=5310909#49510293)



Reply Favorite

Date: December 15th, 2025 12:17 AM
Author: curious at-the-ready piazza party of the first part

nah there still has to be a mortgage and divorce paid off before youre truly free like tom brady.

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2\u0026mark_id=5310909#49510294)



Reply Favorite

Date: December 15th, 2025 12:28 AM
Author: Stirring dun crotch

I have zero debt, I love my freedom.

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2\u0026mark_id=5310909#49510314)



Reply Favorite

Date: December 15th, 2025 10:56 AM
Author: Cracking chartreuse mediation



(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2\u0026mark_id=5310909#49510933)



Reply Favorite

Date: December 15th, 2025 12:15 AM
Author: Marvelous Bat-shit-crazy Locus Tank

you won this gen

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2\u0026mark_id=5310909#49510292)



Reply Favorite

Date: December 15th, 2025 10:58 AM
Author: big sanctuary

Congrats, brother. I've got about $400,000 in debt and it hangs from my neck and is a tremendous burden.

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2\u0026mark_id=5310909#49510945)



Reply Favorite

Date: December 15th, 2025 11:01 AM
Author: Nofapping arrogant university ceo

current weight?

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2\u0026mark_id=5310909#49510960)



Reply Favorite

Date: December 15th, 2025 11:02 AM
Author: big sanctuary

372 or so. It's been a rough holiday season.

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2\u0026mark_id=5310909#49510964)



Reply Favorite

Date: December 15th, 2025 11:11 AM
Author: painfully honest flirting potus

what are some things that have happened to you that forced your weight to gain

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2\u0026mark_id=5310909#49510978)



Reply Favorite

Date: December 15th, 2025 11:39 AM
Author: big sanctuary

Unrelenting stress. Lack of sunshine. I've just been a mess lately.

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2\u0026mark_id=5310909#49511046)



Reply Favorite

Date: December 15th, 2025 11:55 AM
Author: bipolar stage

how did you get $400k in debt? what are your plans to pay it back

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2\u0026mark_id=5310909#49511088)



Reply Favorite

Date: December 15th, 2025 11:25 AM
Author: bipolar stage

how much was the original loan balance and how much (((interest and fees))) did you end up paying over the repayment period

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2\u0026mark_id=5310909#49511013)



Reply Favorite

Date: December 15th, 2025 9:03 PM
Author: spectacular abnormal brunch toaster

Original debt was about 25k. This was a loan from 1999 (lmao) - I went to a state school where the all in yearly out of state price was about 25k. I think the total amount paid in excess of principal was only about 10k. I was in school from 1999 to 2004 and then from 2007 to 2010. So only about 18 years of interest accrued.

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2\u0026mark_id=5310909#49512535)



Reply Favorite

Date: December 15th, 2025 9:07 PM
Author: vigorous messiness office

I want to stab you

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2\u0026mark_id=5310909#49512550)



Reply Favorite

Date: December 15th, 2025 9:08 PM
Author: spectacular abnormal brunch toaster

Being echo gen x has its privileges

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2\u0026mark_id=5310909#49512555)



Reply Favorite

Date: December 15th, 2025 11:56 AM
Author: amber laser beams personal credit line

hookers and blow? pretty much whatever you want

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2\u0026mark_id=5310909#49511090)



Reply Favorite

Date: December 15th, 2025 11:58 AM
Author: cyan private investor

I have 5k in debt, would you help me out, not flame

taking ETH 0xA481F00EDb59FA2CA3ba27F7BcA090529a686a3D



(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2\u0026mark_id=5310909#49511096)



Reply Favorite

Date: December 15th, 2025 12:30 PM
Author: Exciting flatulent address dog poop

Where the fuck did you get 2.75% interest student loans?

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2\u0026mark_id=5310909#49511166)



Reply Favorite

Date: December 15th, 2025 12:30 PM
Author: Dashing Stage Kitty

Around 2007 and 2008, there were some great rates.

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2\u0026mark_id=5310909#49511170)



Reply Favorite

Date: December 15th, 2025 9:03 PM
Author: spectacular abnormal brunch toaster

This is a loan from FUCKING NINETEEN NINETY NINE

IM OLD

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2\u0026mark_id=5310909#49512536)



Reply Favorite

Date: December 16th, 2025 2:01 AM
Author: Dashing Stage Kitty

Undergrad?

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2\u0026mark_id=5310909#49512977)



Reply Favorite

Date: December 16th, 2025 2:04 AM
Author: Stirring dun crotch



(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2\u0026mark_id=5310909#49512982)



Reply Favorite

Date: December 15th, 2025 12:30 PM
Author: Dashing Stage Kitty

I have a loan that's exactly half that -- 1.375% with the autopay discount.

I ain't paying a day early. Let that debt ride, baby!

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2\u0026mark_id=5310909#49511167)



Reply Favorite

Date: December 15th, 2025 4:39 PM
Author: Exciting flatulent address dog poop

If you told me right now that you'd give me x dollars at 1.375% interest, I'd say yes--basically no matter what amount x is.

Maybe that's a powergoy mentality, but I just lived through 4 years of joe biden.

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2\u0026mark_id=5310909#49511840)



Reply Favorite

Date: December 15th, 2025 9:10 PM
Author: Disgusting den

two girls, same time

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2\u0026mark_id=5310909#49512566)



Reply Favorite

Date: December 15th, 2025 9:12 PM
Author: Disrespectful selfie

borrow more money from jews asap

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2\u0026mark_id=5310909#49512570)



Reply Favorite

Date: December 15th, 2025 9:13 PM
Author: spectacular abnormal brunch toaster

Uncle Sam is a goy, shitlib

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2\u0026mark_id=5310909#49512578)



Reply Favorite

Date: December 15th, 2025 9:16 PM
Author: Disrespectful selfie

who benefits? COHEN BENEFITS!

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2\u0026mark_id=5310909#49512587)